Nifty
Sensex
:
:
23587.50
78041.59
-364.20 (-1.52%)
-1176.46 (-1.49%)

Bank - Private

Rating :
N/A

BSE: 500180 | NSE: HDFCBANK

1771.50
20-Dec-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1782.20
  •  1797.55
  •  1767.05
  •  1793.50
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  12846174
  •  228468.38
  •  1880.00
  •  1363.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 13,55,214.19
  • 19.59
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 19,07,110.98
  • 1.10%
  • 2.83

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.92%
  • 13.02%
  • FII
  • DII
  • Others
  • 48.02%
  • 32.98%
  • 4.06%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.08
  • 10.16
  • 2.11

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.61
  • 18.64
  • 18.96

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.35
  • 3.10

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.16
  • 21.21
  • 20.21

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.87
  • 3.35
  • 3.10

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.75
  • 14.47
  • 14.40

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
83,001.72
75,039.10
10.61%
81,546.20
51,168.14
59.37%
79,433.61
47,548.34
67.06%
78,008.17
45,002.11
73.34%
Interest Exp.
45,414.21
41,249.91
10.10%
44,579.50
25,954.76
71.76%
43,691.51
22,606.03
93.27%
43,242.37
20,504.86
110.89%
Net Interest Income
37,587.51
33,789.19
11.24%
36,966.70
25,213.38
46.62%
35,742.10
24,942.31
43.30%
34,765.80
24,497.25
41.92%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
38,455.02
32,527.52
18.22%
35,450.29
9,853.15
259.79%
44,957.74
9,610.50
367.80%
37,007.34
9,120.73
305.75%
Total Income
1,21,456.74
1,07,566.62
12.91%
1,16,996.49
61,021.29
91.73%
1,24,391.35
57,158.84
117.62%
1,15,015.51
54,122.84
112.51%
Operating Exp.
48,805.24
42,037.59
16.10%
46,546.53
15,177.71
206.68%
49,127.91
14,591.03
236.70%
45,926.13
13,437.79
241.77%
Operating Profit
27,237.29
24,279.12
12.18%
25,870.46
19,888.82
30.08%
31,571.93
19,961.78
58.16%
25,847.01
20,180.19
28.08%
Provision
3,268.87
3,311.74
-1.29%
3,143.09
3,292.10
-4.53%
13,810.54
3,179.09
334.42%
4,603.90
3,244.19
41.91%
PBT
23,968.42
20,967.38
14.31%
22,727.37
16,596.72
36.94%
17,761.39
16,782.69
5.83%
21,243.11
16,936.00
25.43%
PBTM
28.88
27.94
3.36%
27.87
32.44
-14.09%
22.36
35.30
-36.66%
27.23
37.63
-27.64%
TAX
5,340.98
3,655.00
46.13%
5,539.32
4,193.47
32.09%
-251.48
4,148.68
-
3,525.11
4,200.57
-16.08%
PAT
18,627.44
17,312.38
7.60%
17,188.05
12,403.25
38.58%
18,012.87
12,634.01
42.57%
17,718.00
12,735.43
39.12%
PATM
22.44%
23.07%
21.08%
24.24%
22.68%
26.57%
22.71%
28.30%
EPS
28.21
26.22
7.59%
26.03
18.79
38.53%
27.28
19.14
42.53%
26.84
19.29
39.14%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
1,45,062.11
1,29,510.47
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
23,378.03
Interest Earned
3,21,989.70
2,83,649.02
1,70,754.05
1,35,936.41
1,28,552.40
1,22,189.29
1,05,160.74
85,287.84
73,271.35
63,161.56
50,666.49
Interest Expended
1,76,927.59
1,54,138.55
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
27,288.46
Int. income Growth
33.77%
39.30%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
24.44%
 
Other Income
1,55,870.39
1,24,345.75
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
9,545.68
Total Income
4,77,860.09
2,53,856.22
1,26,886.16
1,09,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
32,923.71
Total Expenditure
1,90,405.81
1,74,195.54
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
16,163.05
Employee Cost
-
31,023.00
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
5,162.68
% Of Sales
-
10.94%
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
10.19%
Opt. & Establishment Exp.
-
1,24,338.42
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
10,095.29
% Of Sales
-
43.84%
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
19.92%
Provisions
-
25,018.28
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
2,265.98
% Of Sales
-
8.82%
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
4.47%
EBITDA
1,10,526.69
79,660.68
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
16,760.66
EBITDA Margin
40.87%
61.51%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
71.69%
Depreciation
0.00
3,092.08
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
680.45
PBT
85,700.29
76,568.60
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
16,080.22
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
14,153.93
11,122.10
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
5,380.17
Tax Rate
16.52%
14.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
33.46%
PAT
69,181.01
64,062.04
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
10,685.64
PAT before Minority Interest
71,546.36
65,446.50
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
10,700.05
Minority Interest
-2,365.35
-1,384.46
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
-14.41
PAT Margin
22.99%
25.24%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
32.46%
PAT Growth
29.88%
39.27%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
19.76%
 
EPS
108.36
97.03
69.67
57.63
48.21
41.28
33.82
28.03
23.10
19.38
16.18

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
4,56,395.25
2,89,437.50
2,47,326.17
2,09,810.18
1,76,358.71
1,53,672.66
1,09,599.12
91,793.95
74,304.12
63,154.07
Share Capital
759.69
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
501.30
Total Reserves
4,52,982.84
2,87,762.33
2,46,431.10
2,09,258.90
1,75,810.38
1,53,128.00
1,09,080.11
91,281.44
73,798.49
62,652.77
Minority Interest
13,383.40
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
161.63
Deposits
23,76,887.28
18,82,663.25
15,58,003.03
13,33,720.87
11,46,207.13
9,22,502.68
7,88,375.14
6,43,134.25
5,45,873.29
4,50,283.65
Borrowings
7,30,615.46
2,56,548.66
2,26,966.50
1,77,696.75
1,86,834.32
1,57,732.78
1,56,442.08
98,415.64
1,03,713.96
59,478.25
Other Liabilities & Provisions
4,52,912.87
1,00,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
34,018.93
Total Liabilities
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.71
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.53
Net Block
12,603.76
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
3,269.19
Gross Block
30,266.33
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
8,672.82
Accumulated Depreciation
17,662.57
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
5,403.63
Total Non-Current Assets
38,13,011.31
23,79,110.16
20,32,023.94
17,50,627.49
15,25,542.79
12,44,706.00
10,65,366.87
8,49,383.92
7,23,472.84
5,72,613.75
Lease Adjustment A/c
0.00
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
1,78,718.67
1,17,189.28
1,30,030.71
97,370.35
72,211.00
46,804.59
1,04,688.21
37,910.55
30,076.58
27,522.29
Balance with banks and money at call
50,115.84
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
9,004.13
Investments
10,05,681.63
5,11,581.71
4,49,263.86
4,38,823.11
3,89,304.95
2,89,445.87
2,38,460.92
2,10,777.11
1,93,633.85
1,49,454.42
Advances
25,65,891.41
16,61,949.29
14,20,942.28
11,85,283.52
10,43,670.88
8,69,222.66
7,00,033.84
5,85,480.99
4,87,290.42
3,83,407.97
Other Assets
2,17,182.95
1,51,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
34,482.76
Total Assets
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.69
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.51
Contingent Liabilities
23,44,487.73
17,50,953.81
14,00,197.64
9,75,280.66
11,30,474.06
10,25,125.31
8,75,776.97
8,18,284.29
8,53,527.38
9,75,278.60
Bills for collection
65,332.87
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
22,304.93
Adjusted Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
19,069.34
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
-21,280.98
PBT
75,184.14
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
16,068.29
Adjustment
16,434.26
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
3,127.27
Adjustments for Liabilities & Assets
-49,706.22
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
-34,829.20
Refund/(Payment) of direct taxes
-22,842.84
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
-5,647.34
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
5,313.77
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
-810.82
Net Fixed Assets
-6125.45
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
-757.48
Other Investment Activity
-30342.39
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
-9529.96
Cash from Financing Activity
-3,983.06
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
18,693.87
Closing Cash & Equivalent
2,28,834.51
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
Net Cash Inflow / Outflow
20,400.05
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
-3,397.92
Opening Cash & Equivalents
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
39,913.43

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
NIM
3.41
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
4.11
Yield on Advances
11.05
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
13.21
Yield on Investments
7.72
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
6.96
Cost of Liabilities
4.96
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
5.35
Interest Spread
6.09
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
7.86
ROCE
15.15%
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
18.36%
Cost Income Ratio
59.98
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
44.28
Core Cost Income Ratio
67.14
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
45.08
Operating Costs to Assets
3.78
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
2.40
Loans/Deposits
0.31
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
0.13
Cash/Deposits
0.08
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
0.06
Investment/Deposits
0.42
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
0.33
Inc Loan/Deposits
30.74%
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
13.21%
Credit Deposits
107.95%
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
85.15%
Interest Expended / Interest earned
54.34%
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
53.86%
Interest income / Total funds
7.04%
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
8.35%
Interest Expended / Total funds
3.82%
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
4.49%
CASA
38.14%
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%
44.03%

News Update:


  • HDFC Bank partners with DPIIT to strengthen startup ecosystem
    18th Dec 2024, 12:47 PM

    Startups will benefit from customized banking and financial products designed to cater their specific requirements

    Read More
  • HDFC Bank launches Pragati Savings Account for semi-urban, rural India
    28th Nov 2024, 18:00 PM

    The Pragati Savings Account by HDFC Bank aims to build a comprehensive banking ecosystem for India’s agricultural sector

    Read More
  • HDFC Bank adjudged as ‘Best Private Bank in India’
    19th Nov 2024, 12:10 PM

    The Global Private Banking Awards have firmly established themselves as the world’s most prestigious private banking awards

    Read More
  • HDFC Bank’s arm introduces cutting-edge platform ‘ProTerminal’
    11th Nov 2024, 11:41 AM

    Through the offering, HDFC securities aims to facilitate smarter and more strategic trading

    Read More
  • HDFC Bank’s consolidated net profit rises 6% to Rs 17825 crore for Q2FY25
    19th Oct 2024, 15:46 PM

    Total consolidated income of the Bank increased by 12.91% at Rs 121456.74 crore for Q2FY25

    Read More
  • HDFC Bank - Quarterly Results
    19th Oct 2024, 14:09 PM

    Read More
  • HDFC Bank sells 91% stake in HDFC Edu
    19th Oct 2024, 10:12 AM

    Accordingly, HDFC Edu has ceased to be a subsidiary of the Bank with effect from October 18, 2024

    Read More
  • HDFC Bank secures approval for sale of 100% stake in HDFC Edu
    8th Oct 2024, 12:57 PM

    The Board of Directors of the Bank has on October 7, 2024 approved the same

    Read More
  • HDFC Bank’s deposits surge 15% in Q2FY25
    4th Oct 2024, 12:00 PM

    The Bank’s gross advances aggregated to around Rs 25,190 billion as of September 30, 2024, a growth of around 7.0% over Rs 23,546 billion as of September 30, 2023

    Read More
  • HDFC Bank inks MoU with JLR India
    3rd Oct 2024, 15:29 PM

    The Bank will now be JLR’s preferred vehicle financier

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.