Nifty
:
22795.90
Sensex
:
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)
Nifty
Sensex
:
:
22795.90
75311.06
-117.25 (-0.51%)
-424.90 (-0.56%)

Kotak Mahindra Bank Ltd.

Bank - Private

Rating :
N/A

BSE: 500247 | NSE: KOTAKBANK

NSE BSE
1915.95
06-Feb-2025
  • Day's Open
  • Day's High
  • Day's Low
  • Previous Close
  •  1917.00
  •  1920.00
  •  1896.45
  •  1911.75
  • Volume
  • Traded Value (lacs)
  • 52 Week High
  • 52 Week Low
  •  3193971
  •  60944.14
  •  1994.90
  •  1543.85

Stock Summary

  • Market Cap(Crs)
  • Stock P:E
  • Face Value
  • 3,88,303.48
  • 17.23
  • 5
  • Enterprise Value(Crs)
  • Dividend Yield
  • Price:Book Value
  • 4,27,122.35
  • 0.10%
  • 2.56

Shareholding Pattern

  • Promoter
  • Corporate
  • Public
  • 25.89%
  • 1.92%
  • 8.64%
  • FII
  • DII
  • Others
  • 32.48%
  • 27.20%
  • 3.87%

Chart

Price | P:E | P:BV | EV:EBITDA | EPS

NII CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 14.68
  • 20.98
  • 9.53

EBITDA CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 19.59
  • 15.87
  • 14.64

PAT CAGR (%)

  • 10 Years
  • 5 Years
  • 3 Years
  • 3.53
  • 3.12

P:E (Median)

  • 8 Years
  • 5 Years
  • 3 Years
  • 33.90
  • 27.72
  • 21.86

P:BV (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 3.89
  • 3.53
  • 3.12

EV:EBITDA (Average)

  • 8 Years
  • 5 Years
  • 3 Years
  • 23.29
  • 21.12
  • 18.78

Quarterly Results

Consolidated Figures in Rs. Crores /

Standalone
Description
Dec 24
Dec 23
Var%
Sep 24
Sep 23
Var%
Jun 24
Jun 23
Var%
Mar 24
Mar 23
Var%
Interest Earned
16,633.14
14,494.96
14.75%
16,426.97
13,716.56
19.76%
15,836.79
12,868.93
23.06%
15,156.18
11,981.63
26.50%
Interest Exp.
7,170.74
5,985.48
19.80%
7,138.98
5,535.52
28.97%
6,805.25
4,834.08
40.78%
6,212.16
4,229.65
46.87%
Net Interest Income
9,462.40
8,509.48
11.20%
9,287.99
8,181.04
13.53%
9,031.54
8,034.85
12.40%
8,944.02
7,751.98
15.38%
NIM
0.00
0.00
0
4.91
0.00
0
0.00
0.00
0
0.00
0.00
0
Other Income
7,312.65
9,588.19
-23.73%
10,453.05
7,842.96
33.28%
9,239.08
7,854.98
17.62%
12,751.15
8,784.88
45.15%
Total Income
23,945.79
24,083.15
-0.57%
26,880.02
21,559.52
24.68%
25,075.87
20,723.91
21.00%
27,907.33
20,766.51
34.39%
Operating Exp.
9,540.80
11,822.08
-19.30%
12,203.82
9,681.02
26.06%
11,488.59
9,889.62
16.17%
14,478.10
10,399.80
39.22%
Operating Profit
7,234.25
6,275.59
15.28%
7,537.22
6,342.98
18.83%
6,782.03
6,000.21
13.03%
7,217.07
6,137.06
17.60%
Provision
1,054.17
662.00
59.24%
890.36
454.64
95.84%
774.44
413.78
87.16%
442.05
148.34
198.00%
PBT
6,180.08
5,613.59
10.09%
6,646.86
5,888.34
12.88%
9,810.99
5,586.43
75.62%
6,775.02
5,988.72
13.13%
PBTM
37.16
38.73
-4.05%
40.46
42.93
-5.75%
61.95
43.41
42.71%
44.70
49.98
-10.56%
TAX
1,540.45
1,411.20
9.16%
1,649.08
1,465.48
12.53%
2,411.60
1,477.10
63.27%
1,532.77
1,459.20
5.04%
PAT
4,639.63
4,202.39
10.40%
4,997.78
4,422.86
13.00%
7,399.39
4,109.33
80.06%
5,242.25
4,529.52
15.74%
PATM
27.89%
28.99%
30.42%
32.24%
46.72%
31.93%
34.59%
37.80%
EPS
23.34
21.14
10.41%
25.14
22.25
12.99%
37.22
20.67
80.07%
26.37
22.78
15.76%
Gross NPA
7,218.17
6,981.15
3.40%
6,834.74
6,765.74
1.02%
6,251.42
6,587.43
-5.10%
6,002.53
6,418.67
-6.48%
Gross NPA%
1.51
1.68
-10.12%
1.48
1.69
-12.43%
1.39
1.75
-20.57%
1.38
1.76
-21.59%
Net NPA
2,070.42
1,487.03
39.23%
2,066.51
1,554.90
32.90%
1,688.80
1,579.62
6.91%
1,567.08
1,478.64
5.98%
Net NPA%
0.44
0.36
22.22%
0.45
0.39
15.38%
0.38
0.43
-11.63%
0.36
0.41
-12.20%
CASA
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0
0.00
0.00
0

Annual Results

Consolidated Figures in Rs. Crores /

Standalone
Description
TTM
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Net Interest Income
36,725.95
33,669.39
27,739.93
22,187.08
19,853.28
17,573.48
14,644.61
12,664.23
10,866.70
9,278.67
6,352.79
Interest Earned
64,053.08
56,236.63
42,151.06
33,740.62
32,819.83
33,474.16
29,831.22
25,131.08
22,324.21
20,401.64
13,318.89
Interest Expended
27,327.13
22,567.24
14,411.13
11,553.54
12,966.55
15,900.68
15,186.61
12,466.85
11,457.51
11,122.97
6,966.10
Int. income Growth
13.08%
21.38%
25.03%
11.76%
12.97%
20.00%
15.64%
16.54%
17.11%
46.06%
 
Other Income
39,755.93
38,037.28
25,990.97
24,941.06
23,587.68
16,891.58
16,147.89
13,682.23
11,659.56
7,630.73
8,152.20
Total Income
1,03,809.01
71,706.67
53,730.90
47,128.14
43,440.96
34,465.06
30,792.50
26,346.46
22,526.26
16,909.40
14,504.99
Total Expenditure
47,711.31
47,051.55
33,485.46
30,699.48
29,811.57
22,578.36
19,758.37
16,804.80
14,832.11
11,541.14
9,718.12
Employee Cost
-
10,347.31
8,479.03
7,140.93
5,855.70
5,755.97
4,850.90
4,380.90
3,982.31
3,854.05
2,375.46
% Of Sales
-
18.40%
20.12%
21.16%
17.84%
17.20%
16.26%
17.43%
17.84%
18.89%
17.84%
Opt. & Establishment Exp.
-
36,315.27
25,765.27
23,748.75
22,025.54
15,194.07
14,778.94
12,166.02
10,625.30
7,384.54
7,610.70
% Of Sales
-
64.58%
61.13%
70.39%
67.11%
45.39%
49.54%
48.41%
47.60%
36.20%
57.14%
Provisions
-
1,972.47
439.68
770.50
2,852.43
2,558.10
1,045.37
1,024.74
948.92
991.57
205.74
% Of Sales
-
3.51%
1.04%
2.28%
8.69%
7.64%
3.50%
4.08%
4.25%
4.86%
1.54%
EBITDA
28,770.57
24,655.12
20,245.44
16,428.66
13,629.39
11,886.70
11,034.13
9,541.66
7,694.15
5,368.26
4,786.87
EBITDA Margin
25.51%
73.23%
72.98%
74.05%
68.65%
67.64%
75.35%
75.34%
70.80%
57.86%
75.35%
Depreciation
0.00
791.75
599.26
480.35
461.05
464.89
458.42
383.43
362.21
344.51
236.89
PBT
29,412.95
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.23
7,331.93
5,023.74
4,549.98
Exceptional Inc./Exp.
-
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provision for Tax
7,133.90
5,886.55
4,865.74
4,016.43
3,265.44
2,814.72
3,456.02
3,011.09
2,382.85
1,592.62
1,484.90
Tax Rate
24.25%
24.67%
24.77%
25.18%
24.80%
24.64%
32.68%
32.88%
32.50%
31.70%
32.64%
PAT
22,279.05
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,090.47
4,870.25
3,365.93
3,005.57
PAT before Minority Interest
22,279.05
17,976.83
14,780.44
11,931.87
9,902.90
8,607.08
7,119.70
6,147.14
4,949.08
3,431.12
3,065.08
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
-56.67
-78.83
-65.19
-59.51
PAT Margin
29.13%
25.07%
27.51%
25.32%
22.80%
24.97%
23.12%
23.12%
21.62%
19.91%
20.72%
PAT Growth
29.05%
21.63%
23.87%
20.49%
15.06%
20.89%
16.90%
25.05%
44.69%
11.99%
 
EPS
112.06
90.42
74.34
60.01
49.81
43.29
35.81
30.63
24.50
16.93
15.12

Results Balance Sheet

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Shareholder's Funds
1,29,971.69
1,12,314.40
97,165.34
84,838.60
67,136.98
58,281.80
50,488.23
38,492.71
33,364.05
22,156.31
Share Capital
993.96
1,493.28
1,492.33
1,490.92
1,456.52
1,454.38
952.82
920.45
917.19
386.18
Total Reserves
1,28,898.44
1,10,760.81
95,641.70
83,345.53
65,677.60
56,825.35
49,533.24
37,570.39
32,443.45
21,767.14
Minority Interest
0.00
0.00
0.00
0.00
0.00
0.00
0.00
474.43
395.60
335.69
Deposits
4,45,268.76
3,61,272.62
3,10,086.89
2,78,871.41
2,60,400.21
2,24,824.26
1,91,235.80
1,55,540.00
1,35,948.76
72,843.46
Borrowings
75,105.61
57,033.92
55,159.87
47,738.90
65,576.72
66,438.94
58,603.97
49,689.91
43,729.79
31,414.88
Other Liabilities & Provisions
1,17,320.90
89,808.79
84,085.81
67,405.30
50,058.80
45,626.24
37,392.47
31,990.51
27,365.37
21,825.42
Total Liabilities
7,67,666.96
6,20,429.73
5,46,497.91
4,78,854.21
4,43,172.71
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.57
1,48,575.76
Net Block
2,562.51
2,261.20
1,909.63
1,740.16
1,860.96
1,883.71
1,749.83
1,755.20
1,761.02
1,384.97
Gross Block
6,401.58
5,583.30
5,060.14
4,638.64
4,499.79
4,396.36
4,433.65
4,336.70
4,046.92
2,675.00
Accumulated Depreciation
3,839.08
3,322.10
3,150.51
2,898.48
2,638.83
2,512.65
2,683.82
2,581.50
2,285.91
1,290.03
Total Non-Current Assets
7,44,566.20
5,99,631.97
5,23,578.13
4,58,572.08
4,27,016.67
3,80,097.18
3,23,124.38
2,62,930.20
2,28,427.15
1,42,509.51
Lease Adjustment A/c
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash and balance with RBI
36,286.74
19,985.20
36,049.18
12,528.00
9,513.23
10,910.92
8,933.50
7,512.23
6,924.90
3,945.12
Balance with banks and money at call
28,919.65
22,940.14
16,616.31
35,188.62
54,566.61
20,353.54
15,467.13
18,076.32
4,674.51
2,958.32
Investments
2,46,445.72
1,95,337.97
1,64,529.41
1,56,945.55
1,11,196.91
1,03,487.02
90,976.60
68,461.54
70,273.90
45,588.89
Advances
4,30,351.58
3,59,107.46
3,04,473.60
2,52,169.75
2,49,878.96
2,43,461.99
2,05,997.32
1,67,124.91
1,44,792.82
88,632.21
Other Assets
23,100.76
20,797.75
22,919.79
20,282.13
16,156.03
15,074.06
14,596.09
13,257.36
12,376.44
6,066.25
Total Assets
7,67,666.96
6,20,429.72
5,46,497.92
4,78,854.21
4,43,172.70
3,95,171.24
3,37,720.47
2,76,187.56
2,40,803.59
1,48,575.76
Contingent Liabilities
7,34,057.38
4,67,640.38
2,74,476.68
2,02,290.05
1,90,159.09
2,17,847.15
2,09,757.54
1,96,172.07
2,44,711.86
66,447.09
Bills for collection
47,467.71
44,655.24
38,709.28
41,272.80
39,518.98
31,852.23
24,255.31
20,318.26
14,964.05
4,419.99
Adjusted Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32

Cash Flow

Consolidated Figures in Rs. Crores /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Cash From Operating Activity
15,685.00
-1,242.43
8,308.36
4,881.13
46,618.83
1,822.38
-10,392.41
13,222.50
5,024.58
2,301.72
PBT
23,863.38
19,646.18
15,948.30
13,168.34
11,421.80
10,575.72
9,158.22
7,331.93
5,023.74
4,549.98
Adjustment
-4,343.90
2,152.34
122.16
-1,268.57
3,967.80
548.67
645.31
-524.95
1,450.66
-1,906.24
Adjustments for Liabilities & Assets
2,203.11
-18,275.57
-4,017.75
-3,792.56
34,095.51
-5,870.54
-17,249.17
8,525.05
238.88
1,076.28
Refund/(Payment) of direct taxes
-6,037.59
-4,765.38
-3,744.34
-3,226.08
-2,866.28
-3,431.46
-2,946.77
-2,109.53
-1,688.70
-1,418.30
Other Direct Payments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Cash From Investing Activity
-9,096.93
-10,550.18
-10,969.26
-11,116.14
-13,198.87
-3,382.56
-5,608.25
-5,268.09
-8,662.39
-4,467.08
Net Fixed Assets
-633.50
-379.28
-301.34
-109.83
-39.76
91.51
-35.30
-236.89
-1310.04
-268.30
Other Investment Activity
-15650.42
-15436.00
-15203.60
-16984.99
-7058.85
-9244.78
-8996.13
-12355.13
-7922.93
-3275.38
Cash from Financing Activity
15,515.11
1,883.00
7,543.40
-10,072.05
-735.00
8,364.59
14,679.40
6,055.26
2,024.41
2,425.69
Closing Cash & Equivalent
65,206.39
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
Net Cash Inflow / Outflow
22,103.18
-9,909.60
4,882.51
-16,307.05
32,684.96
6,804.42
-1,321.25
14,009.68
-1,613.40
260.34
Opening Cash & Equivalents
42,925.35
52,665.48
47,716.62
64,079.85
31,264.46
24,400.63
25,588.55
11,599.41
6,903.44
6,643.11

Financial Ratios

Consolidated /

Standalone
Description
Mar 24
Mar 23
Mar 22
Mar 21
Mar 20
Mar 19
Mar 18
Mar 17
Mar 16
Mar 15
Book Value
653.41
562.55
486.90
425.55
348.32
302.71
264.93
209.09
181.86
143.32
NIM
4.54
4.64
4.25
4.35
4.13
3.87
3.94
4.16
4.09
4.50
Yield on Advances
13.07
11.74
11.08
13.01
13.40
12.25
12.20
13.36
14.09
15.03
Yield on Investments
6.52
5.53
7.03
7.04
7.98
7.07
7.01
8.94
7.29
10.38
Cost of Liabilities
4.34
3.45
3.16
3.97
4.88
5.21
4.99
5.58
6.19
6.68
Interest Spread
8.73
8.29
7.92
9.04
8.52
7.04
7.21
7.78
7.90
8.35
ROCE
15.06%
13.86%
12.79%
12.10%
11.88%
12.66%
12.95%
12.98%
13.01%
14.00%
Cost Income Ratio
63.97
62.62
64.52
63.12
59.44
62.26
61.35
63.24
64.43
67.21
Core Cost Income Ratio
71.35
62.04
66.93
71.28
58.33
64.81
63.81
69.64
64.72
80.80
Operating Costs to Assets
5.98
5.42
5.56
5.73
4.62
4.85
4.79
5.16
4.52
6.56
Loans/Deposits
0.17
0.16
0.18
0.17
0.25
0.30
0.31
0.32
0.32
0.43
Cash/Deposits
0.08
0.06
0.12
0.04
0.04
0.05
0.05
0.05
0.05
0.05
Investment/Deposits
0.55
0.54
0.53
0.56
0.43
0.46
0.48
0.44
0.52
0.63
Inc Loan/Deposits
16.87%
15.79%
17.79%
17.12%
25.18%
29.55%
30.64%
31.95%
32.17%
43.13%
Credit Deposits
96.65%
99.40%
98.19%
90.43%
95.96%
108.29%
107.72%
107.45%
106.51%
121.67%
Interest Expended / Interest earned
40.13%
34.19%
34.24%
39.51%
47.50%
50.91%
49.61%
51.32%
54.52%
52.30%
Interest income / Total funds
7.33%
6.79%
6.17%
6.85%
7.55%
7.55%
7.44%
8.08%
8.47%
8.96%
Interest Expended / Total funds
2.94%
2.32%
2.11%
2.71%
3.59%
3.84%
3.69%
4.15%
4.62%
4.69%
CASA
45.48%
52.78%
60.63%
60.47%
56.36%
52.47%
50.85%
44.34%
38.66%
37.13%

Annual Reports:

FY 2024
FY 2023
FY 2022
FY 2021
FY 2020
FY 2019
FY 2018
FY 2017
FY 2016
FY 2015

News Update:


  • RBI lifts curbs on Kotak Mahindra Bank
    13th Feb 2025, 11:36 AM

    The Reserve Bank also permitted the private sector lender to issue fresh credit cards

    Read More
  • Kotak Mahindra Bank acquires personal loan book of Standard Chartered Bank
    24th Jan 2025, 10:27 AM

    The aggregate size of the portfolio acquired is Rs 3,330 crore

    Read More
  • Kotak Mahindra Bank reports 10% rise in Q3 consolidated net profit
    18th Jan 2025, 15:32 PM

    Total consolidated income of the bank decreased by 0.57% at Rs 23945.79 crore for Q3FY25

    Read More
  • Kotak Mahindra Bank - Quarterly Results
    18th Jan 2025, 13:06 PM

    Read More

Source: www.accordfintech.com | DISCLAIMER: Information is provided " as is" and solely for informational purposes, not for trading purposes or advice, and may be delayed.