Bandhan Bank, 541153, BANDHANBNK Share Price, Rating, Research, Analysis, Fundamental & Historical Data

Stock Summary

Market Cap(Crs)
Stock P:E
Face Value

25,235.87
9.83
10

Enterprise Value(Crs)
Dividend Yield
Price:Book Value

26,214.71
0.96%
1.01

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

10 Years
5 Years
3 Years

-
-20.84
-

EBITDA CAGR (%)

10 Years
5 Years
3 Years

128.29
-5.91
160.73

PAT CAGR (%)

10 Years
5 Years
3 Years

2.33
1.83

P:E (Median)

8 Years
5 Years
3 Years

-
14.33
12.53

P:BV (Average)

8 Years
5 Years
3 Years

-
2.33
1.83

EV:EBITDA (Average)

8 Years
5 Years
3 Years

-
7.65
6.66

Quarterly Results

Standalone Figures in Rs. Crores

Description Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var%
Interest Earned 5,478.73 4,665.43 17.43% 5,499.82 4,491.93 22.44% 5,535.82 4,522.91 22.40% 5,189.34 4,268.25 21.58%
Interest Exp. 2,648.45 2,140.07 23.76% 2,551.55 2,048.57 24.55% 2,530.80 2,032.29 24.53% 2,323.07 1,796.48 29.31%
Net Interest Income 2,830.28 2,525.36 12.07% 2,948.26 2,443.36 20.66% 3,005.03 2,490.62 20.65% 2,866.27 2,471.77 15.96%
NIM 6.90 7.20 -4.17% 7.40 7.20 2.78% 7.60 7.30 4.11% 7.60 7.30 4.11%
Other Income 1,095.85 545.16 101.01% 594.72 540.25 10.08% 527.54 385.12 36.98% 694.12 629.14 10.33%
Total Income 6,574.58 5,210.59 26.18% 6,094.53 5,032.19 21.11% 6,063.36 4,908.03 23.54% 5,883.46 4,897.39 20.13%
Operating Exp. 1,904.77 1,415.21 34.59% 1,687.88 1,400.22 20.54% 1,591.67 1,313.44 21.18% 1,721.91 1,305.26 31.92%
Operating Profit 2,021.36 1,655.31 22.11% 1,855.10 1,583.40 17.16% 1,940.89 1,562.30 24.23% 1,838.48 1,795.65 2.39%
Provision 1,376.01 684.01 101.17% 606.24 636.15 -4.70% 523.00 602.09 -13.14% 1,774.33 734.77 141.48%
PBT 645.35 971.30 -33.56% 1,248.86 947.25 31.84% 1,417.89 960.21 47.66% 64.15 1,060.88 -93.95%
PBTM 11.78 20.82 -43.42% 22.71 21.09 7.68% 25.61 21.23 20.63% 1.24 24.86 -95.01%
TAX 218.86 238.58 -8.27% 311.41 226.08 37.74% 354.43 239.16 48.20% 9.53 252.59 -96.23%
PAT 426.49 732.72 -41.79% 937.45 721.17 29.99% 1,063.46 721.05 47.49% 54.63 808.29 -93.24%
PATM 7.78% 15.71% 17.05% 16.05% 19.21% 15.94% 1.05% 18.94%
EPS 2.65 4.55 -41.76% 5.82 4.48 29.91% 6.60 4.48 47.32% 0.34 5.02 -93.23%
Gross NPA 6,178.50 8,135.54 -24.06% 6,105.30 7,873.83 -22.46% 5,304.36 6,960.40 -23.79% 4,784.88 5,298.63 -9.70%
Gross NPA% 4.68 7.02 -33.33% 4.68 7.32 -36.07% 4.23 6.76 -37.43% 3.84 4.87 -21.15%
Net NPA 1,636.70 2,439.57 -32.91% 1,620.20 2,365.19 -31.50% 1,396.43 2,140.71 -34.77% 1,347.61 1,228.27 9.72%
Net NPA% 1.28 2.21 -42.08% 1.29 2.32 -44.40% 1.15 2.18 -47.25% 1.11 1.17 -5.13%
CASA 32.00 36.10 -11.36% 33.20 38.50 -13.77% 33.40 36.00 -7.22% 37.10 39.30 -5.60%

Description Dec 24 Dec 23 Var% Sep 24 Sep 23 Var% Jun 24 Jun 23 Var% Mar 24 Mar 23 Var%
Interest Earned 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Interest Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net Interest Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
NIM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Other Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Total Income 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Exp. 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Operating Profit 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Provision 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PBTM 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
TAX 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PAT 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
PATM 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EPS 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Gross NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
Net NPA% 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0
CASA 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0

Annual Results

Standalone Figures in Rs. Crores

Description TTM Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16 Mar 15
Net Interest Income 11,649.84 10,325.61 9,259.62 8,714.47 7,563.35 6,323.91 4,495.42 3,032.24 2,403.50 932.83 0.00 Interest Earned 21,703.71 18,869.62 15,904.70 13,871.57 12,524.21 10,885.49 6,643.37 4,802.30 3,908.71 1,581.36 0.00 Interest Expended 10,053.87 8,544.01 6,645.08 5,157.10 4,960.86 4,561.58 2,147.95 1,770.06 1,505.21 648.53 0.00 Int. income Growth 17.31% 11.51% 6.26% 15.22% 19.60% 40.67% 48.25% 26.16% 157.66% 0 Other Income 2,912.23 2,164.65 2,468.55 2,822.50 2,022.25 1,549.20 1,063.05 706.18 411.41 149.89 7.95 Total Income 24,615.93 12,490.26 11,728.17 11,536.97 9,585.60 7,873.11 5,558.47 3,738.42 2,814.91 1,082.72 7.95 Total Expenditure 6,906.23 9,309.77 8,692.54 11,298.30 6,533.89 3,739.43 2,467.25 1,596.60 1,043.59 633.45 7.38 Employee Cost - 3,542.92 2,715.07 2,134.88 1,664.63 1,367.04 1,008.69 687.98 545.57 325.07 1.42 % Of Sales - 18.78% 17.07% 15.39% 13.29% 12.56% 15.18% 14.33% 13.96% 20.56% 0 Opt. & Establishment Exp. - 2,545.44 2,064.40 1,498.72 1,255.31 1,139.76 879.77 706.25 543.29 326.62 4.23 % Of Sales - 13.49% 12.98% 10.80% 10.02% 10.47% 13.24% 14.71% 13.90% 20.65% 0 Provisions - 3,696.57 4,198.37 7,884.78 3,820.07 1,393.15 735.13 374.21 88.43 53.30 1.73 % Of Sales - 19.59% 26.40% 56.84% 30.50% 12.80% 11.07% 7.79% 2.26% 3.37% 0 EBITDA 7,655.84 3,180.49 3,035.63 238.67 3,051.71 4,133.68 3,091.22 2,141.82 1,771.32 449.27 -7.38 EBITDA Margin 68.18% 30.80% 32.78% 2.74% 40.35% 65.37% 68.76% 70.63% 73.70% 48.16% 0 Depreciation 0.00 237.58 142.65 110.04 103.06 80.26 78.17 85.92 66.85 35.77 0.00 PBT 3,376.25 2,942.91 2,892.98 128.62 2,948.66 4,053.42 3,013.05 2,055.90 1,704.47 413.51 0.58 Exceptional Inc./Exp. - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Provision for Tax 894.23 713.35 698.34 2.83 743.20 1,029.68 1,061.55 710.34 592.52 138.26 0.00 Tax Rate 26.49% 24.24% 24.14% 2.20% 25.20% 25.40% 35.23% 34.55% 34.76% 33.44% 0.00% PAT 2,482.03 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 PAT before Minority Interest 2,482.03 2,229.56 2,194.64 125.79 2,205.46 3,023.74 1,951.50 1,345.56 1,111.95 275.25 0.58 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAT Margin 17.04% 17.85% 18.71% 1.09% 23.01% 38.41% 35.11% 35.99% 39.50% 25.42% 7.30% PAT Growth -16.80% 1.59% 1644.69% -94.30% -27.06% 54.94% 45.03% 21.01% 303.98% 47356.90% EPS 15.41 13.84 13.62 0.78 13.69 18.77 12.11 8.35 6.90 1.71 0.00

Results Balance Sheet

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Shareholder's Funds 21,609.64 19,584.15 17,381.15 17,408.18 15,195.46 11,201.75 9,381.95 4,446.46 Share Capital 1,610.97 1,610.84 1,610.77 1,610.60 1,610.25 1,193.08 1,192.80 1,095.14 Total Reserves 19,954.48 17,961.37 15,765.15 15,797.58 13,585.21 10,008.66 8,189.14 3,351.31 Minority Interest 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Deposits 1,35,201.99 1,08,064.69 96,330.61 77,972.22 57,081.50 43,231.62 33,869.00 23,228.66 Borrowings 16,371.52 24,710.82 19,921.23 16,960.36 16,379.18 521.35 285.00 1,028.94 Other Liabilities & Provisions 4,658.51 3,677.43 5,362.18 2,675.41 3,061.66 1,486.99 774.11 1,532.04 Total Liabilities 1,77,841.66 1,56,037.09 1,38,995.17 1,15,016.17 91,717.80 56,441.71 44,310.06 30,236.10 Net Block 959.07 508.92 414.58 431.96 347.27 222.23 238.13 251.79 Gross Block 1,846.31 1,162.54 955.29 875.02 709.03 488.76 426.57 354.34 Accumulated Depreciation 887.23 653.63 540.71 443.06 361.77 266.53 188.44 102.56 Total Non-Current Assets 1,67,768.31 1,46,226.98 1,32,962.87 1,13,483.30 90,703.40 55,814.72 43,833.70 29,972.36 Lease Adjustment A/c 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Capital Work in Progress 214.36 345.68 173.30 54.75 21.50 108.97 0.00 0.00 Cash and balance with RBI 15,392.68 7,326.58 4,942.56 3,335.39 6,344.91 3,879.15 2,837.07 6,012.07 Balance with banks and money at call 777.84 923.14 4,378.79 2,892.93 2,008.00 1,923.50 2,673.52 1,352.93 Investments 29,287.58 32,365.89 29,078.71 25,155.39 15,351.77 10,037.48 8,371.94 5,516.49 Advances 1,21,136.78 1,04,756.77 93,974.93 81,612.88 66,629.95 39,643.39 29,713.04 16,839.08 Other Assets 10,073.34 9,810.12 6,032.30 1,532.88 1,014.41 626.98 476.37 263.74 Total Assets 1,77,841.65 1,56,037.10 1,38,995.17 1,15,016.18 91,717.81 56,441.70 44,310.07 30,236.10 Contingent Liabilities 9,214.44 8,277.46 12,405.53 1,341.91 466.58 120.94 76.24 23.63 Bills for collection 0.00 0.00 0.00 0.00 0.00 0.17 0.00 0.00 Adjusted Book Value 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60

Cash Flow

Standalone Figures in Rs. Crores

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17
Cash From Operating Activity 14,808.42 -4,244.62 902.19 -909.18 6,583.01 2,695.40 -2,598.80 8,885.19 PBT 2,942.91 2,892.98 128.62 2,948.65 4,053.42 3,013.05 2,055.90 1,704.47 Adjustment 2,280.16 3,778.42 6,799.21 2,969.73 874.74 482.74 460.14 155.57 Adjustments for Liabilities & Assets 10,714.44 -10,198.69 -5,336.13 -5,738.70 2,786.22 296.16 -4,305.20 7,606.62 Refund/(Payment) of direct taxes -1,129.09 -717.33 -689.52 -1,088.87 -1,131.37 -1,096.56 -809.63 -581.47 Other Direct Payments 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cash From Investing Activity 1,690.98 -1,617.94 -611.83 -1,803.87 -5,311.54 -2,373.19 -2,236.60 -2,670.90 Net Fixed Assets -552.45 -379.63 -198.82 -199.24 -132.80 -171.16 -72.23 Other Investment Activity -3678.61 -2120.05 -2932.46 -6241.31 -3103.72 -2834.33 -3097.47 Cash from Financing Activity -8,578.53 4,791.25 2,802.80 588.45 154.20 104.65 2,846.00 -2,022.71 Closing Cash & Equivalent 16,168.36 8,247.50 9,318.80 6,227.81 8,352.41 5,802.18 5,375.33 7,364.73 Net Cash Inflow / Outflow 7,920.87 -1,071.30 3,093.16 -2,124.61 1,425.67 426.86 -1,989.41 4,191.59 Opening Cash & Equivalents 8,247.50 9,318.80 6,225.64 8,352.41 5,802.18 5,375.33 7,364.73 3,173.15

Financial Ratios

Standalone

Description Mar 24 Mar 23 Mar 22 Mar 21 Mar 20 Mar 19 Mar 18 Mar 17 Mar 16
Book Value 133.87 121.50 107.87 108.09 94.37 93.89 78.65 40.60 30.45 NIM 6.20 6.37 6.58 6.69 7.00 8.10 6.96 8.09 4.82 Yield on Advances 15.58 15.18 14.76 15.35 16.34 16.76 16.16 23.21 12.71 Yield on Investments 7.34 6.06 5.88 5.89 6.16 6.50 6.41 8.15 3.54 Cost of Liabilities 5.64 5.00 4.44 5.23 6.21 4.91 5.18 6.21 4.28 Interest Spread 9.94 10.18 10.32 10.12 10.13 11.85 10.98 17.01 8.43 ROCE 10.30% 10.01% 2.70% 11.97% 24.62% 28.65% 28.32% 32.35% 26.34% Cost Income Ratio 46.84 39.54 30.54 29.39 30.82 32.57 35.00 36.31 56.89 Core Cost Income Ratio 48.43 39.18 31.29 30.08 31.27 32.79 35.44 36.59 56.99 Operating Costs to Assets 3.29 2.97 2.54 2.45 2.65 3.21 2.95 3.38 3.12 Loans/Deposits 0.12 0.23 0.21 0.22 0.29 0.01 0.01 0.04 0.25 Cash/Deposits 0.11 0.07 0.05 0.04 0.11 0.09 0.08 0.26 0.07 Investment/Deposits 0.22 0.30 0.30 0.32 0.27 0.23 0.25 0.24 0.31 Inc Loan/Deposits 12.11% 22.87% 20.68% 21.75% 28.69% 1.21% 0.84% 4.43% 25.24% Credit Deposits 89.60% 96.94% 97.55% 104.67% 116.73% 91.70% 87.73% 72.49% 102.89% Interest Expended / Interest earned 45.28% 41.78% 37.18% 39.61% 41.91% 32.33% 36.86% 38.51% 41.01% Interest income / Total funds 10.61% 10.19% 9.98% 10.89% 11.87% 11.77% 10.84% 12.93% 8.00% Interest Expended / Total funds 4.80% 4.26% 3.71% 4.31% 4.97% 3.81% 3.99% 4.98% 3.28% CASA 37.09% 39.28% 41.61% 43.38% 36.84% 40.75% 34.32% 29.43% 21.55%

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Annual Reports:

News Update:

Bandhan Bank collaborates with cloud-based firm Salesforce
21st Mar 2025, 15:29 PM

In 2023, the bank migrated to a new core banking solution software, which will need formidable technological capability
Read More
Bandhan Bank opens nine new branches across three states
21st Feb 2025, 11:30 AM

With this, the bank's total number of banking outlets has crossed 6,300 further solidifying its pan-India presence
Read More
Bandhan Bank reports 42% fall in Q3 net profit
1st Feb 2025, 15:30 PM

Total income of the bank increased by 26.18% at Rs 6574.58 crore for Q3FY25
Read More
Bandhan Bank - Quarterly Results
31st Jan 2025, 15:36 PM

Read More

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update:

Bandhan Bank Ltd.

Bank - Private

BSE: 541153 | NSE: BANDHANBNK

Stock Summary

Shareholding Pattern

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

EBITDA CAGR (%)

PAT CAGR (%)

P:E (Median)

P:BV (Average)

EV:EBITDA (Average)

Quarterly Results

Standalone Figures in Rs. Crores

Annual Results

Standalone Figures in Rs. Crores

Results Balance Sheet

Standalone Figures in Rs. Crores

Cash Flow

Standalone Figures in Rs. Crores

Financial Ratios

Standalone

Top Investors:

Annual Reports:

News Update: