Nifty
:
23518.50
Sensex
:
77578.38
64.70 (0.28%)
239.37 (0.31%)
Nifty
Sensex
:
:
23518.50
77578.38
64.70 (0.28%)
239.37 (0.31%)

Bank Of India

Bank - Public

Rating :
N/A

BSE: 532149 | NSE: BANKINDIA

NSE BSE
120.45
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  118.90
  •  121.45
  •  118.55
  •  118.64
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  8038993
  •  9659.77
  •  157.95
  •  96.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 47,598.14
  • 6.09
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 89,664.47
  • 2.68%
  • 0.71

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.38%
  • 0.37%
  • 6.30%
  • FII
  • DII
  • Others
  • 3.21%
  • 15.18%
  • 1.56%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.84
  • -
  • 23.22

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.58
  • 0.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 8.14
  • 8.38

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.58
  • 0.58
  • 0.66

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.14
  • 2.58
  • 2.86

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
17,465.81
15,062.00
15.96%
17,045.63
14,442.14
18.03%
16,250.46
13,547.91
19.95%
15,318.75
12,795.54
19.72%
Interest Exp.
11,402.82
9,255.71
23.20%
10,692.96
8,466.96
26.29%
10,241.90
7,947.56
28.87%
9,792.22
7,144.45
37.06%
Net Interest Income
6,062.99
5,806.29
4.42%
6,352.67
5,975.18
6.32%
6,008.56
5,600.35
7.29%
5,526.53
5,651.09
-2.20%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,531.75
1,717.41
47.42%
1,338.02
1,483.90
-9.83%
1,829.74
3,168.03
-42.24%
1,202.08
1,422.49
-15.49%
Total Income
19,997.56
16,779.41
19.18%
18,383.65
15,926.04
15.43%
18,080.20
16,715.94
8.16%
16,520.83
14,218.03
16.20%
Operating Exp.
4,394.11
3,704.90
18.60%
3,963.68
3,736.57
6.08%
4,193.33
4,508.13
-6.98%
3,671.40
3,396.97
8.08%
Operating Profit
4,200.63
3,818.80
10.00%
3,727.01
3,722.51
0.12%
3,644.97
4,260.25
-14.44%
3,057.21
3,676.61
-16.85%
Provision
1,062.27
841.36
26.26%
1,304.97
842.69
54.86%
1,847.92
2,082.07
-11.25%
518.39
1,894.42
-72.64%
PBT
3,138.36
2,977.44
5.40%
2,422.04
2,879.82
-15.90%
1,797.05
2,178.18
-17.50%
2,538.82
1,782.19
42.46%
PBTM
17.97
19.77
-9.10%
14.21
19.94
-28.74%
11.06
16.08
-31.22%
16.57
13.93
18.95%
TAX
739.62
1,488.62
-50.32%
687.76
1,378.60
-50.11%
298.04
789.99
-62.27%
643.34
623.35
3.21%
PAT
2,398.74
1,488.82
61.12%
1,734.28
1,501.22
15.52%
1,499.01
1,388.19
7.98%
1,895.48
1,158.84
63.57%
PATM
13.73%
9.88%
10.17%
10.39%
9.22%
10.25%
12.37%
9.06%
EPS
5.27
3.27
61.16%
3.81
3.30
15.45%
3.29
3.05
7.87%
4.16
2.55
63.14%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
23,950.75
23,316.56
20,491.05
14,197.48
14,432.88
15,399.31
13,797.70
10,633.97
11,979.48
11,847.52
11,464.82
Interest Earned
66,080.65
61,073.34
47,931.69
38,280.91
40,853.83
42,590.77
41,004.82
38,312.80
39,585.23
42,092.84
43,684.87
Interest Expended
42,129.90
37,756.78
27,440.64
24,083.43
26,420.95
27,191.46
27,207.12
27,678.83
27,605.75
30,245.32
32,220.05
Int. income Growth
3.98%
13.79%
44.33%
-1.63%
-6.28%
11.61%
29.75%
-11.23%
1.11%
3.34%
 
Other Income
6,901.59
6,233.13
7,211.17
8,010.54
6,896.55
6,808.89
4,790.91
5,845.89
6,819.45
3,671.61
4,278.08
Total Income
72,982.24
29,549.69
27,702.22
22,208.02
21,329.43
22,208.20
18,588.61
16,479.86
18,798.93
15,519.13
15,742.90
Total Expenditure
16,222.52
18,847.86
21,177.00
16,262.70
17,671.52
26,386.07
26,874.19
24,618.06
21,218.32
23,286.78
13,600.07
Employee Cost
-
9,262.68
8,452.90
7,112.08
6,528.86
6,196.56
6,081.82
4,963.17
5,449.06
5,403.59
5,031.30
% Of Sales
-
15.17%
17.64%
18.58%
15.98%
14.55%
14.83%
12.95%
13.77%
12.84%
11.52%
Opt. & Establishment Exp.
-
6,552.22
6,347.15
5,429.71
4,857.58
4,807.80
4,684.94
4,823.70
3,518.66
4,311.38
3,453.19
% Of Sales
-
10.73%
13.24%
14.18%
11.89%
11.29%
11.43%
12.59%
8.89%
10.24%
7.90%
Provisions
-
4,050.36
7,229.97
4,464.27
7,045.26
16,165.63
16,853.11
15,874.55
12,236.14
14,151.73
5,697.74
% Of Sales
-
6.63%
15.08%
11.66%
17.25%
37.96%
41.10%
41.43%
30.91%
33.62%
13.04%
EBITDA
14,629.82
10,701.83
6,525.22
5,945.32
3,657.91
-4,177.87
-8,285.58
-8,138.20
-2,419.39
-7,767.65
2,142.83
EBITDA Margin
75.45%
45.90%
31.84%
41.88%
25.34%
-27.13%
-60.05%
-76.53%
-20.20%
-65.56%
18.69%
Depreciation
0.00
508.70
426.51
371.68
380.09
391.96
372.84
521.68
-7.23
289.96
291.08
PBT
9,896.27
10,193.13
6,098.71
5,573.65
3,277.81
-4,569.82
-8,658.42
-8,659.88
-2,412.15
-8,057.60
1,851.75
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,368.76
3,808.60
2,216.62
2,167.53
1,079.03
-1,640.42
-3,161.00
-2,587.00
-818.41
-1,722.63
103.42
Tax Rate
23.94%
37.36%
36.35%
38.89%
32.92%
35.90%
36.51%
29.87%
33.93%
21.38%
5.58%
PAT
7,524.54
6,382.42
3,880.71
3,411.39
2,200.97
-2,929.20
-5,497.90
-6,052.48
-1,572.32
-6,263.31
1,746.44
PAT before Minority Interest
7,527.51
6,384.53
3,882.09
3,406.12
2,198.78
-2,929.40
-5,497.42
-6,072.88
-1,593.74
-6,334.97
1,748.33
Minority Interest
-2.97
-2.11
-1.38
5.27
2.19
0.20
-0.48
20.40
21.42
71.66
-1.89
PAT Margin
24.39%
21.60%
14.01%
15.36%
10.32%
-13.19%
-29.58%
-36.73%
-8.36%
-40.36%
11.09%
PAT Growth
35.95%
64.47%
13.76%
54.99%
0
0
0
0
0
-458.63%
 
EPS
16.53
14.02
8.52
7.49
4.83
-6.43
-12.08
-13.29
-3.45
-13.76
3.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
70,581.25
60,432.94
56,521.85
49,980.23
45,073.15
47,651.95
36,756.48
33,629.26
33,345.66
32,522.85
Share Capital
4,553.41
4,104.31
4,104.31
3,277.66
3,277.66
2,760.03
1,743.72
1,055.43
817.29
665.65
Total Reserves
66,027.85
56,328.64
52,417.55
43,702.57
41,795.49
40,253.92
35,012.76
30,851.91
31,224.72
31,857.20
Minority Interest
160.81
156.51
129.50
159.31
151.42
162.15
159.15
80.98
98.00
167.93
Deposits
7,40,611.44
6,72,194.12
6,29,980.75
6,29,098.36
5,57,386.43
5,22,554.96
5,22,996.90
5,42,352.11
5,15,722.48
5,34,482.30
Borrowings
80,960.27
65,015.23
26,821.12
32,464.11
39,752.47
44,265.19
43,598.26
39,491.42
51,103.27
40,098.69
Other Liabilities & Provisions
31,966.58
28,236.95
29,678.12
21,088.09
20,655.38
16,249.65
11,673.55
16,472.18
16,359.82
18,012.98
Total Liabilities
9,24,280.35
8,26,035.75
7,43,131.34
7,32,790.10
6,63,018.85
6,30,883.90
6,15,184.34
6,32,025.95
6,16,629.23
6,25,284.75
Net Block
10,177.51
9,950.13
9,570.11
8,637.09
8,765.29
8,799.08
8,191.65
8,349.12
8,381.74
5,801.84
Gross Block
14,806.49
14,086.57
13,302.67
12,214.18
11,967.20
11,685.42
11,029.79
10,655.17
12,150.55
8,859.53
Accumulated Depreciation
4,628.98
4,136.44
3,732.56
3,577.10
3,201.91
2,886.34
2,838.15
2,306.06
3,768.81
3,057.69
Total Non-Current Assets
8,94,686.26
7,94,755.09
7,04,840.10
6,95,055.39
6,28,634.03
5,97,730.43
5,87,984.08
6,04,090.51
5,92,000.37
6,06,714.81
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
150.02
110.43
286.01
364.31
292.69
200.00
158.21
196.66
191.11
112.65
Cash and balance with RBI
38,893.95
44,381.55
40,530.32
60,930.38
29,446.55
29,322.09
31,575.19
27,544.44
34,213.72
27,498.38
Balance with banks and money at call
44,229.02
40,301.73
51,178.57
65,763.25
57,162.51
65,537.90
64,449.04
68,920.27
65,291.00
45,717.06
Investments
2,34,591.98
2,11,323.55
1,80,273.95
1,91,693.01
1,62,322.91
1,50,905.02
1,40,321.07
1,30,751.26
1,22,620.91
1,23,195.53
Advances
5,66,643.78
4,88,687.70
4,23,001.14
3,67,667.35
3,70,644.08
3,42,966.34
3,43,288.92
3,68,328.76
3,61,301.89
4,04,389.35
Other Assets
29,594.10
31,280.66
38,291.24
37,734.72
34,384.80
33,153.48
27,200.26
27,935.44
24,628.87
18,569.93
Total Assets
9,24,280.36
8,26,035.75
7,43,131.34
7,32,790.11
6,63,018.83
6,30,883.91
6,15,184.34
6,32,025.95
6,16,629.24
6,25,284.74
Contingent Liabilities
4,47,717.73
3,79,117.89
4,23,318.90
4,53,794.18
3,52,321.37
3,11,317.30
3,42,763.68
3,59,947.42
3,54,119.85
3,74,093.12
Bills for collection
28,554.35
29,189.51
27,611.37
24,913.97
25,063.23
28,504.75
32,105.15
31,625.22
26,902.10
26,420.18
Adjusted Book Value
139.93
130.32
120.72
124.13
118.10
132.97
178.72
248.06
318.83
435.65

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-4,436.94
-7,045.04
-35,486.91
37,868.00
-4,827.08
-9,218.10
-7,366.00
-6,624.08
18,310.79
14,638.20
PBT
10,373.06
6,054.58
5,660.10
3,161.78
-4,691.46
-8,587.56
-8,548.31
-2,288.50
-7,905.89
2,116.33
Adjustment
5,550.01
6,772.81
6,094.96
8,890.41
17,640.55
18,125.41
17,753.44
13,408.73
15,822.80
7,230.70
Adjustments for Liabilities & Assets
-21,599.93
-20,228.47
-46,686.12
25,059.55
-16,913.34
-15,364.56
-15,031.99
-18,897.89
10,700.04
6,420.92
Refund/(Payment) of direct taxes
1,239.92
356.04
-555.85
756.27
-862.83
-3,391.38
-1,539.14
1,153.59
-306.15
-1,129.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-991.05
-521.34
-643.95
-181.60
-231.80
71.07
-259.89
-371.06
-608.69
-754.66
Net Fixed Assets
-752.37
-589.46
-1014.42
-296.95
-372.27
-694.47
-332.17
1467.60
-3304.33
-553.88
Other Investment Activity
-15288.08
-14658.32
-13606.51
-12642.29
-12042.47
-12001.16
-11417.86
-11323.32
-12936.89
-9691.78
Cash from Financing Activity
3,867.67
540.77
1,146.13
2,398.16
-3,192.05
7,982.80
7,185.41
3,955.12
4,863.70
1,295.07
Closing Cash & Equivalent
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
Net Cash Inflow / Outflow
-1,560.32
-7,025.61
-34,984.73
40,084.57
-8,250.94
-1,164.24
-440.48
-3,040.01
22,565.80
15,178.61
Opening Cash & Equivalents
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
139.93
130.32
120.72
124.13
118.10
132.96
178.72
248.06
318.83
435.65
NIM
2.64
2.61
2.04
2.10
2.49
2.34
1.83
2.01
2.03
1.91
Yield on Advances
10.78
9.81
9.05
11.11
11.49
11.96
11.16
10.75
11.65
10.80
Yield on Investments
6.38
5.82
6.97
7.41
6.99
6.38
7.58
9.51
7.94
8.41
Cost of Liabilities
4.60
3.72
3.67
3.99
4.55
4.80
4.89
4.74
5.34
5.61
Interest Spread
6.18
6.09
5.38
7.12
6.94
7.16
6.28
6.00
6.31
5.20
ROCE
11.98%
9.43%
8.40%
6.13%
-1.25%
-5.26%
-7.06%
0.80%
-6.25%
6.62%
Cost Income Ratio
51.80
51.89
54.80
51.60
47.79
55.92
56.22
47.74
60.73
52.05
Core Cost Income Ratio
52.93
55.58
58.52
58.62
49.09
54.77
61.61
57.92
63.84
55.33
Operating Costs to Assets
1.66
1.74
1.64
1.50
1.60
1.65
1.51
1.42
1.53
1.31
Loans/Deposits
0.11
0.10
0.04
0.05
0.07
0.08
0.08
0.07
0.10
0.08
Cash/Deposits
0.05
0.07
0.06
0.10
0.05
0.06
0.06
0.05
0.07
0.05
Investment/Deposits
0.32
0.31
0.29
0.30
0.29
0.29
0.27
0.24
0.24
0.23
Inc Loan/Deposits
10.93%
9.67%
4.26%
5.16%
7.13%
8.47%
8.34%
7.28%
9.91%
7.50%
Credit Deposits
76.51%
72.70%
67.15%
58.44%
66.50%
65.63%
65.64%
67.91%
70.06%
75.66%
Interest Expended / Interest earned
61.82%
57.25%
62.91%
64.67%
63.84%
66.35%
72.24%
69.74%
71.85%
73.76%
Interest income / Total funds
6.61%
5.80%
5.15%
5.58%
6.42%
6.50%
6.23%
6.26%
6.83%
6.99%
Interest Expended / Total funds
4.08%
3.32%
3.24%
3.61%
4.10%
4.31%
4.50%
4.37%
4.90%
5.15%
CASA
37.11%
38.33%
39.99%
36.63%
36.45%
35.84%
34.00%
31.83%
25.79%
22.25%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Bank of India reports 10% rise in global deposits during Q2FY25
    7th Oct 2024, 14:51 PM

    Its global gross advances were up by 14.41% to Rs 6,21,381 crore (Provisional) in Q2FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.