Nifty
:
23587.50
Sensex
:
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)
Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

State Bank Of India

Bank - Public

Rating :
N/A

BSE: 500112 | NSE: SBIN

NSE BSE
812.00
20-Dec-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  834.90
  •  836.00
  •  810.00
  •  832.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  10244198
  •  83920.39
  •  912.00
  •  600.65

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 7,25,125.38
  • 10.13
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 11,39,378.54
  • 1.69%
  • 1.67

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 57.51%
  • 0.54%
  • 6.67%
  • FII
  • DII
  • Others
  • 10.7%
  • 22.25%
  • 2.33%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.58
  • -1.19
  • -0.94

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.69
  • 31.34
  • 23.88

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.45
  • 1.64

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 11.61
  • 11.39
  • 10.81

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.36
  • 1.45
  • 1.64

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 7.69
  • 7.88
  • 8.73

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
1,21,044.68
1,07,390.78
12.71%
1,18,242.45
1,01,460.01
16.54%
1,17,469.38
98,083.19
19.77%
1,12,868.34
91,517.66
23.33%
Interest Exp.
73,618.76
62,955.15
16.94%
71,700.78
58,044.94
23.53%
70,644.02
53,451.48
32.16%
68,091.94
49,365.99
37.93%
Net Interest Income
47,425.92
44,435.63
6.73%
46,541.67
43,415.07
7.20%
46,825.36
44,631.71
4.92%
44,776.40
42,151.67
6.23%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
42,757.70
36,865.34
15.98%
33,882.60
30,872.77
9.75%
47,444.98
38,769.20
22.38%
40,203.30
35,701.31
12.61%
Total Income
1,63,802.38
1,44,256.12
13.55%
1,52,125.05
1,32,332.78
14.96%
1,64,914.36
1,36,852.39
20.51%
1,53,071.64
1,27,218.97
20.32%
Operating Exp.
57,123.47
58,597.64
-2.52%
49,588.88
45,979.63
7.85%
63,026.95
56,170.81
12.21%
61,189.62
50,301.28
21.65%
Operating Profit
33,060.15
22,703.33
45.62%
30,835.39
28,308.21
8.93%
31,243.39
27,230.10
14.74%
23,790.08
27,551.70
-13.65%
Provision
5,585.84
767.62
627.68%
4,407.62
3,100.57
42.16%
2,391.53
3,794.53
-36.97%
1,445.25
6,196.30
-76.68%
PBT
27,474.31
21,935.71
25.25%
26,427.77
25,207.64
4.84%
28,851.86
23,435.57
23.11%
15,244.83
21,355.40
-28.61%
PBTM
22.70
20.43
11.11%
22.35
24.84
-10.02%
24.56
23.89
2.80%
13.51
23.33
-42.09%
TAX
7,254.69
5,552.53
30.66%
6,746.97
6,471.69
4.25%
7,115.39
5,092.32
39.73%
3,962.17
5,685.75
-30.31%
PAT
20,219.62
16,383.18
23.42%
19,680.80
18,735.95
5.04%
21,736.47
18,343.25
18.50%
11,282.66
15,669.65
-28.00%
PATM
16.70%
15.26%
16.64%
18.47%
18.50%
18.70%
10.00%
17.12%
EPS
22.89
18.55
23.40%
22.28
21.21
5.04%
24.61
20.77
18.49%
12.77
17.74
-28.02%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
1,85,569.35
1,79,452.46
1,60,863.76
1,33,778.35
1,22,105.31
1,08,727.86
97,454.71
82,367.30
81,332.43
77,585.39
74,795.70
Interest Earned
4,69,624.85
4,39,188.51
3,50,844.58
2,89,972.69
2,78,115.48
2,69,851.66
2,53,322.17
2,28,970.28
2,30,447.10
2,20,632.75
2,07,974.34
Interest Expended
2,84,055.50
2,59,736.05
1,89,980.82
1,56,194.34
1,56,010.17
1,61,123.80
1,55,867.46
1,46,602.98
1,49,114.67
1,43,047.36
1,33,178.64
Int. income Growth
6.26%
11.56%
20.25%
9.56%
12.30%
11.57%
18.32%
1.27%
4.83%
3.73%
 
Other Income
1,64,288.58
1,55,386.39
1,22,533.56
1,17,000.40
1,07,222.41
98,158.99
77,365.19
77,557.39
68,193.17
52,828.39
49,315.17
Total Income
6,33,913.43
3,34,838.85
2,83,397.32
2,50,778.75
2,29,327.72
2,06,886.85
1,74,819.90
1,59,924.69
1,49,525.60
1,30,413.78
1,24,110.87
Total Expenditure
2,30,928.92
2,39,845.41
2,04,354.24
1,97,390.49
1,92,845.48
1,73,203.73
1,65,410.68
1,69,064.10
1,45,669.74
1,12,232.92
96,679.99
Employee Cost
-
83,671.19
61,920.91
61,445.13
54,330.83
48,850.54
43,795.01
35,410.62
35,691.21
32,525.60
31,117.61
% Of Sales
-
19.05%
17.65%
21.19%
19.54%
18.10%
17.29%
15.47%
15.49%
14.74%
14.96%
Opt. & Establishment Exp.
-
1,55,985.85
1,31,538.36
1,16,570.98
99,772.19
86,562.46
74,485.27
63,838.29
54,509.71
41,785.63
43,682.94
% Of Sales
-
35.52%
37.49%
40.20%
35.87%
32.08%
29.40%
27.88%
23.65%
18.94%
21.00%
Provisions
-
7,714.79
18,184.55
26,679.74
46,089.32
45,053.61
54,090.34
76,003.97
61,290.88
37,929.81
25,032.06
% Of Sales
-
1.76%
5.18%
9.20%
16.57%
16.70%
21.35%
33.19%
26.60%
17.19%
12.04%
EBITDA
1,18,929.01
94,993.44
79,043.08
53,388.26
36,482.24
33,683.12
9,409.22
-9,139.41
3,855.86
18,180.86
27,430.88
EBITDA Margin
50.83%
52.94%
49.14%
39.91%
29.88%
30.98%
9.65%
-11.10%
4.74%
23.43%
36.67%
Depreciation
0.00
3,763.21
3,644.79
3,652.68
3,673.43
3,631.44
3,479.97
3,094.39
2,911.03
4.06
1,576.31
PBT
97,998.77
91,230.23
75,398.29
49,735.58
32,808.81
30,051.68
5,929.25
-12,233.80
944.83
18,176.79
25,854.56
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
25,079.22
23,091.97
18,839.86
13,379.41
8,529.09
11,874.85
2,860.18
-8,046.39
1,335.50
5,433.50
8,337.20
Tax Rate
25.59%
25.31%
24.99%
26.90%
26.00%
39.51%
48.24%
65.77%
141.35%
29.89%
32.25%
PAT
70,014.98
65,679.51
54,456.72
34,546.87
22,797.36
16,804.66
2,018.16
-4,994.45
-52.05
11,948.78
16,679.86
PAT before Minority Interest
72,919.55
68,138.26
56,558.43
36,356.17
24,279.72
18,176.83
3,069.07
-4,187.41
-390.67
12,743.29
17,517.37
Minority Interest
-2,904.57
-2,458.75
-2,101.71
-1,809.30
-1,482.36
-1,372.17
-1,050.91
-807.04
338.62
-794.51
-837.51
PAT Margin
20.01%
19.62%
19.22%
13.78%
9.94%
8.12%
1.15%
-3.12%
-0.03%
9.16%
13.44%
PAT Growth
5.48%
20.61%
57.63%
51.54%
35.66%
732.67%
0
0
-100.44%
-28.36%
 
EPS
82.55
74.36
61.65
39.11
25.81
19.02
2.28
-5.65
-0.06
13.53
18.88

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
4,14,939.17
3,58,931.32
3,05,588.05
2,75,561.56
2,51,060.12
2,34,495.66
2,30,321.95
2,17,192.15
1,80,592.37
1,61,387.54
Share Capital
892.46
892.46
892.46
892.46
892.46
892.46
892.46
797.35
776.28
746.57
Total Reserves
4,14,046.71
3,58,038.86
3,04,695.58
2,74,669.10
2,50,167.66
2,33,603.20
2,29,429.49
2,16,394.80
1,79,816.09
1,60,640.97
Minority Interest
15,617.96
12,836.62
11,207.42
9,625.92
7,943.82
6,036.99
4,615.25
6,480.65
6,267.40
5,497.12
Deposits
49,66,537.49
44,68,535.51
40,87,410.60
37,15,331.24
32,74,160.63
29,40,541.06
27,22,178.28
25,99,810.66
22,53,857.56
20,52,960.79
Borrowings
6,39,609.50
5,21,151.95
4,49,159.78
4,33,796.21
3,32,900.67
4,13,747.66
3,69,079.34
3,36,365.66
3,61,399.39
2,44,663.47
Other Liabilities & Provisions
6,97,074.68
5,92,962.92
5,07,517.68
4,11,303.62
3,31,427.10
2,93,642.82
2,90,249.75
2,85,272.44
2,71,366.42
2,35,601.11
Total Liabilities
67,33,778.80
59,54,418.32
53,60,883.53
48,45,618.55
41,97,492.34
38,88,464.19
36,16,444.57
34,45,121.56
30,73,483.14
27,00,110.03
Net Block
44,137.29
44,023.81
39,229.50
39,698.61
39,608.41
39,940.76
40,300.72
50,250.53
14,474.69
11,983.68
Gross Block
83,621.02
80,629.14
72,936.73
70,410.21
67,355.94
64,941.50
62,702.55
70,737.83
32,374.49
28,194.34
Accumulated Depreciation
39,483.73
36,605.33
33,707.23
30,711.61
27,747.53
25,000.74
22,401.83
20,487.31
17,899.80
16,210.66
Total Non-Current Assets
62,66,101.39
55,43,729.28
50,08,981.05
44,83,573.09
38,96,988.89
36,12,338.81
33,80,427.68
32,48,305.59
28,97,450.63
25,66,579.16
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-4.70
-4.70
-4.70
Capital Work in Progress
570.89
383.57
280.53
468.18
469.76
762.30
925.07
694.92
785.70
400.32
Cash and balance with RBI
2,25,356.34
2,47,321.05
3,18,492.43
2,13,498.62
1,66,968.46
1,77,362.74
1,50,769.46
1,61,018.61
1,60,424.57
1,44,287.55
Balance with banks and money at call
1,01,215.97
70,990.86
80,412.69
1,34,208.42
87,346.80
48,149.52
44,519.65
1,12,178.54
44,134.90
44,193.50
Investments
21,10,548.23
19,13,107.86
17,76,489.90
15,95,100.27
12,28,284.28
11,19,269.82
11,83,794.24
10,27,280.87
8,07,374.58
6,73,507.48
Advances
37,84,272.67
32,67,902.13
27,94,076.00
25,00,598.99
23,74,311.18
22,26,853.67
19,60,118.54
18,96,886.82
18,70,260.89
16,92,211.33
Other Assets
4,67,677.42
4,10,689.04
3,51,902.48
3,62,045.47
3,00,503.45
2,76,125.40
2,36,016.89
1,96,815.98
1,76,032.52
1,33,530.86
Total Assets
67,33,778.81
59,54,418.32
53,60,883.53
48,45,618.56
41,97,492.34
38,88,464.21
36,16,444.57
34,45,121.57
30,73,483.15
27,00,110.02
Contingent Liabilities
23,97,594.80
18,35,524.38
20,07,232.49
17,14,239.52
12,21,083.11
11,21,246.28
11,66,334.80
11,84,907.82
11,84,201.34
11,90,338.69
Bills for collection
67,823.23
64,571.94
77,783.06
56,557.64
55,790.70
70,047.23
74,060.22
1,55,454.12
1,06,611.68
1,05,970.51
Adjusted Book Value
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87
216.17

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
21,632.43
-86,013.68
57,694.85
89,918.93
23,928.53
29,556.01
-96,507.91
77,406.00
14,476.68
46,402.89
PBT
90,186.45
74,488.30
48,756.34
30,921.71
31,907.56
4,451.06
-12,613.79
1,576.74
17,658.09
25,331.50
Adjustment
14,937.32
32,181.13
35,578.03
54,812.31
44,835.25
63,913.98
79,238.01
67,661.24
44,857.42
28,817.89
Adjustments for Liabilities & Assets
-52,223.06
-1,75,359.39
-17,615.23
8,004.41
-37,954.79
-30,633.80
-1,55,121.70
9,545.95
-38,540.40
-229.13
Refund/(Payment) of direct taxes
-31,268.27
-17,323.72
-9,024.30
-3,819.49
-14,859.49
-8,175.23
-8,010.42
-1,377.93
-9,498.43
-7,517.37
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-4,251.72
-4,040.97
-3,618.51
-3,736.23
-3,323.69
-856.77
11,065.77
-2,832.12
-3,668.56
-3,430.41
Net Fixed Assets
-2987.59
-7328.62
-2019.58
-2614.68
-1636.20
-1487.19
-2716.41
-34635.68
-2298.08
-2252.74
Other Investment Activity
-83222.82
-79812.77
-72601.87
-70169.75
-65088.15
-51529.41
-63940.11
-62060.14
-27186.31
-24994.31
Cash from Financing Activity
-9,896.28
6,386.38
-3,844.51
7,142.67
5,429.52
447.64
5,547.16
-4,196.48
4,348.45
-1,553.27
Closing Cash & Equivalent
3,26,572.30
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47
2,08,586.57
Net Cash Inflow / Outflow
7,484.44
-83,668.27
50,231.82
93,325.37
26,034.36
29,146.87
-79,894.98
70,377.40
15,156.57
41,419.22
Opening Cash & Equivalents
3,18,311.91
3,98,905.12
3,47,707.04
2,54,315.26
2,25,512.26
1,95,289.11
2,73,197.16
2,04,559.47
1,88,481.05
1,67,161.34

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
434.06
371.08
316.22
282.35
254.69
235.13
230.23
227.75
230.87
216.17
NIM
2.88
2.93
2.69
2.75
2.82
2.73
2.47
2.54
2.69
2.93
Yield on Advances
11.61
10.74
10.38
11.12
11.37
11.38
11.68
12.15
11.80
12.29
Yield on Investments
6.22
5.85
5.62
5.93
6.84
7.52
7.54
7.59
7.79
8.70
Cost of Liabilities
4.63
3.81
3.44
3.76
4.47
4.65
4.74
5.08
5.47
5.80
Interest Spread
6.97
6.93
6.94
7.36
6.90
6.73
6.94
7.07
6.33
6.49
ROCE
13.20%
12.46%
8.77%
7.08%
6.99%
3.35%
-0.30%
2.06%
6.08%
9.64%
Cost Income Ratio
70.45
66.98
69.53
65.60
63.70
65.67
60.12
58.38
56.98
59.00
Core Cost Income Ratio
73.47
67.03
71.21
67.81
66.66
66.35
65.47
64.30
59.87
65.00
Operating Costs to Assets
3.50
3.19
3.25
3.10
3.14
2.95
2.66
2.53
2.42
2.71
Loans/Deposits
0.13
0.12
0.11
0.12
0.10
0.14
0.14
0.13
0.16
0.12
Cash/Deposits
0.05
0.06
0.08
0.06
0.05
0.06
0.06
0.06
0.07
0.07
Investment/Deposits
0.42
0.43
0.43
0.43
0.38
0.38
0.43
0.40
0.36
0.33
Inc Loan/Deposits
12.88%
11.66%
10.99%
11.68%
10.17%
14.07%
13.56%
12.94%
16.03%
11.92%
Credit Deposits
76.20%
73.13%
68.36%
67.30%
72.52%
75.73%
72.01%
72.96%
82.98%
82.43%
Interest Expended / Interest earned
59.14%
54.15%
53.87%
56.10%
59.71%
61.53%
64.03%
64.71%
64.84%
64.04%
Interest income / Total funds
6.52%
5.89%
5.41%
5.74%
6.43%
6.51%
6.33%
6.69%
7.18%
7.70%
Interest Expended / Total funds
3.86%
3.19%
2.91%
3.22%
3.84%
4.01%
4.05%
4.33%
4.65%
4.93%
CASA
39.93%
42.67%
44.52%
45.40%
44.17%
44.55%
44.46%
43.70%
40.62%
39.43%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • SBI raises Rs 50,000 crore via domestic bonds during FY25
    27th Nov 2024, 16:30 PM

    All these issues have attracted overwhelming response from investors

    Read More
  • SBI raises Rs 10,000 crore through bond issuance
    18th Nov 2024, 15:43 PM

    The proceeds of bonds will be utilized in enhancing long term resources for funding infrastructure and affordable housing segment

    Read More
  • State Bank of India reports 23% rise in Q2 consolidated net profit
    8th Nov 2024, 15:40 PM

    Total consolidated income of the bank increased by 13.55% at Rs 163802.38 crore for Q2FY25

    Read More
  • SBI, APIX launch Innovation Hub at Singapore Fintech Festival
    7th Nov 2024, 14:46 PM

    The initiative is aimed at driving financial innovation and digital transformation as well as advancing financial inclusion

    Read More
  • SBI raises Rs 5,000 crore through bond issuance
    24th Oct 2024, 16:09 PM

    The issue attracted an overwhelming response from investors with bids in excess of 3.5 times against the base issue size of Rs 2,000 crore

    Read More
  • SBI plans to recruit about 10,000 new employees in FY25
    7th Oct 2024, 18:07 PM

    The total staff strength of the bank stood at 2,32,296 as of March 2024

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.