Nifty
:
22795.90
Sensex
:
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)
Nifty
Sensex
:
:
22795.90
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)

Bank Of Baroda

Bank - Public

Rating :
N/A

BSE: 532134 | NSE: BANKBARODA

NSE BSE
219.71
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  221.60
  •  222.58
  •  218.01
  •  220.02
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10170330
  •  22388.93
  •  299.70
  •  200.18

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,08,727.89
  • 5.32
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,53,966.68
  • 3.61%
  • 0.78

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.74%
  • 7.54%
  • FII
  • DII
  • Others
  • 8.9%
  • 16.93%
  • 1.92%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.22
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.05
  • 83.12
  • 33.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.72
  • 0.91

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.56
  • 7.40
  • 6.97

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.75
  • 0.72
  • 0.91

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.46
  • 4.33
  • 4.77

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
32,569.84
30,041.75
8.42%
31,886.92
29,262.76
8.97%
31,143.01
28,002.54
11.21%
31,072.17
27,077.32
14.75%
Interest Exp.
20,143.22
18,002.05
11.89%
19,266.01
17,527.69
9.92%
18,582.48
16,060.32
15.70%
18,309.02
14,790.46
23.79%
Net Interest Income
12,426.62
12,039.70
3.21%
12,620.91
11,735.07
7.55%
12,560.53
11,942.22
5.18%
12,763.15
12,286.86
3.88%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
5,162.65
5,042.23
2.39%
7,568.06
6,503.24
16.37%
4,657.93
5,315.59
-12.37%
6,538.42
5,450.74
19.95%
Total Income
37,732.49
35,083.98
7.55%
39,454.98
35,766.00
10.31%
35,800.94
33,318.13
7.45%
37,610.59
32,528.06
15.63%
Operating Exp.
9,157.55
8,653.14
5.83%
8,982.42
8,430.38
6.55%
8,437.15
7,761.91
8.70%
9,491.38
8,483.35
11.88%
Operating Profit
8,431.72
8,428.79
0.03%
11,206.55
9,807.93
14.26%
8,781.31
9,495.90
-7.53%
9,810.19
9,254.25
6.01%
Provision
1,496.89
1,902.56
-21.32%
3,772.80
3,785.16
-0.33%
2,441.78
3,278.41
-25.52%
2,777.33
2,158.36
28.68%
PBT
6,934.83
6,526.23
6.26%
7,433.75
6,022.77
23.43%
6,339.53
6,217.49
1.96%
7,032.86
7,095.89
-0.89%
PBTM
21.29
21.72
-1.98%
23.31
20.58
13.27%
20.36
22.20
-8.29%
22.63
26.21
-13.66%
TAX
1,818.01
1,777.91
2.26%
1,978.71
1,679.67
17.80%
1,759.04
1,915.23
-8.16%
2,016.90
1,985.76
1.57%
PAT
5,116.82
4,748.32
7.76%
5,455.04
4,343.10
25.60%
4,580.49
4,302.26
6.47%
5,015.96
5,110.13
-1.84%
PATM
15.71%
15.81%
17.11%
14.84%
14.71%
15.36%
16.14%
18.87%
EPS
9.89
9.18
7.73%
10.55
8.40
25.60%
8.86
8.32
6.49%
9.70
9.88
-1.82%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
50,371.21
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
14,368.36
Interest Earned
1,26,671.94
1,18,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
44,914.97
Interest Expended
76,300.73
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
30,546.61
Int. income Growth
4.93%
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
8.66%
-4.71%
 
Other Income
23,927.06
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
5,449.27
Total Income
1,50,599.00
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
19,817.63
Total Expenditure
36,068.50
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
13,466.13
Employee Cost
-
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
4,476.97
% Of Sales
-
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
9.97%
Opt. & Establishment Exp.
-
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
4,495.70
% Of Sales
-
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
11.54%
10.01%
Provisions
-
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
5,229.98
% Of Sales
-
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
34.83%
11.64%
EBITDA
38,229.77
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
6,351.50
EBITDA Margin
71.53%
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
-41.69%
44.20%
Depreciation
0.00
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
525.11
368.26
PBT
27,740.97
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
5,983.23
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,572.66
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
2,150.54
Tax Rate
27.30%
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
35.94%
PAT
20,018.35
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
3,793.99
PAT before Minority Interest
20,168.31
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
3,832.69
Minority Interest
-149.96
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
-38.70
PAT Margin
26.94%
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
-25.85%
19.14%
PAT Growth
9.00%
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
0
-234.10%
 
EPS
39.00
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36
-9.84
7.34

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
1,19,712.24
1,05,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
42,017.65
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
462.09
443.56
Total Reserves
1,18,676.71
1,04,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
41,574.09
Minority Interest
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
193.69
186.72
Deposits
13,51,801.84
12,34,682.00
10,75,804.44
9,95,909.81
9,73,228.15
6,65,588.69
6,07,451.36
6,17,256.87
5,86,690.47
6,29,981.25
Borrowings
1,01,959.10
1,07,910.16
1,09,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
35,501.52
Other Liabilities & Provisions
80,288.29
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
26,290.24
Total Liabilities
16,54,779.38
15,25,878.98
13,40,137.09
12,02,675.79
11,99,942.14
8,19,671.94
7,47,804.91
7,19,220.51
6,91,179.08
7,33,977.38
Net Block
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
2,978.41
Gross Block
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
6,796.35
Accumulated Depreciation
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
3,817.94
Total Non-Current Assets
16,04,557.91
14,72,469.25
12,85,284.70
11,41,979.32
11,36,315.30
7,84,959.60
7,16,033.52
6,93,023.40
6,63,738.27
7,14,764.05
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
23,556.94
Balance with banks and money at call
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
1,30,199.86
1,14,188.30
1,28,074.25
Investments
4,07,136.32
3,97,487.23
3,47,587.10
2,81,859.00
2,89,726.72
1,95,716.24
1,75,137.23
1,40,716.43
1,28,894.06
1,24,738.96
Advances
10,88,983.40
9,63,651.83
7,97,280.94
7,23,242.25
7,06,539.73
4,84,214.81
4,37,941.26
3,92,262.30
3,91,485.99
4,35,415.49
Other Assets
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
19,213.32
Total Assets
16,54,779.38
15,25,878.97
13,40,137.09
12,02,675.79
11,99,942.13
8,19,671.95
7,47,804.92
7,19,220.51
6,91,179.08
7,33,977.37
Contingent Liabilities
5,78,782.81
5,81,568.05
4,05,792.13
4,00,673.86
3,84,036.42
3,81,543.49
2,99,023.38
2,53,394.60
2,29,806.96
2,47,332.37
Bills for collection
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
37,721.10
Adjusted Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
17,838.31
PBT
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
6,062.27
Adjustment
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
6,752.44
Adjustments for Liabilities & Assets
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
7,909.25
Refund/(Payment) of direct taxes
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
-2,885.65
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
-556.34
Net Fixed Assets
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
-483.42
Other Investment Activity
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
-7271.85
Cash from Financing Activity
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
-6.44
Closing Cash & Equivalent
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19
Net Cash Inflow / Outflow
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
17,275.52
Opening Cash & Equivalents
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19
1,34,355.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43
NIM
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
2.08
2.02
Yield on Advances
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
11.70
10.32
Yield on Investments
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
9.72
9.11
Cost of Liabilities
4.81
3.72
3.27
4.05
4.68
4.43
4.34
4.56
5.17
4.59
Interest Spread
6.06
6.09
5.93
6.23
6.49
6.50
6.18
6.77
6.52
5.73
ROCE
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
10.69%
Cost Income Ratio
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
50.61
43.42
Core Cost Income Ratio
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
53.87
45.81
Operating Costs to Assets
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
1.44
1.17
Loans/Deposits
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
0.06
0.06
Cash/Deposits
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
0.22
0.20
Inc Loan/Deposits
7.54%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
5.64%
Credit Deposits
80.56%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
69.12%
Interest Expended / Interest earned
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
68.01%
Interest income / Total funds
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
6.12%
Interest Expended / Total funds
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
4.16%
CASA
38.59%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%
26.43%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Bank Of Baroda - Quarterly Results
    30th Jan 2025, 16:23 PM

    Read More
  • Bank of Baroda inks business transfer agreement with Bank Dhofar
    28th Jan 2025, 11:30 AM

    An agreement is to transfer the Business undertaken by Bank’s Oman branch to Bank Dhofar

    Read More
  • Bank of Baroda launches liquid fixed deposits
    15th Jan 2025, 12:30 PM

    It gives depositors the flexibility of a partial withdrawal facility without having to close the entire FD

    Read More
  • Bank of Baroda gets nod to raise Rs 10,000 crore via bonds
    19th Dec 2024, 09:19 AM

    The Board of Directors of the Bank at its meeting held on December 18, 2024 inter-alia considered & approved the same

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.