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217.95 (0.91%)
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Nifty
Sensex
:
:
24213.30
79476.63
217.95 (0.91%)
694.39 (0.88%)

IDFC First Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 539437 | NSE: IDFCFIRSTB

NSE BSE
81.19
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  81.00
  •  82.07
  •  80.61
  •  81.17
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  28720522
  •  23381.62
  •  92.45
  •  59.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 48,506.87
  • 20.92
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 88,454.15
  • N/A
  • 1.32

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 35.37%
  • 1.00%
  • 25.60%
  • FII
  • DII
  • Others
  • 19.57%
  • 14.96%
  • 3.50%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 95.82
  • -12.60
  • -7.10

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 181.21

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.48
  • 1.63

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.99
  • 18.69
  • 19.68

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.38
  • 1.48
  • 1.63

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.80
  • 21.56
  • 19.56

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
8,957.02
7,356.27
21.76%
8,788.69
6,868.86
27.95%
8,220.48
6,424.42
27.96%
7,879.50
5,911.89
33.28%
Interest Exp.
4,168.73
3,405.61
22.41%
4,093.25
3,122.36
31.09%
3,749.98
2,827.06
32.65%
3,592.35
2,625.90
36.80%
Net Interest Income
4,788.29
3,950.66
21.20%
4,695.44
3,746.50
25.33%
4,470.50
3,597.36
24.27%
4,287.15
3,285.99
30.47%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,727.30
1,409.54
22.54%
1,574.01
1,363.61
15.43%
1,642.02
1,397.81
17.47%
1,516.56
1,152.44
31.60%
Total Income
10,684.32
8,765.81
21.89%
10,362.70
8,232.47
25.88%
9,862.50
7,822.23
26.08%
9,396.06
7,064.33
33.01%
Operating Exp.
4,538.56
3,849.02
17.91%
4,422.45
3,637.72
21.57%
4,441.83
3,418.35
29.94%
4,219.16
3,161.52
33.45%
Operating Profit
1,977.03
1,511.18
30.83%
1,847.00
1,472.39
25.44%
1,670.69
1,576.82
5.95%
1,584.55
1,276.91
24.09%
Provision
1,731.94
528.36
227.80%
994.40
476.17
108.83%
722.31
482.43
49.72%
654.81
450.23
45.44%
PBT
245.09
982.82
-75.06%
852.60
996.22
-14.42%
948.38
1,094.39
-13.34%
929.74
826.68
12.47%
PBTM
2.74
13.36
-79.49%
9.70
14.50
-33.10%
11.54
17.03
-32.24%
11.80
13.98
-15.59%
TAX
33.15
235.97
-85.95%
209.96
264.71
-20.68%
216.48
278.27
-22.21%
197.65
210.07
-5.91%
PAT
211.94
746.85
-71.62%
642.64
731.51
-12.15%
731.90
816.12
-10.32%
732.09
616.61
18.73%
PATM
2.37%
10.15%
7.31%
10.65%
8.90%
12.70%
9.29%
10.43%
EPS
0.28
1.00
-72.00%
0.86
0.98
-12.24%
0.98
1.09
-10.09%
0.98
0.82
19.51%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Net Interest Income
18,241.38
16,454.81
12,637.17
9,707.62
7,383.02
6,012.05
3,460.78
1,972.51
2,062.81
Interest Earned
33,845.69
30,325.11
22,727.81
17,172.69
15,968.15
16,240.32
12,204.02
9,098.47
8,578.28
Interest Expended
15,604.31
13,870.30
10,090.64
7,465.07
8,585.13
10,228.27
8,743.24
7,125.96
6,515.47
Int. income Growth
25.11%
30.21%
30.18%
31.49%
22.80%
73.72%
75.45%
-4.38%
 
Other Income
6,459.89
5,931.73
4,467.28
3,172.59
2,211.43
1,722.41
852.16
1,119.87
1,019.10
Total Income
40,305.58
22,386.54
17,104.45
12,880.21
9,594.45
7,734.46
4,312.94
3,092.38
3,081.91
Total Expenditure
17,622.00
17,898.63
13,338.06
12,322.83
8,732.96
9,760.34
4,702.19
1,789.01
1,432.24
Employee Cost
-
5,633.66
4,278.59
3,099.87
2,301.52
1,795.01
1,279.37
786.38
614.96
% Of Sales
-
18.58%
18.83%
18.05%
14.41%
11.05%
10.48%
8.64%
7.17%
Opt. & Establishment Exp.
-
11,144.84
8,264.63
6,879.19
5,093.93
4,289.80
7,631.59
1,178.74
853.08
% Of Sales
-
36.75%
36.36%
40.06%
31.90%
26.41%
62.53%
12.96%
9.94%
Provisions
-
2,381.65
1,664.82
3,108.59
2,022.53
4,315.55
1,431.87
160.31
236.06
% Of Sales
-
7.85%
7.33%
18.10%
12.67%
26.57%
11.73%
1.76%
2.75%
EBITDA
7,079.27
4,487.91
3,766.39
557.38
861.49
-2,025.88
-389.25
1,303.37
1,649.67
EBITDA Margin
47.93%
27.27%
29.80%
5.74%
11.67%
-33.70%
-11.25%
66.08%
79.97%
Depreciation
0.00
630.76
434.99
382.41
342.51
320.01
2,820.32
168.21
135.93
PBT
2,975.81
3,857.15
3,331.40
174.97
518.98
-2,345.89
-3,209.57
1,135.17
1,513.73
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
657.24
914.80
846.47
42.66
35.80
497.50
-1,329.55
179.69
450.99
Tax Rate
22.09%
23.72%
25.41%
24.38%
6.90%
-21.21%
41.42%
15.83%
29.79%
PAT
2,318.57
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
PAT before Minority Interest
2,318.57
2,942.35
2,484.93
132.31
483.18
-2,843.39
-1,880.02
955.48
1,062.74
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
9.39%
13.14%
14.53%
1.03%
5.04%
-36.76%
-43.59%
30.90%
34.48%
PAT Growth
-20.35%
18.41%
1778.11%
-72.62%
0
0
-296.76%
-10.09%
 
EPS
3.10
3.93
3.32
0.18
0.65
-3.80
-2.51
1.28
1.42

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Shareholder's Funds
32,273.58
25,847.55
21,082.12
17,899.71
15,403.52
18,199.36
15,274.11
14,677.33
Share Capital
7,069.92
6,618.12
6,217.71
5,675.85
4,809.90
4,781.68
3,404.07
3,399.01
Total Reserves
25,144.73
19,192.31
14,848.29
12,223.77
10,593.62
13,417.69
11,870.03
11,277.25
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,00,570.20
1,44,469.50
1,05,539.63
88,536.24
65,078.94
70,353.59
48,039.44
40,097.83
Borrowings
50,935.74
57,212.09
52,962.60
45,786.09
57,397.19
69,983.39
57,287.07
50,262.19
Other Liabilities & Provisions
12,430.26
12,352.90
10,561.39
10,849.48
11,278.90
8,562.59
5,781.38
7,026.97
Total Liabilities
2,96,209.78
2,39,882.04
1,90,145.74
1,63,071.52
1,49,158.55
1,67,098.93
1,26,382.00
1,12,064.32
Net Block
2,580.04
1,914.49
1,307.93
1,230.66
998.77
939.93
796.87
792.95
Gross Block
5,151.22
3,958.91
5,560.27
5,155.45
4,612.82
4,260.75
1,218.67
1,076.70
Accumulated Depreciation
2,571.18
2,044.42
4,252.33
3,924.80
3,614.05
3,320.82
421.80
283.75
Total Non-Current Assets
2,84,248.21
2,28,619.55
1,80,882.07
1,52,800.78
1,36,005.85
1,55,047.71
1,18,746.39
1,05,504.79
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
94.52
218.57
79.41
65.27
74.46
34.11
3.39
5.92
Cash and balance with RBI
10,988.46
10,562.28
11,281.25
4,669.55
3,348.42
4,100.93
3,021.10
2,995.14
Balance with banks and money at call
1,492.70
3,216.40
4,421.12
1,103.58
814.42
5,425.22
1,855.72
2,144.99
Investments
74,500.12
60,913.28
45,934.56
45,181.59
45,174.42
58,245.23
60,904.42
50,164.11
Advances
1,94,592.37
1,51,794.53
1,17,857.80
1,00,550.13
85,595.36
86,302.29
52,164.89
49,401.68
Other Assets
11,961.58
11,262.50
9,263.66
10,270.76
13,152.69
12,051.22
7,635.61
6,559.52
Total Assets
2,96,209.79
2,39,882.05
1,90,145.73
1,63,071.54
1,49,158.54
1,67,098.93
1,26,382.00
1,12,064.31
Contingent Liabilities
3,02,361.17
3,61,207.30
2,14,314.37
2,12,486.52
2,80,678.92
2,99,918.85
2,15,695.09
2,03,700.05
Bills for collection
3,624.40
2,196.78
1,439.99
1,285.38
914.95
454.37
554.50
0.00
Adjusted Book Value
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Cash From Operating Activity
11,542.89
3,563.00
2,679.13
14,041.71
10,965.54
17,363.78
-5,977.82
14,128.15
PBT
3,857.16
3,331.40
174.97
518.98
-2,345.89
-3,237.43
1,059.61
1,469.68
Adjustment
3,293.37
2,390.25
3,705.12
2,455.48
4,764.24
4,414.80
518.70
450.68
Adjustments for Liabilities & Assets
5,199.57
-1,802.71
-1,335.79
10,549.69
8,696.55
16,132.88
-7,207.66
12,451.93
Refund/(Payment) of direct taxes
-807.21
-355.94
134.83
517.56
-149.36
53.54
-348.47
-244.15
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9,886.70
-11,995.74
-2,960.47
-2,833.25
-3,790.19
-1,364.74
-1,027.28
-4,917.90
Net Fixed Assets
-1045.55
1488.67
-414.90
-527.72
-370.50
-3060.91
-157.10
Other Investment Activity
-17113.58
-7032.76
-8394.21
-8936.25
-5983.08
-5275.12
-6104.83
Cash from Financing Activity
-2,953.71
6,509.04
10,210.59
-9,598.18
-12,538.66
-12,220.31
6,741.79
-6,974.02
Closing Cash & Equivalent
12,481.16
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
Net Cash Inflow / Outflow
-1,297.52
-1,923.69
9,929.25
1,610.28
-5,363.31
3,778.72
-263.31
2,236.22
Opening Cash & Equivalents
13,778.68
15,702.37
5,773.12
4,162.84
9,526.15
4,876.82
5,140.13
2,903.91

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Book Value
45.57
39.00
33.88
31.54
32.02
38.06
44.87
43.18
NIM
5.84
5.58
5.41
4.87
4.46
2.25
1.67
1.97
Yield on Advances
15.58
14.97
14.57
15.88
18.97
14.14
17.44
17.36
Yield on Investments
5.80
5.83
6.88
8.05
9.54
6.76
7.28
7.68
Cost of Liabilities
5.51
5.00
4.71
6.39
8.35
6.23
6.77
7.21
Interest Spread
10.07
9.97
9.86
9.49
10.62
7.91
10.68
10.15
ROCE
9.10%
9.16%
4.86%
6.41%
3.94%
2.04%
8.19%
10.34%
Cost Income Ratio
72.13
70.79
74.51
73.51
74.53
141.22
58.11
43.22
Core Cost Income Ratio
72.80
72.17
78.09
78.02
78.50
142.29
66.59
52.92
Operating Costs to Assets
5.45
5.05
5.05
4.33
3.86
3.64
1.42
1.19
Loans/Deposits
0.25
0.40
0.50
0.52
0.88
0.99
1.19
1.25
Cash/Deposits
0.05
0.07
0.11
0.05
0.05
0.06
0.06
0.07
Investment/Deposits
0.37
0.42
0.44
0.51
0.69
0.83
1.27
1.25
Inc Loan/Deposits
25.40%
39.60%
50.18%
51.71%
88.20%
99.47%
119.25%
125.35%
Credit Deposits
97.02%
105.07%
111.67%
113.57%
131.53%
122.67%
108.59%
123.20%
Interest Expended / Interest earned
45.74%
44.40%
43.47%
53.76%
62.98%
71.64%
78.32%
75.95%
Interest income / Total funds
10.24%
9.47%
9.03%
9.79%
10.89%
7.30%
7.20%
7.65%
Interest Expended / Total funds
4.68%
4.21%
3.93%
5.26%
6.86%
5.23%
5.64%
5.81%
CASA
47.25%
49.73%
48.41%
51.77%
32.16%
12.87%
11.79%
5.06%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • IDFC First Bank - Quarterly Results
    26th Oct 2024, 16:39 PM

    Read More
  • IDFC First Bank reports 12% fall in Q1 consolidated net profit
    29th Jul 2024, 12:30 PM

    Total consolidated income of the bank increased by 25.88% at Rs 10,362.70 crore for Q1FY25

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.