Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Finance - NBFC - MFI

Rating :
N/A

BSE: 541770 | NSE: CREDITACC

813.90
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  840.15
  •  842.85
  •  810.00
  •  841.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  312966
  •  2582.04
  •  1790.75
  •  810.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 12,977.17
  • 9.73
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 29,443.48
  • 1.23%
  • 1.86

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 66.54%
  • 0.43%
  • 6.71%
  • FII
  • DII
  • Others
  • 10.76%
  • 14.59%
  • 0.97%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.43
  • 24.83
  • 23.50

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.47
  • 28.49
  • 19.81

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 40.15
  • 34.09
  • 59.99

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 22.53

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 3.51

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 13.07

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
90.88
71.58
103.07
123.31
P/E Ratio
10.82
13.73
9.54
7.97
Revenue
5173
3947
4501
5256
EBITDA
3723
2768
3019
3591
Net Income
1446
1154
1647
1965
ROA
5.7
3.8
4.7
4.8
P/Bk Ratio
2.38
2.06
1.7
1.44
ROE
24.77
16.41
19.51
19.35
FCFF
1790.68
FCFF Yield
4.95

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Net Sales
1,453.29
1,246.94
16.55%
1,512.03
1,170.03
29.23%
1,457.49
1,065.41
36.80%
1,292.20
907.90
42.33%
Expenses
700.14
344.67
103.13%
453.18
306.37
47.92%
433.74
310.56
39.66%
365.10
292.87
24.66%
EBITDA
753.15
902.27
-16.53%
1,058.85
863.66
22.60%
1,023.75
754.85
35.62%
927.10
615.03
50.74%
EBIDTM
51.82%
72.36%
70.03%
73.82%
70.24%
70.85%
71.75%
67.74%
Other Income
0.63
0.65
-3.08%
0.55
0.69
-20.29%
1.61
0.83
93.98%
3.03
1.82
66.48%
Interest
484.60
423.87
14.33%
510.31
384.92
32.58%
482.15
345.64
39.49%
441.50
314.21
40.51%
Depreciation
17.19
12.28
39.98%
14.35
12.06
18.99%
13.75
12.49
10.09%
13.06
12.61
3.57%
PBT
251.99
466.77
-46.01%
534.74
467.37
14.41%
529.46
397.55
33.18%
475.57
290.03
63.97%
Tax
65.93
119.73
-44.93%
137.08
118.91
15.28%
132.38
100.98
31.10%
122.23
73.28
66.80%
PAT
186.06
347.04
-46.39%
397.66
348.46
14.12%
397.08
296.57
33.89%
353.34
216.75
63.02%
PATM
12.80%
27.83%
26.30%
29.78%
27.24%
27.84%
27.34%
23.87%
EPS
11.67
21.81
-46.49%
24.95
21.93
13.77%
24.91
18.66
33.49%
22.20
13.59
63.36%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Net Sales
5,715.01
5,166.67
3,545.12
2,742.82
2,461.00
1,704.31
1,282.26
Net Sales Growth
30.17%
45.74%
29.25%
11.45%
44.40%
32.91%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
5,715.01
5,166.67
3,545.12
2,742.82
2,461.00
1,704.31
1,282.26
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
Total Expenditure
1,952.16
1,443.96
1,179.41
1,234.69
1,308.29
641.38
360.69
Power & Fuel Cost
-
6.68
5.43
4.23
3.47
2.82
1.96
% Of Sales
-
0.13%
0.15%
0.15%
0.14%
0.17%
0.15%
Employee Cost
-
669.43
515.24
437.66
379.99
262.05
186.05
% Of Sales
-
12.96%
14.53%
15.96%
15.44%
15.38%
14.51%
Manufacturing Exp.
-
103.97
82.26
62.34
45.92
29.50
23.91
% Of Sales
-
2.01%
2.32%
2.27%
1.87%
1.73%
1.86%
General & Admin Exp.
-
198.66
165.65
117.97
91.01
96.45
64.27
% Of Sales
-
3.85%
4.67%
4.30%
3.70%
5.66%
5.01%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
471.90
416.26
616.72
791.37
253.38
86.46
% Of Sales
-
9.13%
11.74%
22.48%
32.16%
14.87%
6.74%
EBITDA
3,762.85
3,722.71
2,365.71
1,508.13
1,152.71
1,062.93
921.57
EBITDA Margin
65.84%
72.05%
66.73%
54.98%
46.84%
62.37%
71.87%
Other Income
5.82
5.98
5.67
7.31
5.08
1.17
1.18
Interest
1,918.56
1,738.36
1,216.12
987.42
933.32
582.13
417.22
Depreciation
58.35
51.15
49.84
47.23
44.07
20.37
7.79
PBT
1,791.76
1,939.18
1,105.42
480.79
180.40
461.60
497.74
Tax
457.62
493.25
279.36
127.72
49.00
126.11
175.98
Tax Rate
25.54%
25.44%
25.27%
26.56%
27.16%
27.32%
35.36%
PAT
1,334.14
1,445.93
826.06
353.07
134.02
333.55
321.76
PAT before Minority Interest
1,334.14
1,445.93
826.06
353.07
131.40
335.49
321.76
Minority Interest
0.00
0.00
0.00
0.00
2.62
-1.94
0.00
PAT Margin
23.34%
27.99%
23.30%
12.87%
5.45%
19.57%
25.09%
PAT Growth
10.37%
75.04%
133.96%
163.45%
-59.82%
3.66%
 
EPS
83.65
90.65
51.79
22.14
8.40
20.91
20.17

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Shareholder's Funds
6,569.98
5,106.97
4,166.91
3,691.55
2,734.22
2,365.06
Share Capital
159.38
158.91
155.87
155.58
143.99
143.55
Total Reserves
6,379.43
4,928.65
3,999.32
3,527.45
2,581.62
2,212.72
Non-Current Liabilities
23,082.56
16,801.71
13,202.69
11,333.51
9,963.78
5,142.88
Secured Loans
21,665.49
16,009.67
12,710.17
10,652.06
9,436.64
4,829.50
Unsecured Loans
150.28
277.33
184.95
289.27
103.03
37.07
Long Term Provisions
1,315.90
528.84
462.96
496.27
481.55
319.45
Current Liabilities
357.46
624.68
595.61
390.36
201.10
121.37
Trade Payables
256.35
303.70
259.02
201.69
108.65
103.73
Other Current Liabilities
43.55
31.18
102.62
94.31
78.41
9.90
Short Term Borrowings
25.24
25.26
25.57
0.00
0.00
0.00
Short Term Provisions
32.32
264.54
208.40
94.36
14.04
7.74
Total Liabilities
30,010.00
22,533.36
17,965.21
15,520.25
13,008.05
7,629.31
Net Block
609.08
599.03
628.89
572.77
576.50
24.75
Gross Block
826.14
777.54
759.57
658.44
619.59
47.97
Accumulated Depreciation
217.06
178.51
130.68
85.67
43.09
23.22
Non Current Assets
27,091.16
20,218.81
15,903.69
12,816.12
12,221.20
6,959.75
Capital Work in Progress
4.54
3.94
3.07
0.62
2.84
2.36
Non Current Investment
0.54
0.54
0.54
0.54
45.56
0.20
Long Term Loans & Adv.
1,372.01
571.96
492.91
521.71
497.39
328.54
Other Non Current Assets
0.00
0.00
12.95
0.00
0.00
1.07
Current Assets
2,918.84
2,314.55
2,061.52
2,704.13
786.85
669.56
Current Investments
1,438.36
453.98
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.22
0.09
Cash & Bank
1,313.91
1,436.43
1,761.39
2,484.38
717.64
615.55
Other Current Assets
166.57
165.81
86.08
110.93
68.99
53.92
Short Term Loans & Adv.
19.15
258.33
214.05
108.82
28.04
19.04
Net Current Assets
2,561.38
1,689.87
1,465.91
2,313.77
585.75
548.19
Total Assets
30,010.00
22,533.36
17,965.21
15,520.25
13,008.05
7,629.31

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Cash From Operating Activity
-4,733.78
-3,289.78
-2,713.47
-454.67
-2,252.64
-1,378.09
PBT
1,939.18
1,105.42
480.79
180.40
461.60
497.74
Adjustment
341.59
386.62
555.70
652.79
168.01
97.32
Changes in Working Capital
-6,453.62
-4,541.73
-3,629.64
-1,172.64
-2,718.23
-1,791.10
Cash after chg. in Working capital
-4,172.85
-3,049.69
-2,593.15
-339.45
-2,088.62
-1,196.04
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-560.93
-240.09
-120.32
-115.22
-164.02
-182.05
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-994.20
-314.43
-32.96
23.53
-607.64
-7.14
Net Fixed Assets
-49.20
-18.84
-596.43
-34.37
-81.49
Net Investments
-984.38
-453.98
662.38
-1.49
-661.24
Others
39.38
158.39
-98.91
59.39
135.09
Cash from Financing Activity
5,493.86
3,365.07
1,966.89
2,146.36
2,914.71
1,828.93
Net Cash Inflow / Outflow
-234.12
-239.14
-779.54
1,715.22
54.43
443.70
Opening Cash & Equivalents
1,341.41
1,580.55
2,360.09
644.87
590.44
130.03
Closing Cash & Equivalent
1,107.29
1,341.41
1,580.55
2,360.09
644.87
573.73

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Book Value (Rs.)
410.27
320.15
266.58
236.73
189.29
164.14
ROA
5.50%
4.08%
2.11%
0.92%
3.25%
4.22%
ROE
24.87%
17.87%
9.01%
4.10%
13.20%
13.66%
ROCE
14.76%
12.06%
9.26%
8.28%
10.70%
12.65%
Fixed Asset Turnover
6.44
4.61
3.87
3.85
5.11
26.73
Receivable days
0.00
0.00
0.00
0.00
0.03
0.03
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
122.57
171.26
Cash Conversion Cycle
0.00
0.00
0.00
0.00
-122.54
-171.23
Total Debt/Equity
3.34
3.21
3.11
2.97
3.50
2.07
Interest Cover
2.12
1.91
1.49
1.19
1.79
2.19

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.