Nifty
:
23250.10
Sensex
:
76295.36
-82.25 (-0.35%)
-322.08 (-0.42%)
Nifty
Sensex
:
:
23250.10
76295.36
-82.25 (-0.35%)
-322.08 (-0.42%)

Poonawalla Fincorp Ltd.

Finance - NBFC

Rating :
N/A

BSE: 524000 | NSE: POONAWALLA

NSE BSE
318.70
06-Feb-2025
  • Open
  • High
  • Low
  • Previous Close
  •  317.20
  •  320.80
  •  313.95
  •  317.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  1813885
  •  5764.20
  •  514.00
  •  267.20

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 28,171.90
  • 158.35
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 44,605.98
  • 0.55%
  • 3.35

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 62.36%
  • 2.06%
  • 13.42%
  • FII
  • DII
  • Others
  • 8.19%
  • 10.77%
  • 3.20%

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 2.82
  • 4.34
  • 26.39

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.15
  • 4.73
  • 34.06

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 24.76
  • 125.91
  • 77.01

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.04
  • 23.55
  • 38.20

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.24
  • 2.82
  • 3.75

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.57
  • 29.77
  • 24.73

Earnings Forecasts:

Description
2024
2025
2026
2027
Adj EPS
21.89
8.69
21.43
22.29
P/E Ratio
16.88
41.73
16.92
16.27
Revenue
3109
2872
3690
3892
EBITDA
2293
2550
3554
Net Income
1683
1258
1497
1377
ROA
7.1
3.7
4.3
3.6
P/B Ratio
3.44
3.65
3.21
3.31
ROE
22.39
11.76
15.69
16.6
FCFF
1163.28
FCFF Yield
2.69

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Net Sales
1,057.03
762.61
38.61%
988.87
738.65
33.88%
977.59
693.48
40.97%
915.00
576.73
58.65%
Expenses
631.70
178.14
254.61%
1,259.56
206.95
508.63%
271.60
194.44
39.68%
241.27
152.33
58.39%
EBITDA
425.33
584.47
-27.23%
-270.69
531.70
-
705.99
499.04
41.47%
673.73
424.40
58.75%
EBIDTM
40.24%
76.64%
-27.37%
71.98%
72.22%
71.96%
73.63%
73.59%
Other Income
0.14
11.15
-98.74%
7.63
6.62
15.26%
18.27
13.82
32.20%
6.73
3.98
69.10%
Interest
385.02
223.71
72.11%
351.59
215.51
63.14%
320.10
230.02
39.16%
281.06
173.18
62.29%
Depreciation
15.27
15.15
0.79%
15.80
14.74
7.19%
14.51
15.49
-6.33%
13.93
19.35
-28.01%
PBT
25.18
356.76
-92.94%
-630.45
1,124.59
-
389.65
267.35
45.75%
385.47
236.21
63.19%
Tax
6.45
91.62
-92.96%
-159.41
269.98
-
98.01
67.29
45.65%
53.77
55.84
-3.71%
PAT
18.73
265.14
-92.94%
-471.04
854.61
-
291.64
200.06
45.78%
331.70
180.37
83.90%
PATM
1.77%
34.77%
-47.63%
115.70%
29.83%
28.85%
36.25%
31.27%
EPS
0.24
3.45
-93.04%
-6.10
11.19
-
3.79
2.94
28.91%
4.30
2.58
66.67%

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Sales
3,938.49
3,109.01
1,938.58
1,540.01
2,318.90
2,513.43
2,457.22
2,290.96
2,512.65
2,649.65
2,354.78
Net Sales Growth
42.11%
60.38%
25.88%
-33.59%
-7.74%
2.29%
7.26%
-8.82%
-5.17%
12.52%
 
Cost Of Goods Sold
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Gross Profit
3,938.49
3,109.01
1,938.58
1,540.01
2,318.90
2,513.43
2,457.22
2,290.96
2,512.65
2,649.65
2,354.78
GP Margin
100.00%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
Total Expenditure
2,404.13
1,355.72
1,047.42
1,135.11
1,950.02
1,122.00
1,026.92
873.17
1,343.96
1,146.89
1,068.64
Power & Fuel Cost
-
5.89
7.03
3.75
4.61
7.37
8.59
7.17
6.96
6.56
6.91
% Of Sales
-
0.19%
0.36%
0.24%
0.20%
0.29%
0.35%
0.31%
0.28%
0.25%
0.29%
Employee Cost
-
444.42
514.80
409.86
381.53
447.91
436.64
368.03
293.32
317.22
361.82
% Of Sales
-
14.29%
26.56%
26.61%
16.45%
17.82%
17.77%
16.06%
11.67%
11.97%
15.37%
Manufacturing Exp.
-
166.57
108.04
59.34
38.56
54.09
73.56
69.41
219.00
214.35
214.83
% Of Sales
-
5.36%
5.57%
3.85%
1.66%
2.15%
2.99%
3.03%
8.72%
8.09%
9.12%
General & Admin Exp.
-
118.74
104.91
80.77
61.06
103.49
102.92
92.97
85.92
89.51
89.73
% Of Sales
-
3.82%
5.41%
5.24%
2.63%
4.12%
4.19%
4.06%
3.42%
3.38%
3.81%
Selling & Distn. Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
% Of Sales
-
0%
0%
0%
0%
0%
0%
0%
0%
0%
0%
Miscellaneous Exp.
-
625.99
319.67
585.14
1,468.87
516.51
413.81
342.76
745.72
525.82
0.00
% Of Sales
-
20.13%
16.49%
38.00%
63.34%
20.55%
16.84%
14.96%
29.68%
19.84%
17.08%
EBITDA
1,534.36
1,753.29
891.16
404.90
368.88
1,391.43
1,430.30
1,417.79
1,168.69
1,502.76
1,286.14
EBITDA Margin
38.96%
56.39%
45.97%
26.29%
15.91%
55.36%
58.21%
61.89%
46.51%
56.72%
54.62%
Other Income
32.77
573.97
509.14
542.25
33.58
59.96
184.09
37.90
57.91
34.14
204.86
Interest
1,337.77
950.30
595.28
508.64
1,100.45
1,293.82
1,122.23
1,117.49
1,131.30
1,191.60
1,232.94
Depreciation
59.51
59.31
61.41
49.49
56.25
74.79
50.46
49.22
48.50
39.48
34.57
PBT
169.85
1,317.65
743.61
389.02
-754.25
82.78
441.70
288.98
46.79
305.82
223.49
Tax
-1.18
482.65
181.19
92.49
-189.80
54.72
138.35
53.96
34.06
92.34
36.22
Tax Rate
-0.69%
22.62%
24.13%
23.78%
25.16%
66.10%
31.32%
18.67%
72.79%
30.19%
16.21%
PAT
171.03
1,651.21
568.76
297.74
-564.45
28.06
303.34
235.02
20.45
211.38
180.67
PAT before Minority Interest
171.03
1,651.52
569.81
298.03
-564.45
28.06
303.34
235.02
12.73
213.48
187.27
Minority Interest
0.00
-0.31
-1.05
-0.29
0.00
0.00
0.00
0.00
7.72
-2.10
-6.60
PAT Margin
4.34%
53.11%
29.34%
19.33%
-24.34%
1.12%
12.34%
10.26%
0.81%
7.98%
7.67%
PAT Growth
-88.60%
190.32%
91.03%
-
-
-90.75%
29.07%
1,049.24%
-90.33%
17.00%
 
EPS
2.20
21.22
7.31
3.83
-7.26
0.36
3.90
3.02
0.26
2.72
2.32

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
8,167.08
6,861.40
6,055.95
2,194.30
2,748.00
2,743.89
1,972.02
2,172.13
2,164.30
1,787.48
Share Capital
154.11
153.59
152.98
53.92
53.90
53.86
47.41
47.39
60.37
170.64
Total Reserves
7,949.44
6,589.09
5,880.22
2,123.22
2,681.06
2,678.16
1,921.01
2,122.37
2,101.10
1,616.09
Non-Current Liabilities
8,991.67
7,206.15
6,811.67
4,966.87
4,754.63
3,816.58
2,410.03
3,315.43
3,623.55
3,808.34
Secured Loans
8,734.99
6,879.96
6,407.82
4,404.68
3,966.61
2,916.19
2,619.46
2,095.77
2,419.32
2,663.01
Unsecured Loans
411.56
365.27
588.39
833.44
856.24
1,013.30
0.00
1,013.52
893.84
905.61
Long Term Provisions
8.54
8.60
12.49
22.91
25.60
24.67
28.84
225.88
349.19
232.60
Current Liabilities
6,764.73
4,331.42
3,375.78
5,756.84
7,643.27
10,091.23
10,274.03
8,080.73
9,655.95
9,246.85
Trade Payables
3.37
2.02
15.13
94.09
25.06
369.66
322.38
218.90
183.35
225.40
Other Current Liabilities
827.78
455.05
448.03
467.82
453.69
517.95
444.45
2,292.57
2,336.64
2,567.25
Short Term Borrowings
5,933.58
3,874.35
2,912.62
5,194.93
7,164.52
9,203.62
9,507.20
5,480.23
7,004.56
6,329.55
Short Term Provisions
0.00
0.00
0.00
0.00
0.00
0.00
0.00
89.04
131.40
124.65
Total Liabilities
23,923.48
18,410.74
16,245.68
12,918.01
15,145.90
16,651.70
14,656.08
13,602.49
15,485.72
14,882.48
Net Block
194.13
221.43
214.21
199.37
241.84
199.14
206.59
277.72
265.42
211.81
Gross Block
299.06
363.97
328.29
329.86
337.62
259.72
234.86
497.25
442.92
359.50
Accumulated Depreciation
104.93
142.54
114.08
130.48
95.79
60.58
28.27
219.53
177.51
147.69
Non Current Assets
22,650.82
15,811.37
15,195.65
11,842.26
14,055.86
15,469.94
14,025.29
8,878.48
10,249.69
9,787.58
Capital Work in Progress
0.26
4.56
0.46
0.18
6.62
3.85
1.08
7.53
13.04
8.75
Non Current Investment
224.28
241.77
0.00
177.44
150.60
141.15
140.26
472.93
324.15
307.97
Long Term Loans & Adv.
181.89
123.33
125.56
100.97
109.62
117.72
106.94
98.31
16.73
23.27
Other Non Current Assets
3.78
1.67
4.64
3.07
0.74
1.45
0.00
197.62
134.92
136.13
Current Assets
1,221.96
1,340.09
867.41
1,075.75
1,090.04
1,181.75
630.78
4,724.00
5,236.03
5,094.90
Current Investments
654.05
268.37
0.00
0.00
0.00
0.00
0.00
73.56
75.53
105.82
Inventories
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Sundry Debtors
28.66
20.67
14.03
12.92
9.91
10.97
3.72
6.75
7.05
7.55
Cash & Bank
268.54
657.43
596.97
774.69
708.28
956.85
406.70
353.31
408.38
626.83
Other Current Assets
270.71
83.67
109.63
97.85
371.84
213.94
220.36
4,290.38
4,745.06
4,354.70
Short Term Loans & Adv.
192.94
309.95
146.78
190.30
128.53
43.85
42.18
4,159.60
4,614.23
4,221.78
Net Current Assets
-5,542.77
-2,991.33
-2,508.37
-4,681.09
-6,553.23
-8,909.47
-9,643.25
-3,356.73
-4,419.92
-4,151.94
Total Assets
23,872.78
17,151.46
16,063.06
12,918.01
15,145.90
16,651.69
14,656.07
13,602.48
15,485.72
14,882.48

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
-7,556.49
-5,063.87
-2,873.22
1,644.30
998.24
-923.27
389.52
0.00
0.00
0.00
PBT
2,176.24
905.19
491.68
-748.77
81.78
441.70
288.98
0.00
0.00
0.00
Adjustment
-702.18
14.92
151.37
1,496.24
559.53
304.49
355.06
0.00
0.00
0.00
Changes in Working Capital
-8,367.00
-5,929.22
-3,464.82
901.21
345.63
-1,627.66
-150.90
0.00
0.00
0.00
Cash after chg. in Working capital
-6,892.94
-5,009.11
-2,821.77
1,648.68
986.94
-881.47
493.14
0.00
0.00
0.00
Interest Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Tax Paid
-663.55
-54.76
-51.45
-4.38
11.29
-41.80
-103.62
0.00
0.00
0.00
Other Direct Exp. Paid
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Extra & Other Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
2,969.35
-283.12
-32.85
81.35
-280.70
-97.85
-35.62
0.00
0.00
0.00
Net Fixed Assets
54.91
-44.01
-9.69
21.07
-74.47
-26.95
213.54
-44.38
-39.02
-52.10
Net Investments
-368.19
309.57
-390.71
-26.58
-100.00
3.15
274.64
-122.06
-216.72
79.35
Others
3,282.63
-548.68
367.55
86.86
-106.23
-74.05
-523.80
166.44
255.74
-27.25
Cash from Financing Activity
4,330.67
5,748.47
2,902.96
-1,573.78
-1,082.56
1,490.50
-386.99
0.00
0.00
0.00
Net Cash Inflow / Outflow
-256.47
401.48
-3.11
151.86
-365.02
469.38
-33.09
0.00
0.00
0.00
Opening Cash & Equivalents
511.65
354.71
357.82
205.96
570.98
101.60
134.69
0.00
0.00
0.00
Closing Cash & Equivalent
255.18
756.19
354.71
357.82
205.96
570.98
101.60
0.00
0.00
0.00

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value (Rs.)
105.17
87.80
78.88
80.75
101.48
101.44
83.05
91.57
90.72
86.87
ROA
7.01%
2.89%
2.04%
-4.02%
0.18%
1.94%
1.66%
0.09%
1.41%
1.33%
ROE
22.25%
8.92%
7.26%
-22.98%
1.03%
12.91%
11.36%
0.59%
11.23%
11.86%
ROCE
14.96%
7.93%
6.29%
2.53%
8.99%
10.43%
10.68%
8.97%
10.92%
11.56%
Fixed Asset Turnover
9.38
5.60
4.68
6.95
8.42
9.94
6.26
5.35
6.60
7.26
Receivable days
2.90
3.27
3.19
1.80
1.52
1.09
0.83
1.00
1.01
1.79
Inventory Days
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Payable days
0.00
0.00
0.00
0.00
0.00
220.45
198.60
128.96
128.51
145.82
Cash Conversion Cycle
2.90
3.27
3.19
1.80
1.52
-219.36
-197.77
-127.96
-127.50
-144.03
Total Debt/Equity
1.86
1.65
1.64
4.79
4.38
4.81
6.16
4.64
5.48
6.51
Interest Cover
3.25
2.26
1.77
0.31
1.06
1.39
1.26
1.04
1.26
1.18

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Poonawalla Fincorp unveils AI-powered underwriting solution
    24th Mar 2025, 09:09 AM

    The AI solution integrates LLM and ML platforms to create an automated and intelligent credit decisioning system

    Read More
  • Poonawalla Fincorp launches commercial vehicle secured loan business
    17th Mar 2025, 10:08 AM

    As part of this launch, PFL has also introduced a technology solution aligned with its risk-first approach

    Read More
  • Poonawalla Fincorp forays into education loans business
    10th Mar 2025, 09:44 AM

    This seamless, technology-driven financing experience is available to both new and existing PFL customers

    Read More
  • Poonawalla Fincorp launches PL Prime Digital 24x7
    3rd Mar 2025, 16:43 PM

    The PL Prime Digital 24x7 will be available on the company’s mobile app, website and with authorised partners

    Read More
  • Poonawalla Fincorp - Quarterly Results
    31st Jan 2025, 16:31 PM

    Read More
  • Poonawalla Fincorp raises Rs 150 crore through NCDs
    13th Jan 2025, 17:54 PM

    Maturity of the said NCDs will be on November 07, 2029

    Read More
  • Poonawalla Fincorp’s total disbursements rise 13% Q-o-Q in Q3
    6th Jan 2025, 11:58 AM

    Its Assets Under Management grew by 41.0% Year-on-Year

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.