Muthoot Microfin, 544055, MUTHOOTMF Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

2,728.73
6.51
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

9,095.05
N/A
0.91

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

138.58
-
39.71

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
-
29.03

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
111.68

P:E (Median)

8 Years
5 Years
3 Years

P:BV (Average)

8 Years
5 Years
3 Years

EV:EBITDA (Average)

8 Years
5 Years
3 Years

Earnings Forecasts:

Description 2024 2025 2026 2027
Adj EPS 30.2 21.5 32 47.9
P/E Ratio 6.31 8.86 5.95 3.98
Revenue 2241 1732 1998 2667
EBITDA 1456
Net Income 450 367 545 816
ROA 4.5 3 3.8 4.2
P/Bk Ratio 1.16 1.02 0.87 0.67
ROE 20.4 12.3 15.85 18.3
FCFF 217.24
FCFF Yield 2.14

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Net Sales 666.58 563.63 18.27% 637.88 478.70 33.25% 646.81 443.84 45.73% 581.04 380.18 52.83%
Expenses 334.59 189.33 76.72% 247.37 149.89 65.03% 232.56 146.13 59.15% 211.64 151.82 39.40%
EBITDA 331.99 374.29 -11.30% 390.51 328.81 18.76% 414.25 297.72 39.14% 369.40 228.36 61.76%
EBIDTM 49.80% 66.41% 61.22% 68.69% 64.04% 67.08% 63.58% 60.07%
Other Income 0.62 1.85 -66.49% 3.28 1.44 127.78% 6.62 4.33 52.89% 3.78 3.03 24.75%
Interest 240.89 221.02 8.99% 237.05 194.30 22.00% 233.72 168.22 38.94% 234.12 154.71 51.33%
Depreciation 10.53 8.53 23.45% 10.18 7.93 28.37% 9.76 7.41 31.71% 9.22 6.98 32.09%
PBT 81.19 146.59 -44.61% 146.56 128.03 14.47% 177.39 126.41 40.33% 129.84 69.69 86.31%
Tax 19.58 37.01 -47.10% 33.34 32.34 3.09% 57.63 31.85 80.94% 5.28 12.83 -58.85%
PAT 61.61 109.57 -43.77% 113.22 95.68 18.33% 119.76 94.56 26.65% 124.57 56.86 119.08%
PATM 9.24% 19.44% 17.75% 19.99% 18.52% 21.30% 21.44% 14.96%
EPS 3.61 6.43 -43.86% 6.64 5.61 18.36% 7.02 5.55 26.49% 7.31 3.34 118.86%

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Net Sales 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Expenses 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBITDA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
EBIDTM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Depreciation 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Tax 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Sales 2,532.31 2,270.18 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 Net Sales Growth 35.68% 58.89% 71.62% 21.68% -4.22% 42.00% 106.30% 367.57% 13623.68% Cost Of Goods Sold -0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Gross Profit 2,532.32 2,270.18 1,428.76 832.51 684.17 714.31 503.05 243.84 52.15 0.38 GP Margin 100.00% 100% 100% 100% 100% 100% 100% 100% 100% 100% Total Expenditure 1,026.16 785.05 657.86 417.28 369.06 243.10 285.17 103.86 16.48 0.61 Power & Fuel Cost - 3.89 2.83 1.79 1.67 1.26 0.84 0.37 0.08 0.00 % Of Sales - 0.17% 0.20% 0.22% 0.24% 0.18% 0.17% 0.15% 0.15% 0% Employee Cost - 448.65 322.56 237.08 186.88 147.01 103.83 65.23 8.33 0.09 % Of Sales - 19.76% 22.58% 28.48% 27.31% 20.58% 20.64% 26.75% 15.97% 23.68% Manufacturing Exp. - 53.55 39.38 25.98 18.77 31.52 32.74 7.58 2.38 0.48 % Of Sales - 2.36% 2.76% 3.12% 2.74% 4.41% 6.51% 3.11% 4.56% 126.32% General & Admin Exp. - 91.58 65.86 38.52 25.93 28.29 15.25 23.64 1.27 0.02 % Of Sales - 4.03% 4.61% 4.63% 3.79% 3.96% 3.03% 9.69% 2.44% 5.26% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% 0% 0% 0% 0% 0% Miscellaneous Exp. - 191.26 230.06 115.70 137.48 36.28 133.35 7.42 4.49 0.01 % Of Sales - 8.42% 16.10% 13.90% 20.09% 5.08% 26.51% 3.04% 8.61% 2.63% EBITDA 1,506.15 1,485.13 770.90 415.23 315.11 471.21 217.88 139.98 35.67 -0.23 EBITDA Margin 59.48% 65.42% 53.96% 49.88% 46.06% 65.97% 43.31% 57.41% 68.40% -60.53% Other Income 14.30 15.31 17.58 10.44 12.11 36.12 8.35 0.00 0.00 0.00 Interest 945.78 883.16 549.01 340.15 299.33 233.84 189.18 81.79 21.06 0.00 Depreciation 39.69 35.44 26.61 20.78 18.83 2.96 1.84 0.97 0.02 0.00 PBT 534.98 581.84 212.87 64.72 9.05 270.52 35.21 57.22 14.60 -0.23 Tax 115.83 132.26 48.98 17.32 2.00 69.30 49.63 20.18 5.19 -0.07 Tax Rate 21.65% 22.73% 23.01% 26.76% 22.10% 25.62% 140.95% 35.27% 35.55% 30.43% PAT 419.16 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 PAT before Minority Interest 419.16 449.58 163.89 47.40 7.05 201.22 -14.42 37.04 9.41 -0.16 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 16.55% 19.80% 11.47% 5.69% 1.03% 28.17% -2.87% 15.19% 18.04% -42.11% PAT Growth 17.52% 174.32% 245.76% 572.34% -96.50% - - 293.62% - EPS 24.58 26.37 9.61 2.78 0.41 11.80 -0.85 2.17 0.55 -0.01

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Shareholder's Funds 2,804.35 1,625.85 1,336.58 889.89 885.79 402.94 189.02 Share Capital 170.49 140.20 133.33 114.17 114.17 102.88 88.17 Total Reserves 2,619.05 1,480.22 1,202.02 774.75 770.70 299.46 100.85 Non-Current Liabilities 8,379.68 6,491.01 3,996.77 3,010.26 2,498.26 2,039.13 750.52 Secured Loans 8,290.52 6,437.36 3,854.01 2,873.79 2,426.38 1,719.77 723.62 Unsecured Loans 68.84 55.81 142.60 141.87 24.89 293.44 25.00 Long Term Provisions 11.01 3.61 4.94 4.64 0.90 0.65 3.81 Current Liabilities 406.19 406.56 253.33 275.09 146.13 112.72 522.26 Trade Payables 13.88 11.93 7.53 2.71 5.49 5.17 0.00 Other Current Liabilities 392.31 394.63 245.80 272.38 140.63 107.55 513.45 Short Term Borrowings 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Short Term Provisions 0.00 0.00 0.00 0.00 0.00 0.00 8.81 Total Liabilities 11,590.22 8,523.42 5,586.68 4,175.24 3,530.18 2,554.79 1,461.80 Net Block 214.66 171.90 121.25 109.98 20.67 13.19 7.18 Gross Block 282.27 208.22 177.81 128.00 26.40 16.00 8.17 Accumulated Depreciation 67.62 36.32 56.56 18.02 5.72 2.81 0.99 Non Current Assets 9,718.63 7,277.10 4,528.73 3,417.12 2,726.93 1,869.93 1,059.79 Capital Work in Progress 0.00 0.00 0.00 0.00 0.66 0.00 0.53 Non Current Investment 46.71 63.36 0.05 0.00 0.00 0.00 0.00 Long Term Loans & Adv. 21.60 15.27 7.56 13.10 0.39 0.51 3.40 Other Non Current Assets 0.00 0.00 1.85 0.00 5.96 2.39 56.80 Current Assets 1,871.60 1,246.32 1,057.96 758.12 803.25 684.87 402.01 Current Investments 0.00 0.00 0.00 0.05 0.00 0.00 0.00 Inventories 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Sundry Debtors 257.48 72.21 16.77 9.29 3.82 3.47 1.78 Cash & Bank 1,578.73 1,150.41 999.92 744.98 780.93 671.66 346.38 Other Current Assets 35.39 18.64 0.00 0.00 18.50 9.74 53.85 Short Term Loans & Adv. 8.80 5.06 41.27 3.80 18.50 9.74 0.56 Net Current Assets 1,465.41 839.76 804.63 483.03 657.13 572.15 -120.26 Total Assets 11,590.23 8,523.42 5,586.69 4,175.24 3,530.18 2,554.80 1,461.80

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Cash From Operating Activity -2,125.26 -2,332.88 -1,083.58 -703.96 -601.81 -698.85 -468.89 PBT 581.84 212.87 64.72 9.05 270.52 35.21 57.22 Adjustment 24.66 157.98 44.06 105.58 -173.33 25.12 8.10 Changes in Working Capital -2,607.33 -2,669.57 -1,139.29 -813.36 -629.78 -706.84 -513.74 Cash after chg. in Working capital -2,000.83 -2,298.73 -1,030.51 -698.72 -532.59 -646.51 -448.42 Interest Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Tax Paid -124.43 -34.15 -53.07 -5.23 -69.22 -52.33 -20.47 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -225.33 -180.03 -73.80 -37.95 -6.21 -12.22 -65.76 Net Fixed Assets -74.05 -30.41 -49.81 -100.94 -11.06 -7.30 Net Investments 16.65 -63.31 0.00 -0.05 0.00 0.00 Others -167.93 -86.31 -23.99 63.04 4.85 -4.92 Cash from Financing Activity 2,548.80 2,566.54 1,344.13 79.69 706.81 966.05 801.29 Net Cash Inflow / Outflow 198.21 53.63 186.75 -662.22 98.79 254.99 266.65 Opening Cash & Equivalents 759.46 705.83 519.08 1,181.29 571.22 316.23 48.10 Closing Cash & Equivalent 957.66 759.46 705.83 519.08 670.01 571.22 314.74

Financial Ratios

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 19 Mar 18 Mar 17
Book Value (Rs.) 163.62 136.69 115.28 77.86 77.50 39.11 22.03 ROA 4.47% 2.32% 0.97% 0.17% 6.61% -0.72% 3.73% ROE 20.50% 11.25% 4.30% 0.79% 31.27% -4.91% 29.18% ROCE 15.20% 11.33% 8.76% 7.97% 17.53% 12.01% 15.42% Fixed Asset Turnover 9.26 7.40 5.11 5.34 33.69 41.62 46.48 Receivable days 26.50 11.37 5.71 5.42 1.86 1.90 1.87 Inventory Days 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 10.65 6.78 0.00 Cash Conversion Cycle 26.50 11.37 5.71 5.42 -8.79 -4.88 1.87 Total Debt/Equity 3.00 4.01 2.99 3.39 2.77 5.00 5.99 Interest Cover 1.66 1.39 1.19 1.03 2.16 1.19 1.70

Top Investors:

greater pacific capital wiv ltd

creation investments india, llc

subha joseph

Annual Reports:

News Update:

Muthoot Microfin initiates loan disbursals under co-lending partnership with SBI
25th Nov 2024, 15:57 PM

Under this collaboration, SBI has sanctioned Asset creation cap of Rs 500 crore, to be disbursed in tranches of Rs 100 crore
Read More
Muthoot Microfin raises $3 million through Bonds
28th Oct 2024, 17:14 PM

The Debenture Issue and Allotment Committee of the company in its meeting held on October 28, 2024 has allotted the same
Read More

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Muthoot Microfin Ltd.

Finance - NBFC

BSE: 544055 | NSE: MUTHOOTMF

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Earnings Forecasts:

Quarterly Results

Standalone Figures in Rs. Crores /

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: