Nifty
:
23482.15
Sensex
:
77505.96
-26.25 (-0.11%)
5.39 (0.01%)
Nifty
Sensex
:
:
23482.15
77505.96
-26.25 (-0.11%)
5.39 (0.01%)

Bajaj Finserv Ltd.

Finance - NBFC

Rating :
N/A

BSE: 532978 | NSE: BAJAJFINSV

NSE BSE
1754.00
01-Feb-2025
  • Open
  • High
  • Low
  • Previous Close
  •  1747.00
  •  1780.00
  •  1617.00
  •  1736.10
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  2887325
  •  49900.55
  •  2029.90
  •  1419.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 2,80,078.48
  • 32.67
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 3,84,466.39
  • 0.06%
  • 3.85

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 60.64%
  • 5.19%
  • 10.34%
  • FII
  • DII
  • Others
  • 7.4%
  • 8.64%
  • 7.79%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 30.70
  • 15.02
  • 17.29

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 22.50
  • 17.50
  • 13.78

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.04
  • 19.32
  • 21.37

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 35.46
  • 36.74
  • 35.73

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 4.81
  • 4.91
  • 5.02

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 13.66
  • 13.99
  • 13.23

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
51.15
63.34
78.98
95.84
P/E Ratio
31.28
25.26
20.26
16.7
Revenue
110382
126152
138686
177870
EBITDA
40665
13790
15759
18737
Net Income
8148
11158
13732
17197
ROA
1.7
3.8
5
5.6
P/Bk Ratio
4.23
2.81
2.55
2.2
ROE
15.27
17.51
18.24
18.63
FCFF
18914.13
1312.6
1504.5
1718
FCFF Yield
3.68
0.26
0.29
0.33

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Net Sales
32,041.81
29,038.43
10.34%
33,703.74
26,022.66
29.52%
31,479.93
23,279.98
35.22%
32,040.84
23,624.61
35.62%
Expenses
19,668.63
18,600.61
5.74%
21,420.27
16,072.81
33.27%
19,655.12
13,934.70
41.05%
21,108.30
15,470.20
36.44%
EBITDA
12,373.18
10,437.82
18.54%
12,283.47
9,949.85
23.45%
11,824.81
9,345.28
26.53%
10,932.54
8,154.41
34.07%
EBIDTM
38.62%
35.94%
36.45%
38.24%
37.56%
40.14%
34.12%
34.52%
Other Income
0.00
0.00
0
0.00
0.00
0
0.21
0.00
0
1.09
0.34
220.59%
Interest
6,276.27
4,776.53
31.40%
6,045.63
4,449.06
35.89%
5,592.01
4,020.41
39.09%
5,153.51
3,435.57
50.00%
Depreciation
288.50
232.09
24.31%
275.32
208.83
31.84%
267.01
202.30
31.99%
256.91
180.58
42.27%
PBT
5,808.41
5,429.20
6.98%
5,962.52
5,291.96
12.67%
5,966.00
5,122.57
16.46%
5,523.21
4,538.60
21.69%
Tax
1,399.62
1,385.66
1.01%
1,785.82
1,536.45
16.23%
1,759.13
1,415.95
24.24%
1,441.61
1,205.32
19.60%
PAT
4,408.79
4,043.54
9.03%
4,176.70
3,755.51
11.22%
4,206.87
3,706.62
13.50%
4,081.60
3,333.28
22.45%
PATM
13.76%
13.92%
12.39%
14.43%
13.36%
15.92%
12.74%
14.11%
EPS
13.98
13.55
3.17%
13.08
12.11
8.01%
13.40
12.20
9.84%
13.29
11.11
19.62%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
1,29,266.32
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
7,587.01
Net Sales Growth
26.77%
34.50%
19.98%
12.90%
10.50%
28.70%
29.64%
34.09%
19.35%
170.65%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
1,29,266.32
1,10,381.91
82,071.24
68,406.08
60,591.20
54,832.60
42,604.00
32,862.37
24,507.17
20,534.48
7,587.01
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
81,852.32
69,509.40
52,204.01
46,975.85
40,956.97
36,579.98
27,568.70
22,074.35
15,794.28
13,796.10
2,215.97
Power & Fuel Cost
-
0.11
0.32
5.31
9.08
9.60
40.90
32.39
17.53
12.82
9.31
% Of Sales
-
0.00%
0.00%
0.01%
0.01%
0.02%
0.10%
0.10%
0.07%
0.06%
0.12%
Employee Cost
-
10,360.95
8,767.15
6,559.58
4,698.34
4,755.11
3,801.77
2,744.83
1,000.73
768.04
578.02
% Of Sales
-
9.39%
10.68%
9.59%
7.75%
8.67%
8.92%
8.35%
4.08%
3.74%
7.62%
Manufacturing Exp.
-
50,977.27
36,064.35
32,709.51
27,945.00
24,201.10
19,808.08
16,194.58
3,540.31
11,912.74
629.52
% Of Sales
-
46.18%
43.94%
47.82%
46.12%
44.14%
46.49%
49.28%
14.45%
58.01%
8.30%
General & Admin Exp.
-
2,466.16
3,485.39
2,324.42
1,899.42
2,396.81
1,655.15
1,446.39
324.17
191.08
165.91
% Of Sales
-
2.23%
4.25%
3.40%
3.13%
4.37%
3.88%
4.40%
1.32%
0.93%
2.19%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
5,705.02
3,887.12
5,382.34
6,414.21
5,226.96
2,303.70
1,688.55
10,929.07
924.24
0.00
% Of Sales
-
5.17%
4.74%
7.87%
10.59%
9.53%
5.41%
5.14%
44.60%
4.50%
11.10%
EBITDA
47,414.00
40,872.51
29,867.23
21,430.23
19,634.23
18,252.62
15,035.30
10,788.02
8,712.89
6,738.38
5,371.04
EBITDA Margin
36.68%
37.03%
36.39%
31.33%
32.40%
33.29%
35.29%
32.83%
35.55%
32.81%
70.79%
Other Income
1.30
1.09
0.77
32.90
0.37
4.78
1.57
0.29
0.55
0.34
142.84
Interest
23,067.42
18,606.53
12,380.26
9,629.46
9,273.62
9,499.61
6,657.40
4,531.00
3,716.28
2,876.95
2,229.58
Depreciation
1,087.74
900.13
677.80
562.73
498.46
456.79
226.09
159.89
72.63
57.72
38.15
PBT
23,260.14
21,366.94
16,809.94
11,270.94
9,862.52
8,301.00
8,153.38
6,097.42
4,924.53
3,804.05
3,246.15
Tax
6,386.18
5,779.67
4,601.59
2,957.05
2,494.96
2,308.06
2,780.89
1,922.36
1,474.82
1,029.51
836.98
Tax Rate
27.46%
27.05%
27.37%
26.24%
25.30%
27.80%
34.11%
31.53%
29.95%
27.06%
25.78%
PAT
16,873.96
8,147.79
6,417.28
4,556.77
4,470.64
3,368.47
3,217.68
2,648.97
2,261.92
1,863.25
1,689.79
PAT before Minority Interest
8,561.91
15,595.36
12,209.54
8,313.53
7,367.56
5,992.94
5,372.49
4,175.06
3,449.71
2,774.54
2,409.17
Minority Interest
-8,312.05
-7,447.57
-5,792.26
-3,756.76
-2,896.92
-2,624.47
-2,154.81
-1,526.09
-1,187.79
-911.29
-719.38
PAT Margin
13.05%
7.38%
7.82%
6.66%
7.38%
6.14%
7.55%
8.06%
9.23%
9.07%
22.27%
PAT Growth
13.71%
26.97%
40.83%
1.93%
32.72%
4.69%
21.47%
17.11%
21.40%
10.27%
 
EPS
105.68
51.03
40.19
28.54
28.00
21.10
20.15
16.59
14.17
11.67
10.58

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
60,328.64
46,407.34
40,246.80
35,830.00
31,301.25
23,740.07
20,482.94
16,150.33
13,598.50
11,089.05
Share Capital
159.41
159.26
79.57
79.57
79.57
79.57
79.57
79.57
79.57
79.56
Total Reserves
59,556.16
45,777.19
39,790.10
35,512.41
31,221.68
23,660.50
20,403.37
16,070.76
13,518.93
11,009.49
Non-Current Liabilities
1,29,046.51
1,01,134.64
85,080.01
64,502.21
59,705.86
45,642.45
52,869.50
55,026.30
44,002.98
34,556.36
Secured Loans
79,149.28
62,039.05
54,301.45
37,286.85
41,172.98
33,890.46
45,455.37
26,830.12
21,996.01
16,108.57
Unsecured Loans
49,864.26
39,583.38
31,111.71
27,531.42
19,091.11
12,242.23
8,023.13
5,558.34
2,553.35
1,822.44
Long Term Provisions
395.54
262.34
167.52
171.63
134.27
108.49
99.61
1,117.03
266.22
174.38
Current Liabilities
3,04,079.10
2,25,752.91
1,81,367.86
1,56,422.23
1,39,931.46
1,25,552.82
76,618.92
49,812.30
40,139.90
38,111.31
Trade Payables
8,142.11
6,330.80
4,821.89
4,838.76
3,938.89
3,940.65
3,999.21
7,450.78
5,983.82
602.21
Other Current Liabilities
1,36,786.73
1,09,137.22
1,01,066.26
87,865.68
69,165.16
67,412.91
59,873.26
29,211.80
24,841.08
30,276.07
Short Term Borrowings
1,58,585.29
1,09,818.85
75,101.24
63,094.74
66,342.29
53,621.66
12,216.22
8,897.42
5,538.49
4,277.83
Short Term Provisions
564.97
466.04
378.47
623.05
485.12
577.60
530.23
4,252.30
3,776.51
2,955.20
Total Liabilities
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06
87,982.26
Net Block
5,425.21
4,301.16
3,549.99
3,142.37
3,178.38
2,058.85
1,753.76
1,639.51
1,273.54
1,260.67
Gross Block
8,798.69
7,006.03
5,777.51
5,069.64
4,749.18
3,216.39
2,774.58
2,600.14
2,145.60
2,077.04
Accumulated Depreciation
3,373.48
2,704.87
2,227.52
1,927.27
1,570.80
1,157.54
1,020.82
960.63
872.06
816.37
Non Current Assets
4,92,269.99
3,73,283.36
3,07,696.13
2,47,596.81
2,18,874.91
1,86,746.47
1,45,981.76
70,539.85
59,335.66
49,125.09
Capital Work in Progress
220.08
191.27
112.81
128.85
44.69
65.51
27.70
3.54
10.76
2.76
Non Current Investment
1,59,089.54
1,25,306.81
1,11,619.80
96,843.83
73,468.43
71,468.72
64,619.46
31,409.97
28,425.95
25,712.12
Long Term Loans & Adv.
762.87
699.70
524.80
381.85
440.65
305.49
209.10
407.24
424.73
325.68
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
5,051.44
4,422.13
3,704.19
Current Assets
44,631.47
31,202.27
25,071.66
31,621.61
31,623.81
20,996.52
14,763.95
57,649.91
44,282.40
38,857.17
Current Investments
9,295.06
10,868.92
7,602.28
16,850.31
18,389.86
10,248.32
4,847.11
10,416.17
5,819.24
3,725.16
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
5,973.86
3,458.64
3,004.81
2,753.07
2,814.88
2,365.27
1,806.95
26,907.90
19,174.45
13,621.23
Cash & Bank
12,386.66
5,377.22
4,403.03
3,410.49
2,525.23
1,588.89
1,606.44
1,498.67
2,167.51
1,408.54
Other Current Assets
16,975.89
10,529.88
9,638.27
8,552.22
7,893.84
6,794.04
6,503.45
18,827.17
17,121.20
20,102.24
Short Term Loans & Adv.
1,041.10
967.61
423.27
55.52
157.90
437.34
288.35
575.53
508.59
306.02
Net Current Assets
-2,59,447.63
-1,94,550.64
-1,56,296.20
-1,24,800.62
-1,08,307.65
-1,04,556.30
-61,854.97
7,837.61
4,142.50
745.86
Total Assets
5,36,901.46
4,04,485.63
3,32,767.79
2,79,218.42
2,50,498.72
2,07,742.99
1,60,745.71
1,28,189.76
1,03,618.06
87,982.26

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-68,674.20
-39,479.54
-33,669.99
4,547.40
-23,369.03
-27,076.37
-19,580.16
0.00
0.00
0.00
PBT
21,375.03
16,811.13
11,270.58
9,862.34
8,301.66
8,154.74
6,098.71
0.00
0.00
0.00
Adjustment
-4,075.69
-2,218.32
951.71
-4,159.36
1,298.36
-2,625.33
-2,549.38
0.00
0.00
0.00
Changes in Working Capital
-79,998.37
-49,445.78
-42,716.78
964.93
-30,313.38
-29,775.87
-21,031.65
0.00
0.00
0.00
Cash after chg. in Working capital
-62,699.03
-34,852.97
-30,494.49
6,667.91
-20,713.36
-24,246.46
-17,482.32
0.00
0.00
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-5,975.17
-4,626.57
-3,175.50
-2,120.51
-2,655.67
-2,829.91
-2,097.84
0.00
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-10,959.69
-13,945.21
1,445.43
-3,683.80
-9,948.00
-6,903.41
-921.50
0.00
0.00
0.00
Net Fixed Assets
-1.48
-7.13
47.20
-7.02
-54.12
-26.80
-7.57
8.44
-0.20
-9.01
Net Investments
-1,291.00
-887.14
-690.94
-154.84
-402.47
-179.15
-91.92
-293.08
134.71
-86.94
Others
-9,667.21
-13,050.94
2,089.17
-3,521.94
-9,491.41
-6,697.46
-822.01
284.64
-134.51
95.95
Cash from Financing Activity
82,708.71
51,016.06
32,325.76
1,686.95
34,479.35
34,534.82
19,590.17
0.00
0.00
0.00
Net Cash Inflow / Outflow
3,074.82
-2,408.69
101.20
2,550.55
1,162.32
555.04
-911.49
0.00
0.00
0.00
Opening Cash & Equivalents
5,504.39
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
4,455.46
0.00
0.00
0.00
Closing Cash & Equivalent
8,579.21
5,504.39
7,913.08
7,811.88
5,261.33
4,099.01
3,543.97
0.00
0.00
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
374.60
288.44
250.53
223.65
1966.90
1491.77
1287.10
1014.09
854.10
696.67
ROA
3.31%
3.31%
2.72%
2.78%
2.62%
2.92%
2.89%
2.98%
2.90%
2.97%
ROE
29.52%
28.46%
22.03%
22.03%
21.78%
24.30%
22.80%
23.21%
22.49%
23.41%
ROCE
13.20%
12.73%
11.47%
11.90%
12.65%
14.13%
14.11%
15.15%
15.35%
16.49%
Fixed Asset Turnover
13.97
12.84
12.61
12.34
13.77
14.22
12.23
10.33
9.73
3.66
Receivable days
15.60
14.37
15.36
16.77
17.24
17.87
16.99
343.17
291.47
555.90
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
48.85
60.67
109.19
529.04
94.24
163.06
Cash Conversion Cycle
15.60
14.37
15.36
16.77
-31.61
-42.80
-92.20
-185.88
197.23
392.84
Total Debt/Equity
4.82
4.60
4.03
3.59
4.04
4.20
3.21
2.99
2.65
2.37
Interest Cover
2.15
2.36
2.17
2.06
1.87
2.22
2.35
2.33
2.32
2.46

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Bajaj Finserv reports marginal rise in Q3 consolidated net profit
    1st Feb 2025, 17:33 PM

    Total consolidated income of the company increased by 10.34% at Rs 32041.81 crore for Q3FY25

    Read More
  • Bajaj Finserv’s arm reports marginal fall in gross direct premium underwritten in December
    7th Jan 2025, 14:10 PM

    Its unlisted insurance subsidiary -- Bajaj Allianz Life Insurance Company has reported Individual non-single premium of Rs 648.28 crore in the month of December 2024

    Read More
  • Bajaj Finserv’s arm launches two new motor insurance offerings
    18th Dec 2024, 12:21 PM

    These offerings are first-of-its-kind in the insurance industry

    Read More
  • Bajaj Finserv’s arm reports 12% rise in gross direct premium underwritten in November
    10th Dec 2024, 17:02 PM

    Besides, gross direct premium underwritten up-to-the month of November 2024 stood at Rs 15,781.54 crore

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.