Nifty

:

23587.50

Sensex

:

78041.59

-364.20 (-1.52%)
-1176.46 (-1.49%)

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Nifty
Sensex

:
:

23587.50
78041.59

-364.20 (-1.52%)
-1176.46 (-1.49%)

SBFC Finance Ltd.

Finance - NBFC

Rating :

N/A

BSE: 543959 | NSE: SBFC

Watchlist

NSE BSE

84.54

20-Dec-2024

Open
High
Low
Previous Close

87.10
87.97
84.23
86.75

Volume
Traded Value (lacs)
52 Week High
52 Week Low

1639521
1404.38
105.81
72.40

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

9,209.52
30.64
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

12,575.39
N/A
3.09

Chart

Price | P:E | P:BV | EV:EBITDA | MCap:Sales | EPS

Revenue CAGR (%)

10 Years
5 Years
3 Years

-
-
24.41

EBITDA CAGR (%)

10 Years
5 Years
3 Years

-
-
16.55

PAT CAGR (%)

10 Years
5 Years
3 Years

-
-
54.32

P:E (Median)

8 Years
5 Years
3 Years

-
-
-

P:BV (Average)

8 Years
5 Years
3 Years

-
-
-

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
-
-

Earnings Forecasts:

Description 2024 2025 2026 2027
Adj EPS 2.21 3.1 3.92 4.91
P/E Ratio 38.83 27.63 21.87 17.46
Revenue 1901 883 1093 1319
EBITDA 754
Net Income 237 332 422 526
ROA 3.7 4 4.1 4.1
P/Bk Ratio 3.31 2.99 2.64 2.3
ROE 10.53 11.28 12.67 13.73
FCFF -1166.26
FCFF Yield -9.01

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Net Sales 313.89 246.31 27.44% 297.50 229.59 29.58% 278.80 207.56 34.32% 263.84 189.42 39.29%
Expenses 99.83 83.47 19.60% 93.87 75.42 24.46% 90.60 68.80 31.69% 90.21 62.81 43.62%
EBITDA 214.06 162.84 31.45% 203.63 154.17 32.08% 188.20 138.75 35.64% 173.63 126.61 37.14%
EBIDTM 68.20% 66.11% 68.45% 67.15% 67.50% 66.85% 65.81% 66.84%
Other Income 0.30 0.20 50.00% 0.01 0.34 -97.06% 0.65 1.12 -41.96% 0.09 4.97 -98.19%
Interest 100.38 89.16 12.58% 94.76 88.61 6.94% 88.30 78.70 12.20% 84.58 75.74 11.67%
Depreciation 3.85 3.25 18.46% 3.75 3.12 20.19% 3.63 3.08 17.86% 3.42 3.17 7.89%
PBT 110.13 70.63 55.93% 105.12 62.79 67.42% 96.92 58.09 66.84% 85.73 52.67 62.77%
Tax 26.15 18.02 45.12% 26.41 15.82 66.94% 23.49 15.32 53.33% 21.71 13.35 62.62%
PAT 83.98 52.61 59.63% 78.72 46.97 67.60% 73.43 42.76 71.73% 64.02 39.31 62.86%
PATM 26.76% 21.36% 26.46% 20.46% 26.34% 20.60% 24.26% 20.75%
EPS 0.78 0.49 59.18% 0.73 0.44 65.91% 0.68 0.40 70.00% 0.59 0.37 59.46%

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Net Sales 314.23 246.31 27.58% 297.76 229.59 29.69% 278.90 0.00 0 263.84 0.00 0
Expenses 99.89 83.48 19.66% 93.87 75.42 24.46% 90.41 0.00 0 90.43 0.00 0
EBITDA 214.33 162.83 31.63% 203.89 154.16 32.26% 188.49 0.00 0 173.42 0.00 0
EBIDTM 68.21% 66.11% 68.47% 67.15% 67.58% 0.00% 65.73% 0.00%
Other Income 0.28 0.20 40.00% 0.01 0.34 -97.06% 0.65 0.00 0 0.09 0.00 0
Interest 100.38 89.16 12.58% 94.76 88.61 6.94% 88.30 0.00 0 84.58 0.00 0
Depreciation 3.85 3.25 18.46% 3.75 3.12 20.19% 3.63 0.00 0 3.42 0.00 0
PBT 110.39 70.62 56.32% 105.38 62.78 67.86% 97.21 0.00 0 85.52 0.00 0
Tax 26.23 18.02 45.56% 26.47 15.82 67.32% 23.54 0.00 0 21.66 0.00 0
PAT 84.16 52.60 60.00% 78.91 46.96 68.04% 73.67 0.00 0 63.86 0.00 0
PATM 26.78% 21.36% 26.50% 20.46% 26.41% 0.00% 24.20% 0.00%
EPS 0.78 0.50 56.00% 0.74 0.51 45.10% 0.69 0.00 0 0.60 0.00 0

Annual Results

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description TTM Mar 24 Mar 23 Mar 22 Mar 21
Net Sales 1,154.03 1,018.54 732.81 529.05 507.10 Net Sales Growth 32.21% 38.99% 38.51% 4.33% Cost Of Goods Sold 0.00 0.00 0.00 0.00 0.00 Gross Profit 1,154.03 1,018.54 732.81 529.05 507.10 GP Margin 100.00% 100% 100% 100% 100% Total Expenditure 374.51 337.85 248.01 212.48 148.60 Power & Fuel Cost - 2.33 1.88 1.33 0.91 % Of Sales - 0.23% 0.26% 0.25% 0.18% Employee Cost - 217.13 160.12 109.53 84.18 % Of Sales - 21.32% 21.85% 20.70% 16.60% Manufacturing Exp. - 34.00 25.08 21.75 17.25 % Of Sales - 3.34% 3.42% 4.11% 3.40% General & Admin Exp. - 36.08 27.68 26.52 12.59 % Of Sales - 3.54% 3.78% 5.01% 2.48% Selling & Distn. Exp. - 0.00 0.00 0.00 0.00 % Of Sales - 0% 0% 0% 0% Miscellaneous Exp. - 50.63 35.12 54.69 34.57 % Of Sales - 4.97% 4.79% 10.34% 6.82% EBITDA 779.52 680.69 484.80 316.57 358.50 EBITDA Margin 67.55% 66.83% 66.16% 59.84% 70.70% Other Income 1.05 1.28 7.55 3.98 4.43 Interest 368.02 352.50 278.19 222.07 239.33 Depreciation 14.65 13.41 12.71 11.78 9.54 PBT 397.90 316.06 201.45 86.70 114.06 Tax 97.76 79.04 51.65 22.18 29.05 Tax Rate 24.57% 25.01% 25.64% 25.58% 25.47% PAT 300.15 237.02 149.80 64.52 85.01 PAT before Minority Interest 300.15 237.02 149.80 64.52 85.01 Minority Interest 0.00 0.00 0.00 0.00 0.00 PAT Margin 26.01% 23.27% 20.44% 12.20% 16.76% PAT Growth 65.24% 58.22% 132.18% -24.10% EPS 2.79 2.20 1.39 0.60 0.79

Description TTM Mar 24 Mar 23 Mar 22
Net Sales - 1,018.64 732.81 529.05 Net Sales Growth - 39.00% 38.51% Cost Of Goods Sold - 0.00 0.00 0.00 Gross Profit - 1,018.64 732.81 529.05 GP Margin - 100% 100% 100% Total Expenditure - 337.87 248.09 212.48 Power & Fuel Cost - 2.33 1.88 1.33 % Of Sales - 0.23% 0.26% 0.25% Employee Cost - 217.13 160.12 109.53 % Of Sales - 21.32% 21.85% 20.70% Manufacturing Exp. - 34.00 25.08 21.75 % Of Sales - 3.34% 3.42% 4.11% General & Admin Exp. - 36.10 27.76 26.52 % Of Sales - 3.54% 3.79% 5.01% Selling & Distn. Exp. - 0.00 0.00 0.00 % Of Sales - 0% 0% 0% Miscellaneous Exp. - 50.63 35.12 54.69 % Of Sales - 4.97% 4.79% 10.34% EBITDA - 680.77 484.72 316.57 EBITDA Margin - 66.83% 66.15% 59.84% Other Income - 1.28 7.55 3.98 Interest - 352.50 278.19 222.07 Depreciation - 13.41 12.71 11.78 PBT - 316.14 201.37 86.70 Tax - 79.03 51.63 22.18 Tax Rate - 25.00% 25.64% 25.58% PAT - 237.10 149.74 64.52 PAT before Minority Interest - 237.10 149.74 64.52 Minority Interest - 0.00 0.00 0.00 PAT Margin - 23.28% 20.43% 12.20% PAT Growth - 58.34% 132.08% EPS - 2.20 1.39 0.60

Results Balance Sheet

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21
Shareholder's Funds 2,778.26 1,727.33 1,287.17 1,205.11 Share Capital 1,071.89 889.57 806.80 796.67 Total Reserves 1,677.38 807.61 458.98 386.75 Non-Current Liabilities 4,007.25 3,691.55 2,959.61 2,791.89 Secured Loans 3,996.02 3,678.81 2,939.91 2,768.17 Unsecured Loans 0.00 0.00 0.00 0.00 Long Term Provisions 0.23 0.13 0.25 0.23 Current Liabilities 481.35 327.63 336.89 276.52 Trade Payables 22.05 12.85 12.12 5.90 Other Current Liabilities 255.41 254.73 256.14 228.30 Short Term Borrowings 0.00 60.00 0.00 0.00 Short Term Provisions 203.89 0.05 68.63 42.32 Total Liabilities 7,266.86 5,746.51 4,583.67 4,273.52 Net Block 299.87 296.40 299.38 301.11 Gross Block 343.61 327.85 327.93 318.94 Accumulated Depreciation 43.74 31.45 28.55 17.82 Non Current Assets 6,372.68 5,143.16 3,534.24 3,162.81 Capital Work in Progress 1.53 0.75 0.00 0.33 Non Current Investment 227.91 427.24 249.47 788.90 Long Term Loans & Adv. 6.88 3.47 2.97 2.26 Other Non Current Assets 0.00 0.00 0.00 0.00 Current Assets 894.17 603.35 1,049.43 1,110.71 Current Investments 199.25 179.41 598.65 695.35 Inventories 0.00 0.00 0.00 0.00 Sundry Debtors 14.58 10.83 8.27 3.89 Cash & Bank 465.80 400.76 335.29 341.38 Other Current Assets 214.54 11.24 2.41 5.40 Short Term Loans & Adv. 211.60 1.12 104.81 64.69 Net Current Assets 412.82 275.72 712.54 834.19 Total Assets 7,266.85 5,746.51 4,583.67 4,273.52

Description Mar 24 Mar 23 Mar 22
Shareholder's Funds 2,778.07 1,727.27 1,287.17 Share Capital 1,071.89 889.57 806.80 Total Reserves 1,677.19 807.54 458.98 Non-Current Liabilities 4,007.25 3,691.53 2,959.61 Secured Loans 3,996.02 3,678.81 2,939.91 Unsecured Loans 0.00 0.00 0.00 Long Term Provisions 0.23 0.13 0.25 Current Liabilities 481.36 549.52 336.89 Trade Payables 22.06 12.86 12.12 Other Current Liabilities 255.41 254.73 256.14 Short Term Borrowings 0.00 60.00 0.00 Short Term Provisions 203.89 221.93 68.63 Total Liabilities 7,266.68 5,968.32 4,583.67 Net Block 299.87 296.40 299.38 Gross Block 343.61 327.85 327.93 Accumulated Depreciation 43.74 31.45 28.55 Non Current Assets 6,409.22 5,248.56 3,534.24 Capital Work in Progress 1.53 0.75 0.00 Non Current Investment 264.45 532.63 249.47 Long Term Loans & Adv. 6.88 3.47 2.97 Other Non Current Assets 0.00 0.00 0.00 Current Assets 857.45 719.76 1,049.43 Current Investments 141.66 73.96 598.65 Inventories 0.00 0.00 0.00 Sundry Debtors 14.58 10.83 8.27 Cash & Bank 486.92 400.81 335.29 Other Current Assets 214.30 11.17 2.41 Short Term Loans & Adv. 211.64 223.00 104.81 Net Current Assets 376.10 170.25 712.54 Total Assets 7,266.67 5,968.32 4,583.67

Cash Flow

Standalone Figures in Rs. Crores /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21
Cash From Operating Activity -1,155.36 -1,244.59 -821.64 -275.20 PBT 316.06 201.45 86.70 114.06 Adjustment 91.60 27.93 36.69 7.84 Changes in Working Capital -1,473.01 -1,411.70 -903.65 -353.62 Cash after chg. in Working capital -1,065.35 -1,182.33 -780.27 -231.72 Interest Paid 0.00 0.00 0.00 0.00 Tax Paid -90.00 -62.27 -41.37 -43.48 Other Direct Exp. Paid 0.00 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 0.00 Cash From Investing Activity 158.37 205.87 651.82 375.06 Net Fixed Assets -16.54 -0.67 -8.66 Net Investments 179.49 241.47 636.13 Others -4.58 -34.93 24.35 Cash from Financing Activity 1,037.41 1,071.01 183.03 -186.66 Net Cash Inflow / Outflow 40.43 32.28 13.20 -86.80 Opening Cash & Equivalents 183.76 151.48 138.27 225.07 Closing Cash & Equivalent 224.19 183.76 151.48 138.27

Description Mar 24 Mar 23 Mar 22
Cash From Operating Activity -1,155.17 -1,244.59 -821.64 PBT 316.14 201.37 86.70 Adjustment 91.51 27.93 36.69 Changes in Working Capital -1,472.81 -1,411.62 -903.65 Cash after chg. in Working capital -1,065.17 -1,182.33 -780.27 Interest Paid 0.00 0.00 0.00 Tax Paid -90.00 -62.27 -41.37 Other Direct Exp. Paid 0.00 0.00 0.00 Extra & Other Items 0.00 0.00 0.00 Cash From Investing Activity 159.37 205.92 651.82 Net Fixed Assets -16.54 -0.67 Net Investments 179.49 241.47 Others -3.58 -34.88 Cash from Financing Activity 1,037.20 1,071.01 183.03 Net Cash Inflow / Outflow 41.40 32.33 13.20 Opening Cash & Equivalents 183.81 151.48 138.27 Closing Cash & Equivalent 225.21 183.81 151.48

Financial Ratios

Standalone /

Consolidated

Right to Left

Description Mar 24 Mar 23 Mar 22 Mar 21
Book Value (Rs.) 25.65 19.08 15.69 14.85 ROA 3.64% 2.90% 1.46% 2.00% ROE 10.66% 10.11% 5.27% 7.81% ROCE 10.92% 9.90% 7.53% 8.79% Fixed Asset Turnover 3.03 2.23 1.64 1.63 Receivable days 4.55 4.76 4.19 2.63 Inventory Days 0.00 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 0.00 Cash Conversion Cycle 4.55 4.76 4.19 2.63 Total Debt/Equity 1.45 2.20 2.32 2.34 Interest Cover 1.90 1.72 1.39 1.48

Description Mar 24 Mar 23 Mar 22
Book Value (Rs.) 25.65 19.08 15.69 ROA 3.58% 2.84% 1.41% ROE 10.67% 10.11% 5.10% ROCE 10.93% 9.89% 7.30% Fixed Asset Turnover 3.03 2.23 1.61 Receivable days 4.55 4.76 5.70 Inventory Days 0.00 0.00 0.00 Payable days 0.00 0.00 0.00 Cash Conversion Cycle 4.55 4.76 5.70 Total Debt/Equity 1.45 2.20 2.32 Interest Cover 1.90 1.72 1.39

Top Investors:

sbi small cap fund

amansa investments ltd

aditya birla sun life trustee private limited a/c

malabar india fund limited

massachusetts institute of technology

steadview capital mauritius limited

custody bank of japan, ltd. re: rb amundi india sm

malabar select fund

mahesh kanyalal dayani

Annual Reports:

News Update:

SBFC Finance gets corporate agency license from IRDAI
26th Nov 2024, 15:28 PM

The company will be able to solicit insurance products to its customers as a Corporate Agent
Read More
SBFC Finance - Quarterly Results
26th Oct 2024, 16:40 PM

Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.

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