Nifty
Sensex
:
:
24213.30
79476.63
217.95 (0.91%)
694.39 (0.88%)

Bank - Private

Rating :
N/A

BSE: 532209 | NSE: J%26KBANK

112.10
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  113.96
  •  114.69
  •  111.75
  •  113.97
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4847293
  •  5477.03
  •  152.50
  •  88.11

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 11,011.82
  • 5.43
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 6,646.75
  • 2.15%
  • 0.91

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 59.40%
  • 2.54%
  • 21.94%
  • FII
  • DII
  • Others
  • 6.47%
  • 6.32%
  • 3.33%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 21.50
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.28
  • -
  • 51.95

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.64
  • 0.81

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.68
  • 5.57
  • 6.25

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.62
  • 0.64
  • 0.81

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.07
  • 1.70
  • 2.94

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
3,123.66
2,764.44
12.99%
2,994.36
2,657.21
12.69%
2,910.35
2,512.30
15.84%
2,881.20
2,440.87
18.04%
Interest Exp.
1,687.42
1,430.17
17.99%
1,624.97
1,373.61
18.30%
1,603.86
1,262.40
27.05%
1,600.29
1,183.22
35.25%
Net Interest Income
1,436.24
1,334.27
7.64%
1,369.39
1,283.60
6.68%
1,306.49
1,249.90
4.53%
1,280.91
1,257.65
1.85%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
300.65
192.90
55.86%
198.42
230.31
-13.85%
228.69
168.38
35.82%
185.77
243.85
-23.82%
Total Income
3,424.31
2,957.34
15.79%
3,192.78
2,887.52
10.57%
3,139.04
2,680.68
17.10%
3,066.97
2,684.72
14.24%
Operating Exp.
947.54
991.92
-4.47%
971.56
985.57
-1.42%
869.82
968.11
-10.15%
915.25
956.78
-4.34%
Operating Profit
789.35
535.25
47.47%
596.25
528.34
12.85%
665.36
450.17
47.80%
551.43
544.72
1.23%
Provision
32.52
-9.95
-
-17.47
76.74
-
-165.05
-175.20
-
-9.43
27.04
-
PBT
756.83
545.20
38.82%
613.72
451.60
35.90%
830.41
625.37
32.79%
560.86
517.68
8.34%
PBTM
24.23
19.72
22.87%
20.50
17.00
20.59%
28.53
24.89
14.62%
19.47
21.21
-8.20%
TAX
204.16
163.56
24.82%
196.99
124.93
57.68%
190.61
148.64
28.24%
139.07
205.64
-32.37%
PAT
552.67
381.64
44.81%
416.73
326.67
27.57%
639.80
476.73
34.21%
421.79
312.04
35.17%
PATM
17.69%
13.81%
13.92%
12.29%
21.98%
18.98%
14.64%
12.78%
EPS
5.02
3.47
44.67%
3.78
2.97
27.27%
5.81
4.33
34.18%
3.83
2.83
35.34%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
5,393.03
5,205.27
4,745.79
3,911.64
3,771.21
3,707.05
3,384.43
2,871.21
2,512.79
2,711.37
2,652.54
Interest Earned
11,909.57
11,213.20
9,355.23
8,012.98
8,111.09
8,446.29
7,675.56
6,621.40
6,685.80
6,843.57
7,061.13
Interest Expended
6,516.54
6,007.93
4,609.44
4,101.34
4,339.88
4,739.24
4,291.13
3,750.19
4,173.01
4,132.20
4,408.59
Int. income Growth
5.22%
9.68%
21.32%
3.72%
1.73%
9.53%
17.87%
14.26%
-7.32%
2.22%
 
Other Income
913.53
837.67
765.24
753.48
701.49
508.60
817.48
500.84
497.27
508.71
599.04
Total Income
12,823.10
6,042.94
5,511.03
4,665.12
4,472.70
4,215.65
4,201.91
3,372.05
3,010.06
3,220.08
3,251.58
Total Expenditure
3,704.17
3,446.95
3,592.52
3,795.21
3,801.68
5,234.00
3,438.94
3,154.44
4,431.45
2,466.31
2,336.41
Employee Cost
-
2,578.98
2,708.56
2,675.08
2,062.43
1,890.64
1,650.11
1,290.62
1,126.35
1,025.19
897.56
% Of Sales
-
23.00%
28.95%
33.38%
25.43%
22.38%
21.50%
19.49%
16.85%
14.98%
12.71%
Opt. & Establishment Exp.
-
1,391.50
1,074.77
1,047.90
956.02
969.60
939.20
796.26
675.36
593.45
613.34
% Of Sales
-
12.41%
11.49%
13.08%
11.79%
11.48%
12.24%
12.03%
10.10%
8.67%
8.69%
Provisions
-
-107.69
74.13
320.89
1,051.79
2,625.10
1,058.17
1,260.92
2,800.30
976.23
1,015.47
% Of Sales
-
-0.96%
0.79%
4.00%
12.97%
31.08%
13.79%
19.04%
41.88%
14.26%
14.38%
EBITDA
2,602.39
2,595.99
1,918.51
869.91
671.02
-1,018.35
762.97
217.61
-1,421.39
753.77
915.17
EBITDA Margin
68.90%
49.87%
40.43%
22.24%
17.79%
-27.47%
22.54%
7.58%
-56.57%
27.80%
34.50%
Depreciation
0.00
207.92
132.47
124.33
134.28
125.67
104.27
96.68
85.28
64.28
94.98
PBT
2,761.82
2,388.08
1,786.04
745.58
536.75
-1,144.03
658.70
120.93
-1,506.67
689.49
820.19
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
730.83
618.17
587.45
241.14
101.95
39.36
194.85
-81.76
126.32
275.65
311.71
Tax Rate
26.46%
25.89%
32.89%
32.34%
18.99%
-3.44%
29.58%
-67.61%
-8.38%
39.98%
38.00%
PAT
2,030.99
1,769.91
1,198.59
504.44
434.80
-1,183.39
463.85
202.69
-1,632.99
413.84
508.48
PAT before Minority Interest
2,030.99
1,769.91
1,198.59
504.44
434.80
-1,183.39
463.85
202.69
-1,632.99
413.84
508.48
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
32.20%
29.29%
21.75%
10.81%
9.72%
-28.07%
11.04%
6.01%
-54.25%
12.85%
15.64%
PAT Growth
35.66%
47.67%
137.61%
16.02%
0
-355.12%
128.85%
0
-494.59%
-18.61%
 
EPS
18.44
16.07
10.88
4.58
3.95
-10.75
4.21
1.84
-14.83
3.76
4.62

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
12,192.73
9,896.33
8,077.12
6,802.27
6,345.85
6,621.76
6,157.59
5,672.89
6,420.86
6,108.45
Share Capital
110.13
103.16
93.30
71.36
71.36
55.70
55.70
52.15
48.49
48.49
Total Reserves
12,082.59
9,793.16
7,890.31
6,730.91
6,274.49
6,566.05
6,101.89
5,620.74
6,372.36
6,059.95
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
1,34,763.24
1,22,027.18
1,14,702.77
1,08,047.30
97,785.83
89,636.83
80,004.53
72,458.97
69,378.81
65,736.16
Borrowings
2,885.00
2,892.31
2,370.82
2,015.20
2,019.58
2,623.96
1,628.34
1,276.05
2,240.00
2,339.67
Other Liabilities & Provisions
4,663.62
11,096.78
5,425.33
3,408.11
2,677.89
2,522.28
1,893.98
2,604.22
2,213.87
1,725.51
Total Liabilities
1,54,504.59
1,45,912.60
1,30,576.04
1,20,272.88
1,08,829.15
1,01,404.83
89,684.44
82,012.13
80,253.54
75,909.79
Net Block
2,208.25
2,224.43
1,907.51
1,971.42
2,036.32
1,646.36
1,598.33
1,479.35
705.66
655.40
Gross Block
3,976.16
3,775.81
3,302.41
3,226.74
3,159.14
2,646.19
2,497.28
2,285.62
1,430.01
1,318.61
Accumulated Depreciation
1,767.91
1,551.38
1,394.90
1,255.33
1,122.82
999.83
898.95
806.27
724.35
663.20
Total Non-Current Assets
1,39,111.05
1,28,228.62
1,14,924.16
1,09,132.37
99,253.28
96,959.64
85,647.69
78,023.49
74,495.38
71,750.11
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
49.50
47.32
46.43
41.42
34.82
28.96
16.55
64.34
58.60
34.16
Cash and balance with RBI
7,250.08
7,794.06
7,750.20
3,685.33
2,947.48
4,874.97
4,328.36
3,590.97
3,126.74
2,373.05
Balance with banks and money at call
946.40
1,104.80
1,041.70
5,818.37
6,845.12
997.34
3,931.68
1,801.83
77.47
1,362.09
Investments
34,900.22
34,780.40
33,785.25
30,774.10
22,990.47
23,140.50
18,860.03
21,270.89
20,333.62
22,739.59
Advances
93,756.60
82,277.61
70,393.07
66,841.73
64,399.07
66,271.51
56,912.74
49,816.11
50,193.29
44,585.82
Other Assets
15,393.53
17,683.97
15,651.86
11,140.50
9,575.87
4,445.19
4,036.74
3,988.64
5,758.16
4,159.67
Total Assets
1,54,504.58
1,45,912.59
1,30,576.02
1,20,272.87
1,08,829.15
1,01,404.83
89,684.43
82,012.13
80,253.54
75,909.78
Contingent Liabilities
4,844.87
5,233.77
5,524.94
4,866.94
5,756.78
6,392.54
5,795.12
6,108.99
16,864.11
21,697.24
Bills for collection
1,513.27
1,705.41
1,538.06
1,439.60
1,160.77
1,443.66
1,193.53
1,190.86
1,208.82
1,173.09
Adjusted Book Value
99.20
83.52
75.40
81.71
74.99
108.03
99.44
96.64
132.45
126.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-852.55
-407.13
-1,568.05
-14.17
4,373.94
-2,991.71
2,362.68
2,457.10
-218.95
118.06
PBT
2,389.40
1,767.96
737.13
531.94
-1,144.03
658.69
120.93
-1,506.68
689.49
820.13
Adjustment
440.79
440.97
626.99
1,369.48
2,989.73
1,393.83
1,467.16
2,937.27
1,091.38
1,164.51
Adjustments for Liabilities & Assets
-3,216.36
-2,160.97
-2,688.64
-1,827.85
2,661.02
-5,008.48
955.79
1,098.57
-1,605.78
-1,525.80
Refund/(Payment) of direct taxes
-466.38
-455.09
-243.53
-87.73
-132.78
-35.76
-181.20
-72.07
-394.04
-340.78
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-257.26
-123.51
-85.18
-75.98
-114.69
-164.64
-163.87
-861.35
-135.84
-260.93
Net Fixed Assets
-202.40
-474.23
-80.64
-74.17
-518.61
-160.87
-163.82
-861.32
-135.66
-249.61
Other Investment Activity
-4146.66
-3905.93
-3422.50
-3380.57
-3356.35
-2836.97
-3373.58
-2484.25
-1748.02
-1519.94
Cash from Financing Activity
407.43
637.59
941.43
-198.75
-338.95
768.61
668.43
592.85
-176.15
-337.58
Closing Cash & Equivalent
8,196.48
8,898.86
8,791.91
9,503.70
9,792.60
5,872.31
8,260.04
5,392.80
3,204.20
3,735.15
Net Cash Inflow / Outflow
-702.38
106.95
-711.80
-288.90
3,920.29
-2,387.74
2,867.24
2,188.60
-530.94
-480.45
Opening Cash & Equivalents
8,898.86
8,791.91
9,503.70
9,792.60
5,872.31
8,260.04
5,392.80
3,204.20
3,735.15
4,215.60

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
99.20
83.52
75.40
81.71
74.99
108.03
99.44
96.64
132.45
126.00
NIM
3.80
3.77
3.46
3.52
3.81
3.55
3.42
3.29
3.68
3.73
Yield on Advances
11.96
11.37
11.38
12.13
13.12
11.58
11.63
13.42
13.63
15.84
Yield on Investments
6.66
6.10
5.33
6.44
7.35
7.55
7.79
9.02
8.82
8.15
Cost of Liabilities
4.36
3.69
3.50
3.94
4.75
4.65
4.59
5.66
5.77
6.48
Interest Spread
7.60
7.68
7.88
8.19
8.37
6.93
7.04
7.76
7.86
9.36
ROCE
19.45%
17.59%
9.82%
8.58%
-10.24%
10.94%
3.52%
-18.09%
9.78%
12.87%
Cost Income Ratio
62.26
66.25
77.14
64.48
64.87
59.14
59.02
57.02
48.27
43.55
Core Cost Income Ratio
63.35
66.72
78.62
67.90
65.79
62.29
59.87
59.74
50.58
45.16
Operating Costs to Assets
2.44
2.50
2.76
2.40
2.51
2.45
2.22
2.09
1.94
1.87
Loans/Deposits
0.02
0.02
0.02
0.02
0.02
0.03
0.02
0.02
0.03
0.04
Cash/Deposits
0.05
0.06
0.07
0.03
0.03
0.05
0.05
0.05
0.05
0.04
Investment/Deposits
0.26
0.28
0.29
0.28
0.24
0.26
0.24
0.29
0.29
0.35
Inc Loan/Deposits
2.14%
2.37%
2.07%
1.87%
2.07%
2.93%
2.04%
1.76%
3.23%
3.56%
Credit Deposits
69.57%
67.43%
61.37%
61.86%
65.86%
73.93%
71.14%
68.75%
72.35%
67.83%
Interest Expended / Interest earned
53.58%
49.27%
51.18%
53.51%
56.11%
55.91%
56.64%
62.42%
60.38%
62.43%
Interest income / Total funds
7.26%
6.41%
6.14%
6.74%
7.76%
7.57%
7.38%
8.15%
8.53%
9.30%
Interest Expended / Total funds
3.89%
3.16%
3.14%
3.61%
4.35%
4.23%
4.18%
5.09%
5.15%
5.81%
CASA
50.51%
54.10%
56.56%
56.84%
53.65%
50.70%
50.89%
51.70%
44.13%
41.80%

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.