Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Insurance - General

Rating :
N/A

BSE: 540755 | NSE: GICRE

501.00
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  444.00
  •  525.50
  •  438.35
  •  442.45
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  43928862
  •  214660.68
  •  525.50
  •  297.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 88,202.46
  • 12.12
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,14,077.99
  • 1.99%
  • 2.00

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 82.40%
  • 0.42%
  • 1.91%
  • FII
  • DII
  • Others
  • 1.34%
  • 12.46%
  • 1.47%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -
  • -

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.75
  • -
  • 40.98

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 8.19
  • 8.39

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • 1.16
  • 1.14

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • -
  • -1.10
  • 4.45

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
38.11
39.06
45.95
52.65
P/E Ratio
19.74
10.14
8.62
7.52
Revenue
44811
36466
40734
45767
EBITDA
Net Income
6686
6853
8061
9238
ROA
3.9
3.4
3.1
3.2
P/Bk Ratio
1.57
1.42
1.22
1.05
ROE
18.16
14.7
13.85
13.7
FCFF
11339.08
FCFF Yield
25.6

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Net Sales
8,886.45
9,954.15
-10.73%
10,097.61
8,696.42
16.11%
7,273.93
7,723.96
-5.83%
7,780.23
8,653.43
-10.09%
Expenses
10,107.44
11,589.86
-12.79%
11,430.88
10,205.00
12.01%
7,308.19
7,573.83
-3.51%
9,531.92
10,289.31
-7.36%
EBITDA
-1,220.99
-1,635.71
-
-1,333.27
-1,508.58
-
-34.26
150.13
-
-1,751.69
-1,635.88
-
EBIDTM
-13.74%
-16.43%
-13.20%
-17.35%
-0.47%
1.94%
-22.51%
-18.90%
Other Income
3,507.91
3,491.09
0.48%
2,823.41
2,662.15
6.06%
3,129.99
2,874.87
8.87%
3,571.91
2,940.42
21.48%
Interest
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Depreciation
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
PBT
2,286.92
1,855.38
23.26%
1,490.14
1,153.57
29.18%
3,095.73
3,025.00
2.34%
1,820.22
1,304.54
39.53%
Tax
422.01
243.67
73.19%
368.38
203.51
81.01%
541.60
415.72
30.28%
427.98
107.53
298.01%
PAT
1,864.91
1,611.71
15.71%
1,121.76
950.06
18.07%
2,554.13
2,609.28
-2.11%
1,392.24
1,197.01
16.31%
PATM
20.99%
16.19%
11.11%
10.92%
35.11%
33.78%
17.89%
13.83%
EPS
10.58
9.63
9.87%
7.98
5.57
43.27%
14.71
15.56
-5.46%
8.20
7.02
16.81%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
34,038.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Sales Growth
-2.83%
0
0
0
0
0
0
0
0
0
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
34,038.22
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
GP Margin
100.00%
0
0
0
0
0
0
0
0
0
0
Total Expenditure
38,378.43
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Power & Fuel Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Employee Cost
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Manufacturing Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
General & Admin Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
Miscellaneous Exp.
-
80.67
8.99
30.94
179.41
80.86
73.68
77.26
44.87
49.87
0.00
% Of Sales
-
0
0
0
0
0
0
0
0
0
0
EBITDA
-4,340.21
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
EBITDA Margin
-12.75%
0
0
0
0
0
0
0
0
0
0
Other Income
13,033.22
1,084.10
504.45
154.72
11.46
171.51
144.99
13.39
18.12
237.46
234.81
Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Depreciation
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PBT
8,693.01
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax
1,759.97
1,416.76
1,454.02
1,555.89
1,244.32
-87.38
1,215.87
434.92
496.11
108.23
29.44
Tax Rate
20.25%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
PAT
6,933.04
6,685.86
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
2,890.97
PAT before Minority Interest
6,933.04
6,685.86
6,907.31
2,386.28
1,991.59
-370.14
2,519.37
3,243.71
2,876.32
2,742.22
2,890.97
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
20.37%
0
0
0
0
0
0
0
0
0
0
PAT Growth
8.87%
-3.21%
189.46%
19.82%
-
-
-22.33%
12.77%
4.89%
-5.15%
 
EPS
39.52
38.11
39.37
13.60
11.35
-2.11
14.36
18.49
16.39
15.63
16.48

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
41,934.79
35,996.00
0.00
0.00
0.00
25,492.38
24,154.73
0.00
0.00
0.00
Share Capital
877.20
877.20
877.20
877.20
877.20
877.20
438.60
430.00
430.00
430.00
Total Reserves
41,057.60
35,118.80
27,949.82
25,375.67
23,066.83
24,615.18
23,716.13
19,752.61
16,627.54
15,594.18
Non-Current Liabilities
688.16
604.95
0.00
0.00
0.00
2.56
17.49
0.00
0.00
0.00
Secured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Unsecured Loans
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Liabilities
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Trade Payables
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Current Liabilities
80,572.13
75,894.22
0.00
0.00
0.00
52,111.39
46,054.16
0.00
0.00
0.00
Short Term Borrowings
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Short Term Provisions
27,039.78
26,169.12
25,027.56
24,801.86
21,439.56
18,088.60
15,732.23
15,938.08
12,601.80
10,112.12
Total Liabilities
42,622.95
36,600.95
0.00
0.00
0.00
25,494.94
24,172.22
0.00
0.00
0.00
Net Block
317.78
324.02
200.19
199.64
209.07
224.96
199.57
191.60
198.33
180.78
Gross Block
471.48
468.35
345.60
331.90
327.29
326.85
287.61
272.12
270.62
239.39
Accumulated Depreciation
153.70
144.34
145.41
132.26
118.21
101.89
88.04
80.51
72.29
58.61
Non Current Assets
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Non Current Investment
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Long Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Non Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Current Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash & Bank
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
Other Current Assets
14,317.36
15,227.39
0.00
0.00
0.00
19,318.85
18,527.68
0.00
0.00
0.00
Short Term Loans & Adv.
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Current Assets
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Assets
317.78
324.02
0.00
0.00
0.00
224.96
199.57
0.00
0.00
0.00

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
11,144.45
11,722.24
9,050.78
13,283.61
8,616.98
7,604.19
8,836.97
7,901.21
5,875.98
2,634.89
PBT
7,924.90
8,031.18
3,754.65
3,069.32
-365.67
3,854.33
3,629.54
3,770.14
2,987.78
2,830.50
Adjustment
-322.62
1,834.92
160.95
671.92
832.68
538.16
241.79
412.09
-196.98
366.67
Changes in Working Capital
5,423.79
3,672.62
6,599.17
10,604.25
8,783.42
4,549.10
5,366.82
4,034.02
2,680.50
-924.61
Cash after chg. in Working capital
13,026.07
13,538.72
10,514.78
14,345.49
9,250.43
8,941.59
9,238.15
8,216.25
5,471.30
2,272.56
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-1,881.62
-1,816.47
-1,464.00
-1,061.88
-633.44
-1,337.40
-401.17
-315.04
404.68
362.33
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-8,872.14
-9,999.19
-6,826.78
-10,453.20
-4,595.16
-7,864.58
-5,502.46
-4,353.77
-4,534.19
-2,676.65
Net Fixed Assets
-1.88
-123.15
-11.77
-1.11
0.07
-38.81
-14.86
-2.08
-41.78
-32.20
Net Investments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Others
-8,870.26
-9,876.04
-6,815.01
-10,452.09
-4,595.23
-7,825.77
-5,487.60
-4,351.69
-4,492.41
-2,644.45
Cash from Financing Activity
-1,263.17
-394.74
103.92
0.00
-1,427.65
-1,427.65
-1,205.99
-1,035.08
453.30
-387.37
Net Cash Inflow / Outflow
1,009.14
1,328.32
2,327.92
2,830.41
2,594.18
-1,688.04
2,128.52
2,512.36
1,795.09
-429.13
Opening Cash & Equivalents
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88
8,264.07
Closing Cash & Equivalent
24,855.18
23,702.44
21,451.34
18,588.81
16,106.73
12,933.14
14,257.14
12,231.43
9,779.36
7,748.88

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
239.03
205.18
164.31
149.64
136.48
145.31
137.68
117.34
19.83
1863.28
ROA
8.73%
10.83%
4.20%
4.32%
-0.78%
4.58%
6.23%
6.34%
6.48%
7.38%
ROE
17.16%
21.31%
8.66%
7.94%
-1.50%
10.15%
14.63%
15.45%
16.58%
19.48%
ROCE
20.79%
25.80%
14.31%
12.89%
-1.85%
15.05%
16.59%
18.11%
17.23%
19.68%
Fixed Asset Turnover
71.72
88.39
116.77
121.31
135.60
124.50
136.50
98.67
60.00
66.83
Receivable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash Conversion Cycle
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Total Debt/Equity
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Interest Cover
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.