Nifty
:
23813.40
Sensex
:
78699.07
63.20 (0.27%)
226.59 (0.29%)
Nifty
Sensex
:
:
23813.40
78699.07
63.20 (0.27%)
226.59 (0.29%)

Central Bank Of India

Bank - Public

Rating :
N/A

BSE: 532885 | NSE: CENTRALBK

NSE BSE
53.13
27-Dec-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  53.78
  •  54.15
  •  53.00
  •  53.78
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2113540
  •  1131.20
  •  76.90
  •  49.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 46,139.19
  • 13.50
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 43,197.28
  • N/A
  • 1.57

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 93.08%
  • 0.12%
  • 3.47%
  • FII
  • DII
  • Others
  • 0.33%
  • 2.81%
  • 0.19%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -4.46
  • -32.57
  • -12.46

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 15.38
  • -
  • 34.40

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.98
  • 1.25

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 13.76
  • 16.04

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.95
  • 0.98
  • 1.25

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -2.44
  • -0.01
  • 1.41

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
8,235.34
7,376.82
11.64%
8,367.01
7,258.97
15.26%
8,371.23
7,171.42
16.73%
7,841.91
6,746.19
16.24%
Interest Exp.
4,806.54
4,337.70
10.81%
4,801.46
4,061.78
18.21%
4,811.04
3,642.93
32.07%
4,671.85
3,443.96
35.65%
Net Interest Income
3,428.80
3,039.12
12.82%
3,565.55
3,197.19
11.52%
3,560.19
3,528.49
0.90%
3,170.06
3,302.23
-4.00%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,648.94
1,061.69
55.31%
1,166.36
959.05
21.62%
1,363.07
1,424.26
-4.30%
1,329.25
919.40
44.58%
Total Income
9,884.28
8,438.51
17.13%
9,533.37
8,218.02
16.01%
9,734.30
8,595.68
13.25%
9,171.16
7,665.59
19.64%
Operating Exp.
2,901.75
2,565.40
13.11%
2,726.40
2,301.98
18.44%
2,850.86
2,835.34
0.55%
2,556.65
2,403.11
6.39%
Operating Profit
2,175.99
1,535.41
41.72%
2,005.51
1,854.26
8.16%
2,072.40
2,117.41
-2.13%
1,942.66
1,818.52
6.83%
Provision
598.28
968.24
-38.21%
1,193.42
816.16
46.22%
709.89
1,207.38
-41.20%
820.61
998.08
-17.78%
PBT
1,577.71
567.17
178.17%
812.09
1,038.10
-21.77%
1,362.51
910.03
49.72%
1,122.05
820.44
36.76%
PBTM
19.16
7.69
149.15%
9.71
14.30
-32.10%
16.28
12.69
28.29%
14.31
12.16
17.68%
TAX
657.07
-41.46
-
-74.87
610.09
-
550.68
334.97
64.40%
394.53
354.82
11.19%
PAT
920.64
608.63
51.26%
886.96
428.01
107.23%
811.83
575.06
41.17%
727.52
465.62
56.25%
PATM
11.18%
8.25%
10.60%
5.90%
9.70%
8.02%
9.28%
6.90%
EPS
1.06
0.70
51.43%
1.02
0.49
108.16%
0.94
0.66
42.42%
0.84
0.54
55.56%
Gross NPA
11,676.00
10,726.17
8.86%
11,453.11
10,947.84
4.62%
11,398.44
18,436.48
-38.17%
10,847.23
18,557.88
-41.55%
Gross NPA%
4.59
4.61
-0.43%
4.54
4.95
-8.28%
4.50
8.41
-46.49%
4.50
8.83
-49.04%
Net NPA
1,719.64
3,705.64
-53.59%
1,813.05
3,757.30
-51.75%
3,038.41
3,627.22
-16.23%
2,996.94
4,096.53
-26.84%
Net NPA%
0.70
1.64
-57.32%
0.75
1.75
-57.14%
1.24
1.77
-29.94%
1.28
2.09
-38.76%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
13,724.60
12,966.55
11,752.00
9,542.46
8,286.57
7,671.03
6,813.96
6,559.80
6,608.51
7,098.36
7,276.33
Interest Earned
32,815.49
30,848.92
25,657.10
22,903.34
22,829.53
23,675.59
22,748.62
24,163.12
24,774.96
25,987.66
26,475.98
Interest Expended
19,090.89
17,882.37
13,905.10
13,360.88
14,542.96
16,004.56
15,934.66
17,603.32
18,166.45
18,889.30
19,199.65
Int. income Growth
5.03%
10.33%
23.15%
15.16%
8.02%
12.58%
3.87%
-0.74%
-6.90%
-2.45%
 
Other Income
5,507.62
4,713.06
4,084.49
2,967.49
3,110.77
3,622.40
2,416.33
2,620.41
2,871.16
1,944.47
1,900.39
Total Income
38,323.11
17,679.61
15,836.49
12,509.95
11,397.34
11,293.43
9,230.29
9,180.21
9,479.67
9,042.83
9,176.72
Total Expenditure
11,035.66
13,099.47
12,778.04
10,476.56
12,419.32
11,923.40
17,108.82
16,806.34
11,663.86
11,460.20
8,044.81
Employee Cost
-
6,325.77
5,615.70
4,482.15
4,150.23
4,225.87
3,574.48
3,990.05
4,221.20
4,472.15
3,830.61
% Of Sales
-
20.51%
21.89%
19.57%
18.18%
17.85%
15.71%
16.51%
17.04%
17.21%
14.47%
Opt. & Establishment Exp.
-
4,448.95
3,680.28
3,091.68
2,940.91
2,998.61
2,783.61
2,696.22
2,414.77
2,145.32
1,995.66
% Of Sales
-
14.42%
14.34%
13.50%
12.88%
12.67%
12.24%
11.16%
9.75%
8.26%
7.54%
Provisions
-
3,324.41
4,254.02
3,496.25
5,913.24
5,269.88
11,306.59
10,641.07
5,543.27
5,322.31
2,677.78
% Of Sales
-
10.78%
16.58%
15.27%
25.90%
22.26%
49.70%
44.04%
22.37%
20.48%
10.11%
EBITDA
8,196.56
4,580.14
3,058.45
2,033.39
-1,021.98
-629.97
-7,878.53
-7,626.13
-2,184.19
-2,417.37
1,131.91
EBITDA Margin
66.37%
35.32%
26.02%
21.31%
-12.33%
-8.21%
-115.62%
-116.26%
-33.05%
-34.06%
15.56%
Depreciation
0.00
499.83
385.98
296.76
292.53
285.48
277.93
260.50
257.69
239.79
229.62
PBT
4,874.36
4,080.31
2,672.47
1,736.63
-1,314.52
-915.45
-8,156.46
-7,886.64
-2,441.88
-2,657.17
902.30
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
1,527.41
1,504.33
1,063.14
672.13
-436.03
211.86
-2,528.74
-2,791.07
0.00
-1,251.00
284.00
Tax Rate
31.34%
36.87%
39.78%
38.70%
33.17%
-23.14%
31.00%
35.39%
0.00%
47.08%
31.48%
PAT
3,337.95
2,567.04
1,599.72
1,057.34
-883.71
-1,130.95
-5,633.51
-5,101.56
-2,444.46
-1,410.96
613.99
PAT before Minority Interest
3,346.95
2,575.98
1,609.33
1,064.50
-878.49
-1,127.31
-5,627.72
-5,095.57
-2,441.88
-1,406.17
618.30
Minority Interest
-9.00
-8.94
-9.61
-7.16
-5.22
-3.64
-5.79
-5.99
-2.58
-4.79
-4.31
PAT Margin
17.36%
14.52%
10.10%
8.45%
-7.75%
-10.01%
-61.03%
-55.57%
-25.79%
-15.60%
6.69%
PAT Growth
61.12%
60.47%
51.30%
0
0
0
0
0
0
-329.80%
 
EPS
3.86
2.96
1.84
1.22
-1.02
-1.30
-6.49
-5.88
-2.82
-1.63
0.71

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
32,374.41
29,216.73
27,549.41
26,496.84
21,536.50
19,396.04
18,210.46
18,211.43
18,507.57
17,734.97
Share Capital
8,680.94
8,680.94
8,680.94
5,875.56
5,709.76
4,047.20
2,618.16
1,902.17
1,689.71
1,658.27
Total Reserves
23,693.47
20,535.79
18,868.47
15,821.28
15,826.74
15,136.29
15,592.31
15,626.26
16,282.86
16,076.70
Minority Interest
76.16
67.31
57.70
50.54
45.32
43.46
39.81
34.62
35.07
32.73
Deposits
3,85,540.78
3,59,775.12
3,43,164.57
3,30,328.31
3,14,201.14
3,00,311.39
2,95,354.49
2,97,309.23
2,66,686.30
2,55,941.60
Borrowings
20,012.88
8,333.92
7,663.30
5,759.66
6,076.03
5,639.67
6,025.68
9,623.30
9,503.12
26,098.59
Other Liabilities & Provisions
9,767.35
9,686.64
8,857.20
7,339.12
15,291.69
6,494.10
7,718.86
9,516.34
11,889.08
12,957.93
Total Liabilities
4,47,771.58
4,07,079.72
3,87,292.18
3,69,974.47
3,57,150.68
3,31,884.66
3,27,349.30
3,34,694.92
3,06,621.14
3,12,765.82
Net Block
5,345.24
4,785.59
4,964.27
5,141.79
4,345.71
4,319.80
4,352.85
4,299.93
4,369.02
2,842.95
Gross Block
9,714.92
8,710.83
8,548.38
8,453.16
7,451.59
7,156.24
6,950.87
6,659.09
6,491.22
4,788.89
Accumulated Depreciation
4,369.67
3,925.25
3,584.12
3,311.37
3,105.88
2,836.43
2,598.01
2,359.16
2,122.19
1,945.94
Total Non-Current Assets
4,31,362.34
3,89,350.17
3,67,877.29
3,50,002.65
3,34,928.31
3,08,495.61
3,03,864.25
3,15,835.42
2,89,920.53
2,96,669.90
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
22,954.79
27,432.92
38,033.70
32,188.10
30,059.99
20,779.45
36,000.12
75,087.18
14,070.20
14,116.37
Balance with banks and money at call
14,653.01
16,669.02
15,063.24
6,765.67
6,044.56
10,518.14
3,262.29
3,707.79
1,499.45
721.65
Investments
1,44,010.02
1,36,569.38
1,40,774.54
1,48,518.01
1,42,525.67
1,25,452.74
1,02,769.46
92,276.56
89,086.68
89,921.40
Advances
2,44,399.28
2,03,893.26
1,69,041.54
1,57,389.08
1,51,952.38
1,47,425.48
1,57,479.53
1,40,463.96
1,80,895.18
1,89,067.53
Other Assets
16,409.23
17,729.54
19,414.89
19,971.84
22,222.38
23,389.03
23,485.04
18,859.50
16,700.60
16,095.90
Total Assets
4,47,771.57
4,07,079.71
3,87,292.18
3,69,974.49
3,57,150.69
3,31,884.64
3,27,349.29
3,34,694.92
3,06,621.13
3,12,765.80
Contingent Liabilities
96,299.80
1,32,707.90
1,79,608.83
92,139.30
56,187.03
86,673.04
1,19,402.66
83,367.83
76,807.74
90,893.28
Bills for collection
10,057.07
11,039.07
11,375.03
11,898.77
14,276.74
16,247.39
14,486.07
9,168.94
11,837.58
11,060.80
Adjusted Book Value
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-5,909.91
-8,786.34
14,276.55
-2,003.33
1,725.97
-14,509.99
-44,376.41
61,870.67
281.29
2,273.71
PBT
4,190.46
2,761.10
1,763.26
-1,425.41
-1,034.43
-8,131.13
-7,913.90
-3,523.09
-2,651.15
909.93
Adjustment
3,829.39
4,631.78
3,775.72
6,272.81
5,571.98
11,580.21
10,895.28
6,882.83
5,482.79
3,596.44
Adjustments for Liabilities & Assets
-13,671.19
-15,871.45
8,459.87
-8,484.33
-2,662.40
-18,137.71
-47,056.77
59,610.56
-1,579.98
-1,264.92
Refund/(Payment) of direct taxes
-258.57
-307.77
277.70
1,633.60
-149.18
178.64
-301.02
-1,099.63
-970.37
-967.74
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-584.23
-208.66
-133.38
-202.45
-314.78
-250.94
-310.23
-188.62
-148.96
-331.67
Net Fixed Assets
-1003.73
-162.24
-95.49
-1001.52
-295.21
-205.08
-291.87
-167.79
-1702.07
-259.40
Other Investment Activity
-9910.84
-8831.83
-8738.66
-8755.50
-7690.14
-7454.22
-7127.53
-6796.00
-6810.92
-5146.22
Cash from Financing Activity
0.00
0.00
0.00
5,055.00
3,395.77
6,796.11
5,154.09
1,543.26
599.29
509.67
Closing Cash & Equivalent
37,607.80
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.42
78,794.96
15,569.65
14,838.03
Net Cash Inflow / Outflow
-6,494.14
-8,995.00
14,143.17
2,849.22
4,806.96
-7,964.82
-39,532.55
63,225.31
731.62
2,451.71
Opening Cash & Equivalents
44,101.94
53,096.94
38,953.77
36,104.55
31,297.59
39,262.41
78,794.97
15,569.65
14,838.03
12,386.32

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
32.59
29.45
27.46
30.47
32.53
39.80
57.60
75.30
86.88
96.01
NIM
3.04
3.06
2.63
2.40
2.32
2.24
2.19
2.12
2.49
2.48
Yield on Advances
12.62
12.58
13.55
14.51
15.58
15.43
15.34
17.64
14.37
14.00
Yield on Investments
7.05
6.58
6.93
7.64
7.82
6.92
7.51
9.66
7.93
8.15
Cost of Liabilities
4.41
3.78
3.81
4.33
5.00
5.21
5.84
5.92
6.84
6.81
Interest Spread
8.21
8.81
9.74
10.18
10.58
10.22
9.50
11.72
7.53
7.20
ROCE
11.15%
8.66%
6.58%
-2.55%
-1.18%
-30.43%
-24.98%
-5.74%
-3.95%
6.23%
Cost Income Ratio
58.12
56.26
58.17
59.65
61.44
65.87
70.00
67.28
70.53
60.99
Core Cost Income Ratio
60.55
57.26
59.18
67.52
68.85
67.44
74.69
80.35
75.42
65.39
Operating Costs to Assets
2.29
2.19
1.88
1.84
1.94
1.83
1.96
1.91
2.08
1.79
Loans/Deposits
0.05
0.02
0.02
0.02
0.02
0.02
0.02
0.03
0.04
0.10
Cash/Deposits
0.06
0.08
0.11
0.10
0.10
0.07
0.12
0.25
0.05
0.06
Investment/Deposits
0.37
0.38
0.41
0.45
0.45
0.42
0.35
0.31
0.33
0.35
Inc Loan/Deposits
5.19%
2.32%
2.23%
1.74%
1.93%
1.88%
2.04%
3.24%
3.56%
10.20%
Credit Deposits
63.39%
56.67%
49.26%
47.65%
48.36%
49.09%
53.32%
47.25%
67.83%
73.87%
Interest Expended / Interest earned
57.97%
54.20%
58.34%
63.70%
67.60%
70.05%
72.85%
73.33%
72.69%
72.52%
Interest income / Total funds
6.89%
6.30%
5.91%
6.17%
6.63%
6.85%
7.38%
7.40%
8.48%
8.47%
Interest Expended / Total funds
3.99%
3.42%
3.45%
3.93%
4.48%
4.80%
5.38%
5.43%
6.16%
6.14%
CASA
49.97%
50.38%
50.56%
49.22%
46.34%
46.13%
42.39%
39.12%
35.41%
33.99%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Central Bank of India secures approval from RBI to enter into insurance business
    25th Nov 2024, 12:57 PM

    The entry in the insurance business will be through a joint venture with Generali group

    Read More
  • Central Bank of India reports 49% rise in Q2 consolidated net profit
    17th Oct 2024, 15:14 PM

    Total consolidated income of the bank increased by 17.13% at Rs 9884.28 crore for Q2FY25

    Read More
  • CentralBank of India - Quarterly Results
    17th Oct 2024, 13:34 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.