Nifty
:
24246.70
Sensex
:
79801.43
-82.25 (-0.34%)
-315.06 (-0.39%)
Nifty
Sensex
:
:
24246.70
79801.43
-82.25 (-0.34%)
-315.06 (-0.39%)

Yes Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 532648 | NSE: YESBANK

NSE BSE
19.28
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  19.53
  •  19.56
  •  19.23
  •  19.42
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  52266742
  •  10128.78
  •  28.55
  •  16.02

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 57,789.43
  • 23.62
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 1,19,591.07
  • N/A
  • 1.21

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.72%
  • 29.29%
  • FII
  • DII
  • Others
  • 26.87%
  • 5.72%
  • 36.40%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -
  • -34.96
  • 14.13

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -4.31
  • -
  • 6.50

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 1.26
  • 1.35

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 20.41
  • 31.87
  • 52.09

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 1.59
  • 1.26
  • 1.35

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 28.79
  • 35.77
  • 35.97

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
7,623.20
7,457.81
2.22%
7,833.00
6,988.73
12.08%
7,737.20
6,713.96
15.24%
7,725.41
6,445.36
19.86%
Interest Exp.
5,351.95
5,309.30
0.80%
5,617.13
4,975.06
12.91%
5,543.62
4,793.61
15.65%
5,485.67
4,449.28
23.29%
Net Interest Income
2,271.25
2,148.51
5.71%
2,215.87
2,013.67
10.04%
2,193.58
1,920.35
14.23%
2,239.74
1,996.08
12.21%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
1,814.65
1,641.79
10.53%
1,583.05
1,254.73
26.17%
1,488.25
1,266.65
17.49%
1,270.86
1,191.86
6.63%
Total Income
9,437.85
9,099.60
3.72%
9,416.05
8,243.46
14.22%
9,225.45
7,980.61
15.60%
8,996.27
7,637.22
17.80%
Operating Exp.
2,762.39
2,874.79
-3.91%
2,709.78
2,392.22
13.27%
2,687.13
2,377.05
13.04%
2,608.40
2,365.34
10.28%
Operating Profit
1,323.51
915.51
44.57%
1,089.14
876.18
24.31%
994.70
809.95
22.81%
902.20
822.60
9.68%
Provision
317.79
464.91
-31.64%
258.84
555.74
-53.42%
297.29
505.57
-41.20%
211.68
360.33
-41.25%
PBT
1,005.72
450.60
123.20%
830.30
320.44
159.11%
697.41
304.38
129.12%
690.52
462.27
49.38%
PBTM
13.19
6.04
118.38%
10.60
4.59
130.94%
9.01
4.53
98.90%
8.94
7.17
24.69%
TAX
261.14
-16.69
-
210.86
77.85
170.85%
130.82
75.74
72.72%
174.52
115.59
50.98%
PAT
744.58
467.29
59.34%
619.44
242.59
155.34%
566.59
228.64
147.81%
516.00
346.68
48.84%
PATM
9.77%
6.27%
7.91%
3.47%
7.32%
3.41%
6.68%
5.38%
EPS
0.24
0.15
60.00%
0.20
0.08
150.00%
0.18
0.07
157.14%
0.16
0.11
45.45%
Gross NPA
3,935.61
3,982.56
-1.18%
3,963.47
4,457.41
-11.08%
3,889.43
4,319.03
-9.95%
3,844.90
4,072.67
-5.59%
Gross NPA%
1.60
1.70
-5.88%
1.60
2.00
-20.00%
1.60
2.00
-20.00%
1.70
2.00
-15.00%
Net NPA
800.14
1,329.73
-39.83%
1,142.62
1,934.36
-40.93%
1,168.02
1,885.19
-38.04%
1,246.03
2,100.69
-40.68%
Net NPA%
0.30
0.60
-50.00%
0.50
0.90
-44.44%
0.50
0.90
-44.44%
0.50
1.00
-50.00%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
8,920.44
8,078.61
7,902.40
6,490.33
7,428.35
6,793.96
9,812.51
7,739.16
5,798.47
4,568.03
3,488.63
Interest Earned
30,918.81
27,605.86
22,702.16
19,018.77
20,039.28
26,052.02
29,623.80
20,268.59
16,425.00
13,533.44
11,572.01
Interest Expended
21,998.37
19,527.25
14,799.76
12,528.44
12,610.93
19,258.06
19,811.29
12,529.43
10,626.53
8,965.41
8,083.38
Int. income Growth
10.42%
2.23%
21.76%
-12.63%
9.34%
-30.76%
26.79%
33.47%
26.94%
30.94%
 
Other Income
6,156.81
5,355.03
3,883.01
3,404.75
3,107.08
11,956.10
4,675.48
5,293.15
4,217.80
2,729.42
2,047.91
Total Income
37,075.62
13,433.64
11,785.41
9,895.08
10,535.43
18,750.06
14,487.99
13,032.31
10,016.27
7,297.45
5,536.54
Total Expenditure
10,767.70
11,350.40
10,370.66
8,062.79
14,937.18
39,246.32
11,833.54
6,595.42
4,790.19
3,429.49
2,548.27
Employee Cost
-
3,887.32
3,475.07
2,958.57
2,517.25
2,691.32
2,538.11
2,234.66
1,840.24
1,319.78
986.63
% Of Sales
-
14.08%
15.31%
15.56%
12.56%
10.33%
8.57%
11.03%
11.20%
9.75%
8.53%
Opt. & Establishment Exp.
-
6,667.63
5,542.27
4,421.17
3,760.09
4,520.76
4,128.77
3,271.24
2,500.98
1,797.09
1,394.30
% Of Sales
-
24.15%
24.41%
23.25%
18.76%
17.35%
13.94%
16.14%
15.23%
13.28%
12.05%
Provisions
-
1,886.55
2,220.16
1,480.25
9,379.90
32,718.10
5,777.56
1,554.24
794.19
536.30
339.48
% Of Sales
-
6.83%
9.78%
7.78%
46.81%
125.59%
19.50%
7.67%
4.84%
3.96%
2.93%
EBITDA
4,309.55
2,083.24
1,414.75
1,832.29
-4,401.75
-20,496.26
2,654.45
6,436.89
5,226.08
3,867.96
2,988.27
EBITDA Margin
65.17%
25.79%
17.90%
28.23%
-59.26%
-301.68%
27.05%
83.17%
90.13%
84.67%
85.66%
Depreciation
0.00
545.55
433.42
398.60
360.03
341.93
305.45
232.36
172.61
111.84
86.07
PBT
3,223.95
1,537.69
981.33
1,433.69
-4,761.77
-20,838.19
2,349.00
6,204.54
5,053.47
3,756.12
2,902.20
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
777.34
252.49
245.51
369.64
-1,272.85
-4,405.61
639.74
1,971.32
1,713.58
1,226.43
904.78
Tax Rate
24.11%
16.42%
25.02%
25.78%
26.73%
21.14%
27.23%
31.77%
33.91%
32.65%
31.18%
PAT
2,446.50
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
PAT before Minority Interest
2,446.61
1,285.20
735.82
1,064.05
-3,488.93
-16,432.58
1,709.27
4,233.22
3,339.89
2,529.69
1,997.42
Minority Interest
-0.11
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
PAT Margin
16.23%
9.57%
6.24%
10.75%
-33.12%
-87.64%
11.80%
32.48%
33.34%
34.67%
36.08%
PAT Growth
90.37%
74.66%
-30.85%
0
0
-1061.38%
-59.62%
26.75%
32.03%
26.65%
 
EPS
0.78
0.41
0.23
0.34
-1.11
-5.24
0.55
1.35
1.07
0.81
0.64

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
42,155.19
40,718.18
33,698.97
33,138.29
21,694.96
26,887.41
25,752.51
22,039.63
13,762.38
11,665.52
Share Capital
5,753.58
5,750.96
5,010.99
5,010.98
2,510.09
463.01
460.59
456.49
420.53
417.74
Total Reserves
35,394.56
33,988.60
28,678.93
28,127.31
19,184.87
26,424.40
25,291.91
21,583.14
13,341.85
11,247.79
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Deposits
2,66,229.53
2,17,382.19
1,97,062.58
1,62,845.93
1,05,311.17
2,27,557.90
2,00,688.60
1,42,857.44
1,11,704.18
91,158.78
Borrowings
80,507.61
77,753.98
72,340.18
63,949.08
1,13,790.50
1,08,424.11
74,893.58
38,606.67
31,658.98
26,220.40
Other Liabilities & Provisions
17,469.22
19,349.78
15,476.01
13,660.13
17,035.53
17,990.19
11,114.96
11,555.94
8,117.08
7,098.27
Total Liabilities
4,06,361.55
3,55,204.13
3,18,577.74
2,73,593.43
2,57,832.16
3,80,859.61
3,12,449.65
2,15,059.68
1,65,242.62
1,36,142.97
Net Block
2,509.10
2,155.71
2,015.82
2,095.60
729.52
778.45
765.14
611.55
414.22
296.09
Gross Block
5,325.48
4,475.56
3,976.34
3,827.37
2,136.52
1,868.35
1,569.75
1,218.10
855.89
632.09
Accumulated Depreciation
2,816.37
2,319.85
1,960.52
1,731.77
1,407.00
1,089.90
804.61
606.54
441.67
336.00
Total Non-Current Assets
3,39,980.17
3,01,793.34
2,81,602.22
2,41,403.14
2,24,634.62
3,58,540.54
2,97,403.38
2,02,485.93
1,55,691.88
1,26,622.53
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
356.63
295.77
125.19
62.78
293.86
51.44
72.15
75.24
60.36
25.73
Cash and balance with RBI
18,139.24
12,864.09
43,452.27
6,812.79
5,943.65
10,797.74
11,425.75
6,952.07
5,776.16
5,240.65
Balance with banks and money at call
1,179.21
6,491.92
3,295.94
22,512.46
2,486.70
16,187.19
13,328.07
12,602.59
2,442.74
2,316.75
Investments
89,996.95
76,749.30
51,753.99
43,114.65
43,747.80
89,328.53
68,293.44
49,981.80
48,788.47
43,193.49
Advances
2,27,799.04
2,03,236.55
1,80,959.01
1,66,804.86
1,71,433.09
2,41,397.19
2,03,518.83
1,32,262.68
98,209.93
75,549.82
Other Assets
66,381.37
53,410.80
36,975.53
32,190.30
33,197.53
22,319.07
15,046.28
12,573.76
9,550.75
9,520.45
Total Assets
4,06,361.54
3,55,204.14
3,18,577.75
2,73,593.44
2,57,832.15
3,80,859.61
3,12,449.66
2,15,059.69
1,65,242.63
1,36,142.98
Contingent Liabilities
7,96,957.75
6,61,385.48
6,80,146.24
4,59,642.29
4,58,527.53
6,54,161.74
5,81,830.27
3,79,564.57
3,31,239.20
3,37,299.25
Bills for collection
15,368.29
17,413.26
4,991.91
2,214.05
5,120.19
5,059.24
1,935.56
1,390.00
1,558.87
1,373.94
Adjusted Book Value
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
9,644.55
-25,816.26
23,597.74
55,395.71
-57,721.22
-24,573.30
-21,810.44
4,384.14
-304.36
-2,317.02
PBT
1,537.69
981.33
1,433.69
-4,761.78
-20,838.19
2,349.01
6,204.54
5,053.47
3,756.12
2,902.20
Adjustment
3,782.00
1,551.16
3,615.03
10,251.01
24,890.64
6,292.88
1,948.64
1,033.45
700.52
470.74
Adjustments for Liabilities & Assets
4,702.03
-28,281.41
18,647.59
50,707.87
-61,208.12
-30,602.04
-27,669.28
174.28
-3,401.30
-4,651.27
Refund/(Payment) of direct taxes
-377.17
-67.33
-98.56
-801.40
-565.55
-2,613.14
-2,294.34
-1,877.06
-1,359.71
-1,038.69
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-12,430.96
-12,904.03
-14,511.40
392.46
14,191.93
-6,293.69
-8,744.90
-4,473.87
-4,022.57
-3,591.23
Net Fixed Assets
-903.85
-666.61
-213.28
-1457.59
-502.93
-266.02
-345.60
-377.35
-256.13
-101.14
Other Investment Activity
-18546.95
-19250.47
-3680.00
10332.75
-8695.28
-10643.56
-6106.51
-5309.61
-4500.92
-3439.03
Cash from Financing Activity
2,770.82
11,450.38
8,391.16
-34,942.04
25,038.31
33,039.32
35,747.92
11,429.21
4,988.75
7,573.96
Closing Cash & Equivalent
19,318.45
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
Net Cash Inflow / Outflow
-15.58
-27,269.90
17,477.51
20,846.13
-18,490.98
2,172.33
5,192.58
11,339.48
661.81
1,665.72
Opening Cash & Equivalents
19,356.01
46,748.20
29,325.25
8,430.36
26,984.93
24,753.82
19,554.66
8,218.90
7,557.40
5,891.68

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
14.30
13.82
13.45
13.23
17.29
116.14
111.82
96.56
65.45
55.85
NIM
2.40
2.64
2.32
3.10
3.04
2.74
2.61
2.87
2.94
2.76
Yield on Advances
12.12
11.17
10.51
12.01
15.20
12.27
9.96
12.42
13.78
15.32
Yield on Investments
5.76
4.69
6.06
8.79
12.28
7.13
6.76
9.02
7.72
8.10
Cost of Liabilities
5.63
5.01
4.65
5.56
8.79
5.90
4.55
5.86
6.25
6.89
Interest Spread
6.49
6.16
5.86
6.45
6.41
6.38
5.41
6.56
7.53
8.43
ROCE
6.22%
5.06%
5.43%
0.16%
-10.03%
7.19%
11.60%
14.10%
13.31%
13.42%
Cost Income Ratio
74.51
72.84
70.55
56.17
36.64
43.91
40.47
41.62
41.18
41.45
Core Cost Income Ratio
76.39
73.03
72.68
61.40
38.95
44.89
42.12
44.80
42.70
42.54
Operating Costs to Assets
2.46
2.42
2.19
2.16
2.66
1.67
1.69
1.94
1.82
1.69
Loans/Deposits
0.30
0.36
0.37
0.39
1.08
0.48
0.37
0.27
0.28
0.29
Cash/Deposits
0.07
0.06
0.22
0.04
0.06
0.05
0.06
0.05
0.05
0.06
Investment/Deposits
0.34
0.35
0.26
0.26
0.42
0.39
0.34
0.35
0.44
0.47
Inc Loan/Deposits
30.24%
35.77%
36.71%
39.27%
108.05%
47.65%
37.32%
27.02%
28.34%
28.76%
Credit Deposits
85.56%
93.49%
91.83%
102.43%
162.79%
106.08%
101.41%
92.58%
87.92%
82.88%
Interest Expended / Interest earned
70.74%
65.19%
65.87%
62.93%
73.92%
66.88%
61.82%
64.70%
66.25%
69.85%
Interest income / Total funds
6.79%
6.39%
5.97%
7.32%
10.10%
7.78%
6.49%
7.64%
8.19%
8.50%
Interest Expended / Total funds
4.81%
4.17%
3.93%
4.61%
7.47%
5.20%
4.01%
4.94%
5.43%
5.94%
CASA
30.91%
30.77%
31.12%
26.15%
26.63%
33.07%
36.46%
36.30%
28.05%
23.12%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • Yes Bank reports 59% jump in Q4 consolidated net profit
    21st Apr 2025, 10:59 AM

    Total consolidated income of the bank increased by 3.72% at Rs 9437.85 crore for Q4FY25

    Read More
  • Yes Bank records 8% growth in loan and advances in Q4FY25
    4th Apr 2025, 12:07 PM

    Total deposits grew 6.8% to Rs 2,84,488 crore (provisional) as of March 31, 2025

    Read More
  • Yes Bank inks MoU with DPIIT
    21st Mar 2025, 11:48 AM

    This collaboration aims to foster innovation and provide crucial support to product startups, innovators, and entrepreneurs across the country

    Read More
  • Yes Bank launches GST payment facility
    15th Mar 2025, 14:44 PM

    The service is authorised by the Government of India, underscoring the bank’s commitment to supporting the nation’s digital ecosystem and enhancing ease of doing business

    Read More
  • Yes Bank reports over 2-fold jump in Q3 consolidated net profit
    27th Jan 2025, 11:20 AM

    Total income of the bank increased by 14.22% at Rs 9416.05 crore for Q3FY25

    Read More
  • Yes Bank - Quarterly Results
    25th Jan 2025, 12:39 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.