Nifty
Sensex
:
:
23349.90
77155.79
-168.60 (-0.72%)
-422.59 (-0.54%)

Bank - Public

Rating :
N/A

BSE: 532134 | NSE: BANKBARODA

273.80
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  270.00
  •  274.40
  •  268.95
  •  270.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  15355368
  •  41749.89
  •  299.70
  •  192.75

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,18,217.34
  • 5.91
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,63,456.13
  • 3.32%
  • 0.87

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 63.97%
  • 0.77%
  • 8.04%
  • FII
  • DII
  • Others
  • 9.87%
  • 15.57%
  • 1.78%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 16.22
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.05
  • 83.12
  • 33.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.71
  • 0.89

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.57
  • 7.56
  • 7.21

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.75
  • 0.71
  • 0.89

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.49
  • 4.37
  • 4.67

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
31,886.92
29,262.76
8.97%
31,143.01
28,002.54
11.21%
31,072.17
27,196.30
14.25%
30,041.75
24,833.55
20.97%
Interest Exp.
19,266.01
17,527.69
9.92%
18,582.48
16,060.32
15.70%
18,309.02
14,790.46
23.79%
18,002.05
13,161.49
36.78%
Net Interest Income
12,620.91
11,735.07
7.55%
12,560.53
11,942.22
5.18%
12,763.15
12,405.84
2.88%
12,039.70
11,672.06
3.15%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
7,568.06
6,503.24
16.37%
4,657.93
5,315.59
-12.37%
6,538.42
5,331.76
22.63%
5,042.23
5,519.12
-8.64%
Total Income
39,454.98
35,766.00
10.31%
35,800.94
33,318.13
7.45%
37,610.59
32,528.06
15.63%
35,083.98
30,352.67
15.59%
Operating Exp.
8,982.42
8,430.38
6.55%
8,437.15
7,761.91
8.70%
9,491.38
8,483.35
11.88%
8,653.14
7,471.79
15.81%
Operating Profit
11,206.55
9,807.93
14.26%
8,781.31
9,495.90
-7.53%
9,810.19
9,254.25
6.01%
8,428.79
9,719.39
-13.28%
Provision
3,772.80
3,785.16
-0.33%
2,441.78
3,278.41
-25.52%
2,777.33
2,158.36
28.68%
1,902.56
3,540.05
-46.26%
PBT
7,433.75
6,022.77
23.43%
6,339.53
6,217.49
1.96%
7,032.86
7,095.89
-0.89%
6,526.23
6,179.34
5.61%
PBTM
23.31
20.58
13.27%
20.36
22.20
-8.29%
22.63
26.09
-13.26%
21.72
24.88
-12.70%
TAX
1,978.71
1,679.67
17.80%
1,759.04
1,915.23
-8.16%
2,016.90
1,985.76
1.57%
1,777.91
2,013.23
-11.69%
PAT
5,455.04
4,343.10
25.60%
4,580.49
4,302.26
6.47%
5,015.96
5,110.13
-1.84%
4,748.32
4,166.11
13.97%
PATM
17.11%
14.84%
14.71%
15.36%
16.14%
18.79%
15.81%
16.78%
EPS
10.55
8.40
25.60%
8.86
8.32
6.49%
9.70
9.88
-1.82%
9.18
8.06
13.90%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
49,984.29
48,480.14
44,560.45
34,569.99
31,112.80
28,854.81
20,400.53
16,895.94
14,877.72
13,691.55
14,368.36
Interest Earned
1,24,143.85
1,18,379.22
94,502.62
73,385.46
74,313.98
78,894.70
52,906.25
46,056.42
44,473.45
45,798.99
44,914.97
Interest Expended
74,159.56
69,899.08
49,942.17
38,815.47
43,201.18
50,039.89
32,505.72
29,160.48
29,595.73
32,107.44
30,546.61
Int. income Growth
4.67%
8.80%
28.90%
11.11%
7.83%
41.44%
20.74%
13.57%
8.66%
-4.71%
 
Other Income
23,806.64
23,399.49
16,275.36
14,394.73
15,253.65
12,191.33
7,887.05
7,992.21
7,936.78
5,992.18
5,449.27
Total Income
1,47,950.49
71,879.63
60,835.81
48,964.72
46,366.45
41,046.14
28,287.58
24,888.15
22,814.50
19,683.73
19,817.63
Total Expenditure
35,564.09
44,447.76
38,290.06
37,555.93
38,671.36
40,582.81
25,814.75
26,093.14
19,250.19
25,391.28
13,466.13
Employee Cost
-
16,966.69
14,347.40
12,643.83
11,993.38
10,074.44
5,434.12
4,901.58
4,888.66
5,201.05
4,476.97
% Of Sales
-
14.33%
15.18%
17.23%
16.14%
12.77%
10.27%
10.64%
10.99%
11.36%
9.97%
Opt. & Establishment Exp.
-
19,002.63
18,278.26
13,595.46
12,446.01
12,994.27
8,283.10
7,325.70
6,001.11
5,286.48
4,495.70
% Of Sales
-
16.05%
19.34%
18.53%
16.75%
16.47%
15.66%
15.91%
13.49%
11.54%
10.01%
Provisions
-
11,743.46
9,626.80
14,117.62
16,875.81
20,908.56
13,994.03
15,667.24
9,440.36
15,953.97
5,229.98
% Of Sales
-
9.92%
10.19%
19.24%
22.71%
26.50%
26.45%
34.02%
21.23%
34.83%
11.64%
EBITDA
38,226.84
27,431.87
22,545.75
11,408.79
7,695.09
463.33
2,472.83
-1,204.99
3,564.31
-5,707.55
6,351.50
EBITDA Margin
71.35%
56.58%
50.60%
33.00%
24.73%
1.61%
12.12%
-7.13%
23.96%
-41.69%
44.20%
Depreciation
0.00
1,632.51
1,981.20
1,400.49
1,321.92
1,697.23
948.25
900.69
539.97
525.11
368.26
PBT
27,332.37
25,799.35
20,564.55
10,008.30
6,373.17
-1,233.91
1,524.58
-2,105.68
3,024.34
-6,232.67
5,983.23
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,532.56
7,389.71
5,876.67
2,308.07
4,919.27
-2,176.09
437.51
-193.62
1,246.93
-1,179.58
2,150.54
Tax Rate
27.56%
28.64%
28.58%
23.06%
77.19%
176.36%
28.70%
9.20%
41.23%
18.93%
35.94%
PAT
19,659.81
18,308.15
14,587.87
7,616.94
1,381.27
889.22
1,020.90
-1,963.35
1,737.41
-5,087.78
3,793.99
PAT before Minority Interest
19,799.81
18,409.64
14,687.88
7,700.23
1,453.90
942.18
1,087.07
-1,912.06
1,777.41
-5,053.09
3,832.69
Minority Interest
-140.00
-101.49
-100.01
-83.29
-72.63
-52.96
-66.17
-51.29
-40.00
-34.69
-38.70
PAT Margin
26.64%
25.47%
23.98%
15.56%
2.98%
2.17%
3.61%
-7.89%
7.62%
-25.85%
19.14%
PAT Growth
10.48%
25.50%
91.52%
451.44%
55.34%
-12.90%
0
-213.00%
0
-234.10%
 
EPS
38.29
35.40
28.21
14.73
2.67
1.72
1.97
-3.80
3.36
-9.84
7.34

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
1,19,712.24
1,05,054.72
91,868.08
82,389.58
76,104.30
54,996.12
46,566.23
43,067.57
42,503.16
42,017.65
Share Capital
1,035.53
1,035.53
1,035.53
1,035.53
925.37
530.36
530.36
462.09
462.09
443.56
Total Reserves
1,18,676.71
1,04,019.18
90,832.55
81,354.05
75,178.92
49,423.76
46,035.87
42,605.48
42,041.07
41,574.09
Minority Interest
1,017.91
994.59
757.78
436.20
386.17
341.36
272.52
232.53
193.69
186.72
Deposits
13,51,801.84
12,34,682.00
10,75,804.44
9,95,909.81
9,73,228.15
6,65,588.69
6,07,451.36
6,17,256.87
5,86,690.47
6,29,981.25
Borrowings
1,01,959.10
1,07,910.16
1,09,526.11
71,263.34
95,752.70
68,867.53
64,859.82
31,242.00
33,845.23
35,501.52
Other Liabilities & Provisions
80,288.29
77,237.51
62,180.68
52,676.86
54,470.82
29,878.24
28,654.98
27,421.54
27,946.53
26,290.24
Total Liabilities
16,54,779.38
15,25,878.98
13,40,137.09
12,02,675.79
11,99,942.14
8,19,671.94
7,47,804.91
7,19,220.51
6,91,179.08
7,33,977.38
Net Block
8,035.81
8,876.04
10,056.70
8,081.92
9,043.78
7,143.71
5,532.28
5,929.68
6,359.17
2,978.41
Gross Block
25,067.57
24,452.42
23,812.23
20,412.86
20,311.34
14,223.47
11,787.72
11,318.39
10,768.08
6,796.35
Accumulated Depreciation
17,031.76
15,576.38
13,755.53
12,330.94
11,267.56
7,079.76
6,255.44
5,388.71
4,408.91
3,817.94
Total Non-Current Assets
16,04,557.91
14,72,469.25
12,85,284.70
11,41,979.32
11,36,315.30
7,84,959.60
7,16,033.52
6,93,023.40
6,63,738.27
7,14,764.05
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
112.53
80.76
131.36
135.02
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
56,720.32
56,696.21
72,774.94
40,153.72
34,244.78
28,225.35
24,034.99
23,915.13
22,810.75
23,556.94
Balance with banks and money at call
43,569.53
45,677.18
57,453.66
88,507.41
96,760.29
69,659.49
73,387.76
1,30,199.86
1,14,188.30
1,28,074.25
Investments
4,07,136.32
3,97,487.23
3,47,587.10
2,81,859.00
2,89,726.72
1,95,716.24
1,75,137.23
1,40,716.43
1,28,894.06
1,24,738.96
Advances
10,88,983.40
9,63,651.83
7,97,280.94
7,23,242.25
7,06,539.73
4,84,214.81
4,37,941.26
3,92,262.30
3,91,485.99
4,35,415.49
Other Assets
50,221.47
53,409.72
54,852.39
60,696.47
63,626.83
34,712.35
31,771.40
26,197.11
27,440.81
19,213.32
Total Assets
16,54,779.38
15,25,878.97
13,40,137.09
12,02,675.79
11,99,942.13
8,19,671.95
7,47,804.92
7,19,220.51
6,91,179.08
7,33,977.37
Contingent Liabilities
5,78,782.81
5,81,568.05
4,05,792.13
4,00,673.86
3,84,036.42
3,81,543.49
2,99,023.38
2,53,394.60
2,29,806.96
2,47,332.37
Bills for collection
61,980.19
67,927.63
64,912.51
65,370.44
52,285.39
49,212.86
45,859.44
37,680.81
32,442.12
37,721.10
Adjusted Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-6,273.96
-21,353.65
6,210.35
-887.05
1,519.34
-1,449.07
-59,691.70
17,864.83
-10,011.31
17,838.31
PBT
26,157.09
20,781.87
10,157.76
6,466.94
-1,248.34
1,537.62
-2,080.72
3,061.91
-6,247.27
6,062.27
Adjustment
15,340.82
13,579.53
17,503.17
19,876.62
24,276.66
16,176.21
17,665.65
11,033.10
17,651.19
6,752.44
Adjustments for Liabilities & Assets
-39,468.39
-50,097.09
-20,442.70
-21,902.09
-21,241.99
-14,863.05
-76,236.90
2,521.18
-22,785.97
7,909.25
Refund/(Payment) of direct taxes
-8,303.48
-5,617.96
-1,007.88
-5,328.52
-266.99
-4,299.84
960.28
1,248.65
1,370.74
-2,885.65
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,285.30
-1,096.26
-3,645.07
-471.39
-139.01
-2,537.37
-413.63
-550.62
-4,005.10
-556.34
Net Fixed Assets
-639.75
-627.02
-3197.99
-153.75
-6066.91
-2408.94
-446.38
-460.48
-3953.28
-483.42
Other Investment Activity
-25592.25
-27501.31
-23700.61
-20170.24
-22414.85
-14224.20
-11952.25
-14960.35
-11051.11
-7271.85
Cash from Financing Activity
5,475.72
-5,405.30
-997.81
-985.50
14,728.67
4,448.53
3,413.08
-198.26
-615.73
-6.44
Closing Cash & Equivalent
1,00,289.85
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19
Net Cash Inflow / Outflow
-2,083.54
-27,855.21
1,567.47
-2,343.94
16,109.00
462.09
-56,692.25
17,115.95
-14,632.14
17,275.52
Opening Cash & Equivalents
1,02,373.39
1,30,228.60
1,28,661.13
1,31,005.07
97,884.84
97,422.75
1,54,115.00
1,36,999.05
1,51,631.19
1,34,355.67

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
231.49
203.14
177.65
159.32
151.46
171.64
163.97
171.25
166.50
185.43
NIM
3.04
3.04
2.71
2.74
2.56
2.62
2.38
2.17
2.08
2.02
Yield on Advances
10.87
9.81
9.20
10.28
11.17
10.93
10.52
11.34
11.70
10.32
Yield on Investments
7.45
6.63
6.50
8.05
7.60
7.75
7.69
10.20
9.72
9.11
Cost of Liabilities
4.81
3.72
3.27
4.05
4.68
4.43
4.34
4.56
5.17
4.59
Interest Spread
6.06
6.09
5.93
6.23
6.49
6.50
6.18
6.77
6.52
5.73
ROCE
15.84%
13.33%
8.12%
6.68%
2.67%
4.64%
0.20%
6.62%
-5.34%
10.69%
Cost Income Ratio
47.77
50.37
50.73
49.86
52.07
45.14
45.51
45.37
50.61
43.42
Core Cost Income Ratio
50.23
50.42
52.90
54.54
55.85
46.79
49.26
51.33
53.87
45.81
Operating Costs to Assets
2.08
2.01
1.85
1.92
1.78
1.56
1.51
1.44
1.44
1.17
Loans/Deposits
0.08
0.09
0.10
0.07
0.10
0.10
0.11
0.05
0.06
0.06
Cash/Deposits
0.04
0.05
0.07
0.04
0.04
0.04
0.04
0.04
0.04
0.04
Investment/Deposits
0.30
0.32
0.32
0.28
0.30
0.29
0.29
0.23
0.22
0.20
Inc Loan/Deposits
7.54%
8.74%
10.18%
7.16%
9.84%
10.35%
10.68%
5.06%
5.77%
5.64%
Credit Deposits
80.56%
78.05%
74.11%
72.62%
72.60%
72.75%
72.09%
63.55%
66.73%
69.12%
Interest Expended / Interest earned
59.05%
52.85%
52.89%
58.13%
63.43%
61.44%
63.31%
66.55%
70.11%
68.01%
Interest income / Total funds
7.15%
6.19%
5.48%
6.18%
6.57%
6.45%
6.16%
6.18%
6.63%
6.12%
Interest Expended / Total funds
4.22%
3.27%
2.90%
3.59%
4.17%
3.97%
3.90%
4.11%
4.65%
4.16%
CASA
38.59%
39.24%
41.14%
39.80%
35.03%
34.61%
35.63%
32.09%
26.42%
26.43%

News Update:


  • Bank Of Baroda - Quarterly Results
    25th Oct 2024, 16:16 PM

    Read More
  • Bank of Baroda’s global deposits rise 9% in Q2FY25
    4th Oct 2024, 12:44 PM

    Its Global advances stood at Rs 11,43,323 crore (Provisional) as of September 30, 2024

    Read More
  • Bank of Baroda launches Bank of Baroda EaseMyTrip Co-branded Travel Debit Card
    23rd Sep 2024, 14:27 PM

    This is the first co-branded travel debit card to be launched by a public sector bank

    Read More
  • Bank of Baroda raises Rs 5000 crore through bonds
    10th Sep 2024, 11:59 AM

    The allotment of the bonds took place on September 9, 2024

    Read More
  • Bank of Baroda inaugurates phygital branch in Hyderabad
    16th Aug 2024, 16:22 PM

    The Bank is targeting to launch 7 such phygital branches as a pilot project across the country

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.