Nifty
Sensex
:
:
23024.65
75838.36
-320.10 (-1.37%)
-1235.08 (-1.60%)

Bank - Private

Rating :
N/A

BSE: 532218 | NSE: SOUTHBANK

25.80
21-Jan-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  27.06
  •  27.25
  •  25.47
  •  27.01
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  25706235
  •  6760.08
  •  36.88
  •  22.27

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 6,750.04
  • 5.41
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,002.43
  • 1.16%
  • 0.72

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 3.36%
  • 66.76%
  • FII
  • DII
  • Others
  • 11.46%
  • 6.56%
  • 11.86%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.29
  • 59.22
  • 187.98

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 0.66
  • 0.66

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 5.85
  • 5.85
  • 5.85

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 0.66
  • 0.66
  • 0.66

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.10
  • 3.10
  • 3.10

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
2,370.74
2,184.09
8.55%
2,354.72
2,129.00
10.60%
2,314.41
2,025.04
14.29%
2,274.67
1,972.96
15.29%
Interest Exp.
1,501.48
1,365.06
9.99%
1,472.44
1,298.42
13.40%
1,448.64
1,217.27
19.01%
1,400.00
1,115.78
25.47%
Net Interest Income
869.26
819.03
6.13%
882.28
830.58
6.22%
865.77
807.77
7.18%
874.67
857.18
2.04%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
447.10
452.14
-1.11%
449.35
355.48
26.41%
421.55
361.02
16.77%
345.88
344.54
0.39%
Total Income
2,817.84
2,636.23
6.89%
2,804.07
2,484.48
12.86%
2,735.96
2,386.06
14.66%
2,620.55
2,317.50
13.08%
Operating Exp.
787.34
787.68
-0.04%
781.28
725.49
7.69%
779.87
678.25
14.98%
787.34
640.66
22.90%
Operating Profit
529.02
483.49
9.42%
550.35
460.57
19.49%
507.45
490.54
3.45%
433.21
561.06
-22.79%
Provision
66.09
48.54
36.16%
110.01
51.26
114.61%
112.95
198.50
-43.10%
40.62
38.99
4.18%
PBT
462.93
434.95
6.43%
440.34
409.31
7.58%
394.50
292.04
35.08%
392.59
522.07
-24.80%
PBTM
19.53
19.91
-1.91%
18.70
19.23
-2.76%
17.05
14.42
18.24%
17.26
26.46
-34.77%
TAX
120.93
129.57
-6.67%
115.55
134.42
-14.04%
100.60
89.46
12.45%
105.26
188.54
-44.17%
PAT
342.00
305.38
11.99%
324.79
274.89
18.15%
293.90
202.58
45.08%
287.33
333.53
-13.85%
PATM
14.43%
13.98%
13.79%
12.91%
12.70%
10.00%
12.63%
16.91%
EPS
1.31
1.17
11.97%
1.24
1.05
18.10%
1.12
0.77
45.45%
1.10
1.27
-13.39%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Net Interest Income
3,491.98
3,332.06
3,012.08
2,239.76
Interest Earned
9,314.54
8,612.81
7,233.18
6,586.54
Interest Expended
5,822.56
5,280.75
4,221.10
4,346.78
Int. income Growth
5.35%
10.62%
34.48%
 
Other Income
1,663.88
1,514.52
811.37
1,033.90
Total Income
10,978.42
4,846.58
3,823.45
3,273.66
Total Expenditure
3,135.83
3,227.32
2,489.20
3,281.86
Employee Cost
-
1,705.25
1,308.03
1,198.29
% Of Sales
-
19.80%
18.08%
18.19%
Opt. & Establishment Exp.
-
1,363.86
1,095.29
912.05
% Of Sales
-
15.84%
15.14%
13.85%
Provisions
-
338.91
260.86
1,339.56
% Of Sales
-
3.93%
3.61%
20.34%
EBITDA
2,020.03
1,619.26
1,334.25
-8.20
EBITDA Margin
66.33%
48.60%
44.30%
-0.37%
Depreciation
0.00
90.35
87.49
84.02
PBT
1,690.36
1,528.91
1,246.76
-92.22
Exceptional Inc./Exp.
-
0.00
0.00
0.00
Provision for Tax
442.34
458.71
471.45
-137.03
Tax Rate
26.17%
30.00%
37.81%
148.59%
PAT
1,248.02
1,070.20
775.31
44.81
PAT before Minority Interest
1,248.02
1,070.20
775.31
44.81
Minority Interest
0.00
0.00
0.00
0.00
PAT Margin
24.21%
22.08%
20.28%
1.37%
PAT Growth
11.79%
38.04%
1630.22%
 
EPS
4.77
4.09
2.96
0.17

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Shareholder's Funds
8,826.34
6,674.74
5,854.25
Share Capital
261.59
209.27
209.27
Total Reserves
8,562.10
6,465.35
5,643.69
Minority Interest
0.00
0.00
0.00
Deposits
1,01,919.11
91,650.07
89,141.74
Borrowings
3,912.09
6,993.85
3,294.49
Other Liabilities & Provisions
2,754.94
2,378.51
1,761.38
Total Liabilities
1,17,412.48
1,07,697.17
1,00,051.86
Net Block
821.05
753.93
752.02
Gross Block
1,590.81
1,467.90
1,416.98
Accumulated Depreciation
769.76
713.97
664.96
Total Non-Current Assets
1,13,025.83
1,02,404.16
93,452.40
Lease Adjustment A/c
0.00
0.00
0.00
Capital Work in Progress
145.43
124.00
59.05
Cash and balance with RBI
6,659.70
4,639.22
7,276.61
Balance with banks and money at call
3,362.48
2,441.27
3,926.82
Investments
23,976.52
24,641.30
21,444.51
Advances
78,060.65
69,804.44
59,993.39
Other Assets
4,386.65
5,293.00
6,599.47
Total Assets
1,17,412.48
1,07,697.16
1,00,051.87
Contingent Liabilities
31,467.84
25,891.24
33,764.70
Bills for collection
2,198.63
2,057.79
1,752.96
Adjusted Book Value
33.73
29.30
27.97

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Cash From Operating Activity
7,075.21
-7,260.82
5,165.34
PBT
1,528.90
1,108.50
-92.22
Adjustment
804.12
1,409.19
2,119.80
Adjustments for Liabilities & Assets
5,292.40
-9,559.58
3,177.33
Refund/(Payment) of direct taxes
-550.22
-218.93
-39.57
Other Direct Payments
0.00
0.00
0.00
Cash From Investing Activity
-1,985.91
-386.06
-1,740.60
Net Fixed Assets
-144.34
-115.87
Other Investment Activity
-2122.28
-3332.48
Cash from Financing Activity
-2,147.61
3,523.93
-989.19
Closing Cash & Equivalent
10,022.18
7,080.49
11,203.43
Net Cash Inflow / Outflow
2,941.69
-4,122.94
2,435.55
Opening Cash & Equivalents
7,080.49
11,203.43
8,767.88

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Book Value
33.73
29.30
27.97
NIM
2.97
2.97
2.42
Yield on Advances
11.03
10.36
10.98
Yield on Investments
7.80
3.74
5.16
Cost of Liabilities
4.99
4.28
4.70
Interest Spread
6.04
6.08
6.28
ROCE
14.36%
14.15%
2.10%
Cost Income Ratio
61.46
60.57
61.90
Core Cost Income Ratio
65.77
55.30
63.17
Operating Costs to Assets
2.54
2.15
2.03
Loans/Deposits
0.04
0.08
0.04
Cash/Deposits
0.07
0.05
0.08
Investment/Deposits
0.24
0.27
0.24
Inc Loan/Deposits
3.84%
7.63%
3.70%
Credit Deposits
76.59%
76.16%
67.30%
Interest Expended / Interest earned
61.31%
58.36%
65.99%
Interest income / Total funds
7.34%
6.72%
6.58%
Interest Expended / Total funds
4.50%
3.92%
4.34%
CASA
32.08%
32.98%
33.21%

News Update:


  • South Indian Bank records 12% growth in gross advances in Q3FY25
    2nd Jan 2025, 11:58 AM

    Total deposits grew 6.28% to Rs 1,05,378 crore (provisional) as of December 31, 2024

    Read More
  • RBI imposes penalty of Rs 59.20 lakh on South Indian Bank
    11th Nov 2024, 12:13 PM

    The action is based on deficiencies in statutory and regulatory compliance

    Read More
  • South Indian Bank - Quarterly Results
    16th Oct 2024, 12:17 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.