Nifty
Sensex
:
:
24039.35
79212.53
-207.35 (-0.86%)
-588.90 (-0.74%)

Bank - Private

Rating :
N/A

BSE: 532174 | NSE: ICICIBANK

1272.40
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1275.00
  •  1279.00
  •  1263.20
  •  1267.70
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  8396554
  •  106684.40
  •  1436.00
  •  1051.05

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 10,01,437.19
  • 19.62
  • 2
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 11,18,922.17
  • 0.78%
  • 3.25

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 0.00%
  • 1.02%
  • 7.16%
  • FII
  • DII
  • Others
  • 45.82%
  • 41.38%
  • 4.62%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • -0.50
  • -19.08
  • -10.42

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 13.43
  • 35.18
  • 21.03

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 2.94
  • 3.13

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 21.98
  • 20.58
  • 19.00

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 2.65
  • 2.94
  • 3.13

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 14.04
  • 14.13
  • 14.36

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 25
Mar 24
Var%
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Interest Earned
48,386.92
42,606.72
13.57%
47,037.12
40,865.23
15.10%
46,325.78
38,938.08
18.97%
44,581.65
37,105.89
20.15%
Interest Exp.
23,047.32
20,423.73
12.85%
22,633.41
19,408.76
16.61%
22,225.30
17,908.01
24.11%
21,121.62
16,367.66
29.04%
Net Interest Income
25,339.60
22,182.99
14.23%
24,403.71
21,456.47
13.74%
24,100.48
21,030.07
14.60%
23,460.03
20,738.23
13.12%
NIM
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
31,360.85
24,574.98
27.61%
27,589.44
18,614.53
48.21%
26,616.77
18,354.18
45.02%
22,688.41
14,978.11
51.48%
Total Income
79,747.77
67,181.70
18.70%
74,626.56
59,479.76
25.47%
72,942.55
57,292.26
27.32%
67,270.06
52,084.00
29.16%
Operating Exp.
36,647.64
29,906.42
22.54%
32,242.27
23,908.69
34.86%
30,838.91
23,911.01
28.97%
28,071.16
20,056.67
39.96%
Operating Profit
20,052.81
16,851.55
19.00%
19,750.88
16,162.31
22.20%
19,878.34
15,473.24
28.47%
18,077.28
15,659.67
15.44%
Provision
940.13
697.91
34.71%
1,267.86
1,020.45
24.25%
1,381.88
649.01
112.92%
1,315.89
1,345.04
-2.17%
PBT
19,112.68
16,153.64
18.32%
18,483.02
15,141.86
22.07%
18,496.46
14,824.23
24.77%
16,761.39
14,314.63
17.09%
PBTM
39.50
37.91
4.19%
39.29
37.05
6.05%
39.93
38.07
4.89%
37.60
38.58
-2.54%
TAX
4,789.31
4,180.91
14.55%
4,654.41
3,886.67
19.75%
4,635.66
3,808.82
21.71%
4,355.45
3,551.22
22.65%
PAT
14,323.37
11,972.73
19.63%
13,828.61
11,255.19
22.86%
13,860.80
11,015.41
25.83%
12,405.94
10,763.41
15.26%
PATM
29.60%
28.10%
29.40%
27.54%
29.92%
28.29%
27.83%
29.01%
EPS
24.71
20.65
19.66%
23.85
19.42
22.81%
23.91
19.00
25.84%
21.40
18.57
15.24%
Gross NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Gross NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
Net NPA%
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
97,303.82
85,407.77
70,523.42
54,240.20
46,503.57
40,170.25
32,804.11
27,900.30
26,104.15
25,297.24
22,645.85
Interest Earned
1,86,331.47
1,59,515.93
1,21,066.81
95,406.87
89,162.66
84,835.77
71,981.65
62,162.35
60,939.98
59,293.71
54,964.00
Interest Expended
89,027.65
74,108.16
50,543.39
41,166.67
42,659.09
44,665.52
39,177.54
34,262.05
34,835.83
33,996.47
32,318.15
Int. income Growth
13.93%
21.11%
30.02%
16.64%
15.77%
22.45%
17.58%
6.88%
3.19%
11.71%
 
Other Income
1,08,255.47
76,521.80
65,111.99
62,129.45
72,029.53
64,950.33
59,324.85
56,806.75
52,457.65
42,102.14
35,252.24
Total Income
2,94,586.94
1,61,929.57
1,35,635.41
1,16,369.65
1,18,533.10
1,05,120.58
92,128.96
84,707.05
78,561.80
67,399.38
57,898.09
Total Expenditure
1,27,799.98
99,559.99
87,864.38
80,798.36
91,322.36
85,362.19
83,774.86
72,806.45
63,840.81
52,271.07
38,795.89
Employee Cost
-
19,171.98
15,234.17
12,341.60
11,050.91
11,156.75
9,425.26
8,333.53
7,893.26
6,912.29
6,568.32
% Of Sales
-
12.02%
12.58%
12.94%
12.39%
13.15%
13.09%
13.41%
12.95%
11.66%
11.95%
Opt. & Establishment Exp.
-
80,546.02
68,719.41
62,140.13
66,547.44
61,530.95
55,779.46
48,344.24
41,188.35
34,701.16
29,217.55
% Of Sales
-
50.49%
56.76%
65.13%
74.64%
72.53%
77.49%
77.77%
67.59%
58.52%
53.16%
Provisions
-
3,712.41
6,939.92
8,976.65
16,377.39
15,014.07
20,461.82
17,972.96
16,582.48
12,305.40
4,536.34
% Of Sales
-
2.33%
5.73%
9.41%
18.37%
17.70%
28.43%
28.91%
27.21%
20.75%
8.25%
EBITDA
77,759.31
62,369.58
47,771.03
35,571.29
27,210.74
19,758.39
8,354.10
11,900.60
14,720.99
15,128.31
19,102.20
EBITDA Margin
31.41%
73.03%
67.74%
65.58%
58.51%
49.19%
25.47%
42.65%
56.39%
59.80%
84.35%
Depreciation
0.00
1,935.21
1,514.56
1,330.01
1,326.69
1,169.79
945.84
922.14
911.64
823.89
763.16
PBT
72,853.55
60,434.36
46,256.47
34,241.27
25,884.05
18,588.61
7,408.26
10,978.46
13,809.35
14,304.41
18,339.03
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
18,434.83
15,427.62
11,793.44
8,457.44
5,664.37
7,363.14
1,719.10
1,878.92
2,469.02
3,377.52
5,396.73
Tax Rate
25.30%
25.53%
25.50%
24.70%
21.88%
39.61%
23.21%
17.11%
17.88%
23.61%
29.43%
PAT
50,878.54
43,182.60
33,038.36
24,355.67
18,240.03
9,566.31
4,254.24
7,712.18
10,188.39
10,179.96
12,246.87
PAT before Minority Interest
54,418.72
45,006.74
34,463.03
25,783.83
20,219.68
11,225.47
5,689.16
9,099.54
11,340.33
10,926.89
12,942.30
Minority Interest
-3,540.18
-1,824.14
-1,424.67
-1,428.16
-1,979.65
-1,659.16
-1,434.92
-1,387.36
-1,151.94
-746.93
-695.43
PAT Margin
24.75%
26.67%
24.36%
20.93%
15.39%
9.10%
4.62%
9.10%
12.97%
15.10%
21.15%
PAT Growth
20.91%
30.70%
35.65%
33.53%
90.67%
124.87%
-44.84%
-24.30%
0.08%
-16.88%
 
EPS
93.87
74.49
56.99
42.01
31.46
16.50
7.34
13.30
17.57
17.56
21.13

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
2,56,143.83
2,14,497.79
1,82,052.49
1,57,587.50
1,22,960.06
1,14,253.41
1,10,629.70
1,04,632.00
94,110.71
84,704.54
Share Capital
1,404.68
1,396.78
1,389.97
1,383.41
1,294.76
1,289.46
1,285.81
1,165.11
1,163.17
1,159.66
Total Reserves
2,53,333.84
2,12,340.13
1,80,396.11
1,56,200.99
1,21,661.81
1,12,959.27
1,09,338.32
1,03,460.63
92,940.85
83,537.44
Minority Interest
13,888.42
6,686.75
5,980.89
9,588.34
6,794.77
6,580.54
6,008.19
4,865.31
3,355.64
2,505.81
Deposits
14,43,579.95
12,10,832.15
10,91,365.79
9,59,940.02
8,00,784.46
6,81,316.94
5,85,796.11
5,12,587.26
4,51,077.39
3,85,955.25
Borrowings
2,07,428.00
1,89,061.81
1,61,602.68
1,43,899.94
2,13,851.78
2,10,324.12
2,29,401.83
1,88,286.76
2,20,377.66
2,11,252.00
Other Liabilities & Provisions
4,43,022.82
3,37,412.00
3,11,635.53
3,02,796.45
2,32,901.16
2,26,318.89
1,92,445.22
1,75,353.32
1,49,834.79
1,41,661.56
Total Liabilities
23,64,063.02
19,58,490.50
17,52,637.38
15,73,812.25
13,77,292.23
12,38,793.90
11,24,281.05
9,85,724.65
9,18,756.19
8,26,079.16
Net Block
13,240.28
10,969.00
10,605.41
10,809.26
10,408.66
9,660.42
9,465.01
9,337.96
8,713.46
5,871.21
Gross Block
26,992.03
22,324.55
21,102.15
21,065.48
19,715.89
18,131.88
17,727.49
16,883.75
15,751.70
12,433.59
Accumulated Depreciation
13,751.75
11,355.54
10,496.74
10,256.22
9,307.24
8,471.46
8,262.49
7,545.79
7,038.24
6,562.38
Total Non-Current Assets
22,63,947.89
18,70,843.77
16,81,137.26
14,86,759.80
12,87,980.32
11,42,213.76
10,37,526.04
9,09,519.43
8,53,522.63
7,66,309.29
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
89,943.02
68,648.94
1,09,630.71
46,302.20
35,311.93
38,066.28
33,272.60
31,891.26
27,277.56
25,837.67
Balance with banks and money at call
72,825.88
67,807.55
73,495.28
1,01,268.33
92,540.99
49,324.62
55,726.53
48,599.61
37,758.41
21,799.50
Investments
8,27,162.51
6,39,551.97
5,67,097.72
5,36,578.62
4,43,472.63
3,98,200.76
3,72,207.68
3,04,373.29
2,86,044.09
2,74,310.81
Advances
12,60,776.20
10,83,866.31
9,20,308.14
7,91,801.39
7,06,246.11
6,46,961.68
5,66,854.22
5,15,317.31
4,93,729.11
4,38,490.10
Other Assets
1,00,115.14
87,646.72
71,500.13
87,052.45
89,311.91
96,580.14
86,755.00
76,205.22
65,233.57
59,769.89
Total Assets
23,64,063.03
19,58,490.49
17,52,637.39
15,73,812.25
13,77,292.23
12,38,793.90
11,24,281.04
9,85,724.65
9,18,756.20
8,26,079.18
Contingent Liabilities
57,57,816.33
50,35,951.10
45,52,341.12
30,21,344.23
30,03,053.53
26,12,071.94
18,91,035.83
13,07,841.59
11,17,647.02
10,19,038.57
Bills for collection
1,00,791.76
86,457.67
75,232.60
54,846.38
48,401.26
49,579.19
28,705.41
22,755.55
21,750.06
16,291.49
Adjusted Book Value
358.32
301.66
256.96
223.34
185.10
172.47
167.39
158.52
142.72
146.10

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
1,57,284.48
-3,771.19
58,111.43
1,38,015.30
79,564.75
48,671.05
19,382.93
52,635.53
23,645.32
-12,273.14
PBT
59,684.00
45,830.08
33,567.54
24,048.68
16,929.45
5,973.34
9,591.10
12,657.43
13,557.47
17,643.59
Adjustment
7,309.03
10,352.47
12,008.22
15,810.19
16,762.25
21,163.97
14,938.99
10,967.38
9,487.28
5,072.26
Adjustments for Liabilities & Assets
1,03,635.06
-49,078.32
17,517.45
1,01,990.01
48,264.95
29,889.98
-696.40
34,913.98
7,099.12
-29,654.20
Refund/(Payment) of direct taxes
-13,343.60
-10,875.43
-4,981.77
-3,833.59
-2,391.89
-8,356.24
-4,450.76
-5,903.25
-6,498.55
-5,334.80
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-1,45,931.09
-68,005.32
-39,321.44
-62,986.91
-42,308.43
-30,147.22
-50,573.45
-1,605.74
-11,819.26
-12,931.70
Net Fixed Assets
-2527.94
-939.96
-1266.27
-1223.00
-1156.93
-146.73
-709.19
-636.03
-3272.44
-453.81
Other Investment Activity
-90288.23
-59076.41
-81801.92
-59857.17
-46472.96
-65742.26
-16627.82
-26132.15
-26608.56
-27071.99
Cash from Financing Activity
13,764.51
24,790.72
17,451.00
-54,666.77
2,992.18
-19,997.43
39,675.97
-35,469.54
5,813.91
24,827.20
Closing Cash & Equivalent
1,62,768.90
1,36,456.49
1,83,125.98
1,47,570.53
1,27,852.92
87,390.90
88,999.13
80,490.87
65,035.97
47,637.17
Net Cash Inflow / Outflow
25,117.90
-46,985.80
36,240.99
20,361.62
40,248.50
-1,473.60
8,485.45
15,560.26
17,639.98
-377.65
Opening Cash & Equivalents
1,36,456.49
1,83,125.98
1,47,011.84
1,27,852.92
87,390.90
88,999.13
80,490.87
65,035.97
47,637.17
48,258.23

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
358.32
301.66
256.96
223.34
185.10
172.47
167.39
158.52
142.72
132.82
NIM
3.79
3.79
3.25
3.15
3.14
2.90
2.71
2.90
2.99
2.98
Yield on Advances
12.65
11.17
10.37
11.26
12.01
11.13
10.97
11.83
12.01
12.53
Yield on Investments
5.05
4.56
4.29
5.85
5.56
5.17
6.28
8.46
6.64
5.93
Cost of Liabilities
4.49
3.61
3.29
3.86
4.40
4.39
4.20
4.97
5.06
5.41
Interest Spread
8.16
7.56
7.08
7.40
7.61
6.73
6.76
6.86
6.95
7.12
ROCE
17.47%
15.34%
12.96%
10.91%
9.08%
5.90%
6.79%
8.36%
8.62%
10.75%
Cost Income Ratio
60.39
60.78
62.86
64.35
68.03
69.75
65.82
61.31
60.52
60.49
Core Cost Income Ratio
61.83
61.30
64.25
68.99
70.20
71.77
71.57
70.18
64.58
63.18
Operating Costs to Assets
4.14
4.21
4.17
4.85
5.19
5.19
4.96
4.89
4.44
4.24
Loans/Deposits
0.14
0.16
0.15
0.15
0.27
0.31
0.39
0.37
0.49
0.55
Cash/Deposits
0.06
0.06
0.10
0.05
0.04
0.06
0.06
0.06
0.06
0.07
Investment/Deposits
0.57
0.53
0.52
0.56
0.55
0.58
0.64
0.59
0.63
0.71
Inc Loan/Deposits
14.37%
15.61%
14.81%
14.99%
26.71%
30.87%
39.16%
36.73%
48.86%
54.73%
Credit Deposits
87.34%
89.51%
84.33%
82.48%
88.19%
94.96%
96.77%
100.53%
109.46%
113.61%
Interest Expended / Interest earned
46.46%
41.75%
43.15%
47.84%
52.65%
54.43%
55.12%
57.16%
57.34%
58.80%
Interest income / Total funds
6.75%
6.18%
5.44%
5.67%
6.16%
5.81%
5.53%
6.18%
6.45%
6.65%
Interest Expended / Total funds
3.13%
2.58%
2.35%
2.71%
3.24%
3.16%
3.05%
3.53%
3.70%
3.91%
CASA
41.90%
45.48%
48.60%
46.17%
44.84%
48.78%
51.32%
49.90%
45.40%
44.71%

News Update:


  • ICICI Bank reports 16% rise in Q4 consolidated net profit
    21st Apr 2025, 10:50 AM

    Total consolidated income of the bank increased by 18.70% at Rs 79,747.77 crore for Q4FY25

    Read More
  • ICICI Bank reports 17% rise in Q3 consolidated net profit
    25th Jan 2025, 17:12 PM

    Total consolidated income of the bank increased by 25.47% at Rs 74,626.56 crore for Q3FY25

    Read More
  • ICICI Bank - Quarterly Results
    25th Jan 2025, 14:32 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.