Nifty

:

24530.90

Sensex

:

80604.65

-269.95 (-1.09%)
-738.81 (-0.91%)

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Nifty
Sensex

:
:

24530.90
80604.65

-269.95 (-1.09%)
-738.81 (-0.91%)

PNB Housing Finance Ltd.

Finance - Housing

Rating :

54/99

BSE: 540173 | NSE: PNBHOUSING

Watchlist

NSE BSE

792.60

05-Jul-2024

Open
High
Low
Previous Close

808.80
809.90
791.10
808.85

Volume
Traded Value (lacs)
52 Week High
52 Week Low

719773
5745.04
913.70
598.10

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

20,271.79
13.44
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

72,681.45
N/A
1.36

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

14.69
-3.63
4.40

EBITDA CAGR (%)

10 Years
5 Years
3 Years

14.65
-2.06
3.18

PAT CAGR (%)

10 Years
5 Years
3 Years

22.91
18.47
21.71

P:E (Median)

8 Years
5 Years
3 Years

-
9.99
11.61

P:BV (Average)

8 Years
5 Years
3 Years

-
0.94
1.01

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
10.32
10.42

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Mar 24 Mar 23 Var% Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var%
Net Sales 1,800.72 1,626.81 10.69% 1,748.05 1,787.22 -2.19% 1,766.14 1,672.18 5.62% 1,698.83 1,404.34 20.97%
Expenses 155.59 260.85 -40.35% 206.21 409.10 -49.59% 189.75 356.08 -46.71% 187.35 148.74 25.96%
EBITDA 1,645.13 1,365.96 20.44% 1,541.84 1,378.12 11.88% 1,576.39 1,316.10 19.78% 1,511.48 1,255.60 20.38%
EBIDTM 91.36% 83.97% 88.20% 77.11% 89.26% 78.71% 88.97% 89.41%
Other Income 5.02 1.00 402.00% 3.42 0.18 1,800.00% 1.67 -0.62 - 0.13 1.28 -89.84%
Interest 1,069.99 1,008.33 6.12% 1,086.99 996.64 9.07% 1,057.62 964.13 9.70% 1,047.82 930.48 12.61%
Depreciation 14.13 12.57 12.41% 13.02 12.55 3.75% 11.27 13.14 -14.23% 12.56 12.97 -3.16%
PBT 566.03 346.06 63.56% 445.25 369.11 20.63% 509.17 338.21 50.55% 451.23 313.43 43.97%
Tax 122.23 63.15 93.56% 98.71 96.86 1.91% 124.77 75.30 65.70% 98.55 75.23 31.00%
PAT 443.80 282.91 56.87% 346.54 272.25 27.29% 384.40 262.91 46.21% 352.68 238.20 48.06%
PATM 24.65% 17.39% 19.82% 15.23% 21.77% 15.72% 20.76% 16.96%
EPS 17.09 10.89 56.93% 13.34 10.48 27.29% 14.80 10.12 46.25% 13.58 9.17 48.09%

Description Mar 24 Mar 23 Var% Dec 23 Dec 22 Var% Sep 23 Sep 22 Var% Jun 23 Jun 22 Var%
Net Sales 1,809.95 1,635.71 10.65% 1,754.75 1,796.51 -2.32% 1,777.75 1,684.41 5.54% 1,707.63 1,410.70 21.05%
Expenses 170.28 274.54 -37.98% 216.03 420.70 -48.65% 203.66 365.95 -44.35% 200.91 157.60 27.48%
EBITDA 1,639.67 1,361.17 20.46% 1,538.72 1,375.81 11.84% 1,574.09 1,318.46 19.39% 1,506.72 1,253.10 20.24%
EBIDTM 90.59% 83.22% 87.69% 76.58% 88.54% 78.27% 88.23% 88.83%
Other Income 4.02 2.01 100.00% 1.25 0.01 12,400.00% 1.65 -0.98 - 0.09 1.29 -93.02%
Interest 1,069.70 1,008.05 6.12% 1,086.62 996.34 9.06% 1,057.30 963.87 9.69% 1,047.50 930.26 12.60%
Depreciation 14.18 12.63 12.27% 13.05 12.60 3.57% 11.33 13.18 -14.04% 12.63 13.03 -3.07%
PBT 559.81 342.50 63.45% 440.30 366.88 20.01% 507.11 340.43 48.96% 446.68 311.10 43.58%
Tax 120.56 63.22 90.70% 101.86 97.75 4.20% 124.11 77.80 59.52% 99.36 76.14 30.50%
PAT 439.25 279.28 57.28% 338.44 269.13 25.75% 383.00 262.63 45.83% 347.32 234.96 47.82%
PATM 24.27% 17.07% 19.29% 14.98% 21.54% 15.59% 20.34% 16.66%
EPS 16.91 13.69 23.52% 13.03 13.20 -1.29% 14.75 12.90 14.34% 13.38 11.54 15.94%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales - 7,013.74 6,490.55 6,141.09 7,569.63 8,478.32 7,480.86 5,488.06 3,907.70 2,697.92 1,780.38 Net Sales Growth - 8.06% 5.69% -18.87% -10.72% 13.33% 36.31% 40.44% 44.84% 51.54% Cost Of Goods Sold - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit - 7,013.74 6,490.55 6,141.09 7,569.63 8,478.32 7,480.86 5,488.06 3,907.70 2,697.92 1,780.38 GP Margin - 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure - 920.25 2,299.43 964.41 1,242.32 1,719.98 707.97 692.97 441.56 320.25 227.41 Power & Fuel Cost - 9.33 8.71 7.39 7.02 0.00 0.00 0.00 4.90 4.15 2.99 % Of Sales - 0.13% 0.13% 0.12% 0.09% 0% 0% 0% 0.13% 0.15% 0.17% Employee Cost - 264.13 214.34 180.05 176.37 195.28 211.33 142.72 101.26 75.28 67.06 % Of Sales - 3.77% 3.30% 2.93% 2.33% 2.30% 2.82% 2.60% 2.59% 2.79% 3.77% Manufacturing Exp. - 167.13 104.50 80.50 87.16 37.27 144.51 131.55 26.33 20.86 30.73 % Of Sales - 2.38% 1.61% 1.31% 1.15% 0.44% 1.93% 2.40% 0.67% 0.77% 1.73% General & Admin Exp. - 111.77 97.61 96.98 59.46 155.58 145.72 122.50 204.84 135.13 89.91 % Of Sales - 1.59% 1.50% 1.58% 0.79% 1.84% 1.95% 2.23% 5.24% 5.01% 5.05% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 377.22 1,882.98 606.88 919.33 1,331.85 206.41 296.20 109.13 88.98 0.00 % Of Sales - 5.38% 29.01% 9.88% 12.14% 15.71% 2.76% 5.40% 2.79% 3.30% 2.23% EBITDA - 6,093.49 4,191.12 5,176.68 6,327.31 6,758.34 6,772.89 4,795.09 3,466.14 2,377.67 1,552.97 EBITDA Margin - 86.88% 64.57% 84.30% 83.59% 79.71% 90.54% 87.37% 88.70% 88.13% 87.23% Other Income - 193.51 1,127.94 5.32 18.78 7.60 3.74 0.63 0.15 0.75 0.00 Interest - 4,264.34 3,901.02 4,066.05 5,100.59 5,875.30 5,167.29 3,537.03 2,643.65 1,860.29 1,250.24 Depreciation - 50.98 51.23 53.18 58.78 65.64 31.29 24.11 18.63 15.04 8.28 PBT - 1,971.68 1,366.81 1,062.77 1,186.72 825.00 1,578.05 1,234.58 804.01 503.09 294.45 Tax - 444.26 310.54 240.85 261.50 142.69 496.67 392.44 280.28 176.62 100.38 Tax Rate - 22.53% 22.72% 22.66% 22.04% 17.30% 31.47% 31.79% 34.86% 35.11% 34.09% PAT - 1,527.42 1,056.27 821.92 925.22 682.31 1,081.38 842.14 523.73 326.47 194.07 PAT before Minority Interest - 1,527.42 1,056.27 821.92 925.22 682.31 1,081.38 842.14 523.73 326.47 194.07 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 21.78% 16.27% 13.38% 12.22% 8.05% 14.46% 15.34% 13.40% 12.10% 10.90% PAT Growth - 44.61% 28.51% -11.16% 35.60% -36.90% 28.41% 60.80% 60.42% 68.22% EPS - 58.81 40.67 31.65 35.63 26.27 41.64 32.43 20.17 12.57 7.47

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Net Sales - 7,050.08 6,527.33 6,195.93 7,608.63 8,482.31 7,679.32 5,488.71 Net Sales Growth - 8.01% 5.35% -18.57% -10.30% 10.46% 39.91% Cost Of Goods Sold - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit - 7,050.08 6,527.33 6,195.93 7,608.63 8,482.31 7,679.32 5,488.71 GP Margin - 100% 100% 100% 100% 100% 100% 100% Total Expenditure - 972.22 2,343.45 999.03 1,261.83 1,737.69 750.26 693.60 Power & Fuel Cost - 9.35 8.73 7.45 7.04 0.00 0.00 0.00 % Of Sales - 0.13% 0.13% 0.12% 0.09% 0% 0% 0% Employee Cost - 337.34 265.96 216.61 211.29 233.06 303.88 144.14 % Of Sales - 4.78% 4.07% 3.50% 2.78% 2.75% 3.96% 2.63% Manufacturing Exp. - 131.35 84.94 66.69 67.91 38.18 116.62 130.30 % Of Sales - 1.86% 1.30% 1.08% 0.89% 0.45% 1.52% 2.37% General & Admin Exp. - 125.76 108.57 106.76 60.99 131.84 123.35 122.96 % Of Sales - 1.78% 1.66% 1.72% 0.80% 1.55% 1.61% 2.24% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 377.77 1,883.98 608.97 921.64 1,334.61 206.41 296.20 % Of Sales - 5.36% 28.86% 9.83% 12.11% 15.73% 2.69% 5.40% EBITDA - 6,077.86 4,183.88 5,196.90 6,346.80 6,744.62 6,929.06 4,795.11 EBITDA Margin - 86.21% 64.10% 83.88% 83.42% 79.51% 90.23% 87.36% Other Income - 190.28 1,128.43 5.31 20.16 7.71 3.90 0.63 Interest - 4,263.05 3,899.96 4,064.86 5,100.92 5,875.47 5,167.20 3,537.03 Depreciation - 51.19 51.44 53.39 59.01 65.85 31.37 24.13 PBT - 1,953.90 1,360.91 1,083.96 1,207.03 811.01 1,734.39 1,234.58 Tax - 445.89 314.91 247.48 277.13 164.77 542.87 393.43 Tax Rate - 22.82% 23.14% 22.83% 22.96% 20.32% 31.30% 31.87% PAT - 1,508.01 1,046.00 836.48 929.90 646.24 1,191.52 841.15 PAT before Minority Interest - 1,508.01 1,046.00 836.48 929.90 646.24 1,191.52 841.15 Minority Interest - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin - 21.39% 16.02% 13.50% 12.22% 7.62% 15.52% 15.33% PAT Growth - 44.17% 25.05% -10.05% 43.89% -45.76% 41.65% EPS - 58.07 40.28 32.21 35.81 24.88 45.88 32.39

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 14,932.37 10,952.57 9,800.54 8,867.18 7,947.16 7,435.01 6,568.35 5,577.31 2,145.90 1,578.73 Share Capital 259.72 168.86 168.60 168.27 168.19 167.47 166.59 165.64 126.92 103.85 Total Reserves 14,626.10 10,733.50 9,576.40 8,625.62 7,711.65 7,211.43 6,374.42 5,411.67 2,018.98 1,474.88 Non-Current Liabilities 46,652.79 47,109.03 45,576.42 50,715.13 60,508.68 56,263.84 38,978.79 24,477.17 16,938.41 11,455.67 Secured Loans 28,564.22 28,382.12 28,241.91 35,354.67 45,531.59 42,854.10 28,282.37 16,064.52 11,603.94 8,117.86 Unsecured Loans 18,191.95 18,851.35 17,678.12 15,514.65 15,011.60 13,219.67 10,529.04 8,019.44 5,042.28 2,987.28 Long Term Provisions 19.78 17.39 17.12 17.97 16.43 23.39 16.81 242.45 160.93 81.58 Current Liabilities 11,174.46 8,681.19 10,229.26 11,320.73 10,142.89 20,000.18 17,862.25 12,905.07 10,586.64 6,000.84 Trade Payables 47.44 44.47 27.14 27.80 83.54 132.16 123.66 93.56 75.24 56.66 Other Current Liabilities 2,350.75 2,165.71 2,805.31 2,702.84 2,864.70 4,082.60 2,334.32 4,836.06 2,991.87 2,444.34 Short Term Borrowings 8,260.37 6,387.63 7,041.09 8,524.50 7,192.65 15,785.08 14,965.29 7,947.41 7,448.41 3,447.26 Short Term Provisions 515.90 83.38 355.72 65.59 2.00 0.34 438.98 28.04 71.12 52.57 Total Liabilities 72,759.62 66,742.79 65,606.22 70,903.04 78,598.73 83,699.03 63,409.39 42,959.55 29,670.95 19,035.24 Net Block 205.93 145.33 149.46 317.13 456.26 232.86 254.09 58.40 58.11 39.58 Gross Block 438.90 399.61 361.67 477.24 570.72 286.01 277.65 104.30 85.55 52.20 Accumulated Depreciation 232.97 254.28 212.21 160.11 114.46 53.15 23.56 45.90 27.44 12.62 Non Current Assets 66,893.13 60,402.89 57,792.30 62,969.97 69,105.69 75,972.44 58,632.03 37,744.00 26,655.83 14,784.60 Capital Work in Progress 15.25 3.16 3.54 2.38 4.06 5.17 9.69 2.03 4.05 18.10 Non Current Investment 2,429.70 2,317.17 2,234.48 1,942.09 1,953.59 1,386.88 1,183.54 961.35 782.10 219.13 Long Term Loans & Adv. 26.07 17.33 17.06 16.46 18.73 18.75 16.49 12.66 6.13 5.22 Other Non Current Assets 10.91 10.85 6.49 4.54 4.37 1.31 0.95 265.77 181.88 120.40 Current Assets 5,866.49 6,339.90 7,705.09 7,933.07 9,493.04 7,726.59 4,777.36 5,215.55 3,015.12 4,250.63 Current Investments 1,915.56 870.85 1,237.54 90.83 95.28 3,071.11 1,230.18 2,318.21 840.17 1,366.85 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 52.15 0.01 39.02 15.03 5.84 26.74 0.33 0.00 0.00 0.00 Cash & Bank 2,498.63 3,692.57 5,114.84 6,906.50 8,512.53 4,026.08 2,816.93 151.47 248.54 293.14 Other Current Assets 1,400.15 1,397.35 899.10 915.45 879.39 602.66 729.92 2,745.87 1,926.41 2,590.64 Short Term Loans & Adv. 721.41 379.12 414.59 5.26 46.54 102.81 502.55 2,187.62 1,616.28 1,599.72 Net Current Assets -5,307.97 -2,341.29 -2,524.17 -3,387.66 -649.85 -12,273.59 -13,084.89 -7,689.52 -7,571.52 -1,750.20 Total Assets 72,759.62 66,742.79 65,497.39 70,903.04 78,598.73 83,699.03 63,409.39 42,959.55 29,670.95 19,035.23

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Shareholder's Funds 14,974.44 11,013.86 9,871.63 8,923.03 7,997.77 7,543.90 6,567.34 Share Capital 259.72 168.86 168.60 168.27 168.19 167.47 166.59 Total Reserves 14,668.17 10,794.79 9,647.49 8,681.47 7,762.26 7,320.32 6,373.41 Non-Current Liabilities 46,653.09 47,109.52 45,576.54 50,714.02 60,497.96 56,391.21 39,108.82 Secured Loans 28,564.22 28,382.12 28,241.91 35,354.67 45,531.59 42,854.10 28,282.37 Unsecured Loans 18,192.00 18,851.63 17,678.13 15,513.27 15,010.86 13,219.67 10,529.04 Long Term Provisions 20.23 17.72 17.33 18.39 16.94 24.92 16.84 Current Liabilities 11,167.24 8,701.40 10,242.37 11,325.52 10,148.06 19,872.89 17,730.80 Trade Payables 19.74 30.25 16.29 17.82 86.92 127.16 119.60 Other Current Liabilities 2,369.52 2,186.77 2,825.16 2,720.27 2,866.49 3,960.31 2,206.06 Short Term Borrowings 8,260.37 6,387.63 7,041.09 8,524.50 7,192.65 15,785.08 14,965.29 Short Term Provisions 517.61 96.75 359.83 62.93 2.00 0.34 439.85 Total Liabilities 72,794.77 66,824.78 65,690.54 70,962.57 78,643.79 83,808.00 63,406.96 Net Block 206.27 145.79 149.87 317.75 457.09 233.66 254.25 Gross Block 440.42 401.05 362.83 478.40 571.86 286.91 277.83 Accumulated Depreciation 234.15 255.26 212.96 160.65 114.77 53.25 23.58 Non Current Assets 66,798.56 60,335.51 57,748.62 62,928.65 69,066.93 78,839.08 58,629.87 Capital Work in Progress 15.25 3.16 3.54 2.38 4.06 5.17 9.69 Non Current Investment 2,429.45 2,316.92 2,234.23 1,941.84 1,953.34 4,291.01 1,183.29 Long Term Loans & Adv. 26.07 17.33 17.06 16.47 18.74 18.75 16.49 Other Non Current Assets 12.77 12.00 7.45 5.49 5.68 2.61 1.35 Current Assets 5,996.21 6,489.27 7,833.09 8,033.92 9,576.86 4,968.92 4,777.09 Current Investments 1,916.56 879.37 1,248.47 102.98 122.95 270.22 1,230.23 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 51.53 12.87 42.80 44.94 44.90 38.88 0.33 Cash & Bank 2,606.93 3,796.20 5,216.09 6,968.63 8,514.39 4,034.07 2,816.98 Other Current Assets 1,421.19 1,397.35 899.10 911.88 894.62 625.75 729.55 Short Term Loans & Adv. 742.45 403.48 426.63 5.49 64.23 120.62 503.05 Net Current Assets -5,171.03 -2,212.13 -2,409.28 -3,291.60 -571.20 -14,903.97 -12,953.71 Total Assets 72,794.77 66,824.78 65,581.71 70,962.57 78,643.79 83,808.00 63,406.96

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -4,644.14 -1,772.04 6,216.35 6,565.56 8,911.14 -16,625.74 -15,663.79 -12,406.47 -9,664.46 -6,790.98 PBT 1,971.68 1,366.81 1,062.77 1,186.72 825.00 1,578.05 1,234.58 804.01 503.09 294.45 Adjustment 4,631.88 4,594.25 5,078.31 5,796.96 1,257.18 42.47 289.74 121.53 98.37 46.61 Changes in Working Capital -6,718.74 -3,455.04 4,826.27 5,106.89 7,149.54 -17,748.76 -16,714.67 -13,060.08 -10,100.48 -7,039.97 Cash after chg. in Working capital -115.18 2,506.02 10,967.35 12,090.57 9,231.72 -16,128.24 -15,190.35 -12,134.54 -9,499.02 -6,698.91 Interest Paid -4,182.42 -3,980.99 -4,405.19 -5,219.83 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -346.54 -297.07 -345.81 -305.18 -320.58 -497.50 -473.44 -271.93 -165.44 -89.37 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -2.70 Cash From Investing Activity -1,193.48 173.63 -1,476.23 5.33 -62.41 -53.25 -49.51 -16.88 -19.64 -37.34 Net Fixed Assets -51.38 -37.56 114.41 95.16 -283.60 -3.84 -181.01 -16.73 -19.30 -36.49 Net Investments -1,157.24 284.00 -1,439.10 15.95 2,409.12 -2,044.27 865.84 -1,657.29 -36.29 -940.50 Others 15.14 -72.81 -151.54 -105.78 -2,187.93 1,994.86 -734.34 1,657.14 35.95 939.65 Cash from Financing Activity 4,178.64 301.47 -6,732.19 -8,176.92 -4,362.24 17,888.06 18,464.32 12,322.49 9,803.90 6,850.49 Net Cash Inflow / Outflow -1,658.98 -1,296.94 -1,992.07 -1,606.03 4,486.49 1,209.07 2,751.02 -100.86 119.80 22.17 Opening Cash & Equivalents 3,617.42 4,914.36 6,906.43 8,512.46 4,025.97 2,816.90 65.88 166.71 46.92 24.75 Closing Cash & Equivalent 1,958.44 3,617.42 4,914.36 6,906.43 8,512.46 4,025.97 2,816.90 65.85 166.72 46.92

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Cash From Operating Activity -4,661.51 -1,865.03 6,254.26 6,611.28 8,928.50 -16,617.08 -15,663.56 PBT 1,953.90 1,360.91 1,083.96 1,207.03 811.01 1,734.39 1,234.58 Adjustment 4,658.50 4,617.63 5,033.90 5,809.89 1,272.42 13.38 290.17 Changes in Working Capital -6,735.13 -3,559.31 4,900.12 5,109.37 7,189.37 -17,794.23 -16,714.37 Cash after chg. in Working capital -122.73 2,419.23 11,017.98 12,126.29 9,272.80 -16,046.46 -15,189.62 Interest Paid -4,181.12 -3,979.92 -4,404.01 -5,219.27 0.00 0.00 0.00 Tax Paid -357.66 -304.34 -359.71 -295.74 -344.30 -570.62 -473.94 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -1,186.08 175.78 -1,474.99 20.55 -62.53 -53.97 -49.69 Net Fixed Assets -51.38 -37.56 114.41 95.16 -283.60 -3.84 Net Investments -1,157.24 284.00 -1,439.10 15.95 2,409.12 -2,044.27 Others 22.54 -70.66 -150.30 -90.56 -2,188.05 1,994.14 Cash from Financing Activity 4,178.63 301.47 -6,732.22 -8,177.59 -4,385.61 17,888.06 18,464.32 Net Cash Inflow / Outflow -1,668.96 -1,387.78 -1,952.95 -1,545.76 4,480.36 1,217.01 2,751.07 Opening Cash & Equivalents 3,627.83 5,015.61 6,968.56 8,514.32 4,033.96 2,816.95 65.88 Closing Cash & Equivalent 1,958.87 3,627.83 5,015.61 6,968.56 8,514.32 4,033.96 2,816.95

Financial Ratios

Standalone /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value (Rs.) 573.15 534.56 478.55 522.61 468.51 440.61 392.64 336.71 169.07 152.03 ROA 2.19% 1.60% 1.20% 1.24% 0.84% 1.47% 1.58% 1.44% 1.34% 1.27% ROE 11.85% 10.23% 8.87% 11.10% 8.94% 15.54% 13.90% 13.56% 17.53% 15.45% ROCE 9.27% 8.27% 7.83% 8.74% 8.65% 9.66% 9.41% 9.96% 10.21% 10.58% Fixed Asset Turnover 16.73 17.05 17.50 14.44 19.79 38.87 28.74 41.17 39.17 42.91 Receivable days 1.36 1.10 1.61 0.50 0.70 0.66 0.02 0.00 0.00 0.00 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 131.39 120.06 132.12 202.94 207.46 130.66 Cash Conversion Cycle 1.36 1.10 1.61 0.50 -130.69 -119.40 -132.09 -202.94 -207.46 -130.66 Total Debt/Equity 3.70 4.92 5.43 6.75 8.60 9.74 8.22 6.36 12.12 10.49 Interest Cover 1.46 1.35 1.26 1.23 1.14 1.31 1.35 1.30 1.27 1.24

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18
Book Value (Rs.) 574.77 537.56 482.04 525.92 471.52 447.11 392.58 ROA 2.16% 1.58% 1.22% 1.24% 0.80% 1.62% 1.33% ROE 11.65% 10.07% 8.96% 11.08% 8.38% 16.99% 12.86% ROCE 9.24% 8.25% 7.85% 8.76% 8.62% 9.88% 7.91% Fixed Asset Turnover 16.76 17.09 17.60 14.48 19.75 39.79 19.76 Receivable days 1.67 1.56 2.58 2.15 1.80 0.93 0.02 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 115.42 99.28 145.39 Cash Conversion Cycle 1.67 1.56 2.58 2.15 -113.61 -98.35 -145.37 Total Debt/Equity 3.69 4.89 5.40 6.71 8.54 9.60 8.22 Interest Cover 1.46 1.35 1.27 1.24 1.14 1.34 1.35

Top Investors:

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Annual Reports:

News Update:

PNB Housing Finance planning to raise funds up to Rs 10,000 crore through NCDs
12th Jun 2024, 16:28 PM

A meeting of the Board of Directors of the Company is scheduled on June 18, 2024, to consider the same
Read More
PNB Housing Finance - Quarterly Results
29th Apr 2024, 15:22 PM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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