Bandhan Bank, 541153, BANDHANBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

27,386.51
9.71
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

28,365.35
0.88%
1.15

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

-
-20.84
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

128.29
-5.91
160.73

PAT CAGR (%)

10 Years
5 Years
3 Years

2.45
2.08

P:E (Median)

8 Years
5 Years
3 Years

-
16.70
12.53

P:BV (Average)

8 Years
5 Years
3 Years

-
2.45
2.08

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
8.42
7.24

Quarterly Results

Standalone Figures in Rs. Crores

Description Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var%
Interest Earned 5,499.82 4,491.93 22.44% 5,535.82 4,522.91 22.40% 5,189.34 4,268.25 21.58% 4,665.43 3,807.64 22.53%
Interest Exp. 2,551.55 2,048.57 24.55% 2,530.80 2,032.29 24.53% 2,323.07 1,796.48 29.31% 2,140.07 1,727.21 23.90%
Net Interest Income 2,948.26 2,443.36 20.66% 3,005.03 2,490.62 20.65% 2,866.27 2,471.77 15.96% 2,525.36 2,080.43 21.39%
NIM 0.00 7.20 -100.00% 7.60 7.30 4.11% 7.60 7.30 4.11% 7.20 6.50 10.77%
Other Income 594.72 540.25 10.08% 527.54 385.12 36.98% 694.12 629.14 10.33% 545.16 1,033.31 -47.24%
Total Income 6,094.53 5,032.19 21.11% 6,063.36 4,908.03 23.54% 5,883.46 4,897.39 20.13% 5,210.59 4,840.94 7.64%
Operating Exp. 1,687.88 1,400.22 20.54% 1,591.67 1,313.44 21.18% 1,721.91 1,305.26 31.92% 1,415.21 1,191.56 18.77%
Operating Profit 1,855.10 1,583.40 17.16% 1,940.89 1,562.30 24.23% 1,838.48 1,795.65 2.39% 1,655.31 1,922.17 -13.88%
Provision 606.24 636.15 -4.70% 523.00 602.09 -13.14% 1,774.33 734.77 141.48% 684.01 1,541.50 -55.63%
PBT 1,248.86 947.25 31.84% 1,417.89 960.21 47.66% 64.15 1,060.88 -93.95% 971.30 380.68 155.15%
PBTM 22.71 21.09 7.68% 25.61 21.23 20.63% 1.24 24.86 -95.01% 20.82 10.00 108.20%
TAX 311.41 226.08 37.74% 354.43 239.16 48.20% 9.53 252.59 -96.23% 238.58 90.11 164.77%
PAT 937.45 721.17 29.99% 1,063.46 721.05 47.49% 54.63 808.29 -93.24% 732.72 290.57 152.17%
PATM 17.05% 16.05% 19.21% 15.94% 1.05% 18.94% 15.71% 7.63%
EPS 5.82 4.48 29.91% 6.60 4.48 47.32% 0.34 5.02 -93.23% 4.55 1.80 152.78%
Gross NPA 6,105.30 7,873.83 -22.46% 5,304.36 6,960.40 -23.79% 4,784.88 5,298.63 -9.70% 8,135.54 6,964.76 16.81%
Gross NPA% 4.68 7.32 -36.07% 4.23 6.76 -37.43% 3.84 4.87 -21.15% 7.02 7.15 -1.82%
Net NPA 1,620.20 2,365.19 -31.50% 1,396.43 2,140.71 -34.77% 1,347.61 1,228.27 9.72% 2,439.57 1,711.30 42.56%
Net NPA% 1.29 2.32 -44.40% 1.15 2.18 -47.25% 1.11 1.17 -5.13% 2.21 1.86 18.82%
CASA 0.00 38.50 -100.00% 33.40 36.00 -7.22% 37.10 39.30 -5.60% 36.10 36.40 -0.82%

Description Jun 24 Jun 23 Var% Mar 24 Mar 23 Var% Dec 23 Dec 22 Var% Sep 23 Sep 22 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Interest Income 11,344.92 10,325.61 9,259.62 8,714.47 7,563.35 6,323.91 4,495.42 3,032.24 2,403.50 932.83 0.00 Interest Earned 20,890.41 18,869.62 15,904.70 13,871.57 12,524.21 10,885.49 6,643.37 4,802.30 3,908.71 1,581.36 0.00 Interest Expended 9,545.49 8,544.01 6,645.08 5,157.10 4,960.86 4,561.58 2,147.95 1,770.06 1,505.21 648.53 0.00 Int. income Growth 19.59% 11.51% 6.26% 15.22% 19.60% 40.67% 48.25% 26.16% 157.66% 0 Other Income 2,361.54 2,164.65 2,468.55 2,822.50 2,022.25 1,549.20 1,063.05 706.18 411.41 149.89 7.95 Total Income 23,251.94 12,490.26 11,728.17 11,536.97 9,585.60 7,873.11 5,558.47 3,738.42 2,814.91 1,082.72 7.95 Total Expenditure 6,416.67 9,309.77 8,692.54 11,298.30 6,533.89 3,739.43 2,467.25 1,596.60 1,043.59 633.45 7.38 Employee Cost - 3,542.92 2,715.07 2,134.88 1,664.63 1,367.04 1,008.69 687.98 545.57 325.07 1.42 % Of Sales - 18.78% 17.07% 15.39% 13.29% 12.56% 15.18% 14.33% 13.96% 20.56% 0 Opt. & Establishment Exp. - 2,545.44 2,064.40 1,498.72 1,255.31 1,139.76 879.77 706.25 543.29 326.62 4.23 % Of Sales - 13.49% 12.98% 10.80% 10.02% 10.47% 13.24% 14.71% 13.90% 20.65% 0 Provisions - 3,696.57 4,198.37 7,884.78 3,820.07 1,393.15 735.13 374.21 88.43 53.30 1.73 % Of Sales - 19.59% 26.40% 56.84% 30.50% 12.80% 11.07% 7.79% 2.26% 3.37% 0 EBITDA 7,289.79 3,180.49 3,035.63 238.67 3,051.71 4,133.68 3,091.22 2,141.82 1,771.32 449.27 -7.38 EBITDA Margin 69.28% 30.80% 32.78% 2.74% 40.35% 65.37% 68.76% 70.63% 73.70% 48.16% 0 Depreciation 0.00 237.58 142.65 110.04 103.06 80.26 78.17 85.92 66.85 35.77 0.00 PBT 3,702.20 2,942.91 2,892.98 128.62 2,948.66 4,053.42 3,013.05 2,055.90 1,704.47 413.51 0.58 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 913.95 713.35 698.34 2.83 743.20 1,029.68 1,061.55 710.34 592.52 138.26 0.00 Tax Rate 24.69% 24.24% 24.14% 2.20% 25.20% 25.40% 35.23% 34.55% 34.76% 33.44% 0.00% PAT 2,788.26 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 PAT before Minority Interest 2,788.26 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 20.34% 17.85% 18.71% 1.09% 23.01% 38.41% 35.11% 35.99% 39.50% 25.42% 7.30% PAT Growth 9.73% 1.59% 1644.69% -94.30% -27.06% 54.94% 45.03% 21.01% 303.98% 47356.90% EPS 17.31 13.84 13.62 0.78 13.69 18.77 12.11 8.35 6.90 1.71 0.00

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 21,609.64 19,584.15 17,381.15 17,408.18 15,195.46 11,201.75 9,381.95 4,446.46 Share Capital 1,610.97 1,610.84 1,610.77 1,610.60 1,610.25 1,193.08 1,192.80 1,095.14 Total Reserves 19,954.48 17,961.37 15,765.15 15,797.58 13,585.21 10,008.66 8,189.14 3,351.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 1,35,201.99 1,08,064.69 96,330.61 77,972.22 57,081.50 43,231.62 33,869.00 23,228.66 Borrowings 16,371.52 24,710.82 19,921.23 16,960.36 16,379.18 521.35 285.00 1,028.94 Other Liabilities & Provisions 4,658.51 3,677.43 5,362.18 2,675.41 3,061.66 1,486.99 774.11 1,532.04 Total Liabilities 1,77,841.66 1,56,037.09 1,38,995.17 1,15,016.17 91,717.80 56,441.71 44,310.06 30,236.10 Net Block 959.07 508.92 414.58 431.96 347.27 222.23 238.13 251.79 Gross Block 1,846.31 1,162.54 955.29 875.02 709.03 488.76 426.57 354.34 Accumulated Depreciation 887.23 653.63 540.71 443.06 361.77 266.53 188.44 102.56 Total Non-Current Assets 1,67,768.31 1,46,226.98 1,32,962.87 1,13,483.30 90,703.40 55,814.72 43,833.70 29,972.36 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 214.36 345.68 173.30 54.75 21.50 108.97 0.00 0.00 Cash and balance with RBI 15,392.68 7,326.58 4,942.56 3,335.39 6,344.91 3,879.15 2,837.07 6,012.07 Balance with banks and money at call 777.84 923.14 4,378.79 2,892.93 2,008.00 1,923.50 2,673.52 1,352.93 Investments 29,287.58 32,365.89 29,078.71 25,155.39 15,351.77 10,037.48 8,371.94 5,516.49 Advances 1,21,136.78 1,04,756.77 93,974.93 81,612.88 66,629.95 39,643.39 29,713.04 16,839.08 Other Assets 10,073.34 9,810.12 6,032.30 1,532.88 1,014.41 626.98 476.37 263.74 Total Assets 1,77,841.65 1,56,037.10 1,38,995.17 1,15,016.18 91,717.81 56,441.70 44,310.07 30,236.10 Contingent Liabilities 9,214.44 8,277.46 12,405.53 1,341.91 466.58 120.94 76.24 23.63 Bills for collection 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 Adjusted Book Value 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 14,808.42 -4,244.62 902.19 -909.18 6,583.01 2,695.40 -2,598.80 8,885.19 PBT 2,942.91 2,892.98 128.62 2,948.65 4,053.42 3,013.05 2,055.90 1,704.47 Adjustment 2,280.16 3,778.42 6,799.21 2,969.73 874.74 482.74 460.14 155.57 Adjustments for Liabilities & Assets 10,714.44 -10,198.69 -5,336.13 -5,738.70 2,786.22 296.16 -4,305.20 7,606.62 Refund/(Payment) of direct taxes -1,129.09 -717.33 -689.52 -1,088.87 -1,131.37 -1,096.56 -809.63 -581.47 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,690.98 -1,617.94 -611.83 -1,803.87 -5,311.54 -2,373.19 -2,236.60 -2,670.90 Net Fixed Assets -552.45 -379.63 -198.82 -199.24 -132.80 -171.16 -72.23 Other Investment Activity -3678.61 -2120.05 -2932.46 -6241.31 -3103.72 -2834.33 -3097.47 Cash from Financing Activity -8,578.53 4,791.25 2,802.80 588.45 154.20 104.65 2,846.00 -2,022.71 Closing Cash & Equivalent 16,168.36 8,247.50 9,318.80 6,227.81 8,352.41 5,802.18 5,375.33 7,364.73 Net Cash Inflow / Outflow 7,920.87 -1,071.30 3,093.16 -2,124.61 1,425.67 426.86 -1,989.41 4,191.59 Opening Cash & Equivalents 8,247.50 9,318.80 6,225.64 8,352.41 5,802.18 5,375.33 7,364.73 3,173.15

Financial Ratios

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60 30.45 NIM 6.20 6.37 6.58 6.69 7.00 8.10 6.96 8.09 4.82 Yield on Advances 15.58 15.18 14.76 15.35 16.34 16.76 16.16 23.21 12.71 Yield on Investments 7.34 6.06 5.88 5.89 6.16 6.50 6.41 8.15 3.54 Cost of Liabilities 5.64 5.00 4.44 5.23 6.21 4.91 5.18 6.21 4.28 Interest Spread 9.94 10.18 10.32 10.12 10.13 11.85 10.98 17.01 8.43 ROCE 10.30% 10.01% 2.70% 11.97% 24.62% 28.65% 28.32% 32.35% 26.34% Cost Income Ratio 46.84 39.54 30.54 29.39 30.82 32.57 35.00 36.31 56.89 Core Cost Income Ratio 48.43 39.18 31.29 30.08 31.27 32.79 35.44 36.59 56.99 Operating Costs to Assets 3.29 2.97 2.54 2.45 2.65 3.21 2.95 3.38 3.12 Loans/Deposits 0.12 0.23 0.21 0.22 0.29 0.01 0.01 0.04 0.25 Cash/Deposits 0.11 0.07 0.05 0.04 0.11 0.09 0.08 0.26 0.07 Investment/Deposits 0.22 0.30 0.30 0.32 0.27 0.23 0.25 0.24 0.31 Inc Loan/Deposits 12.11% 22.87% 20.68% 21.75% 28.69% 1.21% 0.84% 4.43% 25.24% Credit Deposits 89.60% 96.94% 97.55% 104.67% 116.73% 91.70% 87.73% 72.49% 102.89% Interest Expended / Interest earned 45.28% 41.78% 37.18% 39.61% 41.91% 32.33% 36.86% 38.51% 41.01% Interest income / Total funds 10.61% 10.19% 9.98% 10.89% 11.87% 11.77% 10.84% 12.93% 8.00% Interest Expended / Total funds 4.80% 4.26% 3.71% 4.31% 4.97% 3.81% 3.99% 4.98% 3.28% CASA 37.09% 39.28% 41.61% 43.38% 36.84% 40.75% 34.32% 29.43% 21.55%

Top Investors:

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Annual Reports:

News Update:

Bandhan Bank’s Q2 net profit rises 30% to Rs 937.45 crore
26th Oct 2024, 14:15 PM

Total income of the bank increased by 21.11% at Rs 6,094.53 crore for Q2FY25
Read More
Bandhan Bank - Quarterly Results
25th Oct 2024, 15:40 PM

Read More
Bandhan Bank logs growth of 21% in loans and advances during Q2FY25
7th Oct 2024, 10:26 AM

Total deposits grew 27.2% to Rs 1,42,511 crore (provisional) as of September 30, 2024
Read More
Bandhan Bank inks pact with Bandhan Life Insurance
27th Sep 2024, 14:58 PM

Bandhan Life has plans to rope in more banks on board in the near future to strengthen its bancassurance distribution channel
Read More
Bandhan Bank signs MoU with Ashok Leyland
6th Sep 2024, 12:20 PM

The partnership will focus on meeting customer needs by providing vehicle loans with easy monthly repayment plans tailored to their preferences
Read More

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: