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:
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:
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-364.20 (-1.52%)
-1176.46 (-1.49%)
Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Aavas Financiers Ltd.

Finance - Housing

Rating :
N/A

BSE: 541988 | NSE: AAVAS

NSE BSE
1665.30
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  1679.95
  •  1692.00
  •  1665.00
  •  1679.30
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  420135
  •  7035.04
  •  1978.95
  •  1307.00

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 13,174.67
  • 24.71
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 23,713.34
  • N/A
  • 3.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 26.47%
  • 0.89%
  • 9.86%
  • FII
  • DII
  • Others
  • 35.5%
  • 24.07%
  • 3.21%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 34.56
  • 17.46
  • 15.65

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 33.78
  • 16.88
  • 9.19

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 38.36
  • 14.52
  • 11.21

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 41.93
  • 29.28

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 5.43
  • 4.65

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 21.58
  • 18.98

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
62.03
74.18
91.14
111.38
P/E Ratio
26.95
22.54
18.34
15.01
Revenue
2021
1381
1780
1996
EBITDA
1485
755
892
1109
Net Income
491
585
718
881
ROA
3.3
3.2
3.3
3.3
P/Bk Ratio
3.51
3.07
2.63
2.22
ROE
13.93
14.53
15.4
15.88
FCFF
-2002.75
FCFF Yield
-8.44

Quarterly Results

Standalone Figures in Rs. Crores /

Consolidated
Description
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Net Sales
0.00
466.97
-100.00%
546.02
449.69
21.42%
508.07
411.37
23.51%
496.84
394.85
25.83%
Expenses
0.00
132.27
-100.00%
138.78
118.05
17.56%
134.22
117.06
14.66%
129.03
109.69
17.63%
EBITDA
0.00
334.70
-100.00%
407.24
331.63
22.80%
373.84
294.31
27.02%
367.81
285.16
28.98%
EBIDTM
0.00%
71.67%
74.58%
73.75%
73.58%
71.54%
74.03%
72.22%
Other Income
0.00
0.04
-100.00%
0.78
0.71
9.86%
1.19
0.71
67.61%
0.78
0.33
136.36%
Interest
0.00
186.63
-100.00%
221.56
165.00
34.28%
216.56
150.35
44.04%
203.60
141.02
44.38%
Depreciation
0.00
7.28
-100.00%
9.10
8.68
4.84%
8.65
6.90
25.36%
7.63
6.92
10.26%
PBT
0.00
140.83
-100.00%
177.36
158.66
11.79%
149.81
137.77
8.74%
157.36
137.56
14.39%
Tax
0.00
31.01
-100.00%
34.88
31.84
9.55%
33.09
30.64
8.00%
35.70
30.91
15.50%
PAT
0.00
109.83
-100.00%
142.48
126.83
12.34%
116.72
107.12
8.96%
121.66
106.64
14.08%
PATM
0.00%
23.52%
26.09%
28.20%
22.97%
26.04%
24.49%
27.01%
EPS
0.00
13.89
-100.00%
18.00
16.04
12.22%
14.75
13.55
8.86%
15.38
13.49
14.01%

Annual Results

Standalone Figures in Rs. Crores /

Consolidated
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Net Sales
-
2,017.90
1,608.76
1,304.45
1,103.36
902.55
710.17
493.57
Net Sales Growth
-
25.43%
23.33%
18.23%
22.25%
27.09%
43.88%
 
Cost Of Goods Sold
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
-
2,017.90
1,608.76
1,304.45
1,103.36
902.55
710.17
493.57
GP Margin
-
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
-
532.75
440.94
350.18
269.76
222.15
184.49
158.42
Power & Fuel Cost
-
4.69
4.17
2.99
2.70
2.47
2.14
1.19
% Of Sales
-
0.23%
0.26%
0.23%
0.24%
0.27%
0.30%
0.24%
Employee Cost
-
355.91
301.59
234.29
173.05
147.41
117.24
111.54
% Of Sales
-
17.64%
18.75%
17.96%
15.68%
16.33%
16.51%
22.60%
Manufacturing Exp.
-
82.82
66.72
52.37
34.42
27.85
35.96
23.55
% Of Sales
-
4.10%
4.15%
4.01%
3.12%
3.09%
5.06%
4.77%
General & Admin Exp.
-
61.10
52.39
34.47
20.56
28.21
20.63
19.74
% Of Sales
-
3.03%
3.26%
2.64%
1.86%
3.13%
2.90%
4.00%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
32.93
20.24
29.06
41.72
18.68
10.66
3.59
% Of Sales
-
1.63%
1.26%
2.23%
3.78%
2.07%
1.50%
0.73%
EBITDA
-
1,485.15
1,167.82
954.27
833.60
680.40
525.68
335.15
EBITDA Margin
-
73.60%
72.59%
73.15%
75.55%
75.39%
74.02%
67.90%
Other Income
-
3.05
2.25
1.20
2.16
0.80
1.00
0.91
Interest
-
830.16
592.93
479.02
462.60
359.70
259.11
196.18
Depreciation
-
32.66
28.72
23.76
20.61
19.56
9.72
5.63
PBT
-
625.37
548.42
452.69
352.55
301.94
257.85
134.25
Tax
-
134.68
118.78
97.51
63.63
52.89
81.82
41.21
Tax Rate
-
21.54%
21.66%
21.54%
18.05%
17.52%
31.73%
30.70%
PAT
-
490.69
429.64
355.18
288.92
249.04
176.03
93.04
PAT before Minority Interest
-
490.69
429.64
355.18
288.92
249.04
176.03
93.04
Minority Interest
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
-
24.32%
26.71%
27.23%
26.19%
27.59%
24.79%
18.85%
PAT Growth
-
14.21%
20.96%
22.93%
16.01%
41.48%
89.20%
 
EPS
-
62.03
54.32
44.90
36.53
31.48
22.25
11.76

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Shareholder's Funds
3,773.32
3,269.66
2,806.43
2,400.81
2,097.92
1,837.02
1,189.85
Share Capital
79.14
79.06
78.94
78.50
78.32
78.11
69.17
Total Reserves
3,642.63
3,146.40
2,696.36
2,304.22
2,007.87
1,751.49
1,087.58
Non-Current Liabilities
8,893.56
7,243.44
5,760.81
4,439.59
4,274.77
2,625.18
2,207.87
Secured Loans
8,312.23
6,544.33
5,136.26
4,184.41
4,035.12
2,378.89
2,193.09
Unsecured Loans
458.19
607.45
556.83
198.97
198.68
198.40
0.00
Long Term Provisions
8.40
6.60
4.07
3.72
7.28
4.43
2.97
Current Liabilities
3,852.58
2,896.51
2,450.24
2,118.86
1,284.35
1,164.70
642.34
Trade Payables
30.94
8.61
3.70
2.85
17.39
9.50
9.14
Other Current Liabilities
255.56
198.98
167.13
153.96
148.73
79.23
88.00
Short Term Borrowings
3,566.07
2,688.91
2,279.41
1,962.04
1,118.23
1,075.97
544.47
Short Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.73
Total Liabilities
16,519.46
13,409.61
11,017.48
8,959.26
7,657.04
5,626.90
4,040.06
Net Block
116.00
78.37
66.16
58.26
59.90
22.82
18.43
Gross Block
254.04
187.89
148.41
117.93
99.71
43.38
29.60
Accumulated Depreciation
138.04
109.52
82.25
59.67
39.81
20.56
11.17
Non Current Assets
14,319.01
11,690.64
9,178.00
7,585.16
6,244.15
4,752.89
3,353.30
Capital Work in Progress
11.21
20.37
2.10
0.41
0.71
0.09
0.03
Non Current Investment
182.16
110.72
52.52
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
5.29
4.91
3.79
3.20
2.73
5.26
1.22
Other Non Current Assets
0.00
0.00
0.00
0.01
0.01
0.23
0.20
Current Assets
2,198.53
1,706.47
1,816.09
1,374.09
1,412.89
874.01
686.76
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
12.22
1.22
0.00
0.00
0.00
0.00
0.00
Cash & Bank
1,797.82
1,392.83
1,545.73
1,125.17
1,196.73
683.82
569.46
Other Current Assets
388.49
24.44
24.34
53.54
216.16
190.20
117.30
Short Term Loans & Adv.
349.00
287.97
246.02
195.38
188.79
167.61
109.29
Net Current Assets
-1,654.05
-1,190.04
-634.16
-744.76
128.54
-290.68
44.41
Total Assets
16,517.54
13,397.11
10,994.09
8,959.25
7,657.04
5,626.90
4,040.06

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Cash From Operating Activity
-1,986.59
-1,924.12
-1,135.11
-1,071.17
-1,172.24
-1,275.91
-932.91
PBT
625.37
548.42
452.69
352.55
301.94
257.85
134.25
Adjustment
4.51
10.71
23.76
49.99
20.21
-18.40
49.64
Changes in Working Capital
-2,485.92
-2,390.29
-1,536.74
-1,419.51
-1,433.08
-1,447.25
-1,074.95
Cash after chg. in Working capital
-1,856.03
-1,831.15
-1,060.29
-1,016.97
-1,110.93
-1,207.79
-891.06
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-130.56
-92.97
-74.82
-54.20
-61.31
-68.12
-41.85
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-646.80
195.70
-462.61
-264.92
-341.76
-326.99
-217.59
Net Fixed Assets
-56.99
-57.74
-32.17
-17.92
-56.94
-13.84
Net Investments
-59.08
-55.56
-63.02
0.00
0.00
0.00
Others
-530.73
309.00
-367.42
-247.00
-284.82
-313.15
Cash from Financing Activity
2,477.28
1,858.26
1,623.43
1,007.59
1,704.56
1,404.44
1,240.38
Net Cash Inflow / Outflow
-156.11
129.84
25.71
-328.50
190.56
-198.46
89.89
Opening Cash & Equivalents
177.65
47.81
22.10
350.59
160.03
358.49
268.60
Closing Cash & Equivalent
20.56
177.65
47.81
22.10
350.59
160.03
358.49

Financial Ratios

Standalone /

Consolidated
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Book Value (Rs.)
470.28
407.99
351.59
303.51
266.36
234.24
167.23
ROA
3.28%
3.52%
3.56%
3.48%
3.75%
3.64%
2.30%
ROE
14.13%
14.32%
13.77%
12.93%
12.72%
11.79%
8.04%
ROCE
9.96%
9.56%
9.54%
10.07%
10.23%
10.98%
8.41%
Fixed Asset Turnover
9.13
9.57
9.80
10.14
12.61
19.46
16.68
Receivable days
1.22
0.28
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
24.78
20.55
23.43
Cash Conversion Cycle
1.22
0.28
0.00
0.00
-24.78
-20.55
-23.43
Total Debt/Equity
3.31
3.05
2.87
2.66
2.57
2.00
2.37
Interest Cover
1.75
1.92
1.95
1.76
1.84
2.00
1.68

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016

News Update:


  • CCI approves acquisition of Aavas Financiers by Aquilo House
    23rd Oct 2024, 12:42 PM

    The proposed transaction relates to acquisition of shares and control by the Acquirer in the Target

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.