Nifty
:
22795.90
Sensex
:
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)
Nifty
Sensex
:
:
22795.90
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)

Bank Of India

Bank - Public

Rating :
N/A

BSE: 532149 | NSE: BANKINDIA

NSE BSE
107.63
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  108.70
  •  109.12
  •  107.20
  •  107.89
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  9397668
  •  10139.16
  •  157.95
  •  90.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 46,209.58
  • 5.42
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 88,275.90
  • 2.76%
  • 0.67

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 73.38%
  • 0.40%
  • 6.39%
  • FII
  • DII
  • Others
  • 2.92%
  • 15.44%
  • 1.47%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.84
  • -
  • 23.22

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.59
  • 0.68

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.52
  • 8.01
  • 7.98

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.59
  • 0.59
  • 0.68

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.18
  • 2.68
  • 3.46

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
18,317.30
15,318.75
19.57%
17,465.81
15,062.00
15.96%
17,045.63
14,442.14
18.03%
16,250.46
13,547.91
19.95%
Interest Exp.
12,165.79
9,792.22
24.24%
11,402.82
9,255.71
23.20%
10,692.96
8,466.96
26.29%
10,241.90
7,947.56
28.87%
Net Interest Income
6,151.51
5,526.53
11.31%
6,062.99
5,806.29
4.42%
6,352.67
5,975.18
6.32%
6,008.56
5,600.35
7.29%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,780.38
1,202.08
48.11%
2,531.75
1,717.41
47.42%
1,338.02
1,483.90
-9.83%
1,829.74
3,168.03
-42.24%
Total Income
20,097.68
16,520.83
21.65%
19,997.56
16,779.41
19.18%
18,383.65
15,926.04
15.43%
18,080.20
16,715.94
8.16%
Operating Exp.
4,168.71
3,671.40
13.55%
4,394.11
3,704.90
18.60%
3,963.68
3,736.57
6.08%
4,193.33
4,508.13
-6.98%
Operating Profit
3,763.18
3,057.21
23.09%
4,200.63
3,818.80
10.00%
3,727.01
3,722.51
0.12%
3,644.97
4,260.25
-14.44%
Provision
316.53
518.39
-38.94%
1,062.27
841.36
26.26%
1,304.97
842.69
54.86%
1,847.92
2,082.07
-11.25%
PBT
3,446.65
2,538.82
35.76%
3,138.36
2,977.44
5.40%
2,422.04
2,879.82
-15.90%
1,797.05
2,178.18
-17.50%
PBTM
18.82
16.57
13.58%
17.97
19.77
-9.10%
14.21
19.94
-28.74%
11.06
16.08
-31.22%
TAX
887.85
643.34
38.01%
739.62
1,488.62
-50.32%
687.76
1,378.60
-50.11%
298.04
789.99
-62.27%
PAT
2,558.80
1,895.48
34.99%
2,398.74
1,488.82
61.12%
1,734.28
1,501.22
15.52%
1,499.01
1,388.19
7.98%
PATM
13.97%
12.37%
13.73%
9.88%
10.17%
10.39%
9.22%
10.25%
EPS
5.62
4.16
35.10%
5.27
3.27
61.16%
3.81
3.30
15.45%
3.29
3.05
7.87%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
24,575.73
23,316.56
20,491.05
14,197.48
14,432.88
15,399.31
13,797.70
10,633.97
11,979.48
11,847.52
11,464.82
Interest Earned
69,079.20
61,073.34
47,931.69
38,280.91
40,853.83
42,590.77
41,004.82
38,312.80
39,585.23
42,092.84
43,684.87
Interest Expended
44,503.47
37,756.78
27,440.64
24,083.43
26,420.95
27,191.46
27,207.12
27,678.83
27,605.75
30,245.32
32,220.05
Int. income Growth
7.28%
13.79%
44.33%
-1.63%
-6.28%
11.61%
29.75%
-11.23%
1.11%
3.34%
 
Other Income
7,479.89
6,233.13
7,211.17
8,010.54
6,896.55
6,808.89
4,790.91
5,845.89
6,819.45
3,671.61
4,278.08
Total Income
76,559.09
29,549.69
27,702.22
22,208.02
21,329.43
22,208.20
18,588.61
16,479.86
18,798.93
15,519.13
15,742.90
Total Expenditure
16,719.83
18,847.86
21,177.00
16,262.70
17,671.52
26,386.07
26,874.19
24,618.06
21,218.32
23,286.78
13,600.07
Employee Cost
-
9,262.68
8,452.90
7,112.08
6,528.86
6,196.56
6,081.82
4,963.17
5,449.06
5,403.59
5,031.30
% Of Sales
-
15.17%
17.64%
18.58%
15.98%
14.55%
14.83%
12.95%
13.77%
12.84%
11.52%
Opt. & Establishment Exp.
-
6,552.22
6,347.15
5,429.71
4,857.58
4,807.80
4,684.94
4,823.70
3,518.66
4,311.38
3,453.19
% Of Sales
-
10.73%
13.24%
14.18%
11.89%
11.29%
11.43%
12.59%
8.89%
10.24%
7.90%
Provisions
-
4,050.36
7,229.97
4,464.27
7,045.26
16,165.63
16,853.11
15,874.55
12,236.14
14,151.73
5,697.74
% Of Sales
-
6.63%
15.08%
11.66%
17.25%
37.96%
41.10%
41.43%
30.91%
33.62%
13.04%
EBITDA
15,335.79
10,701.83
6,525.22
5,945.32
3,657.91
-4,177.87
-8,285.58
-8,138.20
-2,419.39
-7,767.65
2,142.83
EBITDA Margin
75.80%
45.90%
31.84%
41.88%
25.34%
-27.13%
-60.05%
-76.53%
-20.20%
-65.56%
18.69%
Depreciation
0.00
508.70
426.51
371.68
380.09
391.96
372.84
521.68
-7.23
289.96
291.08
PBT
10,804.10
10,193.13
6,098.71
5,573.65
3,277.81
-4,569.82
-8,658.42
-8,659.88
-2,412.15
-8,057.60
1,851.75
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,613.27
3,808.60
2,216.62
2,167.53
1,079.03
-1,640.42
-3,161.00
-2,587.00
-818.41
-1,722.63
103.42
Tax Rate
24.19%
37.36%
36.35%
38.89%
32.92%
35.90%
36.51%
29.87%
33.93%
21.38%
5.58%
PAT
8,187.35
6,382.42
3,880.71
3,411.39
2,200.97
-2,929.20
-5,497.90
-6,052.48
-1,572.32
-6,263.31
1,746.44
PAT before Minority Interest
8,190.83
6,384.53
3,882.09
3,406.12
2,198.78
-2,929.40
-5,497.42
-6,072.88
-1,593.74
-6,334.97
1,748.33
Minority Interest
-3.48
-2.11
-1.38
5.27
2.19
0.20
-0.48
20.40
21.42
71.66
-1.89
PAT Margin
25.54%
21.60%
14.01%
15.36%
10.32%
-13.19%
-29.58%
-36.73%
-8.36%
-40.36%
11.09%
PAT Growth
30.56%
64.47%
13.76%
54.99%
0
0
0
0
0
-458.63%
 
EPS
17.99
14.02
8.52
7.49
4.83
-6.43
-12.08
-13.29
-3.45
-13.76
3.84

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
70,581.25
60,432.94
56,521.85
49,980.23
45,073.15
47,651.95
36,756.48
33,629.26
33,345.66
32,522.85
Share Capital
4,553.41
4,104.31
4,104.31
3,277.66
3,277.66
2,760.03
1,743.72
1,055.43
817.29
665.65
Total Reserves
66,027.85
56,328.64
52,417.55
43,702.57
41,795.49
40,253.92
35,012.76
30,851.91
31,224.72
31,857.20
Minority Interest
160.81
156.51
129.50
159.31
151.42
162.15
159.15
80.98
98.00
167.93
Deposits
7,40,611.44
6,72,194.12
6,29,980.75
6,29,098.36
5,57,386.43
5,22,554.96
5,22,996.90
5,42,352.11
5,15,722.48
5,34,482.30
Borrowings
80,960.27
65,015.23
26,821.12
32,464.11
39,752.47
44,265.19
43,598.26
39,491.42
51,103.27
40,098.69
Other Liabilities & Provisions
31,966.58
28,236.95
29,678.12
21,088.09
20,655.38
16,249.65
11,673.55
16,472.18
16,359.82
18,012.98
Total Liabilities
9,24,280.35
8,26,035.75
7,43,131.34
7,32,790.10
6,63,018.85
6,30,883.90
6,15,184.34
6,32,025.95
6,16,629.23
6,25,284.75
Net Block
10,177.51
9,950.13
9,570.11
8,637.09
8,765.29
8,799.08
8,191.65
8,349.12
8,381.74
5,801.84
Gross Block
14,806.49
14,086.57
13,302.67
12,214.18
11,967.20
11,685.42
11,029.79
10,655.17
12,150.55
8,859.53
Accumulated Depreciation
4,628.98
4,136.44
3,732.56
3,577.10
3,201.91
2,886.34
2,838.15
2,306.06
3,768.81
3,057.69
Total Non-Current Assets
8,94,686.26
7,94,755.09
7,04,840.10
6,95,055.39
6,28,634.03
5,97,730.43
5,87,984.08
6,04,090.51
5,92,000.37
6,06,714.81
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
150.02
110.43
286.01
364.31
292.69
200.00
158.21
196.66
191.11
112.65
Cash and balance with RBI
38,893.95
44,381.55
40,530.32
60,930.38
29,446.55
29,322.09
31,575.19
27,544.44
34,213.72
27,498.38
Balance with banks and money at call
44,229.02
40,301.73
51,178.57
65,763.25
57,162.51
65,537.90
64,449.04
68,920.27
65,291.00
45,717.06
Investments
2,34,591.98
2,11,323.55
1,80,273.95
1,91,693.01
1,62,322.91
1,50,905.02
1,40,321.07
1,30,751.26
1,22,620.91
1,23,195.53
Advances
5,66,643.78
4,88,687.70
4,23,001.14
3,67,667.35
3,70,644.08
3,42,966.34
3,43,288.92
3,68,328.76
3,61,301.89
4,04,389.35
Other Assets
29,594.10
31,280.66
38,291.24
37,734.72
34,384.80
33,153.48
27,200.26
27,935.44
24,628.87
18,569.93
Total Assets
9,24,280.36
8,26,035.75
7,43,131.34
7,32,790.11
6,63,018.83
6,30,883.91
6,15,184.34
6,32,025.95
6,16,629.24
6,25,284.74
Contingent Liabilities
4,47,717.73
3,79,117.89
4,23,318.90
4,53,794.18
3,52,321.37
3,11,317.30
3,42,763.68
3,59,947.42
3,54,119.85
3,74,093.12
Bills for collection
28,554.35
29,189.51
27,611.37
24,913.97
25,063.23
28,504.75
32,105.15
31,625.22
26,902.10
26,420.18
Adjusted Book Value
139.93
130.32
120.72
124.13
118.10
132.97
178.72
248.06
318.83
435.65

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-4,436.94
-7,045.04
-35,486.91
37,868.00
-4,827.08
-9,218.10
-7,366.00
-6,624.08
18,310.79
14,638.20
PBT
10,373.06
6,054.58
5,660.10
3,161.78
-4,691.46
-8,587.56
-8,548.31
-2,288.50
-7,905.89
2,116.33
Adjustment
5,550.01
6,772.81
6,094.96
8,890.41
17,640.55
18,125.41
17,753.44
13,408.73
15,822.80
7,230.70
Adjustments for Liabilities & Assets
-21,599.93
-20,228.47
-46,686.12
25,059.55
-16,913.34
-15,364.56
-15,031.99
-18,897.89
10,700.04
6,420.92
Refund/(Payment) of direct taxes
1,239.92
356.04
-555.85
756.27
-862.83
-3,391.38
-1,539.14
1,153.59
-306.15
-1,129.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-991.05
-521.34
-643.95
-181.60
-231.80
71.07
-259.89
-371.06
-608.69
-754.66
Net Fixed Assets
-752.37
-589.46
-1014.42
-296.95
-372.27
-694.47
-332.17
1467.60
-3304.33
-553.88
Other Investment Activity
-15288.08
-14658.32
-13606.51
-12642.29
-12042.47
-12001.16
-11417.86
-11323.32
-12936.89
-9691.78
Cash from Financing Activity
3,867.67
540.77
1,146.13
2,398.16
-3,192.05
7,982.80
7,185.41
3,955.12
4,863.70
1,295.07
Closing Cash & Equivalent
83,122.96
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
Net Cash Inflow / Outflow
-1,560.32
-7,025.61
-34,984.73
40,084.57
-8,250.94
-1,164.24
-440.48
-3,040.01
22,565.80
15,178.61
Opening Cash & Equivalents
84,683.28
91,708.89
1,26,693.63
86,609.06
94,859.99
96,024.23
96,464.71
99,504.72
76,938.92
61,760.31

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
139.93
130.32
120.72
124.13
118.10
132.96
178.72
248.06
318.83
435.65
NIM
2.64
2.61
2.04
2.10
2.49
2.34
1.83
2.01
2.03
1.91
Yield on Advances
10.78
9.81
9.05
11.11
11.49
11.96
11.16
10.75
11.65
10.80
Yield on Investments
6.38
5.82
6.97
7.41
6.99
6.38
7.58
9.51
7.94
8.41
Cost of Liabilities
4.60
3.72
3.67
3.99
4.55
4.80
4.89
4.74
5.34
5.61
Interest Spread
6.18
6.09
5.38
7.12
6.94
7.16
6.28
6.00
6.31
5.20
ROCE
11.98%
9.43%
8.40%
6.13%
-1.25%
-5.26%
-7.06%
0.80%
-6.25%
6.62%
Cost Income Ratio
51.80
51.89
54.80
51.60
47.79
55.92
56.22
47.74
60.73
52.05
Core Cost Income Ratio
52.93
55.58
58.52
58.62
49.09
54.77
61.61
57.92
63.84
55.33
Operating Costs to Assets
1.66
1.74
1.64
1.50
1.60
1.65
1.51
1.42
1.53
1.31
Loans/Deposits
0.11
0.10
0.04
0.05
0.07
0.08
0.08
0.07
0.10
0.08
Cash/Deposits
0.05
0.07
0.06
0.10
0.05
0.06
0.06
0.05
0.07
0.05
Investment/Deposits
0.32
0.31
0.29
0.30
0.29
0.29
0.27
0.24
0.24
0.23
Inc Loan/Deposits
10.93%
9.67%
4.26%
5.16%
7.13%
8.47%
8.34%
7.28%
9.91%
7.50%
Credit Deposits
76.51%
72.70%
67.15%
58.44%
66.50%
65.63%
65.64%
67.91%
70.06%
75.66%
Interest Expended / Interest earned
61.82%
57.25%
62.91%
64.67%
63.84%
66.35%
72.24%
69.74%
71.85%
73.76%
Interest income / Total funds
6.61%
5.80%
5.15%
5.58%
6.42%
6.50%
6.23%
6.26%
6.83%
6.99%
Interest Expended / Total funds
4.08%
3.32%
3.24%
3.61%
4.10%
4.31%
4.50%
4.37%
4.90%
5.15%
CASA
37.11%
38.33%
39.99%
36.63%
36.45%
35.84%
34.00%
31.83%
25.79%
22.25%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • RBI slaps penalty of Rs 1 crore on Bank of India
    27th Jan 2025, 15:14 PM

    The action is based on deficiencies in statutory compliance

    Read More
  • Bank Of India - Quarterly Results
    24th Jan 2025, 16:54 PM

    Read More
  • Bank of India reports 12% rise in global deposits during Q3FY25
    4th Jan 2025, 12:05 PM

    Its global gross advances were up by 15.31% to Rs 6,51,572 crore (Provisional) in Q3FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.