Nifty
:
23587.50
Sensex
:
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)
Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

L&T Finance Ltd.

Finance - NBFC

Rating :
N/A

BSE: 533519 | NSE: LTF

NSE BSE
136.48
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  141.43
  •  141.69
  •  135.50
  •  141.44
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  8487963
  •  11806.89
  •  194.25
  •  134.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 33,971.95
  • 13.19
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 78,242.37
  • 1.84%
  • 1.40

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 66.29%
  • 2.08%
  • 11.60%
  • FII
  • DII
  • Others
  • 6.73%
  • 12.20%
  • 1.10%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 8.16
  • -0.76
  • 4.42

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.51
  • -4.45
  • 18.29

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.55
  • 6.42
  • 38.67

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.09
  • 16.91
  • 16.97

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.66
  • 1.26
  • 1.36

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.01
  • 11.78
  • 12.01

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
9.34
11.22
13.97
17.35
P/E Ratio
15.07
12.55
10.08
8.11
Revenue
13393
10070
12162
14681
EBITDA
9340
12041
15024
18084
Net Income
2320
2788
3457
4265
ROA
2.2
2.5
2.6
2.8
P/Bk Ratio
1.5
1.37
1.24
1.1
ROE
10.32
11.38
12.81
14.07
FCFF
554.71
FCFF Yield
0.52

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Net Sales
4,019.34
3,213.84
25.06%
3,784.40
3,223.32
17.41%
3,671.77
3,215.96
14.17%
3,533.96
3,432.49
2.96%
Expenses
1,574.88
1,331.44
18.28%
1,482.49
1,269.85
16.75%
1,620.55
1,281.67
26.44%
1,374.60
1,356.17
1.36%
EBITDA
2,444.46
1,882.40
29.86%
2,301.91
1,953.47
17.84%
2,051.22
1,934.29
6.05%
2,159.36
2,076.32
4.00%
EBIDTM
60.82%
58.57%
60.83%
60.60%
55.86%
60.15%
61.10%
60.49%
Other Income
4.68
268.23
-98.26%
0.21
153.46
-99.86%
5.55
201.57
-97.25%
47.30
58.52
-19.17%
Interest
1,476.28
1,324.91
11.42%
1,351.41
1,363.76
-0.91%
1,335.09
1,444.89
-7.60%
1,353.43
1,500.69
-9.81%
Depreciation
33.29
28.33
17.51%
28.44
29.59
-3.89%
27.66
28.53
-3.05%
29.19
28.27
3.25%
PBT
939.57
797.39
17.83%
922.27
713.58
29.25%
694.02
662.44
4.77%
824.04
-2,081.29
-
Tax
242.89
203.17
19.55%
237.02
183.06
29.48%
141.00
245.51
-42.57%
184.67
-353.51
-
PAT
696.68
594.22
17.24%
685.25
530.52
29.17%
553.02
416.93
32.64%
639.37
-1,727.78
-
PATM
17.33%
18.49%
18.11%
16.46%
15.06%
12.96%
18.09%
-50.34%
EPS
2.79
2.40
16.25%
2.75
2.14
28.50%
2.23
2.02
10.40%
2.57
1.83
40.44%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
15,009.47
13,580.58
12,774.95
11,929.70
13,352.85
14,106.01
13,004.02
10,212.73
8,340.59
7,288.79
6,196.23
Net Sales Growth
14.70%
6.31%
7.09%
-10.66%
-5.34%
8.47%
27.33%
22.45%
14.43%
17.63%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
15,009.47
13,580.58
12,774.95
11,929.70
13,352.85
14,106.01
13,004.02
10,212.73
8,340.59
7,288.79
6,196.23
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
6,052.52
7,194.13
7,250.43
9,171.61
7,811.69
6,088.34
4,844.59
3,820.60
2,800.63
2,002.25
1,671.80
Power & Fuel Cost
-
7.12
6.13
6.49
6.29
8.08
8.61
7.76
5.87
8.44
7.87
% Of Sales
-
0.05%
0.05%
0.05%
0.05%
0.06%
0.07%
0.08%
0.07%
0.12%
0.13%
Employee Cost
-
1,806.37
1,405.93
1,094.84
938.08
1,062.32
824.73
408.70
493.52
487.69
352.27
% Of Sales
-
13.30%
11.01%
9.18%
7.03%
7.53%
6.34%
4.00%
5.92%
6.69%
5.69%
Manufacturing Exp.
-
171.05
95.72
101.74
211.21
138.00
139.63
122.16
198.09
203.66
176.26
% Of Sales
-
1.26%
0.75%
0.85%
1.58%
0.98%
1.07%
1.20%
2.38%
2.79%
2.84%
General & Admin Exp.
-
1,370.05
1,168.23
926.44
583.52
578.29
835.97
754.21
467.46
438.49
392.27
% Of Sales
-
10.09%
9.14%
7.77%
4.37%
4.10%
6.43%
7.38%
5.60%
6.02%
6.33%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
3,846.66
4,580.55
7,048.59
6,078.88
4,309.73
3,044.26
2,535.53
1,641.57
872.41
0.00
% Of Sales
-
28.32%
35.86%
59.08%
45.52%
30.55%
23.41%
24.83%
19.68%
11.97%
12.12%
EBITDA
8,956.95
6,386.45
5,524.52
2,758.09
5,541.16
8,017.67
8,159.43
6,392.13
5,539.96
5,286.54
4,524.43
EBITDA Margin
59.68%
47.03%
43.24%
23.12%
41.50%
56.84%
62.75%
62.59%
66.42%
72.53%
73.02%
Other Income
57.74
2,157.40
2,539.58
4,340.83
2,817.97
2,317.37
1,840.55
581.80
241.61
182.36
178.74
Interest
5,516.21
5,400.05
5,822.21
5,773.43
7,237.74
7,573.37
6,898.38
5,476.24
4,635.36
4,133.42
3,576.74
Depreciation
118.58
114.77
111.24
102.64
85.66
81.59
49.62
51.93
67.30
82.81
95.50
PBT
3,379.90
3,029.03
2,130.65
1,222.85
1,035.73
2,680.08
3,051.98
1,445.76
1,078.90
1,252.67
1,030.93
Tax
805.58
711.90
172.37
373.62
523.11
979.82
819.95
168.24
36.44
398.98
324.11
Tax Rate
23.83%
23.50%
-30.97%
30.55%
41.47%
36.56%
26.87%
11.64%
3.38%
31.85%
27.59%
PAT
2,574.32
2,320.10
-642.12
870.10
760.29
1,700.17
2,226.30
1,253.85
1,036.44
853.69
850.71
PAT before Minority Interest
2,575.15
2,317.13
-728.89
849.23
738.23
1,700.26
2,232.03
1,277.52
1,042.47
853.69
850.71
Minority Interest
0.83
2.97
86.77
20.87
22.06
-0.09
-5.73
-23.67
-6.03
0.00
0.00
PAT Margin
17.15%
17.08%
-5.03%
7.29%
5.69%
12.05%
17.12%
12.28%
12.43%
11.71%
13.73%
PAT Growth
1,483.22%
-
-
14.44%
-55.28%
-23.63%
77.56%
20.98%
21.41%
0.35%
 
EPS
10.33
9.31
-2.58
3.49
3.05
6.82
8.93
5.03
4.16
3.42
3.41

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
23,438.44
21,528.37
19,947.70
18,773.20
14,692.42
13,448.60
11,406.74
9,107.34
8,408.55
7,739.87
Share Capital
2,488.94
2,479.67
2,474.04
2,469.45
2,004.83
1,998.81
1,995.68
2,969.12
2,966.80
3,083.69
Total Reserves
20,839.81
18,907.67
17,290.96
16,103.98
12,506.32
11,327.85
9,347.43
6,016.13
5,317.49
4,649.82
Non-Current Liabilities
52,304.78
56,456.17
56,863.24
61,982.77
67,750.61
57,517.01
47,463.71
43,485.99
37,561.03
29,981.97
Secured Loans
51,597.11
55,495.44
54,602.69
58,647.43
63,823.94
54,835.08
44,903.50
31,564.58
25,560.03
22,667.91
Unsecured Loans
2,540.95
2,798.48
3,683.32
4,945.73
5,379.18
4,453.52
4,398.65
11,665.77
11,471.10
6,733.00
Long Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
263.83
346.20
266.84
Current Liabilities
25,027.79
26,427.07
28,381.86
26,383.25
25,412.81
33,090.08
26,836.65
19,059.07
17,330.19
14,630.23
Trade Payables
1,221.85
806.39
439.10
376.79
65.64
136.17
185.05
72.64
68.71
72.22
Other Current Liabilities
1,189.15
662.25
763.94
697.54
506.64
659.98
647.87
7,140.43
10,267.38
8,364.19
Short Term Borrowings
22,402.81
24,749.53
26,915.22
24,962.61
24,691.37
32,218.38
25,946.13
11,764.10
6,695.53
5,988.70
Short Term Provisions
213.98
208.90
263.60
346.31
149.16
75.55
57.60
81.90
298.57
205.12
Total Liabilities
1,00,860.56
1,04,501.05
1,05,372.63
1,07,336.37
1,08,076.05
1,04,277.95
85,930.58
71,770.97
63,400.07
52,452.37
Net Block
519.35
533.42
184.63
811.03
789.06
759.64
755.61
1,229.87
1,312.67
1,183.83
Gross Block
1,027.51
934.86
474.99
1,056.61
959.37
880.44
841.67
1,600.62
1,683.86
1,507.20
Accumulated Depreciation
508.16
401.44
290.36
245.58
170.31
120.80
86.06
370.75
371.19
323.37
Non Current Assets
94,834.19
90,492.49
94,596.37
95,667.20
99,070.24
98,943.26
82,983.51
53,722.49
47,447.22
37,580.95
Capital Work in Progress
35.62
4.81
21.81
23.84
62.04
38.65
19.34
27.89
22.42
173.55
Non Current Investment
11,956.70
13,918.63
10,731.11
6,913.35
5,640.89
5,904.36
4,186.83
2,176.02
1,340.01
1,043.15
Long Term Loans & Adv.
423.72
811.80
827.17
811.75
1,046.70
759.18
699.49
574.24
571.22
367.06
Other Non Current Assets
539.41
50.18
38.03
76.98
69.05
156.80
233.90
379.68
319.70
241.38
Current Assets
6,026.37
14,008.56
10,033.83
11,669.17
9,005.81
5,334.69
2,947.07
18,048.37
15,952.85
14,815.67
Current Investments
428.18
447.58
1,185.83
2,286.04
743.89
3,104.11
1,509.77
3,835.51
2,223.27
1,606.07
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
250.50
142.97
63.68
113.35
84.05
117.00
129.77
78.85
26.69
21.37
Cash & Bank
4,676.02
12,748.91
7,970.42
8,426.97
7,804.40
1,874.15
1,108.53
594.38
401.53
862.33
Other Current Assets
671.67
640.42
776.80
814.77
373.47
239.43
199.00
13,539.63
13,301.36
12,325.90
Short Term Loans & Adv.
72.53
28.68
37.10
28.04
34.63
42.77
4.32
12,373.19
12,259.24
11,308.79
Net Current Assets
-19,001.42
-12,418.51
-18,348.03
-14,714.08
-16,407.00
-27,755.39
-23,889.58
-1,010.69
-1,377.34
185.44
Total Assets
1,00,860.56
1,04,501.05
1,04,630.20
1,07,336.37
1,08,076.05
1,04,277.95
85,930.58
71,770.96
63,400.07
52,452.38

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
673.47
6,718.25
6,078.06
5,464.30
2,161.76
-11,643.45
-15,639.71
-5,779.41
-9,212.65
-6,614.28
PBT
3,029.03
2,182.82
1,474.81
1,495.20
2,680.08
3,051.98
1,445.76
1,078.90
1,252.67
1,174.82
Adjustment
2,283.27
2,695.64
3,204.98
3,525.69
2,426.24
1,516.42
1,998.54
1,583.71
909.20
743.73
Changes in Working Capital
2,925.17
-263.98
-42.34
204.89
111.44
-48.32
250.01
-489.37
542.03
-1,219.20
Cash after chg. in Working capital
8,237.47
4,614.48
4,637.45
5,225.78
5,217.76
4,520.08
3,694.31
2,173.25
2,703.89
699.36
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-317.86
-1,146.41
-372.11
-261.88
-817.13
-795.60
-649.14
-531.67
-610.78
-455.25
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
-7,246.14
3,250.18
1,812.72
500.40
-2,238.87
-15,367.93
-18,684.88
-7,420.99
-11,305.76
-6,858.40
Cash From Investing Activity
848.62
-334.76
-5,083.54
-2,024.48
159.52
-3,587.41
1,548.80
-2,117.54
-674.62
2.37
Net Fixed Assets
-125.04
-1,015.39
0.00
0.13
-0.80
-0.73
0.08
0.50
0.01
-0.12
Net Investments
2,027.03
-5,199.68
867.56
82.90
-1,006.39
-1,305.80
-2,196.22
-73.16
-465.14
-180.42
Others
-1,053.37
5,880.31
-5,951.10
-2,107.51
1,166.71
-2,280.88
3,744.94
-2,044.88
-209.49
182.91
Cash from Financing Activity
-7,037.42
-1,663.81
-3,023.01
-2,090.68
1,450.53
16,008.19
14,677.79
7,952.10
9,426.40
6,693.00
Net Cash Inflow / Outflow
-5,515.33
4,719.68
-2,028.49
1,349.14
3,771.81
777.33
586.88
55.15
-460.87
81.09
Opening Cash & Equivalents
9,108.68
4,915.98
6,947.79
5,598.69
1,826.65
1,049.39
462.51
398.17
859.03
777.95
Closing Cash & Equivalent
3,593.35
9,108.68
4,915.98
6,947.79
5,598.69
1,826.65
1,049.39
453.31
398.17
859.03

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
93.73
86.25
79.89
75.21
67.32
62.01
52.87
41.17
37.51
34.14
ROA
2.26%
-0.69%
0.80%
0.69%
1.60%
2.35%
1.62%
1.54%
1.47%
1.75%
ROE
10.36%
-3.54%
4.43%
4.46%
12.22%
18.10%
13.37%
14.05%
12.76%
14.02%
ROCE
8.24%
5.02%
6.59%
7.87%
9.60%
10.39%
8.90%
8.86%
9.81%
10.28%
Fixed Asset Turnover
13.84
18.12
15.58
13.25
15.33
15.10
8.36
5.08
4.57
4.11
Receivable days
5.29
2.95
2.71
2.70
2.60
3.46
3.73
2.31
1.20
1.53
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
28.28
56.79
78.78
33.42
32.67
31.24
Cash Conversion Cycle
5.29
2.95
2.71
2.70
-25.68
-53.32
-75.05
-31.11
-31.47
-29.71
Total Debt/Equity
3.28
3.88
4.31
4.77
6.47
6.87
6.63
6.66
6.23
5.48
Interest Cover
1.56
0.90
1.21
1.17
1.35
1.44
1.26
1.23
1.30
1.33

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • L&T Finance raises Rs 500 crore through NCDs
    14th Dec 2024, 15:00 PM

    The Debentures are proposed to be listed on the WDM segment of the National Stock Exchange of India

    Read More
  • L&T Finance’s consolidated net profit rises 17% in Q2FY25
    19th Oct 2024, 13:00 PM

    Consolidated total income of the company increased by 15.56% at Rs 4,024.02 crore for Q2FY25

    Read More
  • L&T Finance - Quarterly Results
    18th Oct 2024, 18:44 PM

    Read More
  • L&T Finance raises Rs 100 crore through NCDs
    14th Sep 2024, 12:10 PM

    The Debentures are proposed to be listed on the WDM segment of the National Stock Exchange of India

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.