DCB Bank, 532772, DCBBANK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

3,809.73
6.69
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

7,162.27
1.03%
0.75

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

19.33
19.69
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

10.86
9.66
23.07

PAT CAGR (%)

10 Years
5 Years
3 Years

0.84
0.81

P:E (Median)

8 Years
5 Years
3 Years

9.86
8.37
7.96

P:BV (Average)

8 Years
5 Years
3 Years

0.84
0.84
0.81

EV:EBITDA (Average)

8 Years
5 Years
3 Years

8.92
7.21
7.50

Quarterly Results

Standalone Figures in Rs. Crores

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Interest Earned 1,568.40 1,305.60 20.13% 1,489.25 1,237.74 20.32% 1,444.60 1,179.28 22.50% 1,374.10 1,071.73 28.21%
Interest Exp. 1,059.24 829.89 27.64% 992.67 767.02 29.42% 937.12 693.33 35.16% 900.11 625.72 43.85%
Net Interest Income 509.16 475.71 7.03% 496.58 470.72 5.49% 507.48 485.95 4.43% 473.99 446.01 6.27%
NIM 3.27 3.69 -11.38% 3.39 3.83 -11.49% 3.65 3.93 -7.12% 3.48 4.02 -13.43%
Other Income 204.64 107.35 90.63% 143.00 106.94 33.72% 136.22 122.33 11.35% 123.72 95.42 29.66%
Total Income 1,773.04 1,412.95 25.48% 1,632.25 1,344.68 21.39% 1,580.82 1,301.61 21.45% 1,497.82 1,167.15 28.33%
Operating Exp. 458.68 372.54 23.12% 434.21 368.99 17.68% 409.95 364.34 12.52% 386.20 347.32 11.19%
Operating Profit 255.12 210.52 21.19% 205.37 208.67 -1.58% 233.75 243.94 -4.18% 211.51 194.11 8.96%
Provision 45.60 39.68 14.92% 28.39 37.73 -24.75% 24.08 52.48 -54.12% 41.00 40.68 0.79%
PBT 209.52 170.84 22.64% 176.98 170.94 3.53% 209.67 191.46 9.51% 170.51 153.43 11.13%
PBTM 13.36 13.09 2.06% 11.88 13.81 -13.98% 14.51 16.24 -10.65% 12.41 14.32 -13.34%
TAX 54.05 44.05 22.70% 45.62 44.01 3.66% 53.99 49.25 9.62% 43.93 39.58 10.99%
PAT 155.47 126.79 22.62% 131.36 126.93 3.49% 155.68 142.21 9.47% 126.58 113.85 11.18%
PATM 9.91% 9.71% 8.82% 10.26% 10.78% 12.06% 9.21% 10.62%
EPS 4.96 4.06 22.17% 4.19 4.07 2.95% 4.98 4.57 8.97% 4.06 3.66 10.93%
Gross NPA 1,496.64 1,281.25 16.81% 1,434.55 1,181.38 21.43% 1,353.47 1,122.84 20.54% 1,367.62 1,223.31 11.80%
Gross NPA% 3.29 3.36 -2.08% 3.33 3.26 2.15% 3.23 3.19 1.25% 3.43 3.62 -5.25%
Net NPA 521.28 476.43 9.41% 499.22 423.89 17.77% 454.33 356.92 27.29% 476.85 453.23 5.21%
Net NPA% 1.17 1.28 -8.59% 1.18 1.19 -0.84% 1.11 1.04 6.73% 1.22 1.37 -10.95%
CASA 25.61 25.04 2.28% 25.41 25.97 -2.16% 26.02 26.42 -1.51% 26.13 27.62 -5.39%

Description Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var% Sep 23 Sep 22 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Interest Income 1,987.21 1,927.90 1,717.00 1,357.50 1,286.61 1,264.91 1,149.29 995.43 797.09 619.50 508.22 Interest Earned 5,876.35 5,362.04 4,200.27 3,512.76 3,458.21 3,536.63 3,041.49 2,412.99 2,076.15 1,698.46 1,422.42 Interest Expended 3,889.14 3,434.14 2,483.27 2,155.26 2,171.60 2,271.72 1,892.20 1,417.56 1,279.06 1,078.96 914.20 Int. income Growth 5.79% 12.28% 26.48% 5.51% 1.72% 10.06% 15.46% 24.88% 28.67% 21.90% Other Income 607.58 474.24 409.39 452.04 445.83 391.09 350.16 310.28 248.85 220.46 165.72 Total Income 6,483.93 2,402.14 2,126.39 1,809.54 1,732.44 1,656.00 1,499.45 1,305.71 1,045.94 839.96 673.94 Total Expenditure 1,689.04 1,585.74 1,421.82 1,356.28 1,223.04 1,112.94 948.73 866.17 700.19 548.57 442.55 Employee Cost - 794.33 692.90 539.14 433.50 458.80 433.99 381.23 308.03 245.09 196.03 % Of Sales - 14.81% 16.50% 15.35% 12.54% 12.97% 14.27% 15.80% 14.84% 14.43% 13.78% Opt. & Establishment Exp. - 837.80 723.76 537.13 469.73 495.28 463.04 452.86 358.73 276.13 223.82 % Of Sales - 15.62% 17.23% 15.29% 13.58% 14.00% 15.22% 18.77% 17.28% 16.26% 15.74% Provisions - 142.49 159.18 407.43 433.01 261.14 140.06 138.80 111.49 87.91 69.42 % Of Sales - 2.66% 3.79% 11.60% 12.52% 7.38% 4.60% 5.75% 5.37% 5.18% 4.88% EBITDA 905.75 816.40 704.57 453.26 509.40 543.06 550.72 439.54 345.75 291.39 231.39 EBITDA Margin 71.26% 42.35% 41.03% 33.39% 39.59% 42.93% 47.92% 44.16% 43.38% 47.04% 45.53% Depreciation 0.00 94.44 77.01 63.71 56.60 51.14 44.18 53.36 39.03 30.28 23.36 PBT 766.68 721.96 627.56 389.55 452.81 491.92 506.54 386.17 306.72 261.12 208.03 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 197.59 185.99 162.00 102.05 117.02 153.99 181.17 140.83 107.04 66.59 16.85 Tax Rate 25.77% 25.76% 25.81% 26.20% 25.84% 31.30% 35.77% 36.47% 34.90% 25.50% 8.10% PAT 569.09 535.97 465.56 287.50 335.79 337.94 325.37 245.34 199.68 194.52 191.18 PAT before Minority Interest 569.09 535.97 465.56 287.50 335.79 337.94 325.37 245.34 199.68 194.52 191.18 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 21.93% 22.31% 21.89% 15.89% 19.38% 20.41% 21.70% 18.79% 19.09% 23.16% 28.37% PAT Growth 11.63% 15.12% 61.93% -14.38% -0.64% 3.86% 32.62% 22.87% 2.65% 1.75% EPS 18.15 17.09 14.85 9.17 10.71 10.78 10.38 7.82 6.37 6.20 6.10

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Shareholder's Funds 5,071.27 4,566.11 4,048.82 3,758.59 3,422.15 3,115.60 2,807.83 2,204.88 1,792.17 1,588.58 Share Capital 312.80 311.50 310.98 310.54 310.42 309.55 308.08 285.36 284.44 282.01 Total Reserves 4,755.06 4,251.53 3,736.53 3,447.10 3,110.76 2,804.90 2,498.34 1,917.93 1,506.20 1,303.36 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 49,353.03 41,238.91 34,691.69 29,703.86 30,369.93 28,435.11 24,006.86 19,289.21 14,925.99 12,609.13 Borrowings 6,219.48 4,118.12 4,081.84 4,482.25 3,407.95 2,723.20 1,926.71 1,275.81 1,147.90 1,163.80 Other Liabilities & Provisions 2,393.19 2,442.73 1,970.21 1,657.43 1,305.11 1,517.91 1,480.69 1,276.48 1,252.47 770.79 Total Liabilities 63,036.97 52,365.87 44,792.56 39,602.13 38,505.14 35,791.82 30,222.09 24,046.38 19,118.53 16,132.30 Net Block 841.10 782.67 608.36 568.51 545.87 525.98 494.02 488.57 248.02 236.68 Gross Block 1,435.80 1,291.62 1,049.23 960.92 885.28 821.35 748.67 691.83 414.09 376.95 Accumulated Depreciation 594.69 508.94 440.87 392.41 339.41 295.37 254.65 203.26 166.07 140.27 Total Non-Current Assets 61,066.17 50,155.19 42,898.37 37,758.74 37,178.53 34,731.45 29,421.65 23,316.60 18,394.31 15,383.06 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 23.78 43.60 52.82 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash and balance with RBI 2,866.93 2,030.60 3,107.50 1,182.89 1,029.80 1,317.22 1,136.39 858.30 703.37 633.68 Balance with banks and money at call 198.95 337.82 983.26 1,856.45 2,516.07 1,476.16 1,235.59 334.16 188.20 85.47 Investments 16,210.85 12,582.46 9,050.65 8,413.69 7,741.50 7,844.09 6,218.96 5,817.94 4,333.33 3,962.17 Advances 40,924.56 34,378.04 29,095.78 25,737.20 25,345.29 23,568.00 20,336.69 15,817.63 12,921.39 10,465.06 Other Assets 1,970.78 2,210.68 1,894.18 1,843.39 1,326.60 1,060.39 800.44 729.77 724.22 749.23 Total Assets 63,036.95 52,365.87 44,792.55 39,602.13 38,505.13 35,791.84 30,222.09 24,046.37 19,118.53 16,132.29 Contingent Liabilities 9,296.99 5,097.77 5,062.10 5,849.82 4,814.75 3,185.93 6,948.35 2,629.74 2,009.46 2,456.57 Bills for collection 611.73 534.16 554.63 469.54 431.99 392.30 409.32 434.53 455.26 375.71 Adjusted Book Value 152.74 136.95 122.91 113.55 102.57 92.72 82.96 68.22 61.19 54.39

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Cash From Operating Activity -1,239.84 -1,565.72 1,606.08 -1,502.13 170.70 -281.34 230.05 239.79 219.62 -495.73 PBT 721.96 627.56 389.55 452.81 491.92 506.54 386.17 306.72 261.12 207.95 Adjustment 330.59 312.61 547.02 541.07 337.44 202.92 210.43 164.56 121.49 102.79 Adjustments for Liabilities & Assets -2,152.74 -2,411.23 850.05 -2,302.38 -480.71 -778.94 -227.59 -112.50 -79.43 -815.88 Refund/(Payment) of direct taxes -139.65 -94.65 -180.55 -193.63 -177.96 -211.86 -138.97 -118.98 -83.56 9.40 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity -132.90 -164.76 -156.62 -79.37 -71.74 -76.42 -59.21 -71.10 -40.86 -28.83 Net Fixed Assets -124.36 -233.17 -141.13 -75.64 -63.93 -72.68 -56.84 -277.74 -37.14 -27.25 Other Investment Activity -1624.34 -1491.84 -1181.42 -1032.66 -961.70 -880.56 -819.77 -732.69 -442.92 -395.70 Cash from Financing Activity 2,070.21 8.14 -398.04 1,074.97 653.54 779.15 1,008.68 132.21 -6.35 554.14 Closing Cash & Equivalent 3,065.89 2,368.42 4,090.76 3,039.34 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 Net Cash Inflow / Outflow 697.46 -1,722.34 1,051.42 -506.53 752.49 421.39 1,179.52 300.90 172.41 29.58 Opening Cash & Equivalents 2,368.42 4,090.76 3,039.34 3,545.87 2,793.38 2,371.98 1,192.46 891.56 719.15 689.57

Financial Ratios

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Book Value 152.74 136.95 122.91 113.55 102.57 92.72 82.96 68.22 61.19 54.39 NIM 3.20 3.48 3.21 3.46 3.45 3.36 3.44 3.49 3.41 3.36 Yield on Advances 13.10 12.22 12.07 13.44 13.95 12.91 11.87 13.13 13.14 13.59 Yield on Investments 6.68 5.71 7.42 8.63 8.89 7.32 7.50 7.54 8.08 7.31 Cost of Liabilities 6.18 5.47 5.56 6.35 6.73 6.07 5.47 6.22 6.71 6.64 Interest Spread 6.92 6.74 6.51 7.08 7.23 6.83 6.40 6.91 6.43 6.95 ROCE 10.86% 10.51% 8.05% 9.87% 11.69% 13.04% 12.55% 12.70% 11.61% 11.81% Cost Income Ratio 64.01 63.00 55.96 48.87 54.53 56.88 59.79 60.02 58.45 58.83 Core Cost Income Ratio 64.95 63.28 58.34 53.00 56.76 58.38 61.95 62.74 61.55 61.35 Operating Costs to Assets 2.44 2.56 2.26 2.14 2.34 2.38 2.58 2.61 2.57 2.46 Loans/Deposits 0.13 0.10 0.12 0.15 0.11 0.10 0.08 0.07 0.08 0.09 Cash/Deposits 0.06 0.05 0.09 0.04 0.03 0.05 0.05 0.04 0.05 0.05 Investment/Deposits 0.33 0.31 0.26 0.28 0.25 0.28 0.26 0.30 0.29 0.31 Inc Loan/Deposits 12.60% 9.99% 11.77% 15.09% 11.22% 9.58% 8.03% 6.61% 7.69% 9.23% Credit Deposits 82.92% 83.36% 83.87% 86.65% 83.46% 82.88% 84.71% 82.00% 86.57% 83.00% Interest Expended / Interest earned 64.05% 59.12% 61.36% 62.80% 64.23% 62.21% 58.75% 61.61% 63.53% 64.27% Interest income / Total funds 8.51% 8.02% 7.84% 8.73% 9.18% 8.50% 7.98% 8.63% 8.88% 8.82% Interest Expended / Total funds 5.45% 4.74% 4.81% 5.48% 5.90% 5.29% 4.69% 5.32% 5.64% 5.67% CASA 26.02% 26.42% 26.75% 22.85% 21.47% 23.95% 24.33% 24.31% 23.38% 23.40%

Top Investors:

hdfc small cap fund

tata mutual fund - tata small cap fund (all schemes)

franklin india smaller companies fund (all schemes)

india advantage fund s4 i

oman india joint investment fund ii

steinberg india emerging opportunities fund limited

investor education and protection fund authority ministry of corporate affairs

sundaram mutual fund a/c sundaram financial services opportunities fund

murali m natarajan

llp

Annual Reports:

News Update:

DCB Bank raises Rs 400 crore through Bonds
18th Nov 2024, 15:14 PM

The Board of Directors of the Bank has issued and allotted the same on November 18, 2024
Read More
DCB Bank - Quarterly Results
24th Oct 2024, 16:45 PM

Read More
DCB Bank to make additional investment in Saksham
11th Oct 2024, 18:01 PM

With this additional investment, the total shareholding of the Bank in Saksham becomes 9.90%
Read More

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

DCB Bank Ltd.

Bank - Private

BSE: 532772 | NSE: DCBBANK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: