Nifty
:
23587.50
Sensex
:
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)
Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Mahindra & Mahindra Financial Services Ltd.

Finance - NBFC

Rating :
N/A

BSE: 532720 | NSE: M%26MFIN

NSE BSE
266.05
20-Dec-2024
  • Open
  • High
  • Low
  • Previous Close
  •  272.05
  •  273.60
  •  265.55
  •  272.05
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  988040
  •  2658.77
  •  343.00
  •  246.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 32,914.52
  • 15.10
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 88,497.46
  • 2.36%
  • 1.64

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 52.16%
  • 0.20%
  • 5.22%
  • FII
  • DII
  • Others
  • 10.19%
  • 21.33%
  • 10.90%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 10.13
  • 5.85
  • 11.76

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 9.00
  • 6.56
  • 10.25

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 7.79
  • 13.43
  • 19.35

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 17.33
  • 15.86
  • 16.96

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.96
  • 1.53
  • 1.67

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 12.76
  • 12.41
  • 11.69

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
15.66
19.81
25.51
29.02
P/E Ratio
17.39
13.75
10.68
9.38
Revenue
15970
9156
11167
12127
EBITDA
9766
3757
4445
5139
Net Income
1933
2364
2979
3432
ROA
1.7
2
2.2
2.3
P/Bk Ratio
1.69
1.53
1.38
1.24
ROE
10.04
13.44
15.26
15.56
FCFF
4346.4
FCFF Yield
3.71

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Net Sales
4,465.15
3,833.25
16.48%
4,315.52
3,583.20
20.44%
4,280.32
3,462.69
23.61%
4,100.08
3,323.77
23.36%
Expenses
1,829.58
1,723.90
6.13%
1,676.38
1,504.33
11.44%
1,519.59
1,072.50
41.69%
1,456.38
1,040.62
39.95%
EBITDA
2,635.57
2,109.35
24.95%
2,639.14
2,078.87
26.95%
2,760.73
2,390.19
15.50%
2,643.70
2,283.15
15.79%
EBIDTM
59.03%
55.03%
61.15%
58.02%
64.50%
69.03%
64.48%
68.69%
Other Income
14.09
30.22
-53.38%
39.41
53.71
-26.62%
52.62
73.66
-28.56%
36.92
29.05
27.09%
Interest
2,062.42
1,703.37
21.08%
1,960.33
1,597.19
22.74%
1,860.88
1,477.40
25.96%
1,797.76
1,372.97
30.94%
Depreciation
78.67
67.08
17.28%
75.82
66.36
14.26%
72.18
64.98
11.08%
69.23
63.04
9.82%
PBT
508.57
369.12
37.78%
642.40
469.03
36.96%
880.29
921.47
-4.47%
813.63
876.19
-7.14%
Tax
132.93
96.03
38.43%
164.46
120.58
36.39%
225.09
258.97
-13.08%
203.43
219.16
-7.18%
PAT
375.64
273.09
37.55%
477.94
348.45
37.16%
655.20
662.50
-1.10%
610.20
657.03
-7.13%
PATM
8.41%
7.12%
11.07%
9.72%
15.31%
19.13%
14.88%
19.77%
EPS
3.15
2.28
38.16%
4.03
2.90
38.97%
5.43
5.52
-1.63%
5.04
5.36
-5.97%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
17,161.07
15,796.85
12,699.53
11,317.57
12,111.17
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
Net Sales Growth
20.83%
24.39%
12.21%
-6.55%
1.90%
14.59%
31.56%
10.32%
9.04%
8.85%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
17,161.07
15,796.85
12,699.53
11,317.57
12,111.17
11,885.40
10,371.70
7,883.85
7,146.20
6,553.87
6,021.14
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
6,481.93
6,212.46
6,119.93
5,433.06
6,047.32
4,908.46
4,214.90
2,920.77
3,123.01
2,459.28
1,972.53
Power & Fuel Cost
-
21.99
19.45
15.81
11.87
22.14
26.06
23.44
21.72
19.53
16.77
% Of Sales
-
0.14%
0.15%
0.14%
0.10%
0.19%
0.25%
0.30%
0.30%
0.30%
0.28%
Employee Cost
-
2,261.44
2,115.33
1,613.12
1,384.01
1,609.82
1,477.95
1,136.61
886.64
704.09
567.10
% Of Sales
-
14.32%
16.66%
14.25%
11.43%
13.54%
14.25%
14.42%
12.41%
10.74%
9.42%
Manufacturing Exp.
-
1,160.55
640.05
503.98
309.78
331.61
338.47
226.86
369.49
294.13
261.58
% Of Sales
-
7.35%
5.04%
4.45%
2.56%
2.79%
3.26%
2.88%
5.17%
4.49%
4.34%
General & Admin Exp.
-
794.74
706.64
493.74
315.15
600.44
560.63
474.79
443.70
329.66
268.21
% Of Sales
-
5.03%
5.56%
4.36%
2.60%
5.05%
5.41%
6.02%
6.21%
5.03%
4.45%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
1,995.73
2,657.91
2,822.22
4,038.38
2,366.59
1,837.84
1,082.51
1,423.19
1,131.40
0.00
% Of Sales
-
12.63%
20.93%
24.94%
33.34%
19.91%
17.72%
13.73%
19.92%
17.26%
14.54%
EBITDA
10,679.14
9,584.39
6,579.60
5,884.51
6,063.85
6,976.94
6,156.80
4,963.08
4,023.19
4,094.59
4,048.61
EBITDA Margin
62.23%
60.67%
51.81%
51.99%
50.07%
58.70%
59.36%
62.95%
56.30%
62.48%
67.24%
Other Income
143.04
181.73
1,557.16
168.68
60.29
116.62
1,144.84
402.44
54.46
43.58
39.76
Interest
7,681.39
6,959.20
5,094.30
4,417.37
5,307.57
5,390.56
4,432.28
3,436.19
3,186.17
2,868.35
2,643.00
Depreciation
295.90
274.85
225.96
151.99
150.51
146.87
75.53
55.21
53.72
45.70
45.51
PBT
2,844.89
2,532.07
2,816.50
1,483.83
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
Tax
725.91
645.13
732.56
399.08
153.86
516.21
973.48
688.51
308.05
436.72
475.00
Tax Rate
25.52%
25.48%
26.54%
26.53%
17.20%
33.17%
34.84%
36.74%
36.77%
35.68%
33.93%
PAT
2,118.98
1,932.69
2,072.40
1,136.87
733.67
1,029.25
1,780.37
1,154.50
511.64
772.29
912.91
PAT before Minority Interest
2,118.34
1,943.05
2,071.20
1,150.34
740.74
1,039.92
1,820.35
1,185.60
529.70
787.40
924.87
Minority Interest
-0.64
-10.36
1.20
-13.47
-7.07
-10.67
-39.98
-31.10
-18.06
-15.11
-11.96
PAT Margin
12.35%
12.23%
16.32%
10.05%
6.06%
8.66%
17.17%
14.64%
7.16%
11.78%
15.16%
PAT Growth
9.17%
-6.74%
82.29%
54.96%
-28.72%
-42.19%
54.21%
125.65%
-33.75%
-15.40%
 
EPS
17.15
15.64
16.77
9.20
5.94
8.33
14.41
9.34
4.14
6.25
7.39

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
19,933.25
18,560.09
16,896.31
15,776.37
11,969.01
11,269.02
9,855.00
6,960.16
6,469.40
5,942.72
Share Capital
246.88
246.72
246.60
246.40
123.07
122.98
122.90
113.01
112.92
112.83
Total Reserves
19,655.92
18,273.18
16,606.67
15,479.77
11,792.23
11,109.45
9,709.83
6,822.53
6,332.06
5,813.47
Non-Current Liabilities
92,306.65
75,868.19
60,469.79
62,897.34
64,789.70
54,156.05
18,923.74
25,202.71
20,666.33
17,099.13
Secured Loans
83,154.26
68,055.08
49,992.57
52,789.17
55,739.10
48,532.64
15,534.39
20,467.55
16,218.60
12,539.21
Unsecured Loans
9,796.67
8,335.11
11,193.98
10,835.40
9,443.39
5,888.01
3,752.05
4,443.24
4,122.61
4,326.04
Long Term Provisions
122.01
135.01
144.97
134.81
128.59
115.73
231.10
621.69
491.72
352.67
Current Liabilities
10,632.48
9,769.34
5,349.82
5,883.25
4,365.36
8,622.70
29,087.77
20,203.08
17,204.35
15,120.74
Trade Payables
1,743.53
1,286.01
1,163.83
778.94
722.84
1,148.48
1,138.20
606.88
496.39
495.45
Other Current Liabilities
3,259.43
3,196.48
3,088.32
3,477.58
3,090.60
2,940.11
5,712.37
10,737.02
9,921.13
8,182.26
Short Term Borrowings
5,368.20
5,038.37
939.08
1,476.38
451.75
4,380.98
22,237.21
7,140.65
5,217.53
5,258.62
Short Term Provisions
261.32
248.48
158.59
150.35
100.17
153.13
0.00
1,718.53
1,569.30
1,184.40
Total Liabilities
1,22,913.99
1,04,338.97
82,857.38
84,656.11
81,213.75
74,126.28
58,011.61
52,465.75
44,407.61
38,211.89
Net Block
1,007.96
870.60
515.28
399.04
455.36
201.45
146.66
133.39
129.05
118.86
Gross Block
1,867.48
1,608.52
1,131.69
967.34
907.57
527.93
412.82
358.32
312.70
267.00
Accumulated Depreciation
859.52
737.92
616.41
568.30
452.21
326.48
266.17
224.93
183.65
148.14
Non Current Assets
15,011.79
16,025.78
10,671.93
13,889.29
4,766.97
4,047.72
3,743.29
29,182.74
23,780.08
20,799.74
Capital Work in Progress
105.44
2.64
2.10
11.73
0.56
0.79
0.46
1.14
0.02
0.32
Non Current Investment
9,447.64
10,037.16
8,628.03
12,100.11
1,917.86
1,820.58
1,966.33
797.94
652.21
559.67
Long Term Loans & Adv.
106.42
235.71
153.85
51.07
36.51
25.77
228.07
211.89
173.26
54.82
Other Non Current Assets
586.66
1,398.60
176.52
312.61
492.27
118.59
41.28
147.83
102.80
291.00
Current Assets
1,07,902.20
88,313.19
72,185.45
70,766.82
76,446.78
70,078.55
54,268.33
23,283.01
20,627.52
17,412.14
Current Investments
150.82
25.97
26.10
26.22
3,422.51
1,506.78
411.61
575.98
546.70
94.50
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
173.35
98.35
64.83
54.64
52.91
53.60
56.44
22.96
20.00
14.54
Cash & Bank
3,455.01
4,066.91
4,827.61
4,037.19
1,531.60
994.04
477.90
603.88
605.94
493.64
Other Current Assets
1,04,123.02
1,462.77
1,219.10
845.73
71,439.76
67,524.13
53,322.37
22,080.19
19,454.88
16,809.46
Short Term Loans & Adv.
1,02,071.22
82,659.19
66,047.81
65,803.04
70,778.58
66,804.21
52,719.63
21,455.36
18,860.70
16,407.04
Net Current Assets
97,269.72
78,543.85
66,835.63
64,883.57
72,081.42
61,455.86
25,180.56
3,079.93
3,423.17
2,291.40
Total Assets
1,22,913.99
1,04,338.97
82,857.38
84,656.11
81,213.75
74,126.27
58,011.62
52,465.75
44,407.60
38,211.88

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-18,448.55
-17,395.31
18.06
5,825.89
-3,115.23
-12,077.94
-8,509.69
-6,466.94
-4,957.03
-3,970.04
PBT
2,532.07
2,816.50
1,483.83
666.06
1,556.13
2,793.83
1,874.11
837.75
1,224.12
1,399.87
Adjustment
-5,230.49
-5,609.13
-3,647.58
-2,507.48
2,330.69
637.51
642.07
1,257.75
908.90
610.22
Changes in Working Capital
-22,050.83
-21,150.96
-4,402.34
297.18
-6,413.70
-14,685.39
-10,361.37
-8,029.91
-6,434.58
-5,388.67
Cash after chg. in Working capital
-24,749.25
-23,943.59
-6,566.09
-1,544.24
-2,526.88
-11,254.05
-7,845.19
-5,934.41
-4,301.56
-3,378.58
Interest Paid
-6,925.23
-5,201.64
-4,826.59
-4,742.22
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-826.67
-533.75
-573.23
-658.56
-588.35
-823.89
-664.50
-532.54
-655.48
-591.45
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
14,052.60
12,283.67
11,983.97
12,770.91
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
2,670.28
-1,635.37
3,110.59
-8,348.44
-2,689.11
-1,213.05
243.13
-97.40
-439.86
34.09
Net Fixed Assets
-337.49
-396.12
-84.89
-79.13
-300.13
-90.11
-38.98
-32.74
-34.64
-34.87
Net Investments
337.80
-1,548.35
3,265.08
-5,794.37
-2,119.28
-1,057.58
-861.06
-389.72
-629.67
15.50
Others
2,669.97
309.10
-69.60
-2,474.94
-269.70
-65.36
1,143.17
325.06
224.45
53.46
Cash from Financing Activity
16,094.90
18,851.96
-3,172.88
2,548.48
6,049.72
13,489.53
8,173.71
6,765.94
5,430.53
3,907.07
Net Cash Inflow / Outflow
316.63
-178.72
-44.23
25.93
245.38
198.54
-92.85
201.59
33.64
-28.88
Opening Cash & Equivalents
586.53
765.18
808.53
782.60
537.22
338.69
431.54
235.67
202.03
234.37
Closing Cash & Equivalent
903.54
586.53
765.32
808.53
782.60
537.22
338.69
437.26
235.67
205.49

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
161.23
150.13
136.69
127.65
118.08
111.40
97.58
74.85
69.61
64.06
ROA
1.71%
2.21%
1.37%
0.89%
1.34%
2.76%
2.15%
1.09%
1.91%
2.57%
ROE
10.11%
11.71%
7.06%
5.36%
8.99%
17.28%
14.14%
7.92%
12.73%
16.50%
ROCE
8.75%
8.82%
7.46%
7.83%
9.41%
11.90%
10.73%
9.13%
10.81%
12.18%
Fixed Asset Turnover
9.09
9.27
10.78
12.92
16.56
22.05
20.45
21.30
22.61
24.31
Receivable days
3.14
2.35
1.93
1.62
1.64
1.94
1.84
1.10
0.96
1.13
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
157.42
212.77
216.02
148.33
166.79
190.27
Cash Conversion Cycle
3.14
2.35
1.93
1.62
-155.78
-210.83
-214.18
-147.24
-165.83
-189.13
Total Debt/Equity
4.94
4.40
3.69
4.14
5.51
5.23
4.22
5.86
5.28
4.93
Interest Cover
1.37
1.55
1.35
1.17
1.29
1.63
1.55
1.26
1.43
1.53

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Mahindra Finance gets nod to launch co-branded credit cards with RBL Bank
    28th Oct 2024, 16:27 PM

    These co-branded cards will be specifically designed to cater to a broad spectrum of Mahindra Finance’s customer base, offering enhanced benefits, loyalty programs, and milestone rewards

    Read More
  • Mahindra Finance’s Q2 consolidated net profit rises 36% to Rs 390 crore
    23rd Oct 2024, 12:28 PM

    Consolidated total income of the company increased by 15.94% at Rs 4,479.24 crore for Q2FY25

    Read More
  • Mah & Mah Finl. Serv - Quarterly Results
    22nd Oct 2024, 16:22 PM

    Read More
  • Mahindra Finance raises Rs 750.30 crore through NCDs
    8th Oct 2024, 14:29 PM

    The Committee of Directors have on October 8, 2024 approved the allotment of the same

    Read More
  • Mahindra Finance reports marginal fall in overall disbursement in Q2FY25
    4th Oct 2024, 16:14 PM

    Business Assets stood at around Rs 1,12,600 crore grew by around 20% over September 2023

    Read More
  • Mahindra Finance raises Rs 1250.46 crore through NCDs
    26th Sep 2024, 14:28 PM

    The Committee of Directors have on September 26, 2024 approved the allotment of the same

    Read More

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