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Bank - Private

Rating :
N/A

BSE: 532187 | NSE: INDUSINDBK

1434.25
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1437.00
  •  1449.70
  •  1426.00
  •  1442.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  4216309
  •  60420.82
  •  1694.50
  •  998.10

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 77,913.63
  • 9.56
  • 10
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,06,964.53
  • 1.65%
  • 1.19

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 16.36%
  • 3.41%
  • 8.37%
  • FII
  • DII
  • Others
  • 34.11%
  • 32.42%
  • 5.33%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 31.82
  • -
  • -

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 17.44
  • 15.03
  • 23.17

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.74
  • 1.74

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 22.35
  • 14.34
  • 13.85

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.73
  • 1.74
  • 1.74

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 15.25
  • 9.24
  • 8.30

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
12,686.28
11,247.78
12.79%
12,546.77
10,729.65
16.94%
12,198.53
10,020.71
21.73%
11,572.25
9,457.41
22.36%
Interest Exp.
7,339.02
6,171.05
18.93%
7,139.14
5,862.54
21.78%
6,822.08
5,351.25
27.49%
6,276.62
4,962.06
26.49%
Net Interest Income
5,347.26
5,076.73
5.33%
5,407.63
4,867.11
11.11%
5,376.45
4,669.46
15.14%
5,295.63
4,495.35
17.80%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
2,184.97
2,281.90
-4.25%
2,441.61
2,209.82
10.49%
2,508.13
2,153.60
16.46%
2,395.92
2,076.48
15.38%
Total Income
14,871.25
13,529.68
9.92%
14,988.38
12,939.47
15.83%
14,706.66
12,174.31
20.80%
13,968.17
11,533.89
21.11%
Operating Exp.
3,932.40
3,449.90
13.99%
3,897.44
3,245.47
20.09%
3,803.04
3,065.56
24.06%
3,649.22
2,885.40
26.47%
Operating Profit
3,599.83
3,908.73
-7.90%
3,951.80
3,831.46
3.14%
4,081.54
3,757.50
8.62%
4,042.33
3,686.43
9.65%
Provision
1,820.10
973.81
86.91%
1,049.84
991.57
5.88%
950.23
1,030.05
-7.75%
969.25
1,064.73
-8.97%
PBT
1,779.73
2,934.92
-39.36%
2,901.96
2,839.89
2.19%
3,131.31
2,727.45
14.81%
3,073.08
2,621.70
17.22%
PBTM
14.03
26.09
-46.22%
23.13
26.47
-12.62%
25.67
27.22
-5.69%
26.56
27.72
-4.18%
TAX
448.47
732.87
-38.81%
731.24
715.45
2.21%
782.23
684.09
14.35%
771.66
658.16
17.25%
PAT
1,331.26
2,202.05
-39.54%
2,170.72
2,124.44
2.18%
2,349.08
2,043.36
14.96%
2,301.42
1,963.54
17.21%
PATM
10.49%
19.58%
17.30%
19.80%
19.26%
20.39%
19.89%
20.76%
EPS
18.53
30.66
-39.56%
30.22
29.58
2.16%
32.70
28.45
14.94%
32.04
27.34
17.19%
Gross NPA
7,638.52
6,164.22
23.92%
7,126.80
5,941.12
19.96%
6,693.38
5,826.27
14.88%
6,377.05
5,710.78
11.67%
Gross NPA%
2.11
1.93
9.33%
2.02
1.94
4.12%
1.92
1.98
-3.03%
1.92
2.06
-6.80%
Net NPA
2,282.01
1,813.76
25.82%
2,095.47
1,746.93
19.95%
1,968.90
1,714.96
14.81%
1,875.18
1,681.45
11.52%
Net NPA%
0.64
0.57
12.28%
0.60
0.58
3.45%
0.57
0.59
-3.39%
0.57
0.62
-8.06%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Net Interest Income
21,426.97
20,615.92
17,592.12
15,000.84
13,527.90
12,058.74
8,846.18
7,497.45
6,062.60
4,516.57
Interest Earned
49,003.83
45,748.21
36,367.92
30,822.44
28,999.80
28,782.83
22,261.15
17,280.75
14,405.67
11,871.74
Interest Expended
27,576.86
25,132.29
18,775.80
15,821.60
15,471.90
16,724.09
13,414.97
9,783.30
8,343.07
7,355.17
Int. income Growth
12.13%
17.19%
17.27%
10.89%
12.18%
36.32%
17.99%
23.67%
34.23%
 
Other Income
9,530.63
9,395.77
8,172.77
7,344.78
6,500.88
6,952.67
5,646.72
4,750.10
4,171.49
3,296.95
Total Income
58,534.46
30,011.69
25,764.89
22,345.62
20,028.78
19,011.41
14,492.90
12,247.55
10,234.09
7,813.52
Total Expenditure
15,282.10
17,569.46
15,425.49
15,560.79
15,771.72
12,543.75
9,284.10
6,555.23
5,683.71
4,187.74
Employee Cost
-
5,373.93
4,178.66
3,473.54
3,039.24
2,819.64
1,853.51
1,780.69
1,521.02
1,236.09
% Of Sales
-
11.75%
11.49%
11.27%
10.48%
9.80%
8.33%
10.30%
10.56%
10.41%
Opt. & Establishment Exp.
-
9,236.75
7,574.42
6,189.19
5,445.23
5,653.89
4,780.64
4,022.39
3,452.75
2,592.53
% Of Sales
-
20.19%
20.83%
20.08%
18.78%
19.64%
21.48%
23.28%
23.97%
21.84%
Provisions
-
3,884.86
4,486.83
6,602.10
7,942.53
4,652.10
3,107.65
1,175.43
1,091.34
672.16
% Of Sales
-
8.49%
12.34%
21.42%
27.39%
16.16%
13.96%
6.80%
7.58%
5.66%
EBITDA
15,675.50
12,442.23
10,339.40
6,784.83
4,257.06
6,467.66
5,208.80
5,692.32
4,550.38
3,625.78
EBITDA Margin
68.81%
60.35%
58.77%
45.23%
31.47%
53.63%
58.88%
75.92%
75.06%
80.28%
Depreciation
0.00
463.04
407.21
352.02
327.64
290.94
228.85
211.64
190.70
156.52
PBT
10,886.08
11,979.20
9,932.19
6,432.82
3,929.41
6,176.73
4,979.95
5,480.68
4,359.68
3,469.26
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
2,733.60
3,002.21
2,489.06
1,628.18
999.54
1,718.86
1,679.47
1,874.69
1,491.79
1,182.81
Tax Rate
25.11%
25.06%
25.06%
25.31%
25.44%
27.83%
33.72%
34.21%
34.22%
34.09%
PAT
8,152.48
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
PAT before Minority Interest
8,152.48
8,976.99
7,443.13
4,804.64
2,929.87
4,457.87
3,300.48
3,605.99
2,867.89
2,286.45
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
26.33%
29.91%
28.89%
21.50%
14.63%
23.45%
22.77%
29.44%
28.02%
29.26%
PAT Growth
-2.17%
20.61%
54.92%
63.99%
-34.28%
35.07%
-8.47%
25.74%
25.43%
 
EPS
113.50
124.98
103.62
66.89
40.79
62.06
45.95
50.20
39.93
31.83

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Shareholder's Funds
63,207.56
55,004.61
48,026.38
43,500.65
34,748.03
26,687.25
23,843.26
20,647.60
17,697.18
Share Capital
778.32
775.90
774.66
773.37
693.54
602.69
600.22
598.15
594.99
Total Reserves
62,325.73
54,184.40
47,235.65
42,721.87
33,371.20
26,073.37
23,228.47
20,034.25
17,088.43
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
3,84,585.67
3,36,120.19
2,93,349.47
2,55,870.10
2,02,026.99
1,94,867.91
1,51,639.17
1,26,572.22
93,000.35
Borrowings
47,611.41
49,011.23
47,323.22
51,322.81
60,753.55
47,321.12
38,289.08
22,453.69
24,995.86
Other Liabilities & Provisions
19,689.33
17,700.59
13,268.30
12,209.73
9,700.03
8,944.43
7,856.27
8,976.38
7,204.81
Total Liabilities
5,15,093.97
4,57,836.62
4,01,967.37
3,62,903.29
3,07,228.60
2,77,820.71
2,21,627.78
1,78,649.89
1,42,898.20
Net Block
2,127.07
1,943.50
1,834.23
1,800.51
1,792.04
1,688.06
1,313.31
1,306.80
1,217.85
Gross Block
5,023.81
4,522.73
4,112.44
3,778.45
3,476.74
3,096.50
2,520.74
2,321.96
2,055.65
Accumulated Depreciation
2,896.74
2,579.23
2,278.21
1,977.94
1,684.70
1,408.44
1,207.43
1,015.16
837.80
Total Non-Current Assets
4,89,016.19
4,31,855.05
3,80,494.88
3,40,734.45
2,84,646.58
2,62,154.95
2,09,586.62
1,69,747.63
1,33,842.06
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
196.95
135.43
94.53
75.23
78.84
21.95
25.44
28.44
37.48
Cash and balance with RBI
18,560.52
42,974.83
60,198.19
17,957.39
13,682.58
9,961.17
10,962.41
7,748.75
4,521.04
Balance with banks and money at call
18,346.89
13,801.93
8,386.51
38,652.49
2,371.52
4,822.23
2,253.47
10,879.51
5,590.83
Investments
1,06,486.49
83,075.68
70,929.89
69,653.42
59,938.44
59,268.04
50,078.33
36,703.62
34,055.52
Advances
3,43,298.27
2,89,923.68
2,39,051.53
2,12,595.41
2,06,783.16
1,86,393.50
1,44,953.66
1,13,080.51
88,419.34
Other Assets
26,077.78
25,981.58
21,472.49
22,168.83
22,582.02
15,665.74
12,041.16
8,902.28
9,056.14
Total Assets
5,15,093.97
4,57,836.63
4,01,967.37
3,62,903.28
3,07,228.60
2,77,820.69
2,21,627.78
1,78,649.91
1,42,898.20
Contingent Liabilities
16,38,930.85
12,64,262.58
9,23,786.00
8,50,074.66
9,67,601.83
9,52,668.45
6,62,099.16
4,06,387.19
2,85,101.32
Bills for collection
36,152.27
33,751.83
29,654.25
23,601.73
22,573.29
32,971.51
37,415.48
19,006.91
13,760.85
Adjusted Book Value
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Cash From Operating Activity
-16,924.73
-12,442.27
16,672.19
44,975.72
-12,907.35
-6,388.95
-20,700.44
11,569.30
-2,926.93
PBT
11,979.20
9,932.19
6,432.82
3,929.42
6,176.73
4,979.96
5,480.67
4,359.69
3,469.26
Adjustment
4,704.38
5,408.18
7,406.67
8,508.56
5,410.11
3,632.65
1,559.74
1,360.96
860.52
Adjustments for Liabilities & Assets
-30,437.22
-26,586.95
5,020.39
33,370.87
-22,355.23
-12,677.11
-25,765.40
7,733.43
-5,907.87
Refund/(Payment) of direct taxes
-3,171.09
-1,195.70
-2,187.69
-833.13
-2,138.96
-2,324.45
-1,975.45
-1,884.78
-1,348.84
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-711.27
-560.16
-406.16
-331.13
-416.15
-637.94
-219.55
-273.64
-257.51
Net Fixed Assets
-496.09
-415.26
-314.63
-262.95
-297.97
-572.27
-195.78
-257.27
Other Investment Activity
-5465.51
-4815.42
-4325.13
-4095.52
-4054.36
-3338.00
-2819.82
-2607.91
Cash from Financing Activity
-2,241.54
1,114.83
-4,302.15
-4,095.79
12,732.70
8,589.65
15,505.11
-2,768.25
2,517.17
Closing Cash & Equivalent
36,907.40
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
Net Cash Inflow / Outflow
-19,877.54
-11,887.60
11,963.87
40,548.80
-590.81
1,562.76
-5,414.88
8,527.41
-667.27
Opening Cash & Equivalents
56,776.76
68,584.71
56,609.89
16,054.11
14,783.40
13,215.88
18,628.25
10,111.87
10,779.14

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Book Value
806.97
704.46
615.79
558.36
486.57
437.22
390.96
338.68
290.81
NIM
4.24
4.09
3.96
3.99
4.26
3.40
3.60
3.60
3.41
Yield on Advances
13.33
12.54
12.89
13.64
13.92
11.94
11.92
12.74
13.43
Yield on Investments
6.21
5.73
6.55
7.66
8.07
6.40
6.87
7.48
6.50
Cost of Liabilities
5.82
4.88
4.64
5.04
6.36
5.54
5.15
5.60
6.23
Interest Spread
7.51
7.67
8.25
8.60
7.56
6.40
6.77
7.14
7.19
ROCE
14.34%
13.07%
10.33%
8.35%
11.79%
11.44%
13.72%
13.45%
11.98%
Cost Income Ratio
47.14
44.04
41.67
40.73
43.04
44.20
45.65
46.74
47.00
Core Cost Income Ratio
47.95
44.01
42.68
43.99
44.33
44.55
47.05
48.04
47.89
Operating Costs to Assets
2.75
2.48
2.32
2.25
2.66
2.31
2.52
2.68
2.57
Loans/Deposits
0.12
0.15
0.16
0.20
0.30
0.24
0.25
0.18
0.27
Cash/Deposits
0.05
0.13
0.21
0.07
0.07
0.05
0.07
0.06
0.05
Investment/Deposits
0.28
0.25
0.24
0.27
0.30
0.30
0.33
0.29
0.37
Inc Loan/Deposits
12.38%
14.58%
16.13%
20.06%
30.07%
24.28%
25.25%
17.74%
26.88%
Credit Deposits
89.26%
86.26%
81.49%
83.09%
102.35%
95.65%
95.59%
89.34%
95.07%
Interest Expended / Interest earned
54.94%
51.63%
51.33%
53.35%
58.10%
60.26%
56.61%
57.92%
61.96%
Interest income / Total funds
8.88%
7.94%
7.67%
7.99%
9.37%
8.01%
7.80%
8.06%
8.31%
Interest Expended / Total funds
4.88%
4.10%
3.94%
4.26%
5.44%
4.83%
4.41%
4.67%
5.15%
CASA
37.88%
40.08%
42.72%
41.74%
40.37%
43.14%
44.01%
36.85%
35.19%

News Update:


  • IndusInd Bank partners with Trustmore to offer enhanced digital Escrow Services in India
    30th Oct 2024, 15:43 PM

    Through this collaboration, IndusInd Bank will extend its full suite of banking products and services to customers utilizing escrow services

    Read More
  • IndusInd Bank enters into partnership with Tata Power Renewable Energy
    29th Oct 2024, 16:27 PM

    This alliance will provide MSEs with collateral-free solar financing, by offering loans ranging from Rs 10 lakh to Rs 2 crore

    Read More
  • IndusInd Bank reports 40% fall in Q2 consolidated net profit
    24th Oct 2024, 16:57 PM

    Consolidated total bank of the bank increased by 9.92% at Rs 14,871.25 crore for Q2FY25

    Read More
  • Indusind Bank - Quarterly Results
    24th Oct 2024, 15:33 PM

    Read More
  • IndusInd Bank’s net advances rise 13% in Q2FY25
    7th Oct 2024, 11:42 AM

    CASA Ratio stood at 35.9% as of September 30, 2024

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  • IndusInd Bank enters into partnership with the Paralympic Committee of India
    23rd Aug 2024, 14:29 PM

    Since 2016, IndusInd Bank has been using sports as a vehicle for change to drive inclusion and sustainability through various sports-related initiatives

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  • IndusInd Bank gets RBI’s nod for setting up wholly owned subsidiary
    20th Aug 2024, 10:10 AM

    The bank has also received approval for infusing equity capital in the said asset management subsidiary

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