Nifty
:
23850.90
Sensex
:
78782.24
-453.45 (-1.87%)
-606.82 (-0.76%)
Nifty
Sensex
:
:
23850.90
78782.24
-453.45 (-1.87%)
-606.82 (-0.76%)

Kotak Mahindra Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 500247 | NSE: KOTAKBANK

NSE BSE
1852.70
05-Jul-2024
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1820.00
  •  1857.95
  •  1818.45
  •  1833.85
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3465653
  •  63847.99
  •  1942.00
  •  1543.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,43,654.17
  • 15.55
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 3,82,473.04
  • 0.12%
  • 2.33

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.89%
  • 1.80%
  • 8.74%
  • FII
  • DII
  • Others
  • 33.39%
  • 26.54%
  • 3.64%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.68
  • 20.98
  • 9.53

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.59
  • 15.87
  • 14.64

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.69
  • 3.30

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 33.94
  • 29.00
  • 24.58

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.95
  • 3.69
  • 3.30

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.68
  • 22.04
  • 19.85

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Dec 23
Dec 22
Var%
Interest Earned
16,426.97
13,716.56
19.76%
15,836.79
12,868.93
23.06%
15,156.18
11,981.63
26.50%
14,494.96
11,011.29
31.64%
Interest Exp.
7,138.98
5,535.52
28.97%
6,805.25
4,834.08
40.78%
6,212.16
4,229.65
46.87%
5,985.48
3,802.45
57.41%
Net Interest Income
9,287.99
8,181.04
13.53%
9,031.54
8,034.85
12.40%
8,944.02
7,751.98
15.38%
8,509.48
7,208.84
18.04%
NIM
4.91
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
10,453.05
7,842.96
33.28%
9,239.08
7,854.98
17.62%
12,751.15
8,784.88
45.15%
9,588.19
7,360.35
30.27%
Total Income
26,880.02
21,559.52
24.68%
25,075.87
20,723.91
21.00%
27,907.33
20,766.51
34.39%
24,083.15
18,371.64
31.09%
Operating Exp.
12,203.82
9,681.02
26.06%
11,488.59
9,889.62
16.17%
14,478.10
10,399.80
39.22%
11,822.08
9,196.29
28.55%
Operating Profit
7,537.22
6,342.98
18.83%
6,782.03
6,000.21
13.03%
7,217.07
6,137.06
17.60%
6,275.59
5,372.90
16.80%
Provision
890.36
454.64
95.84%
774.44
413.78
87.16%
442.05
148.34
198.00%
662.00
148.72
345.13%
PBT
6,646.86
5,888.34
12.88%
9,810.99
5,586.43
75.62%
6,775.02
5,988.72
13.13%
5,613.59
5,224.18
7.45%
PBTM
40.46
42.93
-5.75%
61.95
43.41
42.71%
44.70
49.98
-10.56%
38.73
47.44
-18.36%
TAX
1,649.08
1,465.48
12.53%
2,411.60
1,477.10
63.27%
1,532.77
1,459.20
5.04%
1,411.20
1,265.04
11.55%
PAT
4,997.78
4,422.86
13.00%
7,399.39
4,109.33
80.06%
5,242.25
4,529.52
15.74%
4,202.39
3,959.14
6.14%
PATM
30.42%
32.24%
46.72%
31.93%
34.59%
37.80%
28.99%
35.96%
EPS
25.14
22.25
12.99%
37.22
20.67
80.07%
26.37
22.78
15.76%
21.14
19.91
6.18%
Gross NPA
6,834.74
6,765.74
1.02%
6,251.42
6,587.43
-5.10%
6,002.53
6,418.67
-6.48%
6,981.15
6,730.00
3.73%
Gross NPA%
1.48
1.69
-12.43%
1.39
1.75
-20.57%
1.38
1.76
-21.59%
1.68
1.91
-12.04%
Net NPA
2,066.51
1,554.90
32.90%
1,688.80
1,579.62
6.91%
1,567.08
1,478.64
5.98%
1,487.03
1,667.71
-10.83%
Net NPA%
0.45
0.39
15.38%
0.38
0.43
-11.63%
0.36
0.41
-12.20%
0.36
0.48
-25.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
35,773.03
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
9,278.67
6,352.79
Interest Earned
61,914.90
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
20,401.64
13,318.89
Interest Expended
26,141.87
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
Int. income Growth
14.74%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
17.11%
46.06%
 
Other Income
42,031.47
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
7,630.73
8,152.20
Total Income
1,03,946.37
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
Total Expenditure
49,992.59
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
Employee Cost
-
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
% Of Sales
-
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
18.89%
17.84%
Opt. & Establishment Exp.
-
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
% Of Sales
-
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
36.20%
57.14%
Provisions
-
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
991.57
205.74
% Of Sales
-
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
4.86%
1.54%
EBITDA
27,811.91
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
EBITDA Margin
19.26%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
57.86%
75.35%
Depreciation
0.00
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
344.51
236.89
PBT
28,846.46
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,004.65
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
Tax Rate
24.28%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
31.70%
32.64%
PAT
21,841.81
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
PAT before Minority Interest
21,841.81
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
-65.19
-59.51
PAT Margin
28.07%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
19.91%
20.72%
PAT Growth
28.32%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
44.69%
11.99%
 
EPS
109.86
90.42
74.34
60.02
49.81
43.29
35.81
30.63
24.50
16.93
15.12

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
1,29,971.69
1,12,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
Share Capital
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
917.19
386.18
Total Reserves
1,28,898.44
1,10,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
395.60
335.69
Deposits
4,45,268.76
3,61,272.62
3,10,086.89
2,78,871.41
2,60,400.21
2,24,824.26
1,91,235.80
1,55,540.00
1,35,948.76
72,843.46
Borrowings
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
Other Liabilities & Provisions
1,17,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
Total Liabilities
7,67,666.96
6,20,429.73
5,46,497.91
4,78,854.21
4,43,172.71
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.57
1,48,575.76
Net Block
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
Gross Block
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
Accumulated Depreciation
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
Total Non-Current Assets
7,44,566.20
5,99,631.97
5,23,578.13
4,58,572.08
4,27,016.67
3,80,097.18
3,23,124.38
2,62,930.20
2,28,427.15
1,42,509.51
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
Balance with banks and money at call
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
Investments
2,46,445.72
1,95,337.97
1,64,529.41
1,56,945.55
1,11,196.91
1,03,487.02
90,976.60
68,461.54
70,273.90
45,588.89
Advances
4,30,351.58
3,59,107.46
3,04,473.60
2,52,169.75
2,49,878.96
2,43,461.99
2,05,997.32
1,67,124.91
1,44,792.82
88,632.21
Other Assets
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
Total Assets
7,67,666.96
6,20,429.72
5,46,497.92
4,78,854.21
4,43,172.70
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.59
1,48,575.76
Contingent Liabilities
7,34,057.38
4,67,640.38
2,74,476.68
2,02,290.05
1,90,159.09
2,17,847.15
2,09,757.54
1,96,172.07
2,44,711.86
66,447.09
Bills for collection
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
Adjusted Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
5,024.58
2,301.72
PBT
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
Adjustment
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
1,450.66
-1,906.24
Adjustments for Liabilities & Assets
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
238.88
1,076.28
Refund/(Payment) of direct taxes
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-4,467.08
Net Fixed Assets
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
-1310.04
-268.30
Other Investment Activity
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
-7922.93
-3275.38
Cash from Financing Activity
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
Closing Cash & Equivalent
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
Net Cash Inflow / Outflow
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
Opening Cash & Equivalents
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32
NIM
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
4.09
4.50
Yield on Advances
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
14.09
15.03
Yield on Investments
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
7.29
10.38
Cost of Liabilities
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
6.19
6.68
Interest Spread
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
7.90
8.35
ROCE
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
13.01%
14.00%
Cost Income Ratio
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
64.43
67.21
Core Cost Income Ratio
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
64.72
80.80
Operating Costs to Assets
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
4.52
6.56
Loans/Deposits
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
0.32
0.43
Cash/Deposits
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
0.05
0.05
Investment/Deposits
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
0.52
0.63
Inc Loan/Deposits
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
32.17%
43.13%
Credit Deposits
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
106.51%
121.67%
Interest Expended / Interest earned
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
54.52%
52.30%
Interest income / Total funds
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
8.47%
8.96%
Interest Expended / Total funds
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
4.62%
4.69%
CASA
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%
38.66%
37.13%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Kotak Mahindra Bank’s Q2 consolidated net profit surges 13% to Rs 5,044 crore
    19th Oct 2024, 14:57 PM

    Total consolidated income of the Bank increased by 24.68% at Rs 26,880.02 crore for Q2FY25

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    19th Oct 2024, 12:13 PM

    Read More
  • Kotak Mahindra Bank to acquire personal loan book of Standard Chartered Bank
    18th Oct 2024, 17:15 PM

    This acquisition aligns with KMBL’s strategy to transform for scale and focus on customer-centric growth

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.