Nifty
Sensex
:
:
23155.35
76404.99
130.70 (0.57%)
566.63 (0.75%)

Bank - Private

Rating :
N/A

BSE: 500116 | NSE: IDBI

79.60
22-Jan-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  83.00
  •  83.39
  •  78.25
  •  82.68
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  9160674
  •  7339.58
  •  107.90
  •  65.89

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 85,675.14
  • 12.34
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 88,766.84
  • 1.88%
  • 1.83

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 94.71%
  • 0.34%
  • 3.96%
  • FII
  • DII
  • Others
  • 0.42%
  • 0.18%
  • 0.39%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.81
  • -
  • 32.00

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.54
  • 1.70

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.11
  • 16.16
  • 16.18

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.33
  • 1.54
  • 1.70

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 9.99
  • 8.59
  • 7.62

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
7,819.25
6,548.98
19.40%
7,445.01
6,038.35
23.30%
6,669.84
6,863.63
-2.82%
6,994.70
5,729.46
22.08%
Interest Exp.
3,583.02
3,101.84
15.51%
3,562.06
2,966.08
20.09%
3,428.28
2,860.52
19.85%
3,297.93
2,445.05
34.88%
Net Interest Income
4,236.23
3,447.14
22.89%
3,882.95
3,072.27
26.39%
3,241.56
4,003.11
-19.02%
3,696.77
3,284.41
12.56%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
809.74
1,030.93
-21.46%
1,367.78
1,025.31
33.40%
857.32
907.28
-5.51%
961.25
1,403.97
-31.53%
Total Income
8,628.99
7,579.91
13.84%
8,812.79
7,063.66
24.76%
7,527.16
7,770.91
-3.14%
7,955.95
7,133.43
11.53%
Operating Exp.
2,216.23
2,122.69
4.41%
2,226.59
1,922.27
15.83%
1,996.56
1,873.75
6.55%
2,451.63
2,181.33
12.39%
Operating Profit
2,829.74
2,355.38
20.14%
3,024.14
2,175.31
39.02%
2,102.32
3,036.64
-30.77%
2,206.39
2,507.05
-11.99%
Provision
166.21
321.22
-48.26%
554.27
-221.64
-
-443.26
1,193.22
-
113.45
985.57
-88.49%
PBT
2,663.53
2,034.16
30.94%
2,469.87
2,396.95
3.04%
2,545.58
1,843.42
38.09%
2,092.94
1,521.48
37.56%
PBTM
34.06
31.06
9.66%
33.17
39.70
-16.45%
38.17
26.86
42.11%
29.92
26.56
12.65%
TAX
734.44
553.35
32.73%
621.14
1,003.71
-38.12%
806.43
609.14
32.39%
437.85
314.66
39.15%
PAT
1,929.09
1,480.81
30.27%
1,848.73
1,393.24
32.69%
1,739.15
1,234.28
40.90%
1,655.09
1,206.82
37.14%
PATM
24.67%
22.61%
24.83%
23.07%
26.07%
17.98%
23.66%
21.06%
EPS
1.79
1.38
29.71%
1.72
1.30
32.31%
1.62
1.15
40.87%
1.54
1.12
37.50%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
15,057.51
14,219.29
11,461.08
9,194.25
8,554.46
7,013.07
5,939.64
5,670.05
5,785.94
6,127.22
5,777.12
Interest Earned
28,928.80
26,445.65
20,591.53
18,315.79
19,961.97
20,854.19
22,102.10
23,046.25
27,805.38
28,058.20
28,164.27
Interest Expended
13,871.29
12,226.36
9,130.45
9,121.54
11,407.51
13,841.12
16,162.46
17,376.20
22,019.44
21,930.98
22,387.15
Int. income Growth
9.06%
24.07%
24.65%
7.48%
21.98%
18.07%
4.75%
-2.00%
-5.57%
6.06%
 
Other Income
3,996.09
3,924.76
4,575.38
4,919.23
4,781.53
4,631.26
3,535.33
7,248.06
4,207.42
3,518.05
4,189.23
Total Income
32,924.89
18,144.05
16,036.46
14,113.48
13,335.99
11,644.33
9,474.97
12,918.11
9,993.36
9,645.27
9,966.35
Total Expenditure
8,891.01
9,276.33
10,258.40
11,178.48
10,480.47
20,177.45
31,828.86
25,053.02
18,160.47
14,357.18
8,453.90
Employee Cost
-
4,417.01
3,691.39
3,259.43
3,223.47
3,363.71
2,317.79
1,900.30
2,305.53
1,762.61
2,011.21
% Of Sales
-
16.70%
17.93%
17.80%
16.15%
16.13%
10.49%
8.25%
8.29%
6.28%
7.14%
Opt. & Establishment Exp.
-
4,496.69
4,040.38
3,660.90
3,344.92
3,477.84
3,310.62
3,368.52
3,299.85
2,661.03
2,234.68
% Of Sales
-
17.00%
19.62%
19.99%
16.76%
16.68%
14.98%
14.62%
11.87%
9.48%
7.93%
Provisions
-
1,449.25
3,525.05
5,092.67
4,705.78
14,124.66
26,940.35
20,537.82
13,279.55
10,369.18
4,490.51
% Of Sales
-
5.48%
17.12%
27.80%
23.57%
67.73%
121.89%
89.12%
47.76%
36.96%
15.94%
EBITDA
10,162.59
8,867.72
5,778.06
2,935.00
2,855.52
-8,533.12
-22,353.89
-12,134.91
-8,167.11
-4,711.91
1,512.45
EBITDA Margin
69.27%
62.36%
50.41%
31.92%
33.38%
-121.67%
-376.35%
-214.02%
-141.15%
-76.90%
26.18%
Depreciation
0.00
543.31
499.21
417.26
396.85
394.38
369.95
376.81
362.23
217.82
141.25
PBT
9,771.92
8,324.41
5,278.84
2,517.74
2,458.67
-8,927.50
-22,723.84
-12,511.72
-8,529.33
-4,929.73
1,371.21
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,599.86
2,561.00
1,592.00
0.00
1,010.00
3,919.90
-7,710.87
-4,354.61
-3,459.88
-1,305.95
413.95
Tax Rate
26.61%
30.76%
30.16%
0.00%
41.08%
-43.91%
33.93%
34.80%
40.56%
26.49%
30.19%
PAT
7,146.13
5,737.42
3,664.93
2,494.34
1,430.51
-12,863.34
-15,029.96
-8,173.62
-5,088.46
-3,641.04
941.80
PAT before Minority Interest
7,172.06
5,763.41
3,686.84
2,517.74
1,448.67
-12,847.40
-15,012.97
-8,157.11
-5,069.45
-3,623.78
957.26
Minority Interest
-25.93
-25.99
-21.91
-23.40
-18.16
-15.94
-16.99
-16.51
-19.01
-17.26
-15.46
PAT Margin
37.51%
31.62%
22.85%
17.67%
10.73%
-110.47%
-158.63%
-63.27%
-50.92%
-37.75%
9.45%
PAT Growth
34.94%
56.55%
46.93%
74.37%
0
0
0
0
0
-486.60%
 
EPS
6.67
5.34
3.41
2.32
1.33
-11.96
-13.98
-7.60
-4.73
-3.39
0.88

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
51,073.06
46,319.24
42,571.71
37,628.04
34,835.72
38,346.71
21,907.96
23,262.31
28,058.44
24,374.90
Share Capital
10,752.40
10,752.40
10,752.40
10,752.40
10,380.59
7,736.29
3,083.86
2,058.82
2,058.82
1,603.96
Total Reserves
40,320.66
35,566.84
31,819.31
26,875.64
24,455.13
30,610.41
18,824.09
21,203.50
25,999.62
22,770.75
Minority Interest
152.86
138.48
128.19
112.98
103.58
96.98
85.96
70.57
61.46
51.20
Deposits
2,77,365.51
2,55,313.27
2,32,849.59
2,30,660.18
2,22,213.85
2,27,190.11
2,47,776.57
2,68,215.68
2,65,087.39
2,59,522.95
Borrowings
17,082.70
12,637.75
14,344.98
15,908.05
36,748.86
45,287.72
63,185.53
56,363.98
70,591.64
61,832.46
Other Liabilities & Provisions
18,597.37
17,088.96
12,645.19
14,343.59
6,797.05
10,189.88
17,952.86
14,575.42
11,475.79
10,262.83
Total Liabilities
3,64,271.50
3,31,497.70
3,02,539.66
2,98,652.84
3,00,699.06
3,21,111.40
3,50,908.88
3,62,487.96
3,75,274.72
3,56,044.34
Net Block
9,436.44
9,304.77
9,588.44
7,403.86
7,720.95
7,843.38
6,352.21
6,894.40
7,042.76
3,027.47
Gross Block
12,820.71
12,176.27
12,054.02
10,167.35
10,124.33
9,916.00
9,265.25
9,510.48
9,305.53
5,132.83
Accumulated Depreciation
3,384.27
2,871.50
2,465.58
2,763.50
2,403.38
2,072.62
2,913.04
2,616.08
2,262.76
2,105.37
Total Non-Current Assets
3,39,846.00
3,01,981.86
2,66,221.23
2,52,804.12
2,50,542.92
2,69,731.99
3,04,221.62
3,24,066.33
3,39,533.52
3,23,446.42
Lease Adjustment A/c
0.00
0.00
0.00
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
-1.77
Capital Work in Progress
105.86
475.63
398.60
470.64
487.57
468.29
502.48
540.59
480.93
54.25
Cash and balance with RBI
13,991.00
16,639.28
27,795.91
13,013.13
10,539.17
12,731.70
13,169.20
13,349.63
13,827.38
13,156.82
Balance with banks and money at call
12,018.48
12,607.65
8,004.56
22,294.99
19,955.79
8,572.22
20,611.87
19,382.68
9,480.61
1,485.85
Investments
1,15,718.60
1,00,408.68
83,475.00
81,470.88
81,995.83
93,327.73
91,847.68
93,074.87
92,810.16
97,346.93
Advances
1,88,575.62
1,62,545.85
1,36,958.72
1,28,152.39
1,29,845.38
1,46,790.44
1,71,739.95
1,90,825.93
2,15,893.45
2,08,376.87
Other Assets
24,425.52
29,515.84
36,318.42
45,848.71
50,156.13
51,379.40
46,687.24
38,421.63
35,741.20
32,597.91
Total Assets
3,64,271.52
3,31,497.70
3,02,539.65
2,98,652.83
3,00,699.05
3,21,111.39
3,50,908.86
3,62,487.96
3,75,274.72
3,56,044.33
Contingent Liabilities
1,97,055.58
1,76,929.13
3,32,226.71
2,20,742.82
1,17,160.22
1,40,905.10
1,98,045.74
1,86,090.22
1,98,376.36
2,31,649.23
Bills for collection
12,363.90
11,310.73
10,706.96
9,648.34
9,870.73
9,634.77
9,300.58
15,948.82
14,550.35
14,464.50
Adjusted Book Value
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-1,225.90
-2,701.40
5,067.78
10,213.56
208.48
-34,214.80
-12,514.30
7,999.90
-566.77
-1,990.58
PBT
8,367.46
5,305.30
3,720.47
2,484.74
-8,896.50
-22,691.08
-12,495.13
-8,498.24
-4,911.49
1,401.16
Adjustment
2,774.66
4,833.48
5,756.87
6,529.45
14,094.87
26,965.47
20,380.07
13,799.80
10,727.41
4,649.73
Adjustments for Liabilities & Assets
-12,033.67
-13,943.19
-7,319.59
1,466.64
-4,046.00
-37,519.07
-19,412.44
3,396.50
-5,993.93
-6,302.99
Refund/(Payment) of direct taxes
-334.34
1,103.02
2,910.04
-267.26
-943.89
-970.12
-986.80
-698.17
-388.76
-1,738.48
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-221.95
-294.45
-194.65
-58.66
-295.97
115.53
720.17
-464.14
-714.85
-271.63
Net Fixed Assets
-272.70
-251.62
-1804.82
-74.62
-221.63
-614.40
295.04
-256.61
-4539.62
-261.10
Other Investment Activity
-13140.22
-12767.72
-12380.11
-10812.60
-10326.48
-9500.21
-10070.12
-10615.87
-9916.04
-5327.33
Cash from Financing Activity
-1,794.14
-3,569.09
-4,383.06
-5,341.75
9,278.53
21,622.12
12,842.89
1,888.57
2,926.94
-61.02
Closing Cash & Equivalent
26,009.48
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
16,287.99
14,525.61
Net Cash Inflow / Outflow
-3,241.99
-6,564.95
490.07
4,813.15
9,191.04
-12,477.15
1,048.76
9,424.32
1,645.31
-2,323.23
Opening Cash & Equivalents
29,246.93
35,800.47
35,308.12
30,494.97
21,303.92
33,781.07
32,732.31
23,307.99
14,642.67
16,848.84

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
40.12
35.45
31.72
29.15
27.29
40.87
54.65
86.67
109.05
141.60
NIM
4.30
3.92
3.59
3.49
2.89
2.27
1.91
1.83
1.85
1.80
Yield on Advances
14.02
12.67
13.37
15.58
16.06
15.06
13.42
14.57
13.00
13.52
Yield on Investments
7.33
6.75
6.82
8.47
8.15
7.27
10.72
8.41
7.36
8.12
Cost of Liabilities
4.15
3.41
3.69
4.63
5.34
5.93
5.59
6.78
6.53
6.97
Interest Spread
9.87
9.26
9.68
10.95
10.72
9.13
7.83
7.79
6.46
6.55
ROCE
15.68%
11.37%
7.04%
7.38%
-7.96%
-22.62%
-10.09%
-4.07%
0.06%
7.20%
Cost Income Ratio
46.13
45.10
46.08
46.28
55.37
55.50
37.87
52.47
43.61
41.18
Core Cost Income Ratio
48.07
47.84
49.89
52.92
59.97
57.59
54.49
60.01
47.17
49.04
Operating Costs to Assets
2.30
2.18
2.15
2.07
2.14
1.64
1.39
1.45
1.12
1.15
Loans/Deposits
0.06
0.05
0.06
0.07
0.17
0.20
0.26
0.21
0.27
0.24
Cash/Deposits
0.05
0.07
0.12
0.06
0.05
0.06
0.05
0.05
0.05
0.05
Investment/Deposits
0.42
0.39
0.36
0.35
0.37
0.41
0.37
0.35
0.35
0.38
Inc Loan/Deposits
6.16%
4.95%
6.16%
6.90%
16.54%
19.93%
25.50%
21.01%
26.63%
23.83%
Credit Deposits
67.99%
63.67%
58.82%
55.56%
58.43%
64.61%
69.31%
71.15%
81.44%
80.29%
Interest Expended / Interest earned
46.23%
44.34%
49.80%
57.15%
66.37%
73.13%
75.40%
79.19%
78.16%
79.49%
Interest income / Total funds
7.26%
6.21%
6.05%
6.68%
6.94%
6.88%
6.57%
7.67%
7.48%
7.91%
Interest Expended / Total funds
3.36%
2.75%
3.01%
3.82%
4.60%
5.03%
4.95%
6.07%
5.84%
6.29%
CASA
50.43%
53.03%
56.79%
50.46%
47.76%
42.54%
37.13%
31.46%
25.89%
25.06%

News Update:


  • IDBI Bank reports 30% rise in Q3 consolidated net profit
    21st Jan 2025, 11:58 AM

    Total consolidated income of the bank increased by 13.84% at Rs 8,628.99 crore for Q3FY25

    Read More
  • IDBI Bank gets nod for issuance of Long Term Bonds
    31st Dec 2024, 15:10 PM

    The Board of Directors, at its meeting held on December 31, 2024, has approved the same

    Read More
  • IDBI - Quarterly Results
    25th Oct 2024, 14:44 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.