Nifty
Sensex
:
:
24123.85
80113.02
-18.10 (-0.08%)
671.57 (0.85%)

Bank - Private

Rating :
56/99

BSE: 500180 | NSE: HDFCBANK

1730.60
02-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1715.00
  •  1734.90
  •  1702.75
  •  1705.20
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  22960845
  •  395491.18
  •  1757.50
  •  1363.55

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 1,316,623.60
  • 20.55
  • 1
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,455,982.98
  • 1.13%
  • 2.90

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 2.07%
  • 14.55%
  • FII
  • DII
  • Others
  • 47.83%
  • 31.46%
  • 4.09%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.83
  • 12.41
  • 12.27

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 18.07
  • 15.55
  • 13.05

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.47
  • 3.28

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 25.41
  • 22.44
  • 21.02

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.96
  • 3.47
  • 3.28

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.74
  • 14.57
  • 14.03

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Sep 23
Sep 22
Var%
Jun 23
Jun 22
Var%
Interest Earned
79,433.61
47,548.34
67.06%
78,008.17
45,002.11
73.34%
75,039.10
40,929.79
83.34%
51,168.14
37,273.81
37.28%
Interest Exp.
43,691.51
22,606.03
93.27%
43,242.37
20,504.86
110.89%
41,249.91
18,310.79
125.28%
25,954.76
16,358.26
58.66%
Net Interest Income
35,742.10
24,942.31
43.30%
34,765.80
24,497.25
41.92%
33,789.19
22,619.00
49.38%
25,213.38
20,915.55
20.55%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
44,957.74
9,610.50
367.80%
37,007.34
9,120.73
305.75%
32,527.52
8,252.31
294.16%
9,853.15
6,928.51
42.21%
Total Income
124,391.35
57,158.84
117.62%
115,015.51
54,122.84
112.51%
107,566.62
49,182.10
118.71%
61,021.29
44,202.32
38.05%
Operating Exp.
49,127.91
14,591.03
236.70%
45,926.13
13,437.79
241.77%
42,037.59
12,149.79
245.99%
15,177.71
11,355.08
33.66%
Operating Profit
31,571.93
19,961.78
58.16%
25,847.01
20,180.19
28.08%
24,279.12
18,721.52
29.69%
19,888.82
16,488.98
20.62%
Provision
13,810.54
3,179.09
334.42%
4,603.90
3,244.19
41.91%
3,311.74
3,765.12
-12.04%
3,292.10
3,665.68
-10.19%
PBT
17,761.39
16,782.69
5.83%
21,243.11
16,936.00
25.43%
20,967.38
14,956.40
40.19%
16,596.72
12,823.30
29.43%
PBTM
22.36
35.30
-36.66%
27.23
37.63
-27.64%
27.94
36.54
-23.54%
32.44
34.40
-5.70%
TAX
-251.48
4,148.68
-
3,525.11
4,200.57
-16.08%
3,655.00
3,793.81
-3.66%
4,193.47
3,206.63
30.77%
PAT
18,012.87
12,634.01
42.57%
17,718.00
12,735.43
39.12%
17,312.38
11,162.59
55.09%
12,403.25
9,616.67
28.98%
PATM
22.68%
26.57%
22.71%
28.30%
23.07%
27.27%
24.24%
25.80%
EPS
27.42
19.23
42.59%
26.97
19.39
39.09%
26.36
16.99
55.15%
18.88
14.64
28.96%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Net Interest Income
129,510.47
92,974.11
77,352.08
69,304.81
60,051.87
51,448.05
42,906.36
35,229.77
29,091.99
23,378.03
19,109.57
Interest Earned
283,649.02
170,754.05
135,936.41
128,552.40
122,189.29
105,160.74
85,287.84
73,271.35
63,161.56
50,666.49
42,555.02
Interest Expended
154,138.55
77,779.94
58,584.33
59,247.59
62,137.42
53,712.69
42,381.48
38,041.58
34,069.57
27,288.46
23,445.45
Int. income Growth
39.30%
20.20%
11.61%
15.41%
16.72%
19.91%
21.79%
21.10%
24.44%
22.34%
 
Other Income
124,345.75
33,912.05
31,758.99
27,332.88
24,878.97
18,947.05
16,056.60
12,877.63
11,211.65
9,545.68
8,297.50
Total Income
407,994.77
126,886.16
109,111.07
96,637.69
84,930.84
70,395.10
58,962.96
48,107.40
40,303.64
32,923.71
27,407.07
Total Expenditure
152,269.34
63,042.30
56,556.96
52,456.53
45,459.22
34,856.27
29,532.27
23,855.69
20,054.63
16,163.05
13,506.97
Employee Cost
-
20,016.85
15,897.03
13,676.67
12,920.13
10,451.15
9,193.90
8,504.70
6,306.14
5,162.68
4,494.47
% Of Sales
-
11.72%
11.69%
10.64%
10.57%
9.94%
10.78%
11.61%
9.98%
10.19%
10.56%
Opt. & Establishment Exp.
-
33,862.31
26,096.13
22,709.60
21,392.70
18,464.28
15,700.11
13,132.56
12,263.78
10,095.29
8,663.87
% Of Sales
-
19.83%
19.20%
17.67%
17.51%
17.56%
18.41%
17.92%
19.42%
19.92%
20.36%
Provisions
-
13,854.08
17,925.26
18,840.28
13,699.93
8,382.18
6,571.82
3,990.81
2,960.77
2,265.98
1,725.99
% Of Sales
-
8.11%
13.19%
14.66%
11.21%
7.97%
7.71%
5.45%
4.69%
4.47%
4.06%
EBITDA
101,586.88
63,843.86
52,554.11
44,181.16
39,471.62
35,538.83
29,430.69
24,251.71
20,249.01
16,760.66
13,900.10
EBITDA Margin
46.32%
68.67%
67.94%
63.75%
65.73%
69.08%
68.59%
68.84%
69.60%
71.69%
72.74%
Depreciation
0.00
2,345.47
1,680.73
1,385.01
1,276.77
1,220.67
966.78
886.19
738.03
680.45
688.68
PBT
76,568.60
61,498.39
50,873.38
42,796.15
38,194.86
34,318.16
28,463.92
23,365.52
19,510.99
16,080.22
13,211.43
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
11,122.10
15,349.69
12,722.48
10,939.38
10,898.59
11,872.55
9,903.08
8,078.12
6,693.66
5,380.17
4,446.92
Tax Rate
14.53%
24.96%
25.01%
25.56%
28.53%
34.60%
34.79%
34.57%
34.31%
33.46%
33.66%
PAT
64,062.04
45,997.11
38,052.75
31,833.21
27,253.96
22,332.43
18,509.50
15,250.68
12,797.61
10,685.64
8,739.86
PAT before Minority Interest
65,446.50
46,148.70
38,150.90
31,856.77
27,296.27
22,445.61
18,560.84
15,287.40
12,817.33
10,700.05
8,764.51
Minority Interest
-1,384.46
-151.59
-98.15
-23.56
-42.31
-113.18
-51.34
-36.72
-19.72
-14.41
-24.65
PAT Margin
25.24%
36.25%
34.88%
32.94%
32.09%
31.72%
31.39%
31.70%
31.75%
32.46%
31.89%
PAT Growth
41.82%
20.88%
19.54%
16.80%
22.04%
20.65%
21.37%
19.17%
19.76%
22.26%
 
EPS
99.64
70.03
57.93
48.46
41.49
34.00
28.18
23.22
19.48
16.27
13.31

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Shareholder's Funds
289,437.50
247,326.17
209,810.18
176,358.71
153,672.66
109,599.12
91,793.95
74,304.12
63,154.07
44,166.63
Share Capital
557.97
554.55
551.28
548.33
544.66
519.02
512.51
505.64
501.30
479.81
Total Reserves
287,762.33
246,431.10
209,258.90
175,810.38
153,128.00
109,080.11
91,281.44
73,798.49
62,652.77
43,686.82
Minority Interest
860.26
720.41
632.76
576.64
501.79
356.33
291.44
180.62
161.63
151.74
Deposits
1,882,663.25
1,558,003.03
1,333,720.87
1,146,207.13
922,502.68
788,375.14
643,134.25
545,873.29
450,283.65
367,080.33
Borrowings
256,548.66
226,966.50
177,696.75
186,834.32
157,732.78
156,442.08
98,415.64
103,713.96
59,478.25
49,596.72
Other Liabilities & Provisions
100,922.77
89,918.19
77,646.07
70,853.63
58,395.80
48,413.49
58,708.88
38,140.33
34,018.93
42,624.55
Total Liabilities
2,530,432.44
2,122,934.30
1,799,506.63
1,580,830.43
1,292,805.71
1,103,186.16
892,344.16
762,212.32
607,096.53
503,619.97
Net Block
8,475.59
6,476.31
5,292.59
4,671.10
4,264.08
3,854.80
3,858.95
3,523.94
3,269.19
3,070.52
Gross Block
21,822.36
18,132.00
15,769.50
14,047.38
12,865.39
11,394.27
10,550.59
9,523.27
8,672.82
7,881.56
Accumulated Depreciation
13,346.77
11,655.69
10,476.91
9,376.27
8,601.30
7,539.47
6,691.64
5,999.33
5,403.63
4,811.04
Total Non-Current Assets
2,379,110.16
2,032,023.94
1,750,627.49
1,525,542.79
1,244,706.00
1,065,366.87
849,383.92
723,472.84
572,613.75
477,929.62
Lease Adjustment A/c
-44.24
-44.24
-44.24
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
-44.25
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
117,189.28
130,030.71
97,370.35
72,211.00
46,804.59
104,688.21
37,910.55
30,076.58
27,522.29
25,357.22
Balance with banks and money at call
79,958.53
25,355.02
23,902.16
15,729.11
35,013.05
18,373.35
11,400.57
8,992.30
9,004.13
14,556.21
Investments
511,581.71
449,263.86
438,823.11
389,304.95
289,445.87
238,460.92
210,777.11
193,633.85
149,454.42
119,571.06
Advances
1,661,949.29
1,420,942.28
1,185,283.52
1,043,670.88
869,222.66
700,033.84
585,480.99
487,290.42
383,407.97
315,418.86
Other Assets
151,322.28
90,910.36
48,879.14
55,287.64
48,099.69
37,819.29
42,960.24
38,739.48
34,482.76
25,690.33
Total Assets
2,530,432.44
2,122,934.30
1,799,506.63
1,580,830.43
1,292,805.69
1,103,186.16
892,344.16
762,212.32
607,096.51
503,619.95
Contingent Liabilities
1,750,953.81
1,400,197.64
975,280.66
1,130,474.06
1,025,125.31
875,776.97
818,284.29
853,527.38
975,278.60
723,172.91
Bills for collection
71,439.54
56,968.05
44,748.14
51,584.90
49,952.80
42,753.82
30,848.04
23,490.00
22,304.93
20,943.06
Adjusted Book Value
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
92.05

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Cash From Operating Activity
20,813.70
-11,959.58
42,476.45
-16,869.09
-62,871.54
17,214.38
17,281.59
-34,435.37
-21,280.98
4,210.63
PBT
61,346.80
50,775.24
42,772.58
38,152.54
34,204.98
28,413.11
23,331.15
19,494.99
16,068.29
13,189.64
Adjustment
18,375.58
20,005.30
22,846.17
16,611.63
10,291.80
8,324.23
5,242.24
3,986.46
3,127.27
2,601.71
Adjustments for Liabilities & Assets
-42,541.19
-67,901.96
-10,120.85
-60,755.88
-94,870.01
-9,513.06
-3,607.07
-50,843.73
-34,829.20
-7,371.69
Refund/(Payment) of direct taxes
-16,367.49
-14,838.16
-13,021.45
-10,877.37
-12,498.31
-10,009.90
-7,684.72
-7,073.09
-5,647.34
-4,209.03
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-3,423.89
-2,216.33
-1,680.87
-1,616.92
-1,598.41
-852.19
-1,147.68
-865.55
-810.82
-1,066.66
Net Fixed Assets
-3550.31
-2288.11
-1506.57
-1102.09
-1413.39
-774.92
-905.04
-789.32
-757.48
-840.37
Other Investment Activity
-23009.38
-18923.61
-16571.55
-15046.47
-13198.16
-12080.26
-11023.21
-10063.44
-9529.96
-8612.01
Cash from Financing Activity
23,940.56
48,124.03
-7,321.35
24,394.50
23,130.69
57,377.66
-5,892.97
37,815.13
18,693.87
9,270.15
Closing Cash & Equivalent
197,147.81
155,385.73
121,272.51
87,940.11
81,817.64
123,061.56
49,311.12
39,068.88
36,526.42
39,913.43
Net Cash Inflow / Outflow
41,330.37
33,948.12
33,474.23
5,908.48
-41,339.26
73,739.85
10,240.94
2,514.22
-3,397.92
12,414.12
Opening Cash & Equivalents
155,385.73
121,272.51
87,940.11
81,817.64
123,061.56
49,311.12
39,068.88
36,526.42
39,913.43
27,531.16

Financial Ratios

Consolidated /

Standalone
Description
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Mar 14
Book Value
516.73
445.38
380.59
321.63
282.14
211.17
179.11
146.95
125.98
92.05
NIM
3.92
3.82
3.97
3.95
4.15
4.04
4.17
4.04
4.11
4.02
Yield on Advances
10.27
9.57
10.85
11.71
12.10
12.18
12.51
12.96
13.21
13.49
Yield on Investments
6.00
5.94
6.52
5.98
7.08
7.27
8.11
7.68
6.96
7.64
Cost of Liabilities
3.64
3.28
3.92
4.66
4.97
4.49
5.13
5.24
5.35
5.63
Interest Spread
6.64
6.28
6.93
7.05
7.13
7.70
7.38
7.72
7.86
7.86
ROCE
15.24%
14.05%
13.83%
14.69%
16.27%
16.70%
16.35%
16.25%
18.36%
20.73%
Cost Income Ratio
40.61
36.95
36.22
38.90
39.34
40.58
43.13
44.24
44.28
45.50
Core Cost Income Ratio
40.29
37.75
37.74
39.84
39.66
41.24
44.19
45.07
45.08
45.68
Operating Costs to Assets
2.04
1.90
1.95
2.09
2.14
2.17
2.33
2.34
2.40
2.48
Loans/Deposits
0.14
0.15
0.13
0.16
0.17
0.20
0.15
0.19
0.13
0.14
Cash/Deposits
0.06
0.08
0.07
0.06
0.05
0.13
0.06
0.06
0.06
0.07
Investment/Deposits
0.27
0.29
0.33
0.34
0.31
0.30
0.33
0.35
0.33
0.33
Inc Loan/Deposits
13.63%
14.57%
13.32%
16.30%
17.10%
19.84%
15.30%
19.00%
13.21%
13.51%
Credit Deposits
88.28%
91.20%
88.87%
91.05%
94.22%
88.79%
91.04%
89.27%
85.15%
85.93%
Interest Expended / Interest earned
45.55%
43.10%
46.09%
50.85%
51.08%
49.69%
51.92%
53.94%
53.86%
55.09%
Interest income / Total funds
6.75%
6.40%
7.14%
7.73%
8.13%
7.73%
8.21%
8.29%
8.35%
8.45%
Interest Expended / Total funds
3.07%
2.76%
3.29%
3.93%
4.15%
3.84%
4.26%
4.47%
4.49%
4.66%
CASA
44.37%
48.13%
46.08%
42.19%
42.36%
43.48%
48.04%
43.26%
44.03%
44.79%

News Update:


  • HDFC Bank’s arm launches enhanced InvestRight App
    21st Jun 2024, 15:52 PM

    The InvestRight app now offers access to BSE F&O, enabling trading on major indices like SENSEX and BANKEX, and integrates sophisticated functionalities of InstaOptions

    Read More
  • HDFC Bank’s arm to acquire 8.5% stake in Truboard Technologies
    31st May 2024, 09:34 AM

    The said acquisition is expected to be completed till June 7, 2024

    Read More
  • HDFC Bank reports 40% rise in Q4 consolidated net profit
    20th Apr 2024, 15:33 PM

    Total consolidated income of the bank reported over 2- fold jump at Rs 124391.35 crore for Q4FY24

    Read More
  • HDFC Bank - Quarterly Results
    20th Apr 2024, 14:33 PM

    Read More
  • HDFC Bank opens branch in Lakshadweep
    11th Apr 2024, 11:34 AM

    This branch is aimed at upgrading the banking infrastructure in the Union Territory by offering wide range of services

    Read More
  • HDFC Bank sells 3.03% stake in Indraprastha
    5th Apr 2024, 14:23 PM

    Out of 50,31,897 equity shares, bank has sold 27,81,897 shares

    Read More
  • HDFC Bank reports 55% rise in gross advances during fourth quarter of FY24
    4th Apr 2024, 09:59 AM

    The Bank’s deposits aggregated to around Rs 23,800 billion as of March 31, 2024, a growth of around 26.4% over Rs 18,834 billion as of March 31, 2023

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.