Nifty
:
22795.90
Sensex
:
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)
Nifty
Sensex
:
:
22795.90
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)

HDFC Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 500180 | NSE: HDFCBANK

NSE BSE
1743.85
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1735.50
  •  1749.00
  •  1724.00
  •  1737.80
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  13380358
  •  232250.09
  •  1880.00
  •  1397.30

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 12,94,152.82
  • 18.60
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 18,46,049.61
  • 1.15%
  • 2.59

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.85%
  • 12.63%
  • FII
  • DII
  • Others
  • 49.21%
  • 32.10%
  • 4.21%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.08
  • 10.16
  • 2.11

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.61
  • 18.64
  • 18.96

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.30
  • 3.04

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 24.88
  • 20.96
  • 19.99

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.83
  • 3.30
  • 3.04

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.76
  • 14.46
  • 14.58

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
85,040.17
78,008.17
9.01%
83,001.72
75,039.10
10.61%
81,546.20
51,168.14
59.37%
79,433.61
47,548.34
67.06%
Interest Exp.
46,914.28
43,242.37
8.49%
45,414.21
41,249.91
10.10%
44,579.50
25,954.76
71.76%
43,691.51
22,606.03
93.27%
Net Interest Income
38,125.89
34,765.80
9.66%
37,587.51
33,789.19
11.24%
36,966.70
25,213.38
46.62%
35,742.10
24,942.31
43.30%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
27,153.77
37,007.34
-26.63%
38,455.02
32,527.52
18.22%
35,450.29
9,853.15
259.79%
44,957.74
9,610.50
367.80%
Total Income
1,12,193.94
1,15,015.51
-2.45%
1,21,456.74
1,07,566.62
12.91%
1,16,996.49
61,021.29
91.73%
1,24,391.35
57,158.84
117.62%
Operating Exp.
37,349.50
45,926.13
-18.67%
48,805.24
42,037.59
16.10%
46,546.53
15,177.71
206.68%
49,127.91
14,591.03
236.70%
Operating Profit
27,930.16
25,847.01
8.06%
27,237.29
24,279.12
12.18%
25,870.46
19,888.82
30.08%
31,571.93
19,961.78
58.16%
Provision
3,957.29
4,603.90
-14.04%
3,268.87
3,311.74
-1.29%
3,143.09
3,292.10
-4.53%
13,810.54
3,179.09
334.42%
PBT
23,972.87
21,243.11
12.85%
23,968.42
20,967.38
14.31%
22,727.37
16,596.72
36.94%
17,761.39
16,782.69
5.83%
PBTM
28.19
27.23
3.53%
28.88
27.94
3.36%
27.87
32.44
-14.09%
22.36
35.30
-36.66%
TAX
5,632.76
3,525.11
59.79%
5,340.98
3,655.00
46.13%
5,539.32
4,193.47
32.09%
-251.48
4,148.68
-
PAT
18,340.11
17,718.00
3.51%
18,627.44
17,312.38
7.60%
17,188.05
12,403.25
38.58%
18,012.87
12,634.01
42.57%
PATM
21.57%
22.71%
22.44%
23.07%
21.08%
24.24%
22.68%
26.57%
EPS
27.70
26.76
3.51%
28.14
26.15
7.61%
25.96
18.74
38.53%
27.21
19.08
42.61%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
1,48,422.20
1,29,510.47
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
23,378.03
Interest Earned
3,29,021.70
2,83,649.02
1,70,754.05
1,35,936.41
1,28,552.40
1,22,189.29
1,05,160.74
85,287.84
73,271.35
63,161.56
50,666.49
Interest Expended
1,80,599.50
1,54,138.55
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
27,288.46
Int. income Growth
25.03%
39.30%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
24.44%
 
Other Income
1,46,016.82
1,24,345.75
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
9,545.68
Total Income
4,75,038.52
2,53,856.22
1,26,886.16
1,09,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
32,923.71
Total Expenditure
1,81,829.18
1,74,195.54
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
16,163.05
Employee Cost
-
31,023.00
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
5,162.68
% Of Sales
-
10.94%
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
10.19%
Opt. & Establishment Exp.
-
1,24,338.42
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
10,095.29
% Of Sales
-
43.84%
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
19.92%
Provisions
-
25,018.28
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
2,265.98
% Of Sales
-
8.82%
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
4.47%
EBITDA
1,12,609.84
79,660.68
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
16,760.66
EBITDA Margin
44.74%
61.51%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
71.69%
Depreciation
0.00
3,092.08
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
680.45
PBT
88,430.05
76,568.60
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
16,080.22
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
16,261.58
11,122.10
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
5,380.17
Tax Rate
18.39%
14.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
33.46%
PAT
69,579.75
64,062.04
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
10,685.64
PAT before Minority Interest
72,168.47
65,446.50
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
10,700.05
Minority Interest
-2,588.72
-1,384.46
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
-14.41
PAT Margin
23.63%
25.24%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
32.46%
PAT Growth
20.15%
39.27%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
19.76%
 
EPS
109.02
96.77
69.48
57.48
48.09
41.17
33.74
27.96
23.04
19.33
16.14

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
4,56,395.25
2,89,437.50
2,47,326.17
2,09,810.18
1,76,358.71
1,53,672.66
1,09,599.12
91,793.95
74,304.12
63,154.07
Share Capital
759.69
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
501.30
Total Reserves
4,52,982.84
2,87,762.33
2,46,431.10
2,09,258.90
1,75,810.38
1,53,128.00
1,09,080.11
91,281.44
73,798.49
62,652.77
Minority Interest
13,383.40
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
161.63
Deposits
23,76,887.28
18,82,663.25
15,58,003.03
13,33,720.87
11,46,207.13
9,22,502.68
7,88,375.14
6,43,134.25
5,45,873.29
4,50,283.65
Borrowings
7,30,615.46
2,56,548.66
2,26,966.50
1,77,696.75
1,86,834.32
1,57,732.78
1,56,442.08
98,415.64
1,03,713.96
59,478.25
Other Liabilities & Provisions
4,52,912.87
1,00,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
34,018.93
Total Liabilities
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.71
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.53
Net Block
12,603.76
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
3,269.19
Gross Block
30,266.33
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
8,672.82
Accumulated Depreciation
17,662.57
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
5,403.63
Total Non-Current Assets
38,13,011.31
23,79,110.16
20,32,023.94
17,50,627.49
15,25,542.79
12,44,706.00
10,65,366.87
8,49,383.92
7,23,472.84
5,72,613.75
Lease Adjustment A/c
0.00
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
1,78,718.67
1,17,189.28
1,30,030.71
97,370.35
72,211.00
46,804.59
1,04,688.21
37,910.55
30,076.58
27,522.29
Balance with banks and money at call
50,115.84
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
9,004.13
Investments
10,05,681.63
5,11,581.71
4,49,263.86
4,38,823.11
3,89,304.95
2,89,445.87
2,38,460.92
2,10,777.11
1,93,633.85
1,49,454.42
Advances
25,65,891.41
16,61,949.29
14,20,942.28
11,85,283.52
10,43,670.88
8,69,222.66
7,00,033.84
5,85,480.99
4,87,290.42
3,83,407.97
Other Assets
2,17,182.95
1,51,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
34,482.76
Total Assets
40,30,194.26
25,30,432.44
21,22,934.30
17,99,506.63
15,80,830.43
12,92,805.69
11,03,186.16
8,92,344.16
7,62,212.32
6,07,096.51
Contingent Liabilities
23,44,487.73
17,50,953.81
14,00,197.64
9,75,280.66
11,30,474.06
10,25,125.31
8,75,776.97
8,18,284.29
8,53,527.38
9,75,278.60
Bills for collection
65,332.87
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
22,304.93
Adjusted Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
19,069.34
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
-21,280.98
PBT
75,184.14
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
16,068.29
Adjustment
16,434.26
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
3,127.27
Adjustments for Liabilities & Assets
-49,706.22
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
-34,829.20
Refund/(Payment) of direct taxes
-22,842.84
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
-5,647.34
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
5,313.77
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
-810.82
Net Fixed Assets
-6125.45
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
-757.48
Other Investment Activity
-30342.39
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
-9529.96
Cash from Financing Activity
-3,983.06
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
18,693.87
Closing Cash & Equivalent
2,28,834.51
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
Net Cash Inflow / Outflow
20,400.05
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
-3,397.92
Opening Cash & Equivalents
1,97,147.81
1,55,385.73
1,21,272.51
87,940.11
81,817.64
1,23,061.56
49,311.12
39,068.88
36,526.42
39,913.43

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
597.27
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
NIM
3.41
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
4.11
Yield on Advances
11.05
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
13.21
Yield on Investments
7.72
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
6.96
Cost of Liabilities
4.96
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
5.35
Interest Spread
6.09
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
7.86
ROCE
15.15%
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
18.36%
Cost Income Ratio
59.98
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
44.28
Core Cost Income Ratio
67.14
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
45.08
Operating Costs to Assets
3.78
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
2.40
Loans/Deposits
0.31
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
0.13
Cash/Deposits
0.08
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
0.06
Investment/Deposits
0.42
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
0.33
Inc Loan/Deposits
30.74%
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
13.21%
Credit Deposits
107.95%
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
85.15%
Interest Expended / Interest earned
54.34%
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
53.86%
Interest income / Total funds
7.04%
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
8.35%
Interest Expended / Total funds
3.82%
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
4.49%
CASA
38.14%
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%
44.03%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • HDFC Bank reports marginal rise in Q3 consolidated net profit
    22nd Jan 2025, 14:57 PM

    Total consolidated income of the bank decreased by 2.45% at Rs 112193.94 crore for Q3FY25

    Read More
  • HDFC Bank - Quarterly Results
    22nd Jan 2025, 14:13 PM

    Read More
  • HDFC Bank’s arm surpasses Rs 25,000 crore in mutual fund AUM
    10th Jan 2025, 17:00 PM

    This milestone is a testament to HDFC Securities' commitment to helping customers achieve their long-term financial goals through disciplined investing and consistent savings

    Read More
  • HDFC Bank Group secures RBI’s nod to invest in three banks
    6th Jan 2025, 12:44 PM

    The said approval is valid for a period of one year from the date of RBI’s letter, i.e., till January 2, 2026

    Read More
  • HDFC Bank’s average deposits surge 16% in Q3FY25
    6th Jan 2025, 10:13 AM

    The Bank’s average CASA deposits were Rs 8,176 billion for the December 2024 quarter

    Read More
  • HDFC Bank sells balance 9% stake in HDFC Edu
    23rd Dec 2024, 12:59 PM

    The company has completed the sale of balance 1,80,00,000 equity shares to Vama Sundari Investments

    Read More
  • HDFC Bank partners with DPIIT to strengthen startup ecosystem
    18th Dec 2024, 12:47 PM

    Startups will benefit from customized banking and financial products designed to cater their specific requirements

    Read More
  • HDFC Bank launches Pragati Savings Account for semi-urban, rural India
    28th Nov 2024, 18:00 PM

    The Pragati Savings Account by HDFC Bank aims to build a comprehensive banking ecosystem for India’s agricultural sector

    Read More
  • HDFC Bank adjudged as ‘Best Private Bank in India’
    19th Nov 2024, 12:10 PM

    The Global Private Banking Awards have firmly established themselves as the world’s most prestigious private banking awards

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.