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Sensex
:
:
24125.55
79408.50
273.90 (1.15%)
855.30 (1.09%)

Emerald Finance Ltd.

Finance - NBFC

Rating :
N/A

BSE: 538882 | NSE: Not Listed

NSE BSE
132.20
06-Feb-2025
  • Open
  • High
  • Low
  • Previous Close
  •  132.20
  •  132.20
  •  132.20
  •  129.65
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  14753
  •  19.50
  •  167.65
  •  26.50

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 331.84
  • 45.84
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 325.71
  • 0.10%
  • 4.66

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 60.51%
  • 4.81%
  • 23.33%
  • FII
  • DII
  • Others
  • 9.78%
  • 0.00%
  • 1.57%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 31.07
  • 11.24
  • 16.34

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 48.02
  • 27.85
  • 12.52

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 46.65
  • 26.26
  • 18.63

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.67
  • 25.36
  • 24.59

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.95
  • 2.08
  • 2.64

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 16.60
  • 17.14
  • 18.42

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Net Sales
5.72
3.42
67.25%
5.00
2.78
79.86%
4.40
2.78
58.27%
3.89
3.87
0.52%
Expenses
1.65
1.40
17.86%
1.50
1.41
6.38%
1.45
1.41
2.84%
1.81
1.83
-1.09%
EBITDA
4.07
2.02
101.49%
3.50
1.37
155.47%
2.94
1.37
114.60%
2.07
2.04
1.47%
EBIDTM
71.12%
59.17%
69.98%
49.42%
66.99%
49.42%
53.31%
52.70%
Other Income
0.02
0.01
100.00%
0.01
0.00
0
0.01
0.00
0
0.02
0.02
0.00%
Interest
0.77
0.43
79.07%
0.76
0.22
245.45%
0.66
0.22
200.00%
0.50
0.23
117.39%
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.06
0.03
100.00%
PBT
3.31
1.59
108.18%
2.75
1.15
139.13%
2.29
1.15
99.13%
1.52
1.71
-11.11%
Tax
0.83
0.41
102.44%
0.69
0.29
137.93%
0.58
0.29
100.00%
0.38
0.46
-17.39%
PAT
2.48
1.19
108.40%
2.06
0.86
139.53%
1.71
0.86
98.84%
1.14
1.25
-8.80%
PATM
43.33%
34.74%
41.14%
30.99%
38.95%
30.99%
29.28%
32.41%
EPS
0.73
0.39
87.18%
0.63
0.29
117.24%
0.57
0.30
90.00%
0.38
0.43
-11.63%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
19.01
13.32
11.51
8.46
5.44
7.82
6.70
4.37
1.73
0.77
0.89
Net Sales Growth
47.94%
15.73%
36.05%
55.51%
-30.43%
16.72%
53.32%
152.60%
124.68%
-13.48%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
19.01
13.32
11.51
8.46
5.44
7.82
6.70
4.37
1.73
0.77
0.89
GP Margin
99.99%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
6.41
6.25
5.89
4.54
3.04
5.75
4.90
3.56
1.44
0.61
0.75
Power & Fuel Cost
-
0.00
0.00
0.02
0.02
0.02
0.02
0.02
0.00
0.00
0.00
% Of Sales
-
0%
0%
0.24%
0.37%
0.26%
0.30%
0.46%
0%
0%
0%
Employee Cost
-
2.02
1.02
1.05
0.93
1.04
0.55
0.61
0.44
0.33
0.31
% Of Sales
-
15.17%
8.86%
12.41%
17.10%
13.30%
8.21%
13.96%
25.43%
42.86%
34.83%
Manufacturing Exp.
-
2.56
3.22
2.64
1.54
4.15
3.99
2.62
0.73
0.11
0.27
% Of Sales
-
19.22%
27.98%
31.21%
28.31%
53.07%
59.55%
59.95%
42.20%
14.29%
30.34%
General & Admin Exp.
-
1.32
1.36
0.68
0.52
0.44
0.33
0.30
0.19
0.14
0.16
% Of Sales
-
9.91%
11.82%
8.04%
9.56%
5.63%
4.93%
6.86%
10.98%
18.18%
17.98%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
0.35
0.29
0.17
0.05
0.12
0.04
0.03
0.08
0.04
0.00
% Of Sales
-
2.63%
2.52%
2.01%
0.92%
1.53%
0.60%
0.69%
4.62%
5.19%
0%
EBITDA
12.58
7.07
5.62
3.92
2.40
2.07
1.80
0.81
0.29
0.16
0.14
EBITDA Margin
66.18%
53.08%
48.83%
46.34%
44.12%
26.47%
26.87%
18.54%
16.76%
20.78%
15.73%
Other Income
0.06
0.04
0.04
0.05
0.01
0.05
0.02
0.01
0.00
0.00
0.00
Interest
2.69
1.47
0.90
0.55
0.47
0.45
0.16
0.04
0.00
0.00
0.00
Depreciation
0.06
0.06
0.03
0.04
0.03
0.03
0.03
0.02
0.01
0.00
0.00
PBT
9.87
5.58
4.74
3.38
1.91
1.64
1.63
0.76
0.27
0.15
0.13
Tax
2.48
1.44
1.19
0.87
0.50
0.35
0.44
0.20
0.08
0.05
0.04
Tax Rate
25.13%
25.81%
25.48%
25.97%
26.46%
21.34%
26.99%
26.32%
29.63%
33.33%
30.77%
PAT
7.39
4.14
3.48
2.48
1.39
1.29
1.18
0.56
0.19
0.10
0.09
PAT before Minority Interest
7.39
4.14
3.48
2.48
1.39
1.29
1.18
0.56
0.19
0.10
0.09
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
38.87%
31.08%
30.23%
29.31%
25.55%
16.50%
17.61%
12.81%
10.98%
12.99%
10.11%
PAT Growth
77.64%
18.97%
40.32%
78.42%
7.75%
9.32%
110.71%
194.74%
90.00%
11.11%
 
EPS
2.19
1.22
1.03
0.73
0.41
0.38
0.35
0.17
0.06
0.03
0.03

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
46.89
43.44
37.86
16.16
14.91
13.94
5.31
4.18
3.24
3.14
Share Capital
30.14
30.14
29.04
9.04
9.04
9.04
3.04
3.04
3.04
3.04
Total Reserves
16.74
13.29
8.82
6.87
5.87
4.89
2.27
1.14
0.20
0.10
Non-Current Liabilities
14.54
5.37
3.84
2.68
2.58
0.93
0.83
0.00
0.00
0.00
Secured Loans
13.52
4.34
2.99
2.02
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
1.01
1.03
0.86
0.66
2.59
0.94
0.83
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
2.40
2.35
3.56
3.38
1.75
1.01
1.00
0.36
0.09
0.05
Trade Payables
0.00
0.08
0.26
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
0.65
0.87
1.32
2.87
1.38
0.57
0.80
0.28
0.05
0.01
Short Term Borrowings
0.00
0.00
1.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
1.75
1.40
0.97
0.52
0.38
0.45
0.20
0.08
0.05
0.04
Total Liabilities
64.87
51.99
45.83
22.63
19.58
16.09
7.32
4.71
3.33
3.19
Net Block
0.50
0.11
0.07
0.05
0.08
0.08
0.04
0.03
0.02
0.00
Gross Block
0.76
0.31
0.24
0.18
0.18
0.08
0.04
0.03
0.03
0.01
Accumulated Depreciation
0.26
0.20
0.17
0.13
0.10
0.00
0.00
0.00
0.02
0.01
Non Current Assets
0.55
0.58
0.37
0.05
0.08
0.08
0.04
0.03
0.02
0.01
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.05
0.47
0.30
0.00
0.00
0.00
0.00
0.00
0.00
0.01
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
64.22
51.24
45.26
22.39
19.30
15.94
7.20
4.68
3.30
3.16
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
1.66
0.68
0.70
0.43
0.93
1.25
1.24
0.32
0.32
0.19
Cash & Bank
2.97
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.03
0.56
Other Current Assets
59.59
0.82
5.88
0.70
16.78
10.38
4.19
3.94
2.96
2.41
Short Term Loans & Adv.
55.81
43.19
36.71
17.18
16.78
10.38
4.19
3.92
2.96
2.41
Net Current Assets
61.82
48.90
41.70
19.01
17.55
14.93
6.20
4.32
3.21
3.11
Total Assets
64.87
51.97
45.84
22.63
19.58
16.09
7.32
4.71
3.34
3.19

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-11.29
1.51
-23.08
2.58
-3.71
-4.94
0.08
-0.48
0.00
PBT
5.58
4.74
3.38
1.91
1.64
1.63
0.76
0.27
0.00
Adjustment
-0.37
-0.73
-0.66
-0.37
-0.01
-0.38
-0.13
-0.06
0.00
Changes in Working Capital
-16.50
-2.49
-25.80
1.04
-5.34
-6.19
-0.56
-0.69
0.00
Cash after chg. in Working capital
-11.29
1.51
-23.08
2.58
-3.71
-4.94
0.08
-0.48
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-0.03
-0.24
-0.43
-0.05
-0.22
-0.07
-0.09
-0.92
0.00
Net Fixed Assets
-0.06
0.00
0.00
0.00
-0.04
-0.02
0.01
0.00
Net Investments
0.42
-0.17
-0.30
0.00
0.00
0.00
0.00
-0.89
Others
-0.39
-0.07
-0.13
-0.05
-0.18
-0.05
-0.10
-0.03
Cash from Financing Activity
7.74
3.30
21.40
-0.04
1.21
7.55
1.36
1.80
0.00
Net Cash Inflow / Outflow
-3.58
4.57
-2.11
2.49
-2.72
2.54
1.35
0.40
0.00
Opening Cash & Equivalents
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.03
0.00
Closing Cash & Equivalent
2.97
6.55
1.98
4.09
1.59
4.31
1.77
0.42
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
15.52
14.36
12.96
17.38
12.79
12.06
7.70
6.15
4.74
4.59
ROA
7.08%
7.11%
7.23%
6.60%
7.23%
10.12%
9.38%
4.77%
3.19%
2.85%
ROE
9.19%
8.59%
9.27%
9.16%
9.03%
12.40%
11.99%
5.19%
3.28%
2.92%
ROCE
12.82%
12.21%
12.76%
13.14%
13.02%
17.16%
15.67%
7.44%
4.84%
4.24%
Fixed Asset Turnover
24.99
42.24
39.85
30.01
61.13
112.57
118.21
52.92
33.12
60.62
Receivable days
32.00
21.87
24.38
45.51
50.87
67.91
65.17
67.25
119.52
77.76
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
32.00
21.87
24.38
45.51
50.87
67.91
65.17
67.25
119.52
77.76
Total Debt/Equity
0.31
0.12
0.13
0.17
0.18
0.07
0.16
0.00
0.00
0.00
Interest Cover
4.79
6.21
7.05
5.01
4.64
11.05
18.98
172.13
72.77
243.41

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • Emerald Finance partners with Hi Fashion
    21st Apr 2025, 16:10 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Sudarshan Motors
    9th Apr 2025, 14:22 PM

    The company has partnered to offer its Early Wage-Access program to the employees of the firm

    Read More
  • Emerald Finance enters into partnership with Sunita Tools
    19th Mar 2025, 14:29 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Jaura Organics LLP
    17th Mar 2025, 12:23 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with BADATARGET
    13th Mar 2025, 14:51 PM

    The product entails tying up with employers to offer short term loans as salary advance

    Read More
  • Emerald Finance enters into partnership with CodeLine Tech
    13th Mar 2025, 14:30 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with H.K. JEWELS
    12th Mar 2025, 15:46 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Multicare Services (India)
    11th Mar 2025, 12:22 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Insurge Technologies India
    5th Mar 2025, 17:35 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More
  • Emerald Finance partners with Widereach Technologies
    25th Feb 2025, 15:30 PM

    This partnership aims to provide an instant financial relief to the employees by allowing them to access part of their salaries seamlessly throughout the month

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.