Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Fintech

Rating :
N/A

BSE: 543390 | NSE: POLICYBZR

2092.15
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  2155.00
  •  2155.40
  •  2060.00
  •  2144.15
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1434504
  •  30101.03
  •  2210.00
  •  763.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 96,087.37
  • 458.68
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 95,768.94
  • N/A
  • 15.73

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 19.76%
  • 4.81%
  • FII
  • DII
  • Others
  • 49.7%
  • 17.13%
  • 8.60%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 46.10
  • 34.84
  • 34.12

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.41
  • -10.27
  • -27.08

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • 30.02
  • -

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • 7.11

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -76.28

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
1.5
7.98
16.81
26.75
P/E Ratio
1229.27
231.01
109.69
68.94
Revenue
3438
4664
6122
7833
EBITDA
-186
202
745
1357
Net Income
67
371
807
1238
ROA
1
3.6
9
12.4
P/Bk Ratio
14.17
13.19
11.82
10.18
ROE
1.18
6.26
12.29
16.04
FCFF
113.85
180.78
535.9
872.48
FCFF Yield
0.14
0.22
0.64
1.04

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Net Sales
1,167.23
811.63
43.81%
1,010.49
665.59
51.82%
1,089.57
869.10
25.37%
870.89
610.09
42.75%
Expenses
1,175.02
900.72
30.45%
1,049.74
742.68
41.34%
1,084.15
937.15
15.69%
896.39
743.29
20.60%
EBITDA
-7.79
-89.09
-
-39.25
-77.09
-
5.42
-68.05
-
-25.50
-133.20
-
EBIDTM
-0.67%
-10.98%
-3.88%
-11.58%
0.50%
-7.83%
-2.93%
-21.83%
Other Income
106.00
97.49
8.73%
100.26
91.16
9.98%
98.31
82.24
19.54%
93.61
68.91
35.84%
Interest
8.98
7.18
25.07%
6.37
6.27
1.59%
6.57
6.17
6.48%
6.44
5.56
15.83%
Depreciation
29.39
22.32
31.68%
25.02
19.52
28.18%
23.80
17.49
36.08%
23.08
17.52
31.74%
PBT
59.84
-21.10
-
70.67
-11.72
-
73.36
-9.47
-
38.59
-87.38
-
Tax
9.27
-0.32
-
10.82
0.32
3,281.25%
12.70
-0.03
-
0.00
0.03
-100.00%
PAT
50.57
-20.78
-
59.85
-12.04
-
60.66
-9.44
-
38.59
-87.40
-
PATM
4.33%
-2.56%
5.92%
-1.81%
5.57%
-1.09%
4.43%
-14.33%
EPS
1.11
-0.45
-
1.32
-0.25
-
1.34
-0.20
-
0.84
-1.94
-

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 16
Mar 15
Net Sales
4,138.18
3,437.68
2,557.85
1,424.89
886.66
771.30
90.04
77.57
Net Sales Growth
39.97%
34.40%
79.51%
60.70%
14.96%
756.62%
16.08%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
4,138.18
3,437.68
2,557.85
1,424.89
886.66
771.30
90.04
77.57
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
4,205.30
3,623.68
3,219.21
2,327.03
1,046.29
1,091.06
216.33
146.67
Power & Fuel Cost
-
16.30
12.00
6.87
4.22
7.54
2.71
1.77
% Of Sales
-
0.47%
0.47%
0.48%
0.48%
0.98%
3.01%
2.28%
Employee Cost
-
1,644.12
1,539.60
1,255.54
554.05
520.85
94.96
74.32
% Of Sales
-
47.83%
60.19%
88.11%
62.49%
67.53%
105.46%
95.81%
Manufacturing Exp.
-
42.98
19.47
2.19
0.00
0.00
0.73
0.95
% Of Sales
-
1.25%
0.76%
0.15%
0%
0%
0.81%
1.22%
General & Admin Exp.
-
307.88
239.49
182.88
116.83
113.20
20.39
11.25
% Of Sales
-
8.96%
9.36%
12.83%
13.18%
14.68%
22.65%
14.50%
Selling & Distn. Exp.
-
1,593.57
1,399.30
870.90
367.87
445.22
86.70
51.93
% Of Sales
-
46.36%
54.71%
61.12%
41.49%
57.72%
96.29%
66.95%
Miscellaneous Exp.
-
18.83
9.35
8.64
3.32
4.24
10.84
6.45
% Of Sales
-
0.55%
0.37%
0.61%
0.37%
0.55%
12.04%
8.32%
EBITDA
-67.12
-186.00
-661.36
-902.14
-159.63
-319.76
-126.29
-69.10
EBITDA Margin
-1.62%
-5.41%
-25.86%
-63.31%
-18.00%
-41.46%
-140.26%
-89.08%
Other Income
398.18
380.57
258.99
125.39
70.75
84.27
19.50
7.31
Interest
28.36
26.72
21.60
13.76
11.66
12.05
0.01
0.01
Depreciation
101.29
88.72
63.82
42.84
41.38
47.30
3.36
1.97
PBT
242.46
79.13
-487.79
-833.35
-141.91
-294.84
-110.16
-63.77
Tax
32.79
12.70
-0.02
-0.48
8.33
9.19
0.00
0.02
Tax Rate
13.52%
16.05%
0.00%
0.06%
-5.87%
-3.12%
0.00%
-0.03%
PAT
209.67
66.98
-487.22
-832.91
-150.24
-304.03
-110.16
-63.79
PAT before Minority Interest
210.78
64.41
-487.94
-832.91
-150.24
-304.03
-110.16
-63.79
Minority Interest
1.11
2.57
0.72
0.00
0.00
0.00
0.00
0.00
PAT Margin
5.07%
1.95%
-19.05%
-58.45%
-16.94%
-39.42%
-122.35%
-82.24%
PAT Growth
261.71%
-
-
-
-
-
-
 
EPS
4.60
1.47
-10.68
-18.26
-3.29
-6.67
-2.42
-1.40

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Shareholder's Funds
5,871.03
5,476.30
5,411.66
1,991.73
1,265.85
Share Capital
90.24
90.02
89.90
1.23
1.11
Total Reserves
4,774.15
4,581.34
4,855.98
1,835.63
1,157.24
Non-Current Liabilities
261.57
218.30
174.09
126.33
107.10
Secured Loans
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
47.49
24.56
32.67
30.50
13.62
Current Liabilities
603.17
550.92
337.39
220.95
203.05
Trade Payables
301.06
306.10
198.19
101.91
117.93
Other Current Liabilities
260.80
216.58
118.72
102.70
71.50
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
41.31
28.24
20.48
16.35
13.62
Total Liabilities
6,741.21
6,254.02
5,923.14
2,339.01
1,576.00
Net Block
358.62
313.29
204.90
124.76
147.32
Gross Block
585.47
473.84
320.62
212.12
206.08
Accumulated Depreciation
226.85
160.55
115.72
87.36
58.76
Non Current Assets
1,918.75
2,131.80
351.60
199.52
265.06
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Non Current Investment
934.92
59.85
45.57
0.05
0.00
Long Term Loans & Adv.
350.89
155.51
95.59
68.43
117.58
Other Non Current Assets
274.32
1,603.15
5.54
6.28
0.16
Current Assets
4,822.46
4,122.22
5,571.54
2,139.50
1,310.94
Current Investments
423.55
562.25
327.50
137.71
1.99
Inventories
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
650.52
677.31
360.87
172.90
178.77
Cash & Bank
734.97
762.72
3,700.24
1,810.18
1,105.63
Other Current Assets
3,013.42
12.69
9.77
5.83
24.55
Short Term Loans & Adv.
2,996.16
2,107.25
1,173.16
12.88
21.56
Net Current Assets
4,219.29
3,571.30
5,234.15
1,918.54
1,107.89
Total Assets
6,741.21
6,254.02
5,923.14
2,339.02
1,576.00

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Cash From Operating Activity
8.65
-298.97
-1,567.88
28.71
-364.00
PBT
77.11
-487.96
-833.39
-141.91
-294.84
Adjustment
82.09
372.97
544.94
82.75
-5.70
Changes in Working Capital
48.48
-134.13
-1,255.66
39.41
-24.26
Cash after chg. in Working capital
207.68
-249.12
-1,544.12
-19.76
-324.80
Interest Paid
0.00
0.00
0.00
0.00
0.00
Tax Paid
-199.03
-49.85
-23.76
48.47
-39.20
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
300.81
41.41
-2,126.61
-1,201.75
78.72
Net Fixed Assets
-0.77
0.11
1.40
-13.19
Net Investments
-937.94
-1,486.25
-1,269.80
-232.26
Others
1,239.52
1,527.55
-858.21
-956.30
Cash from Financing Activity
-56.83
-42.50
3,621.42
758.81
1,031.30
Net Cash Inflow / Outflow
252.63
-300.06
-73.07
-414.24
746.02
Opening Cash & Equivalents
72.34
367.40
438.77
853.43
106.94
Closing Cash & Equivalent
324.86
72.34
367.40
438.77
853.43

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Book Value (Rs.)
107.81
103.78
110.03
161.02
304547.11
ROA
0.99%
-8.01%
-20.16%
-7.68%
-27.09%
ROE
1.35%
-10.15%
-24.56%
-10.04%
-39.06%
ROCE
1.83%
-8.57%
-22.14%
-8.00%
-32.16%
Fixed Asset Turnover
6.49
6.44
5.35
4.24
5.97
Receivable days
70.49
74.07
68.37
72.38
68.20
Inventory Days
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
40.87
Cash Conversion Cycle
70.49
74.07
68.37
72.38
27.33
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
Interest Cover
3.89
-21.59
-59.55
-11.17
-23.46

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.